Related Articles


Related Categories


Recently Added


Join Today

It's always free and anyone can join!

Watch StudyUp Demo Video Now

Apply Card College Credit Student

Warren Said:

College Student -- Should I apply for a credit card?

We Answered:

If you do not have any established credit yet, it's a good idea to establish it. Within the next year or so, you will probably want to purchase a car, get an apartment, etc. Here's what I did that helped me establish credit but kept me in check. My first credit card, which I got my sophomore year of college, came with a $1500 limit. I called the credit card company as soon as I got my card and asked them to lower the limit to $500. That way, I could charge small things on the card and pay them off to establish credit, but I couldn't dig myself into a hole that I couldn't get out of. As you are able to realize your responsibility with using credit, you can ask for a credit line increase (many companies will grant increases automatically). Just be careful and don't get in over your head - it can be very tempting to buy something and just say "I'll be able to pay it off." Good luck with your last year of college! :-)

Lester Said:

what is the best credit card for a 19 year old college student to apply for?

We Answered:

go for low interest creditcard, with money back reward.

go here to compare the creditcards

Andre Said:

I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help!?

We Answered:

Getting a student credit card while in college is the first step to start building your credit history. It doesn't really matter how much you earn during college, credit card companies don't expect you to be working while attending a college. So it's actually very each to apply for a student credit card.…

There are 2 types of APR (Annual Percentage Rate) - The APR (Purchases) represents the standard annual percentage rate for purchases; the amount one will pay in interest for carried balances from purchases made on the credit card. This rate may be variable or fixed. If the rate is variable, it may be tied to the Prime Rate, and is usually adjusted on a monthly or quarterly basis. The APR (Cash Advances) represents the standard annual percentage rate for cash advances taken out on the credit card and the amount one will pay in interest for carried balances which originated from cash advances. This rate may be variable or fixed. If the rate is variable, it may be tied to the Prime Rate, and is usually adjusted on a monthly or quarterly basis. Transaction fees may also apply for each cash advance authorized.

The intro APR is the annual percentage rate applied for a limited period of time for new applicants only. The introductory rate varies among card issuers, as well as the amount of time the rate is available for, and on what type of transactions the rate is applicable towards.

Another term you need to pay attention to is Grace Period - it's the number of days in which a credit card bill can be paid in full without incurring finance charges.

Remember to always to pay your credit card on time and pay in full if possible. If you only pay the minimum due amount, the credit card company will charge you interest for the rest of the balance unless they are offering you 0% intro APR. The intro period varies from 6 to 12 months depending on the card offers.…

Judith Said:

Where can i apply for a student credit card?

We Answered:

Hello I think I can help you, go to… and apply for a free student credit card, you can establishing credit by filling out a short online application. Good luck.

Regina Said:

I am a college student in North Dakota and I have two steady jobs. I plan to apply for a credit card?

We Answered:

I agree with the previous answer. I lived outside the US for many years and when I returned, even though I had heavy investment bank balances I could not get a card because none of the U.S. credit raters had ever heard of me.

I opened a savings and checking account with Wells Fargo which came with a Visa card. The first year I had to maintain a deposit in order to ensure funds were available to pay the monthly balance.

After that I was off and running.

Discuss It!

1 2 >

rate my thesis said:

The college card helps you to be come a member and then to create for yourself those of the activities those are the most important for you, students will also get more inspired by their packages and plans.

Wisata Pulau Tidung said:

undertaking work in the field associated with tourism is at desperate need excellent capabilities. working work site is incredibly appropriate i think that an specialist in the field of tourism.

Paket Pulau Seribu said:

carrying out work in the field associated with tourism is in desperate want excellent skills. working function site is extremely appropriate i think that an expert in the field of vacation and pleasure.

tutuapp apk download said:

Greetings! This particular post is very helpful ! Thanks a lot for sharing!

assignment service said:

Get writer help UK aims to offer the flawless assignment writing services to all the students around the world, who are hunting help for assignment writing. said:

Appreciate the recording, it's awesome! If you're thinking about creative writing ideas, like me, It is best to go here This type of nice essays you can observe here! After I had arrived at the resource very first time, it had been as being a dream!

write my essay said:

Get assistance on your essay writing requirement & save up to 75%. We offer essay writing services from certified and veteran essay writers from different area of studies over the globe.

dissertation help said:

We provide exclusive writing services to all the students since many years. Not only do we offer essay writing help, but a essay writing help from professional writers. With a team of experienced writers, a flexible pricing policy and a no-plagiarism requirement, we can become your ideal helper during your college years. Get professional academic writing services.

research paper for sale said:

Our organization offers expert research paper writing help. It is possible to purchase a non-plagiarized research paper authored by educational professionals. Achieve your academic goal by taking professional help in research paper.

download getapk market apk said:

good news ...

Snaptube Apk Download said:

Good Information

Academic Essay Writing Help said:

You have shared some very good insights and experiences. Such experience delivers very good lesson and I have really learnt mine, much like all the other readers. Love it.

Lashes Australia said:

Hey, I am so thrilled I found your blog, I am here now and could just like to say thank for a tremendous post and all round interesting website. Please do keep up the great work. I cannot be without visiting your blog again and again.

Merchant service provider said:

You have done a great job. I will definitely dig it and personally recommend to my friends. I am confident they will be benefited from this site.

Merchant Service Provider said:

I really impressed after read this because of some quality work and informative thoughts. I just wanna say thanks for the writer and wish you all the best for coming! <a href="">Merchant Service Provider</a>

Merchant Service Provider said:

You have done a great job. I will definitely dig it and personally recommend to my friends. I am confident they will be benefited from this site.

Digital Marketing Agency said:

What do I say about your posts? I love them. I read them everyday and always wait for new ones. I am very happy because I have something interesting to read. Hope you can upload more and more. <a href="">Digital Marketing Agency</a>

Digital Marketing Agency said:

I feel strongly about it and really like learning more on this topic. If possible, as you gain expertise, would you mind updating your blog with more information? It is extremely helpful for me.

Eyelash Extensions said:

I quite like the many written content, I've got to declare my spouse and i loved, My spouse and i would really like more details relating to this specific, mainly because it is quite wonderful., Thanks a lot with regards to disclosing. <a href="">Eyelash Extensions</a>

Eyelash Extensions said:

Hey what a brilliant post I have come across and believe me I have been searching out for this similar kind of post for past a week and hardly came across this. Thank you very much and will look for more postings from you