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College Student Car Loan

Dwight Said:

college student seeking car loan???!!!?

We Answered:

Save up some money. You need a decent down payment.
Once you have a couple of thousand dollars saved up you might be able to get a decent used car financed at places like Carmax.
Your credit story about the cancelled Credit Card sounds a little bit fishy. You didn't say what your score was.
If it isn't at least in the mid 700's getting a car loan without a downpayment for a brand new car and a substantial monthly income to "support" the monthly loan payments and full coverage insurance,
isn't going to happen.

Frankly... you would be better off saving your money and then go out and pay cash for a decent, reliable, no frills, used car that can get you from point a to point b. It is better to outright own a car instead of renting one from the bank.

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