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College Student Dental Insurance

Sandra Said:

affordable dental insurance for a college student?

We Answered:

I would strongly encourage a visit to www.healthsavings.ourperfectcard.com I signed up online over 6 years ago online when I was in college and they have saved me thousands of dollars over the years on all services. From root canals, xrays, exams, extractions, crowns...etc. Even my braces had great coverage. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and hope this helps you ou

Marian Said:

I'm a college student and really need dental insurance, i live in new york, does anybody know any plans that ?

We Answered:

check with golden rule insurance.



http://www.goldenrule.com/health/Dental.…

Blue Cross Blue Sheild is another you might check out. You'll have to google it, there are different one's for different parts of NY, (ie Central NY, Western NY, etc.)

Good luck!

Melvin Said:

Dental Insurance for college student?

We Answered:

You have four options with dental.

1. Visit a local dental school. You can get many procedures done for a reduced price if you're willing to let them practice on you. You can find one here: http://www.yourhealthplanadvisor.com/Den…

2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $919. With insurance you pay $460 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.

3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $919. With discount plans you pay around $827. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes… concerning these plans.

4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $919. With fee for service plans you pay as little as $404.

I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.

Richard Said:

21 Y.O. soon to be college student with no dental insurance and terrible teeth - what are my options?

We Answered:

Ou are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here

www.HealthInsuranceFree.info

to solve the problem.

Jason Said:

What is the best, low cost health/dental insurance for a college student?

We Answered:

low cost won't be the best it seems, but check yourself

Pauline Said:

I am a college student and i am looking for health and dental insurance.?

We Answered:

Contact your school's Health Services department. They will either have a plan to offer you at a good rate or have a list of plans for you to consider and contact info on how to get obtain the insurance. They will be very helpful --- their goal is to help students with health matters, insurance coverage, etc. Call them tomorrow!

Good luck!

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Will Mccarthy said:

I would strongly recommend one to have a dental insurance, Will Mccarthy and I have been looking for different people who might help us with learning all about dental insurance students can have, Thanks for the help with knowing more about them

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