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Credit Cards For College Student

Tanya Said:

Credit Card for college student or college aged people?

We Answered:

I would suggest US bank student credit card. I use it and it is phenomenal.
I don't know much about Capital One reward card. I do know that a lot of people complain about Chase freedom card.

So, I would not suggest Chase in any shape or form.

As far as cash rewards go, Capital One has a great FAQ section
http://www.capitalone.com/rewards/reward…

Rene Said:

What card is good for a college student with no credit at all?

We Answered:

there are two ways you could start credit one or them is taking out a small personal loan which you might need a parent or an adult to co-sign for you meaning if you do not pay the loan they will. Or you could apply for a credit card for bad or no credit which most likely will get you approved no matter what, but if you are a student you could get a student credit card which will offer you lower rates and no annual fees, check out www.fastcreditcardapprovals.com but if you have applied for different cards most likely you have been applying for the wrong one so make sure you apply for a no credit card which will have a higher interest rate with an annual fee but use it for a few months just enough to build some credit then you could get a better card and drop your first one. But if you are a student apply for a student card these cards have no annual fees and low interest rates.

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Student credit cards are targeted to young people who may never have owned a credit card before and who may have little or no established credit history of their own. Income requirements are often low, and these student cards usually come with low credit limits for new cardholders.