Brent Said:

Can I consolidate students loans and credit card to get a lower monthly payment?

We Answered:

If a person has accumulated a large amount of credit card debt due to multiple credit cards, the need for a proper counseling for credit card debt consolidation can't be understated. Credit card debt consolidation counseling helps a person get vital insights into the facts that can help him get control over the credit card debt.

Credit card debt consolidation counselors are experts with a good knowledge of debt management, budgeting and behavioral patterns of credit card holders. These services are vital for those struggling to manage their credit card debts. Also called credit counseling or debt counseling the credit card debt consolidation counseling brings immediate relief to a credit card holder.

A person seeking credit counseling can get it from two types of organizations. The professional or commercial organizations, and the non-profit organizations. As depicted by its name or categorization, the commercial organizations charge money for their credit counseling sessions and consolidation help on the other hand the non-profit organizations offer free of charge services. Just because the non-profit organizations are free, it doesn't undermine their quality of service. The persons associated with such organizations are thorough experts and have lived the trauma of being under credit card debt themselves and hence bring their vital experience to the credit card holder. Read more from: http://www.credit-card-gallery.com/artic…

Karen Said:

Why do people stereotype that college students are spending their "parent's" money?

We Answered:

Gotta love how you are looked down upon because you struggle to get an education. I find it ironic that it is more accepted in a society to be on welfare and food stamps than to be financially backed with a degree.
When I was going through my undergrad, I was a student worker working part time (because that was max) making minimum wage. I qualified for food stamps (which my friends snickered at) and I really struggled for several years (I literally bummed washing clothes off my friends at every opportunity b/c the Laundromat made me broke).
The sad thing is, as such with your situation, when you put in the hard times to get that degree and there is no job found. Just makes bad times even worse.
I added 2 websites that I hope will help you. It's the path I chose.