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Health Insurance For College Students

Sara Said:

What are good health insurance plans for college students? Im looking for one that is affordable.?

We Answered:

First, check out health plans available through your college. If that doesn’t work, several major insurance companies have developed plans aimed at the so-called “young invincible” market – people in the 20’s. That’s a good thing since about a third of all recent college graduates don’t have health insurance. Two of the most prominent plans are from Blue Cross Blue Shield and UniCare. The BCBS plan is called the “Tonik Health Plan” and was originally developed in California, but is expected to expand rapidly. It features low premiums ($70-$135) and high deductibles ($1,500-$5,000). Another plan for men and women in your age group is from UniCare. Again, it started in Texas but is supposed to branch out to other parts of the country. It’s called “Sound” and has features similar to the BCBS plan.

Depending on your age, you might be able to get coverage under your parent’s plan. Many states have extended the age that children can be included under their parent’s insurance policy.

You might also want to look into short-term medical insurance. It doesn’t offer the same range of benefits as longer-term insurance, but many people get these kinds of plans when they’re in-between jobs. Typically, they last from a month to six months, although you can find short-term policies that last for a year. Short-term plans usually help pay for:

•Hospital room and board
•Ambulatory services
•Intensive Care
•Lab Exams
•X-rays
•Prescription medications

The best way to get health insurance information is from a qualified health insurance agent. Check out MostChoice.com. It’s a Web site that offers free policy descriptions and prices from health plans across the country. You can also get in touch with local area agents who should be able to answer your questions.

You can visit MostChoice here: http://www.mostchoice.com/health-insuran…

Hope this helps,

Barnes@MostChoice

Tammy Said:

where can i find Low deductible health insurance for college students?

We Answered:

health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.

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