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Insurance For Students In College

Marie Said:

what is the percentage of insurance fraud for college students saying they are in college but they are not?

We Answered:

Most insurance companies require documentation that the student is not only in school but taking the requisite number of credit hours to be considered full time.

The burder on this fraud doesn't fall on the tax payers but on the insurance companies since they are private companies and not government bodies. They, in turn, pass it on to those legitimately insured.

Timothy Said:

Where can I find affordable car insurance in PA for college students?

We Answered:

That's not really a question we can answer. The cost of your insurance depends on several factors, including the age and model of the car, whether or not you need liability only or full coverage, your driving record, the number of years you have been driving, your geographic location, the amount of time the vehicle will be on the road, and some companies now check your credit as well. Your best option is to look up insurance companies in the yellow pages and just start calling around and getting quotes. Make sure you are comparing the same coverages at each place, then pick the one who gives you the best quote. I hear that State Farm gives good student discounts, but I'm not sure if that applies only to high school students or if college students are included as well. You may want to check them out.

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