Marcia Said:

What private Student Loans can I get if my parents have declared Bankruptcy and they are my only Co-Signers?

We Answered:

$4989 seems like a low amount to receive for a student whose parents can't afford school. Are you sure that isn't your EFC? Is this the amount on the award letter from your college?

Well if they declared bankruptcy 6 years ago, it's almost off their credit. Hopefully they have repaired it somewhat since then and at least have a decent score. If not, you'll be eating it in interest.

Contact your bank/your parents' bank. Only use them as cosigners if you must. Try it alone first. Options: Bank of America, Wachovia, Citibank, College Loan Corporation, Sallie Mae. You can find them all online.

Also if you want to try for scholarships, go to http://www.fastweb.com and see what you can apply for.

You can also contact your financial aid office and ask about work-study.

Good luck!