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Alvin Said:
Am I a bad risk (auto loan)?We Answered:
Auto finance is what I do for a living and it comes down to simple math. You make $25,000.00 a year divided by 12-months is $2,083.00 most major lenders on allow 16% of your gross monthly income for a car payment so all you qualify for is a $333.00 payment. There is no way you can afford a $22,000.00 vehicle period.Even with good credit your looking at a payment around $440.00 a month.
Sarah Said:
How will I know if I made the deans list or not?We Answered:
It is usually listed on your transcript if you have Dean's List or not.Being arrogant and narcissistic won't help you in the job market, even with those grades. For all we know you are at community college or some tier 4 state school where showing up gets you A's.