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Student Finance Loans

Kristina Said:

Do the student finance company give loans and grants for Open University students?

We Answered:

You can only get a grant for the course fees (full amount if you earn less then £15700 a year, part if you earn less then £30000 a year) + some cover of study material cost and maybe (if required for your course) help with a computer.

To be honest there is no point of studing with the OU full time cause they hardly ever allowe you to take more then one course at a time and those courses are layed out for people studying part time.

If you want to study full time why not go to a normal Uni??

Regina Said:

Student Finance? What happens if you do not get the grades for your firm offer?

We Answered: has all kinds of information regarding student loans

Ana Said:

Would some of you explain why you are horrified by student loans?

We Answered:

I work for a student loan company. It really isn't that hard to pay back a student loan. I have people all the time who call up asking for a deferment of forbearance because they can not make payments on their student loan but they want to go buy a house. I completely understand where you are coming from, I think it is just the fact that people think they are going to have to pay these off for the rest of their lives.

In reality, if people take resposibility, get a good job and manage their money it is NOT that hard to pay back. And I agree it is completely worth it in the long run. The time you start running into trouble is when you get the people who start school, take out tons of loans, and never finish. In which case their is no benefit to it. If you CAN pay for it out of pocket then of course that is great, but if you can't then it really isn't that horrible to get a student loan.

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