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Student Finance Repeating A Year

Marlene Said:

need some advise on finance?

We Answered:

you are in good shape, with 28 in liquid assets. You may have two choices, relocate or go to school in health care. just be mind full with your spending. just looking at your financial picture, car/house payment about 1200 a month, with a take home estimate of 3500 not bad.

Matthew Said:

Safest way to build real estate wealth?

We Answered:

Yes this is a very achievable goal. You can get past the DTI issues by having a nice income yourself and by using your rental income from the properties. This should be enough income, especially if you are renting out all of the units, you have a great credit score and you are putting down decent sized down payments on the property. The less you put down the higher your payments will be and the higher your DTI will be as well.

Yes some investors do simply go stated and take the rate bump for stated. For an investment property going stated on a multi-unit property you will most likely need around a 30 percent down payment.

Ps: Normally anything over 4 units you will need to do a commercial loan instead of traditional mortgage financing.

Shirley Said:

Will I still be able to receive Student Finance if I repeat a year at University?

We Answered:

just call them up and tell them what the situation is and they'll explain it to you, i had to repeat my first year and they just processed the financing as they would normally.

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