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Kathleen Said:What are some cheap living options for students in NYC?
We Answered:Well, if you can't afford on-campus housing or what the school's housing services department offers you, then I'm afraid you really can't afford to go to school in New York City!
You could maybe hook up with, like, six roommates on CraigsList (see link, below) and all share an apartment somewhere in a bad neighborhood, but, other than that, there simply is NO affordable housing for students in New York City ANYWHERE, sorry!
Howard Said:Housing Benefit for 17-19 A level Student?
We Answered:If you are a student in full-time higher education (degree level or equivalent), you cannot usually claim Housing Benefit. However, you can claim it if you are studying part-time. If you are under 19 and on a course below degree level, you can also claim Housing Benefit (unless you have recently left care).
see here for more details.
Benjamin Said:Is there a reliable website that lists all legitimate educational expenses for a college student?
We Answered:Listen.. once they hand over the cash, it is up to you what you spend it on. When you are offered a financial aid package, it will factor in your family's contribution and then how much you will need for expenses. These will include tuition and housing, basically. I got the same amount (because my parents were dirt poor) each year through loans and grants, and some years I lived in cheaper housing and had literally a thousand extra dollars after paying six months' rent. Another year when I lived in more expensive on campus housing I had barely enough to cover books!
People I know throughout college bought some of the following things with their financial aid:
-Trip to New York (Albeit a cheap one)
-Paid off credit card bill
-Put money into retirement plan
ETC. Now if you want to rationalize, many of those could be argued as a legitimate educational expense. But you can see most of them are not.
The bottom line is, all that money that those people (or I) blew I am now paying on student loans for FOR THE NEXT 30 YEARS, $200 a month at a time! So just keep that in mind, and be smart.
Roy Said:How were student loans handled back in the 50s/60s?
We Answered:Not as many students went to college in the 50's so everything was different. Basically scholarships were awarded to the highest achieving students, not the most needy. There were no Pell grants or anything like that. Basically parents would have to go to a bank and take out a loan in the parents name. You were not considered an adult until the age of 21 so you could not take out a loan on your own. It was not until after WWII that very many middle class kids went to college. The upper class could pay their own way.
Universities were cheaper and more bare bones. There were no computers etc. just a prof and a chalkboard. I am talking about the US. I see you are saying the word financier which makes me think maybe you are in the UK. which may have been very different.
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New York City is very famous all over the world and it is also very expensive. Some places are exits in New York which are very cheap for the students. This whole content is very useful for the students and I really appreciate that you share the good information.
These will include tuition and housing, basically. I got the same amount (because my parents were dirt poor) each year through loans and grants, and some years I lived in cheaper housing and had literally a thousand extra dollars after paying six months' rent. Another year when I lived in more expensive on campus housing I had barely enough to cover books!
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