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Dora Said:I'm a full time student and receiving finance. Are my partner and I entitled to housing benefit?
We Answered:Your partner may be able to claim, but you won't. Your accommodation costs have to come out of your student loan.
Anthony Said:Pay off Student Loan $15K/2.875% or Save Up 40K for House?
We Answered:Save for the house - don't do 100% and, really, that kind of loan isn't out there anymore. You'll get lower cost financing and you'll avoid private mortgage insurance premiums at or below 80% financing.
Pay extra on the student loan if you wish, but that's cheap money. You can earn more on your savings if you shop around.
Money you pay on the loan is money you can't get back if you need it later.
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Save for the house - don't do 100% and, really, that kind of loan isn't out there anymore. You'll get lower cost financing and you'll avoid private mortgage insurance premiums at or below 80% financing.
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