Virginia Said:

Who offers insurance for mobile homes and will let you manage your policy online?

We Answered:

Ah, Progressive was who I was going to say.

The big mobile home writers are Progressive, Foremost, and American Modern. And American Modern and Foremost won't let you manage policies online.

Sorry. You'll have to do it via mail or agent's office.

Debbie Said:

My parents wont let me get a guinea pig?

We Answered:

If you DO "just bring one home & let them get used to it" (Which I DO NOT recommend! I am 22 and have tried these things with my own mom - they only get mad at you for defying them!) DO NOT keep it outside! Guinea pigs are meant to be indoor pets only.

Before you get even more fixated on one, please do your research and find out if you can even afford one - not just to buy one, but to care for one in the long run. If you "just bring one home" and your parents for whatever reason let you keep it, trust me, they will not be willing to pay for it.

Hazel Said:

Why would banks let homes go over unpaid taxes? (this is regarding infomercial scam "houses for $300"?

We Answered:

In my county the tax sale is in May. It isn't the bank that is putting it in tax sale, it is the real estate taxes that put it in tax sale here. If you do not pay your real estate taxes, your property will be sold at auction with the starting bid of the tax amount due. For example, If your tax bill was $1,500.00 for the year and you did not pay it, the starting bid on your home will be $1,500.00. Your house will in fact be sold for that amount if no one else bids on it.

Unfortunately, that is my job. I currently have approximately 200 properties out of the 8,000 that I billed headed for tax sale. That taxes due range from $24.00 (very small vacant lot with no house) to $23,000.00 (car dealership) I do not like this part of my job, the economy is affecting many people. Some of the folks on the tax sale list are repeat customers, they know the system and know that their house can not be sold 2 years in a row, so they only pay their taxes every other year. Once your property has been sold at tax sale, you will have a year to redeem the property. Of course, by then you have attorney fees involved, but that is usually what happens. Out of the 200 properties, I would guess that 10 - 15 will get sold. The others will pay at the last minute.

Sorry for the long explanation. Also, I don't know who John Beck is.