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Student Loans

    A Student Loan

    Jimmy Said:Can you cosign for a student loan if you already have a loan out under your name?We Answered:You can try, but it doesn't mean the bank will approve you. NEVER EVER EVER EVER cosign on someone else's loan unless you are willing and able to pay the entire loan yourself, because you will have to when they don't to save your credit.Theodore Said:My daughter can't get a student loan with my co-signing and I don't qualify?We Answered:Anyone can get a federal Stafford loan regardless of her parents "Supposedly" high income. The max a dependent senior can borrow...

    About Student Loans

    Tanya Said:What Loan company will take over my federal student loans when the loans are in forbearance?We Answered:No one will "take over" your loans. You will still owe the money to your lender when you are in forbearance. They will simply add interest every month while you are making payments. If you are asking about defaulting the lender will just contract out with a collection agency to start calling and hounding you to mail them payments. If you make 6 to 12 months worth of willing and reasonable payments you can ask your lender to "rehabilitate" your loan. ...

    Additional Student Loans

    Phillip Said:I need extra cash, is it possible to take out an additional student loan?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Elmer Said:if i take an additional student loan will it subtract from my federal financial aid?We Answered:It is true you can't receive more fin aid than the cost of attendance at your school. So if the additional loan will go OVER that amount (and in my experience it very rarely does because when they consider the cost of attendance they are also considering living expenses and such) then...

    Alaska Student Loan

    Lewis Said:Where Should I live?We Answered:Go west again. 3 ideas: Denver Sacramento Portland, ORRyan Said:What are the best colleges for marine biology?We Answered:If you really want to shoot for the top, then Eckard college close to St. Petersburg Florida is the best of the best. It is a marine university and a literary masterpiece on the Gulf Coast Here's their site http://www.eckerd.edu/ Hope this helps! SharkloverWalter Said:Why is my dad a ********?We Answered:i think that his behaviour is showing some signs of depression...i think you should cope with the situation and be supportive...YOU can make the situation better. dont leave home cz its too early (yes 19...

    Alberta Student Loan

    Alvin Said:Defaulted on previous Canadian student loan. Is there any way to get another one now?We Answered:You might append a letter to the form, explaining just what you have told us, and giving as a reference the student loan you have been working on paying off. Good luck with it -- meanwhile, apply for as many scholarships as you can find. There may be extra help available for single moms (esp. with children) so talk to the counsellor at the college and ask for information on any loans for which you may be eligible. Good luck!Deborah Said:can my student loan...

    Alberta Student Loans

    Mitchell Said:Are there any jobs for a SAHM in Edmonton ALberta?We Answered:Be a nanny or run a day home. Take some classes at NAIT for early childhood development.Virginia Said:How does a student loan work and bursary.?We Answered:Information for student finance from the Alberta Government is at the link below. You'll have to go through university, not a college, to become qualified as a teacher.Freddie Said:student loans and a cosigner for a house.?We Answered:as long as your credit hasn't been tarnished by your cosignment...Willard Said:I owe the government money for student bursaries cause i quit school for my baby can...

    Alternative Student Loan

    Stacey Said:Bad Credit w/ perfect credit cosigner - - need alternative student loan!?We Answered:There are some personal loans available that could help you, but the interest rates are pretty high for people with bad credit. Check out this website for some options: http://www.credit-card-loans-debt.com/Ben Said:I have a alternative student loan. The interest rate is ridiculous. For every payment I make it takes only?We Answered:Danetteed has the right idea. These loans will suck the life out of you, and if you think it is bad now, wait till the interest rates start to go up. There are usually no good...

    Alternative Student Loans

    Ann Said:What to do when you are turned down by student loans?We Answered:i was also turned down due to bad credit, but someone with outstanding credit co-signed and i was approved for a loan. you may want to try a creditworthy co-signer.Anna Said:Denied student loans for "W" grades. Any alternative loans?We Answered:Eric: You're potentially up against two issues - one, that financial aid will only pay for the first 150% of the hours required by your degree program, and two, that a student on financial aid is required to maintain a pass-rate of at least 70% of the courses that they...

    Application For Student Loan

    Dora Said:Lying on your student loan application, what will happen?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Constance Said:Application process for student loan?We Answered:You can apply for unemployed loans http://www.unsecuredloansforunemployed.org.ukEthel Said:how do you claim for bursary was it done with the student loan application?We Answered:If you are in the UK you need to go to your local council and they will give you student loan application forms and help you fill them in because they are pretty complicated.They will then send a confirmation letter to say if your application was successful and...

    Apply For A Student Loan

    Kathleen Said:Is that possible In Saudi arab foreigner student apply for a student loan from bank or any ?We Answered:Most private student loans from a US Bank require that you have a US co-signor. Unless you can apply for a loan through your home country and use the funds to pay for college.Nathaniel Said:Can I apply for student loan if I am doing a one year course?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    Apply For College

    Bertha Said:How many jobs did you apply for?We Answered:i applied over 50 jobs before getting my jobVirgil Said:Is the Affirmative Action program Helping or Hindering minority Asian students when they apply for college?We Answered:Asians are by far the biggest victims of AA programs.Maria Said:How would I apply to college after taking a year off after high school?We Answered:If you can, consider taking a few classes at a community college and working full time. It's easier if you don't get out of the study habit and you might find it harder to go to college after a year away. CC is...

    Apply For Student Loan Online

    Alfred Said:Do i need to have a job to apply for a student auto loan?We Answered:Hey Kid, those three below do not send anything to their e-mail address. If they were a legitimate company they would not be using yahoo email accounts, they would have their own website and an email account for that site. Just a heads up, also follow my advice for your other question.Peter Said:How can I apply for a student loan?We Answered:change your college, and country too. then you'd need no loan :) You should check out universities @ Norway, Sweden or Finland, as the education...

    Apply For Student Loan

    Gina Said:How to apply for student loan?We Answered:http://www.direct.gov.uk/en/Diol1/DoItOn…...

    Apply For Student Loans Online

    Clifton Said:Need to get student loans, ideally by applying online tonight. Not sure where to go. Credit issues.?We Answered:I am not sure how your school handles financial aid but if you can apply for financial aid then do so right now. You an independent, single mother so I imagine your income is low and this should help with how much financial aid you receive. I am a different major but in a similar situation. I get half my tuition paid for by grants through financial aid (meaning I never have to pay that money back) and then I got loans...

    Apply For Student Loans With Bad Credit

    Tom Said:Student Loans: Is it to late to apply for a course starting this Sept & What are my options with bad credit?We Answered:Visit this site http://www.thetechnology.net Here you will find enough information that will help you solving your this question.Eduardo Said:If i have bad credit can i apply for a student loan and get approved?We Answered:nopeJo Said:Where can I apply 4 a PRIVATE Student LOAN with BAD CREDIT and NO COSIGNER?We Answered:Try this website: www.fafsa.ed.gov/ I have horrible credit, but I have been back in school since 2003 and have used student loans to pay for it all. Keep in mind...

    Apply For Student Loans

    Cecil Said:When is the best time to apply for student loans?We Answered:you should do everything at the beginning of Jan. usually the year before you plan to start. so if your transfering in sep 08 apply jan 08 for EVERYTHING fafsa. grants and loans.Rachel Said:Can i apply for student loans in the middle of the school year?We Answered:If you have completed your application for financial aid for the current school year...then you are already in the system. Yes, you can get a loan for the spring semester....you need to start the process immediately. Also ask about any unclaimed...

    Apply Student Loan

    Terri Said:When do I apply for a student loan?We Answered:It all depends on what you want to get out of it. Check out my financial aid blog for more financial advice info and more useful ideas http://student-loans-info.50webs.org/...

    Apply Student Loans

    Dawn Said:Can I apply to multiple student loans and then choose the company with the best option?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.Brett Said:Can I get apply for more student loans for my masters if I am still in dept from my undergraduate degree?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Alexander Said:Are you supposed to apply for student loans each year or all at once?We Answered:You generally apply by year.Harry Said:when do you apply for student loans?We Answered:scholarships.onlinewebshop.net -...

    Applying For A Student Loan

    Eileen Said:When do I have to start applying for a student loan for uni?We Answered:The form you need to apply (PN1) is expected to be at local authorities in late Feb, you can either contact them direct and they'll post you a form or you can download one or apply online at www.studentfinancedirect.co.uk The deadline (depending on what type of support you're applying for) isn't until the end of June however the sooner you get your form in the quicker you'll have a decision. The standard turnaround time is about 6 weeks however if you leave it until last minute...

    Applying For Student Loan

    Henry Said:I've been in college for 3 years and i'm still confused on process of applying for student loan?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Helen Said:What is the procedure for applying student loan?We Answered:To apply for the federal loan, the student must qualify the essential qualification such as a high school diploma or a General Education Development (GED) certificate. The application must include all the supporting documents for getting loan....The character and conduct of the student is very important for the approval of the loan...Dora Said:What's the difference between...

    Applying For Student Loans

    Becky Said:I Plan On Going Back To School In May. Should I Begin Applying For Student Loans Now?We Answered:You can apply for loans 180 days before you start. You should actually be approved and done 30 days prior so the school can certify them with the lender. The school needs to accept you and then they will inform the lender that you will be attending their college. But you can pre-approve in advance and then inform the lender what school you are attending.Perry Said:when should you start applying to student loans?We Answered:you cant apply until you have gone firm with...

    Asc Student Loans

    Gilbert Said:Never been late on a mortgage payment, but still getting foreclosed..?We Answered:you are right, it doesn't make sense on the banks part. However, no matter what you need to make the payments. I would suggest getting a part time job. MANY students work and go to school full time. Or get a full time job and go to school part time. Husband can also work more.Armando Said:You're going to think this is a joke, but how can I get a mortgage for $4k without asking a co-signer?We Answered:What you need is a hard money lender-meaning they dont...

    Bad Credit Private Student Loan

    Dan Said:I am a student with bad credit, looking for a private student loan, any suggestions or help?We Answered:I used campusdoor... but it sounds like you might need a cosigner. No payments until after you graduate or drop below half-time. There is a one year grace period after graduation to start payment.Lois Said:Where can I take out a grant for school or a private student loan with bad credit?We Answered:Here is free direction on how to get grants without uses a paid service. http://www.ehow.com/how_2223269_easily-a…Myrtle Said:I have bad credit and need a private student loan ASAP?We Answered:Don't panic....

    Bad Credit Private Student Loans

    Duane Said:Is there a place where you can get private student loans if your co-signer has really bad credit?We Answered:You can't get a private student loan without a cosigner with good credit. I would suggest you have your mom apply for a federal parent PLUS loan through your school. Then when she is denied, you will be offered this loan in YOUR name. You won't have to pass a credit check to get it and this is in addition to your current Stafford loans....

    Bad Credit Student Loan

    Donna Said:How do I get bad credit student loan?We Answered:try there:http://students-loans-consolidations.com good luck !...

    Bad Credit Student Loans No Cosigner

    Amanda Said:i need a private student loan and i have bad credit and no cosigner?We Answered:The mark of bad credit throws financial challenges to a student, affecting negatively his economic condition and support intensely. It becomes hard to adjust or meet the increasing admission fees and other educational expenses with a bad credit tag, but surmounting the situation in a lenient manner is possible with as external financial aid named bad credit student loans. As the name suggest, it considers and concentrates issues related to education expenses of students and prop them with the necessary finance for a smooth and...

    Bad Credit Student Loans Without Cosigner

    Lewis Said:Is there any way to get student loans without a cosigner?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Mark Said:does anyone know how i can get a student loan without a cosigner and little credit?We Answered:http://www.salliemae.com/get_student_loa… This is a very informal website on student loans. Stafford doesnt require co-signer or credit check.Glenn Said:Student loans without a cosigner?We Answered:no such thing as a private student loan without a cosigner, sorry. Find another cosigner or find a cheaper school.Crystal Said:Where I can get a student loan with bad credit and no co-signer?We Answered:Your...

    Bad Credit Student Loans

    Brett Said:I need a website that handles bad credit student loans and DOES NOT charge a fee.?We Answered:There you go : Also take a look there, it may help you : http://index-go.com/student-loans-financ… http://index-go.com/improve-credit-score… Good luck !...

    Bank Of Nd Student Loans

    Steve Said:Should all states be able to benefit from the carve outs in the HC bill designated to only one state?We Answered:No Sen. Landrieu (Louisiana) said without the $300 million they would not be able to cover the Medicaid and Medicare part that they normally do. So she is getting it. Thing is the other states are in the same shape and will not be able to meet there obligation as right now it's a 70%-30% split. So watch for more states to do what the 34 or 35 are already doing. Virginia is leading the...

    Bank Of North Dakota Student Loans

    Mario Said:What is your opinion on the 100% Nationalization of the student loan industry,?We Answered:Well the default rate is pretty bad and the government pays anyway, but like you said no telling what will happen and how long it will take. I would think they want as many as they can get in right now so unemployment will look better when they say 30 million went back to school. It will support them and then possibly turn out like a mini housing deal. Have a great year . Wonder if Sunday will turn out right or another...

    Bank Student Loan

    Eleanor Said:how long should I wait to see if the student loan has problem transferring money into my bank account?We Answered:No, it is not something you should worry about right now. You see, you and every other yahoo out there is waiting for a student loan check (myself included). From past experience, I have found that even if they say it is disbursed, it isn't ... it is still in the process. You start worrying 1 month after all the paperwork is in. When you call, you call the student loan people. The bank is merely...

    Bank Student Loans

    Carolyn Said:Do you have to apply for federal student loans thru your school or can you go thru the bank yourself?We Answered:You can apply for a loan through your bank, however, your credit rating will be taken into account. If it's not so great, you probably won't qualify. Student loans (through the school)don't require a credit check and have a very low interest rate. Personally, I would wait and try to get the loans through your school.Franklin Said:Does anyone know where to find the lowest interest rates on private bank student loans?We Answered:Check http://bankrate.com . They may...

    Bankruptcy And Student Loans

    Ben Said:can i file bankruptcy on student loans?We Answered:Due to bankruptcy reforms in 1998 and 2005, it’s almost impossible for the average person to discharge federal or private student loans through bankruptcy. Although your student loan can’t be discharged in bankruptcy, a bankruptcy court may be able to ease an overwhelming debt burden. Some courts may discharge a portion of your student loans, but this is rare and varies by court.Elizabeth Said:bankruptcy student loans?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Nathan Said:is there any way to file chapter 7 bankruptcy...

    Bankruptcy Student Loans

    Jorge Said:With Bankruptcy and Student Loans, who decides if a borrower meets the "substantial hardship" test?We Answered:If they are private student loans, no. Bankruptcy will not discharge those.Lauren Said:can i file bankruptcy on my student loans?We Answered:Nope... My sister is a Paralegal. I asked her the same thing just a few days ago.Shirley Said:How to file bankruptcy for student loans?We Answered:Lol, you got some replies dude! but here's some more if you are still looking! http://credit-cards.ebookorama.com http://finance.ebookorama.com http://credit.ebookorama.com http://credit-repair.ebookorama.com if you get any luck please don't forget about me lol, hope it helped you!...

    Banks Student Loans

    Edith Said:Do banks offer student loans?We Answered:Yes many do. Here is a list http://www.aessuccess.org/find_aid_for_s…...

    Banks That Offer Student Loans

    Nathan Said:What lenders offer private student loans, when the school isn't on the banks loan list?We Answered:Try a credit union.Danielle Said:Are there any Saudi banks that offer student loans?We Answered:Student Loan is never in Saudi Arabia. Hence no bank is offering this type of loan.Jamie Said:I know that nationalised banks offer STUDENT loan to a certain extent.?We Answered:You can look for international scholarships here: http://scholarships.goabroad.com/index.c… Good luck!Jessie Said:Are there any institutions ot banks in Lebanon which offer Scholarships or Student Loans?We Answered:TURNER he is talking about LEBANON... What federal gov you are talking about? Anyway I know there are some, because my niece...

    Bc Student Loan

    Patrick Said:Will getting a student loan affect my grant eligibility?We Answered:No, getting a loan should not affect your grant eligibility. Loans are usually added to your financial aid package after your grants. In fact, a school is, by law, required to calculate your Pell Grant eligibility before doing anything else. Now, in most cases, your loan will need to be certified by the school. It is possible that the Chase loan you described is one of a handful of "direct-to-consumer" loans that could be used (though they shouldn't) for non-educational things (like the car you plan to purchase). These kinds of...

    Bc Student Loans

    Veronica Said:How do I pay off the interest on my student loans?We Answered:the interest never stops accumulating until the balance is paid off. Even if your principle balance is only $5 you will still accumulate interest on that little $5 that you still owe, so your total balance would be $5.35. Understand? As long as you owe, there is still interest adding up. Usually the interest is added to the loan balance monthly. I would call Sallie Mae if I were you and have them send you a bill in the mail. They have always...

    Best Bank For Student Loans

    Dorothy Said:What bank in ontario canada is best for student loans?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Denise Said:Best bank to get student loans?We Answered:You will want to complete a FAFSA form, if you haven't already. This will allow you to get government substadized loans at a much lower rate than you could probably get directly from a bank. You do not need to have good credit to qualify. Once you have that completed any of the authorized banks would be a good choice. You may want...

    Best Consolidation Loan Student

    Carl Said:Student Loan Consolidation? Best ones?? Help.?We Answered:Shop around to find the lenders with the best incentives. The rates will all be about the same usually. Try some of these sites: http://financialaid.com - student loans and consolidations http://finfo.com - get up to four competing offers, no obligation http://salliemae.com - large student lender/consolidator You can also try http://bankrate.com . They might have a rate comparison for student loan consolidations. Good luck!Randall Said:What is the best student consolidation loan?We Answered:There are many choices to choose from. I would go here as this website has great answers to many of your questions and also has calculators, software, etc...

    Best Private Student Loan

    Larry Said:What's the best Private Student Loan for a reaaaally low income home?We Answered:Private loans are evil and should be avoided at all costs. If you can't afford a school without resorting to the evil, sub-prime, private student loans than you can't afford a school. And any school which requires its students to take out a loan in order to afford it is not a very good school. Your interest rates will be double that of federal loans, you'll need a really good co signer with a high and stable income and if you were to die or become...

    Best Private Student Loans

    Nancy Said:What is the best private student loans to get with great approval nd interest rate?We Answered:All private student loans are subject to credit approval. The rates vary very little. They are not a good deal and should be avoided at all cost. Kimberly Said:What company offers the best private student loans with low credit standards required ?We Answered:Try Google.Steven Said:Where are the best private student loans?We Answered:Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees,...

    Best Student Loan Consolidation Companies

    Eva Said:Which company has the best student loan consolidation rates?We Answered:The federal consolidation loan has a fixed interest rate, based on the weighted average of the interest rates of the student loans being consolidated, excluding Health Education Assistance Loans (HEALs), rounded up to the nearest 0.125% or 8.25%, whichever is less. The weighted-average interest rate calculation is based on the official interest rates for the student loans being consolidated, exclusive of any borrower benefit or other special rate discounts. By law, all lenders are required to use the same interest rate formula for federal consolidation loans. Instead, you should consider...

    Best Student Loan Consolidation

    Rita Said:Best student loan consolidation. Mine after 5 months just turned me down!?We Answered:Be thankful that your consolidation with this company didn't go through. There are many reputable lenders out there who offer Federal Consolidation Loans -- but I do not count Educational Direct among them. They employ a lot of trickery in their direct marketing; I always hope my students have nothing to do with them... For your own edification, have you asked why they turned you down? Remember: Federal consolidation loans require no credit check -- so no consolidation lender should have turned you down for credit reasons. There...

    Best Student Loan Lenders

    Wanda Said:Best Student Loan lenders?We Answered:Since stafford is a federal student loan, all lenders will offer the same interest rate. You should look for a large, reputable company to work with that has a lot of experience in student loans, such as Sallie Mae, Citibank, Bank of America, Chase.Billie Said:What lender is best for getting a student loan?We Answered:M: Take a deep breath, and make sure that you understand the obstacles that you're setting yourself up for. Let's start with the simple question - have you completed the Free Application for Federal Student Aid, the aid application better known as the FAFSA? If...

    Best Student Loan Rates

    Jeffery Said:I need a student loan... where should I go for the best rates/terms?We Answered:Well that depends on a great number of things, especially your credit history. The better condition you are in, say if you have long, great established credit, you are likely to get better terms, they are more harsh on risky borrowers. So start with your bank and shop around, get a fixed rate though. The financial aid office will have to most up to date information about different borrowers and terms, they will also have past experience dealing with these lenders, and are thus the best...

    Best Student Loan

    Hugh Said:What is the best student loan if i want to go to optometry school?We Answered:Check out this site, I'm sure they have the answer you're looking for.Christina Said:How do i find the best student loan?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Gene Said:What would be the best student loan to get?We Answered:You may want to check this website about all about LOAN. They have provide an article and a latest news about Loan such as home equity loan,consolidation loan,mortage loan,student loans consolidation and other. Student Loan Consolidation Blog http://studentloan-consolidationx.blogsp… Consolidation Loan http://loan-info1.blogspot.com/search/la… Student Loan...

    Best Student Loans For College

    Jeanne Said:what is the best private student loans to get for college with a low interest rate?We Answered:uscolleges.undonet.com - try this site. It has info about different US student loans and scholarships.Shawn Said:What is the best student loan a college student can get?We Answered:Have you consider to apply for scholarship instead of student loans? Many people has to struggling to pay the loans back because of the high interest rate. Some friends of mine in college told me that they have valuable information regarding scholarships from this place. Good luckGuy Said:What are the best possible student loans to apply for as...

    Best Student Loans

    Kay Said:What are the best student loans?We Answered:Always begin your quest for educational aid with the federal government's financial aid program. By completing the Free Application for Federal Student Aid, or FAFSA, you will automatically be considered for many forms of financial aid - not just from the federal government, but from your state and from your college, too. The federal government has several forms of aid that assist applicants who have "exceptional need". Your need classification is determined by the information you provide on your FAFSA. If you qualify for need-based assistance, you may receive a gift of "free" money...

    British Columbia Student Loan

    Beatrice Said:College, so expensive!! (international)?We Answered:Where are you a legal resident at? If you have been legally living in the US - even if you're not a US citizen, you might be eligible for financial aid and students loans. You can also check with each university you want to go to, what kind of aid/grants they have for international students. What about other English speaking countries or degrees? For example, if you have been living legally for the past years in the EU, you can study at any British university for local tuition, which is not free but less than...

    Calculate Student Loan Payments

    Eduardo Said:Do student loan payments go up or down?We Answered:I'm afraid your math is completely wrong, but you are also wrong in thinking that with a fixed interest rate, your payments go down. Your payments will stay steady until you have paid off the loan. Okay, here's where you are wrong. First of all, interest is compounded over time. That means that you aren't just paying 4.5% on the original $26,000, but you are also going to be paying interest on the interest that you still owe. And they usually have you pay off...

    California Student Loans

    Dwight Said:Can student loans cover travelling costs?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Jessie Said:i'm from california, asking about student loans after college?We Answered:Stafford loans are the best student loans to get. None of them require repayment until after college and the interest rates are regulated by the government and are currently around 6%. If you are in California don't forget about the CalGrant and if you are going to go to a community college ask about tuition and book waivers!Ivan Said:is a California Guaranteed Student Loan subject...

    Can You File Bankruptcy On Student Loans

    Penny Said:Can you file bankruptcy on student loans?We Answered:Government backed student loans are NOT dischargeable in bankruptcy. If you don't pay the bank, the government will. Then the IRS becomes the collection agency. Under recently passed laws, the bank is cut out of the process entirely and the IRS makes the loan from the start. If you have a private loan, not backed by the government, it is the same as any other private loan.Roger Said:Can you file bankruptcy on private student loans?We Answered:Private student loans are not covered by bankruptcyJulio Said:How can I pay off my student...

    Canada Student Loan Application

    Tanya Said:financial aid for international student in canada?We Answered:There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holiday abroad, a new kitchen, the latest cell phone available, or just about...

    Canada Student Loan Centre

    Terry Said:I want to have a bachelor degree...Help?We Answered:If you're good with numbers, try something that is more mathematical based. It might not make sense now, but if you're looking for a decent paying job, you'll find such skills and logic useful and employers find it impressive. Marketing is a horrible undergrad degree. Stick with economics or finance if you don't want to take the engineering or mathematical science tracks. Good luck!Jon Said:Can you go to school and qualify for welfare?We Answered:its possible to still qualify, just apply and see what happens . make an appointment and talk to them about...

    Canada Student Loan

    Robin Said:(Canadians Please) Is it possible for my old Canada Student Loan to vanish of the face of the earth?We Answered:It will eventually show up on your credit report, as soon as it is sold to a collection agency, which is inevitable. Canadian law changed in 2002, and student loans are now permanent - they never drop off the credit report even after the old 7 year statute period. They also survive bankruptcy. If you call 1-800-387-5604 and give your SIN they can tell you if you have any outstanding provincial debts. Kind regards....

    Canada Student Loans Program

    Sonia Said:Student loans or financial programs in canada for bad credit?We Answered:Have you tried getting a student loan? I know some people who have had bad credit who received a student loan. I suppose it just depends on how bad your debt is... I really couldn't tell you for sure if it's possible. The best thing to do is try if you haven't already. Also, where in Canada are you? There are different programs for different cities/provinces.Helen Said:Do mexican immigrants qualify for any student loan programs in any province in Canada?We Answered:depends. I don't know about other provinces but...

    Canada Student Loans

    Christy Said:Consumer proposal on Canada student loans?We Answered:check out www.canadastudentdebt.ca They have a section on dealing with collections....

    Canadian Student Loan Centre

    Constance Said:I don't make enough money to make interest payments on my canadian student loans, what happens? ?We Answered:If your student loans have already gone into collections then you've let the situation get completely out of hand. As pointed out above, the government knows where you are and will instruct your employer to take money out of your paycheque to make your very-much-delinquent loan payments. Best suggestion: get a one-room apartment over someone's garage and prepare yourself to 'live poor' for several years. If you can get a second job and scrape together more cash to put on your debt,...

    Canadian Student Loan

    Clyde Said:[Canadian Student Loan]What will happen if I change my status on OSAP?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Lewis Said:Can you pay a Canadian student loan (to NSLSC) in US funds while you are in USA (for work?)?We Answered:That's a really interesting question. I don't recall seeing anything on the consolidation agreement that said the bank account had to be in a Canadian bank. I'll check the manual and try to get back and edit this answer tomorrow.....Peter Said:My first canadian student loan was forgiven, am i eligible for...

    Canadian Student Loans

    Derrick Said:Will my canadian student loans prevent me from getting a J1 visa or student visa?We Answered:30K is way too high. pl bring it down. yes it will affectDonna Said:is there any help for canadian defaulted student loans?We Answered:you have to pay it plain and simple, its law that default or bankruptcy wont let you off the hook from student loans anymore.... what kind of help are you expecting? get a job and start making paymentsChad Said:Differences between American student loans and Canadian student loans?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and...

    Car Loans For College Students

    Henry Said:college student car loan?We Answered:Nobody is going to lend you money of you are unemployed. How do you intend to prove to them that you have the means of paying back the loan.Johnny Said:How to get a college student car with no job but parents willing to pay?We Answered:Unfortunately, I have to say there isnt anything out there for you. Your option may be to take out a bigger loan (Federal loan) through your school- I usually take out about 3,000 more then I need on a Stafford Loan. Take that refund and use it as a down...

    Car Loans For Students

    Kathleen Said:I paid off my car and student loans. Will my credit go up?We Answered:Definitely it will raise. The lower your debt to income and debt to credit ratios, the higher your score. Absolutely. It may take a few months to catch up with itself though.Elizabeth Said:How do car loans work?We Answered:Set your sights on that Jeep once you get that job! Earning is a privilege! Self-satisfaction. Motorcycles are easy on the gas and maintenance. Get a double seater for your dates.Micheal Said:How do I get a student car loan without a job?We Answered:Just sign up for some Obama stimulus,...

    Cheap Student Loans

    Neil Said:What California Community college is right for me? I am under student loans. Low crime, high education?We Answered:You can get info about such college scholarships and grants online here - colleges.mywebcommunity.orgChristina Said:Can anybody suggest a reliable source to refinance a cheaper student loan?We Answered:citi bankSusan Said:What is the best/ cheapest student loan company for graduate and undergraduate schools?We Answered:You can go to : http://www.studentloanchoice.biz http://www.estudentloans.biz http://www.about-student-loans.net http://www.student-loans-choices.com it's about student loans information where you can make a comparison. Good luckBillie Said:How expensive are student loans?We Answered:I just graduated and have a bit over 20k in loans. they give you a couple different options my regular...

    Cheapest Student Loans

    Clarence Said:What happens to Student Loans when I transfer?We Answered:The school is supposed to verify that you are enrolled with them before they disperse the loans, so they should just be canceled. I would contact the financial aid office and let them know that you don't need them anymore just to be safe though.Naomi Said:I want to deffer my student loans, does anyone know the cheapest online school? Or any other way to deffer?We Answered:universities.atwebpages.com - try this site. It has info about different US student loans and scholarships.Wanda Said:When it comes to Student Loans, who is the best...

    Cibc Student Loans

    Edwin Said:Transfer money between Bank of America, and CIBC?We Answered:Go to Bank of America, Take your CIBC and loan info And they will handle it for youEllen Said:paying off collections debt?We Answered:First off, I have been in the mortgage business for 22 years. Student loans must be paid before you can get a good mortgage. Example if you applied for FHA loan with a defaulted student loan you are automatically declined, since student loans are backed by the government. You can try settling with them but most times they are not cooperative since they know that if you...

    Citiassist Student Loan

    Beatrice Said:What rates can I expect on my student loan interest?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Morris Said:Can I still qualify for a CitiAssist Private Student Loan if I have only had credit for a month?We Answered:uscolleges.undonet.com - try this site. It has info about different US student loans and scholarships.Jonathan Said:Which student loan company is better, Discover or Citiassist?We Answered:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the...

    College Loan Consolidation

    Carolyn Said:College Loan?We Answered:personally i think parents should help out with education fees, especially if they can afford it, the thing is though that if they refuse point blank to help then you will probably end up resenting them. You have to choose whether you are going to "get on with it" and hopefully pay it off over the years or keep asking your parents to help. Maybe if they see you making an effort to pay if off they will fell guilty and help you out in the future. Good luck coz i know what it's...

    College Loan Student

    Adrian Said:What is a reputable Student College loan company?We Answered:Don't apply for any loan from a bank until you've exhausted all federal loan options. Check this first! http://www.fafsa.ed.gov/ Then if you aren't able to get federal loans or you find yourself short funds, try for some scholarships/grants. You can find links to a list of sites that specialize in them at http://www.studentloanadvisors.com Finally, if you still need a loan, apply for a private student loan at http://www.studentloanadvisors.comIrene Said:Can someone explain to me how a typical college student loan works?We Answered:you are just going to get spammers like this. Instead, join a search site like...

    College Loans For Students

    Holly Said:Can all college students get loans to pay for the college of their choice?We Answered:Attending a "pricey" college on loans is risky for your son. He will not be able to accumulate that much in federal student loans (because they have lifetime limits to protect him). People rack up that much debt by going into the shark infested, unregulated private student loan business. These sub-standard variable rate and high interest loans are very undesirable for him and the person who cosigns with him. (for example, in federal loans, God forbid he becomes totally disabled or...

    College Student Loan Consolidation

    Troy Said:How does student loan consolidation affect your credit rating?We Answered:Hi There, You are absolutely right... Your credit can be greatly increased immediately by consolidating... The reason is as follows.. Picture your situation if you dont consolidate.. You have say 10 loans, all with a different monthly payment ans interest rate all of which obligate you to a minimum payment each month.. So, the way the credit bureau's see it, you have alo tof obligations each month to pay for, which gives you a high DTI or debt to income ratio... Now, once you consolidate, it does manyu thngs... First and foremost, it comnines the...

    College Student Loan

    Edna Said:student loan and college degree need help stressing?We Answered:30K for just an associates degree is ludicrus. You can't even borrow this much in federal loans alone.... for a darn good reason! My advice is to pay off that 30K as quickly as possible before you take out more loans. Perhaps you should start working full time and attend college part time and pay for your tuition as you go.Kim Said:How &/or where can I find a co-signer for a college student loan!?!?We Answered:That's a tough one, you really need someone willing to vouch for you..... Why do you need...

    College Student Loans

    Christina Said:If i paid for college with student loans, will i get spending money from the loans?We Answered:You can get loans that are big enough to cover your tuition AND living expenses, i.e. food, gas, etc. Loans suck because they can put you in debt that you will have to pay back for years. But sometimes its the only option. Have you tried to get grants? The US gov gives out thousands of grants every year that you never have to pay back. Almost everyone can get them, you just have to know how! Check out the site below to get...

    Community College Student Loans

    Carmen Said:Worth it to get student loans for community college in San Diego?We Answered:Apply for federal financial aid at http://fafsa.ed.gov You CAN get aid to go to a community college!!!Lucy Said:is it advisable to take student loans in community college?We Answered:It's advisable to take student loans to any college. It's all based upon your tuition. If you don't have enough money to get into that college than yes, you need a student loan(s).Chad Said:Possible to get enough student loans/financial aid to go to Community College full time?We Answered:You can get info about such college scholarships and grants online...

    Company Loan Student

    Leon Said:What, in your experiences, is a good private student loan company?We Answered:You sound like you've done some research and are ready to go....but have you considered getting federal student loans before private? Federal loans generally have the lowest interest rates and most generous repayment terms. If possible you should max out the federal money first, then cover the rest with private loans. That being said, FinAid offers a list of private lenders http://www.finaid.com/loans/privatestude… if that's too overwhelming, check out Sallie Mae http://www.salliemae.com/get_student_loa… they've got private loans for almost every type of school. You may also want to check with the financial...

    Compare Student Loan Consolidation

    Duane Said:I have a student loan in my dads name b/c I wasn't able borrow enough. He consolidated w/ sallie mae. HELP!?We Answered:You need to understand there is a difference between your student loans (Stafford loans) you repay and your Dad's loans (parent PLUS loans) that HE must repay. He can consolidate all he wants, if these loans were parent PLUS loans for you, then that means YOU are not responsible for them at all and need to worry about your own loans. Do not pay on his loans. You are not able to write off the...

    Compare Student Loans

    Darrell Said:University Student Loans? What are the rates?We Answered:You can apply for financial aid with fafsa. They have you fill out this long form and then determine how much they are willing to give you for loans. Student loans are much cheaper in interest compared to credit cards I have found. My two student loans interests were 7 percent and eight. Plus some loans if they are subsitized or unsubstitized you won't have to pay them back until after you graduate.Cody Said:Is there a site I can apply for all the student loans available, or compare them?We...

    Consolidate Defaulted Student Loans

    Katrina Said:Defaulted student loan in collections, will they take away my tax refund if i consolidate now?We Answered:They have thrown you an olive branch. They want you to "set up a repayment plan with them". They do not want to bury you. They just want you to set up a plan to address your debts. They want you to be able to survive so that you can pay off the loan and still move your life forward. You will probably have to give them some of your tax refund but that is better than...

    Consolidate Federal Student Loans

    Lawrence Said:Should I consolidate my federal student loans?We Answered:you should consolidate your loans. the interest rate actually gets rounded up to the nearest 1/8th of a % then becomes a fixed rate. if all your loans are at the 8.02, your new rate would be 8.125% as far as reducing the rate, you can do that with incentives. some companies offer better incentives then others, but can sell your loans and you lose the incentives if that happens. your monthly payments would be greatly reduced, because the term gets extended based off your loan amount, whereas right now you are on a 10-year...

    Consolidate Loan Student

    Vincent Said:I have consolidated my student loans but forgot to consolidate another loan, is it too late to add?We Answered:You have 180 days after you have consolidated your Federal Student Loans in which you can roll in any additional loans that may have been left out or you had trouble including in your original consolidation. Simply contact your Servicer of your consolidation loan by phone and inform them that you have an additional loan that you would like to have included in your consolidation with them. If you would like more information please visit the link below. Hope this...

    Consolidate My Student Loans

    Glenn Said:What is the best way to consolidate student loans, past due bills, and others to fix my credit?We Answered:?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - freecreditreport.sinfree.netByron Said:How to consolidate my student loans?We Answered:Don't consolidate, you will be paying more money in the long run with interest.. Mattie Said:If you consolidate student loans, what happens to the responsibility of the cosigner?We Answered:Consolidating means you are using a bigger loan to pay off smaller loans. So, in short, the old loans are now...

    Consolidate Private Student Loan

    David Said:I want to consolidate my private student loan?We Answered:WE ARE A FINANCIAL COMPANY THAT RENDER LOAN SERVICES….. I am Mr. Donald George (CEO) of Donald Micro Finance Company; we offer all kinds of loans with different currencies, I’m a registered and accredited loan lender that give out loan to loan seeker at the below loan interest rate, interested person should contact us with our company e-mail below, We offer loans at low interest rate of 2% just to help you with the loan; our services are flexible, within a short period of time your loan will...

    Consolidate Private Student Loans Fixed Rate

    Maureen Said:How do i consolidate private student loans?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Andrea Said:I need a fixed rate private student loan consolidation company ...?We Answered:Floor: To the best of my knowledge, there are NO lenders making fixed rate consolidations of private student loan debt at the present time. In fact, there are just a handful of lenders making private consolidation loans at all. I'm seeing Chase, StudentLoanConsolidator (Edvisors), and Wells Fargo, and they're all offering credit-determined variable rate loans based on LIBOR or Prime. Companies like NextStudent, SallieMae, EdFed...

    Consolidate Private Student Loans

    Jackie Said:I need help finding a company to consolidate my private student loans?We Answered:Education Finance Partners offers a private loan consolidation. However, Sallie Mae is notoriously territorial about their loans. Good luck.Wallace Said:Consolidate private student loans on lower interest credit card?We Answered:Sallie Mae consolidates private student loans. The interest rate is credit-based, so if yours isn't great, it can help to get a cosigner with good credit. Student loans (even private ones) generally have better terms than credit cards, so please fully explore the consolidation option before transferring the balance to a card. http://www.salliemae.com/after_graduatio…...

    Consolidate Student Loan

    Delores Said:Can anyone recommend somewhere to Consolidate my student loan?We Answered:Don't consolidate. Instead of paying on those loans for the next 10 years you'll be paying on them for the next 30. Giving them double the interest you would have if you had never consolidated. Even the interest rates won't likely be better than you have now. Also, if you have private and federal loans both, you can't consolidate them together. Meaning you'll always have more than one payment. Kinda defeating the purpose of consolidation in the first place.Dana Said:How can I consolidate my private student...

    Consolidate Student Loans

    Alfred Said:Where can I consolidate my Student Loans?We Answered:Your federal loans can be consolidated into the Direct Loan program - go to www.studentloans.gov to get more information. Private loans are a lot harder. Depending on your credit, you MIGHT be able to find a lender willing to do a consolidation loan. One lender that I've referred students to is Wells Fargo. They consolidate up to $100,000 in education loans. Don't pull your federal loans into this mix though - you'll lose out on a lot of benefits and protections, like deferments or forbearances. Go to www.wellsfargo.com/student to read all the details. Hope...

    Consolidated Student Loans

    Hazel Said:If I have already consolidated my student loans, is there still a way to "refinance" for a lower rate?We Answered:The regulations for the refinancing of Federal student loans are very different from mortgage refinancing. Whereas you could refinance a mortgage as often as you want (well, sort of), reconsolidation isn't technically supposed to be possible for student loans. There a a few loopholes, though. The only way you might be able to "re-consolidate" would be: (1) if you borrow a *new* Federal student loan. If you have another loan that is unconsolidated, you can apply for a...

    Consolidating Federal Student Loans

    Russell Said:What are the pros & cons of consolidating federal student loans?We Answered:The pluses: * One payment a month compared to how many student loans out at the time of graduation needing payments. * Fixed interest rate. * Different payment options. * More money to spend on other things than student loans. Minuses: * If eligible for a loan forgiveness program, elgibility goes away with the consolidation. (nursing and education in rural or urban areas). Check before consolidating. * Grace period ends once consolidation happens. Wait until the six months are almost up.Byron Said:What banks or other credible organizations will help consolidate federal student loans?We Answered:ats: Start out...

    Consolidating Private Student Loans

    Kathryn Said:Does anyone have any suggestions for a good company to consolidate private student loans?We Answered:You might try Sallie Mae. They will be just as good as any... but really consider if it is in your best interest to consolidate. Usually by doing so you end up spending a whole lot more money because it takes your terms out to like 25 years or more and the interest rate isn't that much better (if any). All for a few bucks less a month.Craig Said:What is the best option for consolidating private student loans?We Answered:Yeah, Sallie Mae. They...

    Consolidating Student Loan

    Alice Said:Is there any benefit to not consolidating student loans?We Answered:There's a lot of hype out there about consolidation, most of it from companies anxious to get hold of your loan volume. The fact is, consolidation isn't the right option for every student, particularly if they're not having trouble meeting their monthly payment, as you seem to be doing. Best thing to do is call your lender, have them run your numbers, and see if there is a benefit to you by consolidating. Rates have increased since you graduated, so you may actually be better off if you don't consolidate....

    Consolidating Student Loans Advice

    Rita Said:Where can I get advice about consolidating my student loans?We Answered:I have consolidated through ACS and AES: www.acs-education.com and www.aessuccess.com. I've had excellent results with both places and locked in a 4.5% interest rate. They did all the work for me, consolidated all the loans and got me the best interest rate. They also allow generous repayment periods, flexibility in the amount I pay, plus they offer deferment if I ever need it. I highly recommend both companies.Melvin Said:Does anyone have any advice on consolidating PRIVATE student loans? I'm having bad luck and need some advice!We Answered:I was able to...

    Consolidating Student Loans

    Dean Said:Does consolidating student loans impact your FICO score?We Answered:It should improve you FICO score. You have a pretty good score already though.Sara Said:Im consolidating my student loans will i still get my tax refund?We Answered:If your loan is already in default and the consolidation hasn't been completed, there is a very good chance that an offset has been applied against any refund you may have coming this year. You can call the Treasury Department to see: (800) 304-3107 The Department of Education should have sent you a notice if they intended to apply an offset, but if...

    Consolidation Of Student Loans

    Rebecca Said:Can you recommend a good reputable company for consolidation of student loans?We Answered:here are a few; one is bound to be what you need... CONSOLIDATE LOANS http://www.plusloanconsolidator.com/ http://www.salliemae.com/after_graduatio… http://www.salliemae.com/content/private… http://loanconsolidation.ed.gov/Jill Said:No more consolidation for student loans?We Answered:Danna, getting student loan consolidation when you are suffering from bad credit is quite tough but however not impossible. There are number of student loans are still available , Federal Student Loan Consolidation is a good option for you as well. Check this out for student loan consolidation companies in US: http://www.studentloaninfo.org/AllStuden… http://www.studentloaninfo.org/IntroLoan…Annette Said:Does anyone know of a company offering student loan consolidation loans?We Answered:Redd: If you'd asked this...

    Consolidation Student Loan

    Ruth Said:Can you help me with my student loan consolidation questions?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students....

    Consolidations Loan Student

    Edna Said:Do loan consolidations work for student loans?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Michelle Said:how helpful are student loan consolidations?We Answered:You may consider Sallie Mae Student Loan Services. I consolidated my student loans and my interest rate is about 4%. This is only for Federal Loans and not private loans (e.g. Stafford, PLUS, etc.)....

    Cost Of Living Student Loans

    Lewis Said:Can student loans be used to cover cost of apartment rent/utilities/personal living expenses? Or...We Answered:Since you have no credit it's unlikely you will be able to get a loan on your own. If your parents are willing to co-sign for a private student loan, that money will be sent to you and them directly and you can use that for living expenses. Private student loans, like federal loans offer an option to defer payments until after you leave school. However they have a higher interest rate than a federal student loan. As such you should borrow smart with them. Only...

    Credit Card For Students

    Lewis Said:How do i apply for credit card?We Answered:First of all you must be 18, but sad to say thanks to Obama, you have no chance for a few years. The new credit card rules, which go into effect in nine months, prohibit companies from giving cards to people under 21 unless they can prove they have the means to pay the debt or a parent or guardian co-signs. Hope this helps answer your question.Harvey Said:What's a good credit card for students?We Answered:Your best (and safest) option would be to open a checking account and then get a VISA debit card....

    Credit Card Student

    Sandra Said:what is the best student credit card out there?We Answered:If you have a parent that will put you on their credit card and have a card issued in your name, that is the best way to build your credit. You know they will pay their bill on time and they can give you a spending limit. But, here is a great link http://www.creditcardguide.com/student_c… to find student credit cards. Good luck!Lucy Said:What is the easiest student credit card to get?We Answered:I would have to say Discover or Citibank check out www.fastcreditcardapprovals.com and go under student cards. http://fastcreditcardapprovals.com/Lois Said:i want to...

    Credit Cards For College Students

    Jeffrey Said:any credit cards available to college students?We Answered:My first card was actually an American Express Charge card, you have to pay it off each month, but it's a great way to build credit. Just go to the AMEX website and apply for the green card, it does have an annual fee (not much) but because of that almost everyone is approved.Kent Said:Can I get a credit card for college students if I go to a vocational or tech school?We Answered:If the school is accredited, and you're full time there, you should be able to qualify for it. Are you...

    Credit Cards For Students

    Jeanne Said:Good credit cards for students?We Answered:You can find a complete list of 'student' credit cards here: http://www.asapcreditcard.com/student-ca… Hope this helps. GOOD LUCK!Carlos Said:What are the best credit cards for students?We Answered:The Citi Forward card and Citi mtvU cards are both great reward cards for college students. They offer 5% rewards in spending categories like restaurants, movie theaters, book stores, etc. The Discover Student card has decent cash back rewards too. You can compare their rewards for your spending profile using this rewards calculator: http://www.creditcardtuneup.com/?card_ty…Kevin Said:What are the best students credit cards in the market?We Answered:hes a student, he has no credit. get him...

    Credit Union Student Loans

    Marcus Said:Do credit unions refinance student loans?We Answered:Why don't you seek government student loans called Direct consolidation Loans which are financed by Government and have very flexible terms with a repayment of up to 30 years. Check out site below for more information.Wallace Said:Could I get a student loan from a university credit union with a credit score of 650?We Answered:You haven't said anything about applying for Federally subsidized student loans. To the best of my knowledge, Stafford and Perkins loans do not require a credit check at all. 650 should be good enough to get a private student loan from...

    Cu Student Loans

    Mitchell Said:I have a Fico score of 568 and rising. What are the chances of getting an auto loan with a low down payment?We Answered:I wouldn't know.....I am still trying to figure out why a bank offered me a APR of 25% on a vehicle that cost $12,999 for 60 monhts and my credit score is 640. I think most of these banks and financing companies are out to rip certain people, with certain credit scores, out of money. I am soooooooo very happy I did not accept that offer. It was indeed a "shark loan."Erin Said:Whats the deal with...

    Current Student Loan Rates

    Keith Said:If I transfer government student loans to a private loan business, can I still write off interest on taxes?We Answered:Nope, as the loan won't be a student loan any more but a personal loan. If you can get and keep that rate until the loans are paid off then that would be the way to go even with the loss of the student loan interest deduction. Even if you're in the highest tax bracket and can deduct all of your student loan interest (unlikely on both counts) your 6.8% works out to 4.42% after tax at best. You've...

    Default On Student Loans

    Jerome Said:If my husband goes into default on student loans can they take the $ out of my bank?We Answered:Ella: If your husband defaults on his student loans, the lender will spend at least 270 days trying to cajole him into either honoring his obligation, or negotiating a payment plan. If your husband does not respond to the lenders efforts, they will turn his account over to a collection agency, which will pursue him a lot more diligently, and which will add service fees equivalent to approximately 25% of the balance on his loan. The collection agency will do their best for...

    Default Student Loan Assistance

    Nathaniel Said:I have student loans in default and I want to get back in college. What should I do?We Answered:Well, you have several options... all of them involving you paying money to someone. Since you are in default, you aren't eligible for any kind of financial aid currently so you can try to get out of default, or just pay your way as you go. Many folks will take one or two classes at a time at a cheap community college so they don't have to rely on financial aid. Others will decide to use this money to...

    Default Student Loan Consolidation

    Albert Said:Where do I consolidation my high student loans?We Answered:I very recently found myself in your same position. I was able to consolidate my defaulted student loans through Direct Loans. I believe they are one of the only companies willing to consolidate without first rehabbing the loan. Check them out. They were really easy to work with although the application process took a long time about 6 weeks from app to actual consolidation.Ramona Said:Can I apply for student loan consolidation?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students....

    Default Student Loan Help

    Angela Said:I have a student loan that my wages are being garnished. Is there anyway to get it back?We Answered:talk to your lender. I bet if you pay a major chunk up front they will accomodate you. If you have money for a down on a home, you should be able to pay your debts. You really should not have let it get this far out of hand. your student loan debt should come before a homeClaude Said:How do i reduce or stop the interest rate on my student loan?We Answered:They are always going to charge interest. ...

    Default Student Loan

    Jessica Said:Tax refund garnishment due to default student loan?We Answered:Dear chas: An installment agreement with the IRS abates all offset actions as long as you are current with the arrangement. I would call the offset number and also the company that holds the loan. If your last payment is Jan 31 2009 it is unlikely they will offset your debt if you have been current with all payments. This advice was prepared based on our understanding of the tax law in effect at the time it was written as it applies to the facts that you provided. Click on...

    Defaulted Student Loan Consolidation

    Ruben Said:Will a "Debt Consolidation " company also help with Ed fund student loans that are now defaulted?We Answered:Most likely not. Student loans are one of the few things that get paid back no matter what happens to you. About the only way to get out of repaying student loans is to die. If they are already garnishing your wages, the lender will not stop until all your arrearage has been repaid and a debt consolidation company isn't likely to be able to arrange that. Be very careful and only use a company that you trust and know something about...

    Defaulted Student Loan Help

    Marsha Said:I want to eliminate my debt but it doesnt inclde credit cards. i have a defaulted student loan & some other st?We Answered:A defaulted student loan cannot be "consolidated" with other debt. Here's what to do about the student loan. You are getting notices in the mail, no doubt. Call the toll-free number on the notice and find out who is handling your student loan. Then, call that company and talk to someone about getting the loan back on track. This is called "rehabilitation." It is fairly easy to do. Keep a few things in mind though: the individual that...

    Defaulted Student Loan

    Jacob Said:How do I get back in school after I've defaulted on My student loan?We Answered:You start by updating your FAFSA at http://www.FAFSA.ed.gov Then you contact the Financial Aid office at whatever school you want to attend. They're the ones through whom all of your grants, scholarships, and loans are processed anyway.Jessica Said:How soon can I apply for financial aid after you've paid a defaulted student loan off?We Answered:education.mypressonline.com - it has detailed info how to apply for financial aid and scholarships to get more cash.Charlotte Said:Will I be able to receive my income tax return with a defaulted student...

    Defaulted Student Loans

    Donna Said:Can you still qualify for a mortgage with defaulted student loans?We Answered:The short answer is "yes." ...buttttt, it depends on your credit report. If you have a history of default then it isn't looking so good. That is why we have a sub-prime market (think very high interest rates). Find a mortgage broker in your area that will pull your credit. They will let you know if you are capable of getting a loan. Best of luckEdwin Said:Can I file for bankruptcy with defaulted student loans?We Answered:Hi, I used "Credit Solution" to settle my debt and improve my...

    Defaulting On Student Loans

    Rose Said:Can the IRS Take my husbands return for my defaulted student loans?We Answered:This is one where you need the advice of a professional tax preparer and a good one.Christina Said:Is college going to become more affordable now that so many people are defaulting on student loans?We Answered:You wish. If people don't pay their student loans, then the student loan bank has less money to lend, and student loans become high-risk and less attractive to lenders. If they're high risk, interest rates and charges go up, not down. Student loans have nothing to do with the cost of tuition....

    Deferred Student Loan

    Armando Said:What's the best way to pay down a deferred student loan?We Answered:Prepaying even a portion can ease your situation later. Start small and see if you can continue. Then pay a little over the minimum each time for as long as you can.Dustin Said:Deferred Student Loan for General Expenses?We Answered:No, there are not any more lenders willing to send the money directly to you. Used to be... but the economic times... they are a changing!! You can take out a federal student loan, called a Stafford loan and if you have no outstanding balance at the school...

    Deferred Student Loans

    Charlene Said:Deferred student loans and debt-to-income ratio?We Answered:Your question is way too difficult. I need to know the state you are in the lender you were talking too etc. All lenders have different guidelines and they change per state. Your question is impossible to answer. It will be different for every lender for every state. If I would have to throw out a dart, 3 years. They wont count it in 95% of the cases. But in 10% of the time lenders wont count it in one year. I had a list when I did these...

    Department Of Education Loans

    Denise Said:Is there any way to get the payoff balance on my department of Education loan reduced?We Answered:Ummm I'm not sure what the problem is. If you have the ability to make a one-time payoff, why don't you have the money to keep up with your payments? If you are purposely falling behind in order to negotiate a settlement, you have made a big mistake. Not only have you defaulted on a loan therefore hurting your credit, but you've defaulted on a loan that is not negotiable. Both federal student loans and tax balances are almost...

    Department Of Education Student Loan Consolidation

    Mae Said:Can I consolidate all my student loans listed at NSLDS?We Answered:Yup, that's what it means.Shelly Said:How do I get my federal student loans serviced by a different servicer?We Answered:I'm going to show you how much help I am, first of all I used to work for the federal student aid information center 18004fedaid. lol. There they only really look at the fafsa itself, and also assist you with your PIN. In terms of your loan, you are typically stuck with who is currently holding it. What you can do though is either call your servicer and...

    Department Of Education Student Loan Servicing Center

    Deborah Said:[Urgent!!!] proof read scholarship essay due tomorrow!! plz help me!!!!!!! best answer 10 points!!?We Answered:I EDITED YOUR ESSAY FOR QUITE A WHILE. CHANGE WHAT YOU WANT, BUT I THINK IT IS PRETTY SOLID NOW... Throughout my life, I have always had goals I wanted to someday achieve. These goals have been my inspiration to always do my best. My ultimate goal in life is to one day be a fashion designer. Designing is something I love to do, and it just gives me a rush unlike anything else. I always knew that there were lots of smaller goals I needed...

    Department Of Education Student Loans

    Kelly Said:Can outstanding student loans off set you rebate check?We Answered:Yes they can! I had an outsatnding student loan that was in default and the dep.of .edu put a stop on my check they took the money that was owed to them and I got the remaining balance a couple of weeks later. I don't think they can take the stimulus check but im not sure.Jennifer Said:How can you claim its about health care when they want to control student loans?We Answered:its a power grab. why do you think they are so desperate to pass this bill? if it was really about...

    Dept Of Education Student Loans

    Leon Said:Will the Dept. of Education garnish paychecks for unpaid student loans?We Answered:They gave you their 3 cents... but here's my 2 cents... If it is YOUR loan they will garnish YOUR paycheck. If it is your WIFE'S loan they will NOT garnish your paycheck. You are right they are using scare tactics. The best thing for your wife to do is to negotiate a minimum monthly payment. MAKE SURE that the payments qualify for what is called a "Rehabilitation Payment Program". When your wife calls them she will need to really negotiate with them. Things you should have ready: -paycheck stubs -bills (statements) -and other proof of income/obligations As far...

    Direct Lending Student Loans

    Josephine Said:More government control - tell me again how this ISN'T Socialism?We Answered:IT IS SOCIALISM, WHEN WILL THE FRICKEN MEDIA AND THE PEOPLE GET A CLUE. THSI HEALTH CARE BILL WAS UNCONSTITUTIONAL.Miguel Said:Doesn't the elimination of private student loans make the federal government money? Is this the first service?We Answered:Every lender charges an origination fee. However, rates will be lower under the new program. And this is not the first/only program to make money. A lot of them do. Check out the Federal budget online to learn more.Willard Said:Rehabilitated student loans and Tax Offset question?We Answered:scholarships.onlinewebshop.net - it provides...

    Direct Loan Consolidation

    Jo Said:what are the pros and cons of loan consolidation for federal direct loans and federal perkins loans?We Answered:I did. You can usually get a much better (and fixed rather than variable) interest rate that way. I am not sure what the cons are, I only know the pros.Sue Said:Is Educational Direct a good company to utilize for loan consolidation?We Answered:They sent me (and still do actually) plenty of offers. Like you, it was not a company that I had any experience with. No one used it, so I elected to go with Sallie Mae, as...

    Direct Loan Program

    Jeanette Said:Have anyone heard of the William D. Ford Federal Direct Loan Program?We Answered:Yes--one of my loans last year was from this program. I received it through my FAFSA, although as the person above me said, you should be able to get a loan without your parents' information. Try asking about loans at your local banks and credit unions, because they usually offer financial aid to students in the area. The reason your parents' income matters is because, as a student, the government expects your parents to help you pay for college. If your parents make a lot, they expect some...

    Direct Loan Student Loan

    Heather Said:What is the best way to get the LOWEST possible monthly re-payment on a Direct Loan student loan?We Answered:Best way to get the lowest monthly payment is to consolidate your loan (you can consolidate even one loan) and get the longest repayment term available, which depends on how much you owe. Remember, if you do this, and pay only the monthly minimum, you will end up paying more interest over the life of a loan (just like a credit card). Sallie Mae is the largest consolidator of loans (including direct loans). Their site has a lot of good info, including an...

    Direct Loans Student Loans

    Darlene Said:Can I start paying off my direct student loans before the grace period?We Answered:There is no prepayment penalty on federal student loans. Ever. If you don't believe me, read this: http://www.finaid.org/loans/prepayment.p… You will make the decision as to a repayment plan when you start repaying the loans, not when you take them out, but I'm glad you're thinking about this now. Early repayment, if it's possible for you, is the best way to pay off your loans. Here's to graduating without debt! I hope it works for you!...

    Direct Student Loan Servicing

    Kenneth Said:I rehabilitated my student loans, now they say I have more in default. What gives?We Answered:You should contact DCS and have them send you detailed information on the loans they claim are in default. Then you should compare them to the loans that you have rehabilitated to ensure that you have not overlooked money borrowed at another time or school. If the loan(s) they are attempting to collect are the exact ones that you have rehabilitated, send them a short letter indicating that those loans have been satisfied and then ignore them.Stephen Said:student loans & interest rates....?We Answered:You have...

    Direct Student Loan

    Viola Said:Stafford Federal Subsidized Direct student loan?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students....

    Direct To Consumer Student Loans

    Samuel Said:How do student loans work, and what are my options for applying for graduate student loans?We Answered:To get a student loan, your first step is to fill out the Free Application for Federal Student Aid (FAFSA). You should submit your FAFSA as soon as possible – you can make estimates and correct the details later. Once you’ve completed your FAFSA, you’ll want to visit your school’s student aid office. Ask what kind of aid you might expect.Vernon Said:Is there any student loan, that will be sent directly to me?We Answered:hey man, i tried looking for a direct to consumer loan...

    Discovery Student Loans

    Luis Said:My health care reformation-does it work?We Answered:As long as you don't force everyone to have healthcare. That is the biggest problem with healthcare reform, the government forcing people to have healthcare when they don't want it or can't afford it. The bottom line is that when it comes to people worth helping, if you are making minimum wage and can't afford health care, you probably aren't worth helping. Making everyone have health insurance when they can't afford it puts a drain on the system. If hospitals must treat everyone equally, even poor people, the overall quality in treatment is...

    Easy Student Loan

    Ann Said:Is it easy to get a student loan? What can I expect? ?We Answered:Yep pretty simple I'm 19, have bad credit and still was approved for both a subsidized and an unsubsidized loan.Dennis Said:How easy to get a student loan with the economy situation right now?We Answered:There's no money left, the banks have given it all away to people who cannot pay it back. About time these so called bankers began to occupy our jailhouses.Jimmie Said:Does anyone know a good web site for a fairly easy student loan ?We Answered:I went through Citibank Student Loan Corporation. I didn't have...

    Easy Student Loans

    Brandon Said:How easy is it to get private student loans right now?We Answered:without a cosigner with awesome credit, a long stable employment history and a high income, you won't get a private student loan. Community colleges are cheap... get a job and pay as you go. If you can't do that, then only take one class at a time.Ellen Said:what are easy non teri funded student loans?We Answered:Private student loans are a great option to bridge the gap between your Federal Financial Aid and your tuition costs. I would sugges that you attempt to get some Federal...

    Easy To Get Student Loans

    Mildred Said:Consolidating student loans? (Easy 10 PTS!)?We Answered:There's quite a bit to go over... I just found a link that included all the information you'll need. Going with the wrong lender can cost you way too much, so be careful about student loan consolidation. You only get one shot!Jessie Said:Are private student loans relatively easy to get as long as you are enrolled/accepted at a college?We Answered:Private loans are credit based loans, so as long as you have good credit your good. Why do you need private loans though? I would recommend looking into different schools tuition costs, you do...

    Ecmc Student Loans

    Jeanette Said:Does anyone know anything about a data theft at the ECMC student loan facility?We Answered:Received a letter also today 4-16-2010. Just researched and found this article: http://www.bizjournals.com/twincities/st…Clifford Said:How long credit report - Student Loan?We Answered:"My credit record is tarnished because of my defaulted student loan. Is there anything that I can do to improve my credit record?" Failure to repay your defaulted student loan can be damaging to your credit record. In fact, consumer reporting agencies may continue to report an account for 7 years from the opening date. However, there are several things that you can do to at...

    Education Loan Consolidation

    Andrea Said:Who offers the best school loan consolidation incentives?We Answered:Definitely Wachovia Education Finance 800.504.4990 No credit check,No fee to consolidate your payment will be approximately as low as $241.89 and as high as $312.99 on a 60,000 dollar Loan takes 30 days to be consolidated.Take Care.Delores Said:Who offers the best school loan consolidation?We Answered:Sallie Mae is a leader in student loans and student loan consolidation.They meet all your above criteria......except maybe the interest rate. By law, lenders are required to use the same interest rate formula for consolidation loans. However, many lenders offer interest-rate reductions for paying on time or...

    Education Student Loans

    Bob Said:How does the government controlling all student loans affect the education system?We Answered:Eventually, if not already, some congressman will decide that it's not fair that albino Native Americans with Type II diabetes are under-represented amongst the ranks of high-energy nuclear physicists, so he will introduce a bill to make special scholarships and low-interest loans available to them. And thus it will begin. Special considerations for this, no-interest for that, incentives for the other. Women, minorities, special interest groups, all vying for their special slice of the student loan pie. All in the name of do-goodism and vote buying.Tonya Said:Is the...

    Emergency Student Loan

    Danielle Said:Emergency fund for a grad student with no attachments?We Answered:Your emergency fund all depends on what _emergency_ you want to be prepared for. For most people, emergency could mean unexpected house repairs, medical bills, auto repair, and job loss. For you, it may be different. What are the items in your life that may experience catastrophic failures and what are the likelyhood of actaully happening? AND, if that happens, what are the likelyhood of quick recoverly? (like job loss) AND, more importantly, what is your comfort zone? I think you should have at least 3 months bug...

    Emergency Student Loans

    Billie Said:emergency budget affect on student loans?We Answered:The state-owned Student Loans Company is to be sold as a commercial concern. This means in future it will most likely not offer 0% loans, but will exist to make a profit. There is likely to be a reward for early repayments. But the terms of your current loan if you have one should be honoured. Don't forget, there is no saying the SLC will find a buyer. The previous Labour government announced a fire sale, including selling the Tote, re-announced by this budget, but there were no takers.Anita Said:Paying Student Loans vs. Larger...

    Extra Student Loans

    Tyrone Said:Does anyone goes to Everest University and know if they can get extra student loans for laptops paper pens?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.Amy Said:Will or can student loans cover extra money i would lose while not working when i attend law school?We Answered:You need to be really careful taking advice from non-lawyers on this one. The ABA says that, unless you're in a part-time program, a first year law student cannot work at all, and after that only 20 hours a week is acceptable. Student loan...

    Fafsa Student Loan

    Lewis Said:Can I still apply for FAFSA student loan if school starts soon?We Answered:You can still apply, anytime throughout the year...however most of the grant money will already be allotted to students who signed up earlier. Also if you are considered a dependant of your parents then the fafsa will be based off of their income and you may not get anything if they make too much. If you are considered independent then you will most likely get some grant money. It wouldnt hurt to sign up and see what you get. If your parents are...

    Fafsa Student Loans

    Priscilla Said:i have a question about FAFSA and student loans?We Answered:You won't qualify for grants but you will qualify for the Stafford Loan. The Stafford is part of financial aid as it is not a credit based loan.Terrence Said:Other than FAFSA, what are some good student loans?We Answered:sallie mae does good loans and so does ed financial or ed americaAlan Said:If a person is over 24 and parents claim them on taxes will it effect FAFSA/Student loans?We Answered:Actually, Suddenly is partially correct (in telling you that your tax dependency does not impact your financial aid dependency), and partially incorrect (her explanation...

    Fast Student Loan

    Florence Said:Where to get a fast independent student loan?We Answered:Fast money quick is a formula for trouble. Before you know it you owe 120K for a degree in underwater nuclear basket weaving and can't afford to pay it back. Find a cheaper school or stay at home and live with relatives....

    Fast Student Loans

    Mildred Said:fast approve student loans?We Answered:I'm not sure if you're asking about the approval or the time it takes to get you the money. As far as approval, both SallieMae and Wells Fargo offer immediate approval or denial on their websites. I'm sure other lenders operate the same way in letting you know right away if you've been approved. The timing in how the money is disbursed and to whom it is disbursed will vary....

    Federal College Loans

    Sharon Said:Is there a way to get free funds for college, besides fafsa and federal loans?We Answered:There are a number of things you can do; start by making an appointment and talking to financial aid at the school. Pursue it, they have lots of people this time of year and the squeaky wheel gets the grease. Talk about a payment plan where you can pay the $1000 over the year; most schools will let you do that. Ask about work study options. If you were in the band, theater, etc. in school, see if there are scholarships for participating - my daughter...

    Federal Direct Loan

    Randy Said:How good of credit do you have to have to receive approval on a federal direct plus loan?We Answered:it depends on how long ago the bankruptcy took place. with a score like that, I can't imagine that it happened recently. You should try obtaining a loan with you name, even though the parents still have to provide information for themselves. They are usually pretty good about approving people who are in a real financial need for money. The first step that should/should have been done, was to file a FAFSA. Based on that, you can...

    Federal Direct Loans

    Diane Said:How does federal direct loans work.?We Answered:They usually pay most of the courses you registered for first (but it depends on how much you were offered in loans). As for books, they will send you a refund check in the mail of any left over money. But don't count on one if your tuition is high and you don't have a pell grant. You should check with the financial aid office and see if they have a direct deposit system for college financial aid disbursements, it will give you time to buy those books for courses! Good luck!Claudia Said:Do I want...

    Federal Direct Student Loan

    Chad Said:How to get my course textbooks I ordered online applied to my Federal Direct (Student) Loans? A check maybe?We Answered:Four weeks after school has started the financial aid department at your school will send you the extra money from your grants and loans. You then can then use this money to "pay yourself back" for buying those books on amazon. No receipts needed!!!Christina Said:What happens if I decide to repay my Federal Direct Student Loan early?We Answered:Yeah, you'll save yourself the interest on it. Fed direct loans also don't have a prepayment penalty, I don't think, though...

    Federal Direct Student Loans

    Danny Said:Federal direct student loans- outstanding interest balance?We Answered:That would only apply to unsubsidized loans, and yes, you can pay the interest while you're in school. You're not required to, though. The loan interest would be applied to your balance once you're not enrolled at least half time. It's just a matter of whether you want to pay now or pay later. My advice? If you can afford to, then yeah, I would pay the interest while you're in school. It'll be that much less that you'll have to repay when you're just...

    Federal Government Student Loans

    Frederick Said:Can Federal student loans issued by the government survive bankruptcy?We Answered:Any federal student loans are non-dischargable by bankruptcy. If they are not federal loans, they CAN be discharged. If this school was a legitimate scam, you may want to seek legal help to rid yourself of the waste of money.Leroy Said:Federal or other Government Student Loans?We Answered:Here's where the records are: The National Student Loan Data System at http://www.nslds.ed.gov/nslds_SA/ "The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan...

    Federal Loans For College

    Nicole Said:Can I get federal loans for my personal trip during college?We Answered:1 year I took part of my "loan" money to go to KY.. Once you get that money it is yours to do as you please. Just remember that money MUST be paid back. You can only borrow so much each year and a max per lifetime (until you pay some back). Also be sure you keep enough money to the side in case of car trouble, problems at home (something breaks). you hve an accident and total your car and have to pay for a...

    Federal School Loans

    Harvey Said:Have any of you guys used federal school loans to pay off a monthly credit card stament?We Answered:You can do it.. no one will stop you. But ask yourself this: Why in the world would you want to? Sure the interest rate is lower on a student loan.. but student loans are non-dischargable should you ever have to file for bankruptcy. I would also not recommend using home mortgage money to pay off credit cards (why would you trade an unsecured debt for a debt that is secured by your home??).Ramona Said:Have any of you guys used federal school...

    Federal Stafford Loan

    Edna Said:Are you reimbursed when you accept a Federal Stafford Loan?We Answered:If you don't register for spring, the loan for that semester won't be disbursed and you won't owe that part of the loan or receive that part of it. (You won't have a bill.) Right now, you've only borrowed $2500, not $5000.Gail Said:Can I use a Federal Stafford loan to pay for flight training?We Answered:You can ask that question to the financial aid office. They are the ones that must be capable of awarding & receiving financial aid.Julio Said:What is a Unsub and Sub Federal Stafford Loan ?We...

    Federal Stafford Loans

    Rita Said:are stafford federal loans required to not have prepayment penalties? because some banks list it, some dont?We Answered:There is never a prepayment penalty for a federal loan. You do however have to tell the lender that you are prepaying and if you have more than one loan with the same lender you have to specify which one you are prepaying.Christine Said:Are federal stafford loans only for tuition purposes?We Answered:Yes, you can use Stafford loans to pay for things such as dorm, rent, living expenses and such. If your tution and fees and books are less than the cost...

    Federal Student Aid

    Gordon Said:Does a direct school loan count as federal student aid?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Sherri Said:Can I receive federal student aid for a three credit class?We Answered:yes you can. just fill out fasfa as a PART-TIME student.Katie Said:Will my federal student aid go down if I start working?We Answered:It might when you apply for the fafsa the following year; however, it's likely that you'll earn more working than what you might lose (i.e. - you might earn $7,000 working part-time this year and might only lose $4,000...

    Federal Student Loan Application

    Edna Said:If financial aid denies my appeal can I still take out a federal student loan"?We Answered:A student loan IS financial aid, so no. If you are denied, you can't get a federal student loan.Eduardo Said:with federal grants, is the application form the same as the student loan application?We Answered:I'm assuming that the form that they handed you was the "Free Application for Federal Student Aid," right? This form is your application for a wide variety of Federal Student Aid. It serves as your application for everything from grants (like Pell, SEOG, ACG, and SMART) to loans (like Stafford...

    Federal Student Loan Consolidation

    Diana Said:What company offers the best discount incentives on federal student loan consolidation?We Answered:Check out Graduate Leverage. Theses guys are really chill, they give you unbiased rates for consol of all lenders and then show you which one is the best deal. Even if its not with them. They are founded and run by students and honest more than anything. Especially, given, you know with all the mass selling you see everywhere on incentives, these give you a hot incentive. My personal incentive from them was 1% after 17months and 0.25 auto payment credit. And oh yeah, Customer service, something i...

    Federal Student Loan Forgiveness Program

    Willie Said:Would it be beneficial for me to consoldate my student loans?We Answered:If you consolidate, then you can't have your loan forgiven. The website I listed has information on the teacher forgiviness program. http://studentaid.ed.gov/PORTALSWebApp/s…Sara Said:Should the Federal Student Loan Program create a loan forgiveness program for those who are unemployed?We Answered:No Increasing the debt would be detrimental to the economy and therefor jobs even of the college graduate. Further, such a forgiveness of loans will not foster getting an education in a field that is marketable because it is needed by the societyCharlotte Said:How could I achieve student loan forgiveness?We Answered:I forgive youTheresa...

    Federal Student Loan Forgiveness

    Armando Said:Why don't student loans get as much federal forgiveness as mortgage owners?We Answered:you really should fully understand the facts before you start this. they are absolutely not getting forgiveness for those home loans, they are getting a bit of a tax break and refinancing if they meet certain criteria. if you think they are getting free houses, you are way off. government student loans are the greatest deal around - low interest and deferred payments during school. if you have a bunch of private student loans, then you made a bad decision taking them outJesus...

    Federal Student Loan Limits

    Billy Said:Due to poor economy and job scarcity shouldn't federal student loan limit be INCREASED for undergraduate study?We Answered:no, it shouldn't.Tim Said:Are there income limits to qualify for federal student loans?We Answered:Anyone can get a federal Unsubsidized Stafford loan regardless of their (or their parents) income. So no!!! The amount you can borrow is capped and based on your dependency status and classification. Dependent freshman can borrow up to 5,500 a year and independent freshman can borrow up to 9,500 a year. A bit more the higher you are classified. Read this book, it will help. http://studentaid.ed.gov/students/attach…Ross Said:Can...

    Federal Student Loan Payment

    Kirk Said:Get out of federal student loan in default through a lump sum payment or a rehab program?We Answered:Good day, It is a pleasure to write to you in respect of giving out loans by mail advert.My name is Mr Mogan Brutus,I am a private lender and a legitimate and government approved lender, I operate under a short, clear and understandable terms and conditions i give out loans at a low interest rate of 2%. Dear readers should note that this offer is for serious minded individual, firms and companies.Do not let this opportunity pass you by if you are in...

    Federal Student Loan Program

    Thomas Said:If the federal direct loan program bought all my student loans, are they automatically consolidated?We Answered:It cant be automatically consolidated, it is you who give them that information to do that. besides that you also intimate that how much amount you want to do that.=================Willie Said:Is there a limit to the amount one can get from the federal student loan programs?We Answered:Yes - there's both an annual limit and an aggregate limit (how much total you can get). The annual limits depend on your grade level (freshman, sophomore, junior/senior) and your FAFSA dependency status. Here are the limits for undergraduate...

    Federal Student Loan Rates

    Ian Said:How to find a best Graduate student federal loan?We Answered:here are a few sites: student federal loan www.studentaid.ed.gov/Joe Said:I need a student loan with the lowest interest rates?We Answered:I don't know if you submitted a fafsa yet, but it would be a pretty good idea if you had. This will probably get you a calgrant if you need money. As for loans, you should try and contact your csu's financial aid office. You might want to ask them about a stafford loan, which is basically a loan where the government subsidizes the interest and keeps it fixed at 6.8%, but you...

    Federal Student Loan Repayment

    Arnold Said:Bi-monthly Student loan repayment?We Answered:Not that I am aware of. they are usuallly monthly. You should call and find outMarvin Said:What do the Federal Stafford student loan people consider full and part time when it comes to repayment?We Answered:6 hours is part time so as long as you take that, you're fine.Jerome Said:Federal job benefit about "Student Loan Repayment"?We Answered:Only for a few positions, such as teacher or doctor in underserved areas. Other than that, you are on your own and if you don't pay, the government has a right (and has started) to garnish your paycheck...

    Federal Student Loan

    Ken Said:Can a collection company come after you after 10 years for a defaulted federal student loan?We Answered:Well, one thing that happens is that there are these companies now that buy up what is called "garbage debt," ancient old loans and debts that are so old they are basically uncollectable, but these companies buy them up for pennies on the dollar, and then they start phoning around and harassing the people and sometimes, even though the debt is long dead, the unsuspecting people they're calling will pay up, even though they really no longer have to. So, find out the name...

    Federal Student Loans And Grants

    Gregory Said:federal student loans, grants etc?We Answered:you would have to pay it all back.But they might accept it if you write a letter to your loan office explaining what happen . Doctors notes etc might help you along the way to show proof.Joel Said:Chase certified student loan affect my federal loans?We Answered:I've borrowed from both federal and chase student loans in the same academic year (because the federal loan didn't cover my entire tuition) and the private chase loan did not effect the federal loan. I would think the answer is no.Felix Said:Student Federal Loans, Grants, FAFSA?We Answered:First, the school will...

    Federal Student Loans For College

    Debbie Said:I want to go back to college..but I defaulted on my Sallie Mae Federal Student Loans?We Answered:If you are rejected by government sponsored loans, you could get an open market one.Carole Said:Can you use federal student loans to pay for apartment rent at college?We Answered:Yes, you can if you're lucky enough to get that much. The first priority of financial aid is to cover your tuiton/fees, then books, then room and board, and then transportation. You will find out how much your financial aid covers and see if you have enough to help you pay rent. Do not use the money...

    Federal Student Loans Website

    Alfred Said:If my federal student loan has not defaulted will I receive the IRS tax rebate?We Answered:If it's not in default, you're good to go.Ryan Said:Can my federal refund be offset by anything other than student loans or back taxes.?We Answered:Probably if you had agreed to it in the fine print of the loan documents or credit application you previously signed. The fine print will kill you every time.Elaine Said:How can i find who i borrowed PRIVATE student loan money from?We Answered:A large number of college students receive financial assistance from a grant, work-study program, or Federal student loan....

    Federal Student Loans

    Grace Said:Are federal student loans and state student loans the same thing?We Answered:I've never heard of a state student loan, so apparently my state doesn't offer them. Here is the interest information on the federal loans so you can compare and choose if you need to. Good luckTiffany Said:Can you deduct interest paid on federal student loans on your taxes? If so up to how much?We Answered:You can't write off accrued interest. You can only write off the interest that you paid. If you are still a student you probably aren't making any payments on your loans. You...

    Federal Students Loans

    Annie Said:What do I do when my private and federal student loans have maxed out?We Answered:Get a job.Thomas Said:Will my federal students loans cover the spring semester if I got bad grades in the fall?We Answered:depending on how bad your grades were they still should cover you. if you didn't get a letter from your school stating that you are on probation then you should be good. the first warning is probation in which they are giving you a chance to get your grades back up and keep your financial aid. then if you didn't pull your...

    Ffelp Student Loans

    Hector Said:(FinAid) Financial Aid Question… Getting my EFC down! Independent student, Single, no kids.?We Answered:universities.atwebpages.com - it has detailed info how to apply for financial aid and scholarships to get more cash.Jordan Said:What companies' buy leads for student loan consolidations?We Answered:hi there check these: http://credit-cards.ebookorama.com and here http://finance.ebookorama.com and I have found 2 more sites on debt consolidation http://credit.ebookorama.com http://credit-repair.ebookorama.com ifyou get any luck please don't forget about me lol, hope it helped you!Lawrence Said:So reality just kicked in. How am I supposed to pay for college?We Answered:The school financial aid office can help answer your questions.Mario Said:Trying to defer my Sallie Mae...

    Financial Aid For College Students

    Terry Said:Where can i find financial aid for community college students in Virginia?We Answered:Try the Federal College Loans, at your local bank. The college can tell you about grants and scholarships as well.Jeanette Said:is there any financial aid for college students that are not legally residents in the united states?We Answered:No, I never heard of anyone offering fin. aid to non-citizens. Do some research and apply for schloarships, im sure they have schloarships. Also try to find some work so you can save up.Ramona Said:What are some solutions that could be implemented to make financial aid more available to...

    Financial Aid Student Loan

    Sally Said:How to apply for college in different state and get financial aid or student loan?We Answered:The FAFSA is a federal grant that will follow you to whatever school you attend if you are eligible to receive a grant. There are several popular lenders for student loans that you can apply to online. I would suggest calling a financial counselor at one or more of the colleges you plan to attend and ask for specific guidelines about applying for financial aid to that college-A word of advice.....If you don't have a preference as to which college you attend be sure...

    Financial Aid Student Loans

    Bobby Said:Financial aid student loans all 4 quarters?We Answered:There are many options for financial aid, but state laws and school policies may have significant impact. I actually never heard of a restriction on grants. The best bet is to contact the financial aid department of your school to see what can be applied or what other options are available. Do consider scholarship opportunities, too - many civic, fraternal, and faith-based organizations offer scholarships for a variety of applicants.Julia Said:How much does financial aid and student loans usually pay for college?.?We Answered:you can get up to 5500 in a federal stafford loan. ...

    Find Student Loans

    Evelyn Said:Where can i find a good private student loan? What are your experiences with private loans?We Answered:There are no such thing as "good" private loans. There are many reasons why a school doesn't have the privilege to get federal loans and not a single on of them is in your favor trust me. I always love the way they word it... "the school doesn't accept federal loans".... lol This is an inaccurate and another way of saying, "the federal government has taken away our privilege of the school getting federal funding". They prob were defrauding...

    Fixed Interest Rate Student Loans

    Mitchell Said:Anyone know of a private student loan that has fixed rate interest?We Answered:The previous reply is incorrect. Private student loans are almost always a bad idea, unless you find the right one. Example: Pickett-Hatcher Educational Fund Loan, $5500.00 annual max, $22000.00 lifetime max, 2% in school, 6% out of school, credit based, requires cosigner, no fees. www.phef.org And yes, it's legit. I'm in their program. Stay away from the bank and finance company private student loans.Jean Said:What is a good fixed-interest rate private student loan?We Answered:Bad news. The loans you are looking for don't exist. The only lenders that make fixed rate educational loans...

    Fixed Interest Student Loans

    Claude Said:I have student loan with variable interest. Should I get personal loan with fixed interest, or pay principal?We Answered:Put the money down on the car. If you want, you could also put a bit less on the car & some to the loan. The student loan is tax deductable, the car is not. Not to mention, a personal loan will end up with a higher interest rate than the student loan. I would say: put the cash down on the car, then add a few extra dollars a month on the student loan to pay it down faster.Hazel Said:What...

    Fixed Rate Private Student Loan Consolidation

    Martha Said:Private Loan Consolidation?We Answered:http://www.studentloanconsolidator.com/ This site should totally help you get your finances in order.Frank Said:Could I please have your private student consolidation loan expertise?We Answered:right now you should be able to get a consolidation loan with a rate of 10.5%!!!Phyllis Said:Private Student Loan Consolidation?We Answered:Bad credit is one of the worst problems to have... however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it...

    Fixed Rate Private Student Loan

    Shannon Said:Where can I get a low fixed interest rate personal loan to pay off my variable private student loan?We Answered:US Bank traditionally has some of the best rates for what you are looking for. however, if you do not have good, established credit, you will have trouble qualifying for the program. But why pay off your student loans anyway...they are usually going to have better rates than any personal loan in the world...they are for students. just keep em, pay them off later.Felix Said:Can I lock a fixed rate interest on a private student loan?We Answered:yes...

    Fixed Rate Private Student Loans

    Angel Said:Is there a fixed rate loan for the consolidation of private student loans?We Answered:Typically no, since private student loans are not guaranteed by the government and therefore have a much higher risk to the lender. Most will continue to have a variable rate that is based on your credit history. If you are thinking about consolidating, get your credit in as good shape as you can and/or find a cosigner with a good credit history. http://www.salliemae.com/after_graduatio…Ricardo Said:Older student looking for fixed rate private loan?We Answered:Go to www.studentloanassistance.net There is a large amount of information to help with loans, debit consolidation,...

    Fixed Rate Student Loan

    Max Said:fixed rate for student loan?We Answered:Citibank has fixed rate private loans. Go to StudentLoan.com.Ronald Said:Which student loan should I choose: a fixed rate loan at 6.8%, or a variable rate loan at prime + 2.5%?We Answered:I would go with the fixed, eventually interest rates will increase, so you might as well lock in at a fixed rate now....

    Fixed Rate Student Loans

    Gina Said:what is the lowest fixed rates for student loans?We Answered:THe lowest fixed rate student loan is the Perkins loan at 5%. To apply you must fill out the fafsa at http://fafsa.ed.gov The next best fixed rate loan is the Stafford loan at 6%. Again, to apply you fill out the fafsa application stated above. Private student loans are evil and should be avoided at all costs. If you ever see anything that says "Prime + (insert number here)" you are getting ripped off and that will be more than the federal student loans.Gabriel Said:Fixed-rate student loan?We Answered:I would suggest...

    Fixed Student Loans

    Denise Said:Besides FAFSA, are their any other places to get fixed APR Student Loans?We Answered:Yes, check your local bank. I bank with Bank of America and see them advertise student loans all the time. I'm sure other banks do as well. I suggest you find a small bank in your area as they may have the best programs.Phyllis Said:What is the best lender to consolidate student loans with? I'm looking for a low fixed rate.?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students....

    Florida Student Loans

    Ruben Said:I live in florida and claim head of household can my wages be garnished for student loans. ?We Answered:I beg to differ, in the State of Florida if you claim head of household your wages are 100% exempt from garnishment. I have posted a link in the source box so you can see for yourself....

    Fnb Student Loans

    Hector Said:Student Loans in South Africa?We Answered:There's a company called Eduloan that specialises in student loans. But first try applying for financial aid from the university you're applying to. This is cheaper, because the interest only begins when you graduate. Find out about bursaries from the financial aid office: if this is postgraduate study, there are lots of bursaries you could qualify for (although some are reserved for South Africans). If you can get someone to stand surety, you ought to be eligible for a student loan at a bank. Phone a bank and ask exactly what the requirements are to...

    For Student Loans

    Alvin Said:How do they process your student loans when you almost at your borrowing limit?We Answered:Chances are they will split the remaining loans between the two semesters, at least my college does. hope this helps...

    Free Student Loans

    Joe Said:Does the government give out student loans for FREE?We Answered:students can get a pell grant from the federal govt for school, pell grants you do NOT have to pay back. But if you get a LOAN yes it will have to be paid back usually payments start 6 months after finishing school or dropping out. Depending on how much you borrow, payments are anywhere from 30.00 a month to well over 200.00. If you do get a loan and cant pay after school is over, you can apply for a deferment or forbearance, these will hold off payments for up...

    Georgia Student Loans

    Sara Said:does the state of georgia offer to forgive your student loans if you become a teacher?We Answered:They had a program offering that in 1995. Only if you agreed to live and work in a blighted area where no teachers ever applied. And you had to fulfill your contract, too. No leaving early..Lori Said:Student loans? money for school?We Answered:Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many...

    Get A Student Loan With Bad Credit

    Sharon Said:I am a college student w/bad credit and i need to get a loan for school?We Answered:You need to talk to your school's financial aid adviser to see if they have any suggestions. Also, try hitting up relatives, and try searching for scholarships. you may be able to work out a payment plan with the school if you are able to work while attending school.Brent Said:Im a student w/ bad credit, but noone will co-sign a loan, where can I get a student loan with bad credit?We Answered:Hello there, The last responder is correct, you do not need...

    Get A Student Loan

    Erik Said:will I get a w2 for a student loan if I havent made a payment on it yet?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students....

    Get Student Loan

    Brandy Said:How much do you get (on average) from your student loan per year?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students....

    Get Student Loans

    Manuel Said:What to do when you run out of student loans?We Answered:No, it means all you can get is the total cost of tuition & books. Call a few of those companies & ask. Also, since you're in last year, ask mom, dad, aunt, whoever you can for a personal loan. Also, get a job. Waiting tables can be really good $$ for minimum hours put in. Dinner or cocktail only. There's no money in breakfast or lunch.Willie Said:Financial responsibility for student loans made before marriage?We Answered:When you are married you both take on...

    Getting A Student Loan

    Edna Said:How do I go about getting a student loan?We Answered:File the Free Application for Federal Student Aid (FAFSA) online at http://fafsa.ed.gov. Federal student loans are not credit based; everyone can take out student loans, as long as any prior student loans are not in default. Once you file the FAFSA and are accepted into school, your FAFSA will be processed and you will be awarded federal loans and any grants that you are eligible for. Also, you can ask at the financial aid office about doing a loss of employment appeal.Felicia Said:When getting a student loan,...

    Getting Student Loans

    Rose Said:How do i go about getting student loans?We Answered:Something like that you would most likely need to get a student or personal loan from your local bank. A bank will usually require you show proof of enrollment to get a student loan and a co-signer will most likely be needed for both. The loan they offer you will most likely be a 3 year loan and the payments will decent.Joseph Said:Will getting married affect my student loans?We Answered:The answer will vary. If you are referring to any federal grants or scholarships, yes it can affect and disqualify you. If you are...

    Good Student Loans

    Zachary Said:Are there any good student loans out there for someone with bad credit?We Answered:You should try Sallie Mae website or J. C. Bank I believe that's it or something to that extinct. Their really good and it is not based on credit like some banks. You can take out a private loan and go to whatever bank that is on the listing. My credit isn't all that great and I'm about to start building my credit back and I was approved for a student loan for fall semester. I understand where you coming from because...

    Gov Student Loans

    Cassandra Said:Student loan help!! What kind of gov't aid or student loans will I qualify for...?We Answered:You can not get financial aid (including loans) if you have more than 150% of hours required to get that specific degree. Most programs at community colleges are around 60 credit hours. 150% of that is 90 credit hours. Since you have a bachelors degree, with at least 120 hours, you are over. No, you can't get any kind of federal aid (loans, grants) to do any type of program at a community college.... even if you had never taken out aid...

    Government Student Loan Consolidation

    Regina Said:Student loan consolidation question...?We Answered:Correct, you are unable to consolidate a federal & private loan into one. Right now, due to economics, it is difficult to get a decent rate with lenders across the board. Contact your Financial Aid office to see which lenders they are currently working with for both private & federal. When I did consolidate mine (federal), I checked out http://loanconsolidation.ed.gov & http://www.nelnet.com/. Those (2) are legitimate. It is easy to call them and speak with a consultant over the phone. Since you should be going into repayment, you may...

    Government Student Loan

    Janice Said:Where do you apply for government student loan?We Answered:The only way to apply for government financial aid (loans and grants) is by complete a FAFSA application. you can do this online at http://www.fafsa.ed.gov....

    Government Student Loans For College

    Charlotte Said:federal government student loans?We Answered:I am answering this because I have no idea what you are asking. You also told us not to answer, so I am asking -> What is your question?Victoria Said:Where do I start to apply for government student loans?We Answered:You start with the FAFSA http://www.fafsa.ed.gov/ Fill it out and have it sent to the college of your choice. Then see the financial aid officer at that college after they've received the results. That's all there is to it.Pauline Said:New law on college loans? deadlines for current government loans?We Answered:Ok, first of all, the hype over student loans...

    Government Student Loans

    Seth Said:Does the grantor of government student loans have to get a default judgment before garnishing a tax refund?We Answered:Yes. Ask for copies of the original loan requests which she has a right to. Tha'll clear it up....

    Grad Plus Student Loan

    Don Said:Explain pros/cons between Grad Federal PLUS Loan and MEFA Loan?We Answered:The GRAD PLUS is the loan offered through the federal government's FFELP program. It usually offers better interest rates, fees, and repayment terms then private loans. You also don't have to apply with a cosigner. Double check on the MEFA interest rate...I just checked their website and it says it's a variable interest adjusted quarterly...Arnold Said:STUDENT LOAN QUESTION?We Answered:The answer to this question really depends on the school you are going to attend. I have seen some schools have overage checks ready to go out...

    Grad Student Loans

    Christian Said:Can I take more federal student loans for grad school?We Answered:Sounds like you may have maxed out your Stafford loan limits, but you should still be eligible for the Graduate PLUS loan, which is also a federal student loan and can help you pay the full cost of your education. Think carefully before you take on this much debt - financial advisors suggest that your student loan payments should be no more than 10% of the salary you make when you graduate, so consider that before you decide to finance the full amount.Arlene Said:Can a grad student be approved for...

    Graduate School Loan

    Harvey Said:What is a stipend when it relates to graduate school loans?We Answered:i think it's always been there. it may also mean that (part of) your loan has already been applied to something like tuition or books.. but it's really just a general term and doesn't mean anything important. what loan is this? did you get a loan last term or is this the first term? just curious for myself.. :)Brittany Said:Graduate School Loan question! Please help!?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Loretta Said:I accepted a federal subsidized loan for...

    Graduate School Loans

    Fred Said:do students need to continue paying off undergraduate loans when going to graduate school?We Answered:Yes, you can put your loans on hold while you're in graduate school.Brad Said:What's the average repayment on post-graduate school loans (for a bachelor's degree)?We Answered:Read "YOUNG FABULOUS AND BROKE"Vera Said:How can I get money (not loans) for graduate school?We Answered:I would suggest the book "free money to change your life" by matthew lesko. It has done wonders for me. It has a list of scholarship programs and little known grants. A lot of these grants are very specific, like people that...

    Graduate School Student Loans

    Margie Said:Is it true that financial aid in most graduate schools consists of student loans?We Answered:If you are attending a US university, the answer is yes. In most cases the majority of financial aid provided to graduate students will come in the form of loans. There are a couple of reasons for this--(1) the federal government and most state governments limit grant funding to those students with the least ability to pay (undergrads--once you've got the degree you have the option to work); and (2) even if the parameters for the grant funding don't restrict the awarding process,...

    Graduate Student Loan Consolidation

    Willie Said:What are the best private student loan consolidation companies?We Answered:Wells Fargo might be the only one worthwhile these days. Look for ones that have little or no origination fees and have reductions if the money you owe is periodically auto-deposited.Manuel Said:What to do about student loan consolidation?We Answered:Because of the student loan reform act many lenders pulled out of the consolidation field. The ones that remain do so on a limited basis. Generally once they reach their monthly quota of loans they stop taking any others. This means you'll likely need to check sites like http://www.studentloanconsultants.com for their list...

    Graduate Student Loan

    Adam Said:Are Graduate Student loan rates fixed? What about consolidating?We Answered:Once I consolidated my graduate school loans they were fixed at 3%.Roland Said:student loan and graduate loan in spanish?We Answered:Préstamo para estudios --it can be used for any type of student. .Jose Said:What banks do you suggest for (graduate) Student Loan Lending?We Answered:I use Citibank, through my local credit union and they are good. I would check to see which offer the best terms, and once I narrowed them down, would choose by location, services, and size. Size in this case is usually better (bigger size that is), but you may have...

    Graduate Student Loans

    Allen Said:If you join the reserves, will they assist you in repaying graduate student loans?We Answered:if you oin the reserves they will pay for your college education therefore you wont need to take out loans.Margaret Said:Under the new stimulus package, can a graduate with student loans have some forgiven when working non-profit?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.George Said:What do i do with student loans once i graduate?We Answered:hello there, Upon graduation, the government requires that you consolidate all of your student loans... They will actually penalize you if you choose...

    Grants And Student Loans

    Jacqueline Said:If you make a D in a class do you have to immediately repay the grants and student loans?We Answered:Hello, my friend. No, you do not have to pay back the loans any sooner than you originally contracted. The loans are not affected by your grades AT ALL. In fact, you can fail all of your classes or drop out of school altogether and the loan will not become due any sooner. As for grants....they are considered "gifts" and are not re-payable for any reason. I hope that helps to put your mind at ease. And, don't beat yourself up too badly. You'll...

    Grants For Student Loan Repayment

    Andre Said:Can Student Loans Company Set my overpayment repayment amount?We Answered:No don't stop paying back your other debts, if anything this one should be put to the back. Prioritise your bills, rent, council tax and credit cards/loans are most important, the overdraft will wait but you need to keep up with repayments for the loan and credit card. Write a letter to the student loan company (keep a copy of the letter) stating that your unable to afford the amount set by them but you can afford to pay this much each month, there more likely to accept an offer...

    Grants Pay Off Student Loans

    Johnnie Said:What grants can I apply for to pay off student loans?We Answered:Sorry but there are no grants for paying off student loans The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt . Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant. For one, you have to write...

    Grants To Pay Off Student Loans

    Janice Said:Is there a federal grant that will pay off student loans for a teacher?We Answered:Actually, sort of. It's not that there are grants that will pay off your loans, rather there is a new government grant that will actually pay part of your tuition while you are actively in school. Known as the TEACH (Teacher Education Assistance for College and Higher Education) Grant, the program will pay up to $4000 a year to education majors who intend to teach in schools that provide education to students from low income families. As an applicant to this program, you'll be required to...

    Great Lakes Student Loan

    Heather Said:Who owns Great Lakes Higher Education Guaranty Corporation?We Answered:the company can let you know if your loan has been sold to another companyJon Said:Has anyone had to deal with DCS collections agency before?We Answered:Some lenders do outsource their collections to debt collectors, if this is the case it will tell you on any letter you receive to make your payments out to ABC Corp. However I personally would never give a debt collector access to my bank accounts and neither should you. When collectors first attempt to collect they can be very aggressive and may refuse to cooperate. They are...

    Greatlakes Student Loans

    Lydia Said:Paying off loan with money order sends red flag to IRS?We Answered:You have nothing to worry about. First off, paying off a student loan is not going to cause the IRS computers to go crazy. Secondly, the money you received from grandpa is not considered taxable income and you do not need to report it (I'm just assuming this is something you are concerned about). Go ahead and pay off your student loan. And congratulations on retiring a debt....

    Guarantee Student Loans

    Misty Said:Student Loans and the current Financial Crisis.?We Answered:Jack: If you're asking about private educational loans, then you're definitely on to something - it is far more difficult right now to get a private educational loan than it has been as little as 6 months or a year ago. Understand what's going on - a student loan is a high risk loan for any lender. Think about what they're doing - they're lending a large sum of money to an applicant that has neither the income to repay the loan, or the credit history to indicate that the loan is likely to...

    Guaranteed Student Loan

    Amber Said:Relaxing Bundling laws tied the VERY risky loan housing market to the TAXPAYER GUARANTEED student loan market?We Answered:Student Loans Check the site thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. My friend recently used http://best-online-loans.info/studentloa…Alvin Said:What is the best place to get guaranteed student loan?We Answered:You get guaranteed student loans through the financial aid office at your school. They will give you a list of lenders you can choose from. All the terms from the different banks will be the same since they are guaranteed by the government....

    Guaranteed Student Loans Without Cosigner

    Johnny Said:What are my options?????????We Answered:Honestly without your mother's information they won't do anything for you unless you go before a court and get emancipated. Trust me I tried EVERYTHING to get around it to. otherwise you need to find a job that'll pay enough money to pay for everythign while you're in school.. maybe 2 or 3.. it's hard.. it really is... but go talk to a financial adviser at your school they're usually good about helping out. Good luck....

    Guaranteed Student Loans

    Tina Said:Guaranteed student loans?We Answered:You can apply for stafford loans or private loans within your school.. go to the Financial Aid office and they should be able to help you out.Vanessa Said:Why do conservatives want banks to be middlemen for Federally guaranteed student loans?We Answered:They want their buds to get their fingers on some of that money for doing virtually nothing.Katie Said:Should guaranteed student loans be available to Christians, in light of the fact that they may *poof* disappea?We Answered:thats' a very important point. risks to chrsitians include them disppearing in their rapture.Renee Said:Are student loans guaranteed?We Answered:It's beyond crazy...

    Help Paying Back Student Loans

    Allen Said:How do I get out of paying back my Student Loans?We Answered:If you are disabled enough to qualify for Social Security Disability you may be able to waive payment. Contact the lenders.Robin Said:why should you have to pay back student loans when the school went bankrupt before you finished?We Answered:If your loans are federal (e.g. Stafford, Perkins) in some cases your loans CAN be discharged (i.e. the debt will be forgiven). This kind of loan cancellation typically applies to "closed" schools. Does your school still exist? You can find out if it is considered closed by looking...

    Help Paying Off Student Loans

    Javier Said:Is there any way to get some help from the gov. in paying off student loans after you graduate from college?We Answered:There is help out there if you meet certain criteria such as teaching in a critical need area such as teaching in an inner city school or special education for up to 5 years. Also, there are other programs with the Peace Corps (15% a year up to 70% maximum) or Americorp (forgives $4725 a year). If the choices do not work, I recommend consolidating your student loans which can lower your student loan payments and interest...

    Help Paying Student Loans

    Stella Said:can someone with a mental disorder get a way without paying student loans?We Answered:The only way you can is to be on a disability of some kind. Even then, if you are getting a source of income, they may still make you pay.Arthur Said:Does paying student loans increase your credit score each month?We Answered:Paying on time each month helps your credit score, but the positive "bump" increases only a little bit each month--and as another answerer mentioned, paying down the principal balance also helps your overall credit score, so yes your overpayments also help out. But unless you're...

    Help With Defaulted Student Loans

    Dianne Said:Are their experts you can hire to help you with defaulted student loans?We Answered:There is no statute of limitations on student loans. You can be old, gray and retired and your SS benefits can (and will) be garnished to pay on this loan. You must pay through the debt collector. You no longer owe Sallie Mae. Sending your money to them will just complicate things and not get your payments credited. "not acknowledging" your new interest rate and default rates does not mean you don't have to pay for them... sorry. It takes an...

    Help With Student Loans

    Jorge Said:What is a good company to use to help manage student loans?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Alvin Said:How much can a buisness pay back on my student loans?We Answered:Consult an accountant. There may not be a limit to what they can pay, but what they pay MAY be taxable as INCOME to you, so you need to plan carefully if you will have extra income tax to pay as a result of their generosity...still better than paying it yourself, but be aware of the issue.Thomas Said:What...

    How Can I Get A Student Loan

    Stella Said:How can i get a student loan if i have bad credit?We Answered:I'm currently shopping for student loans too. For private student loans, you can only be approved on your own merit or you have to have a cosigner. I had a friend in the same situation and she contacted local banks and explained the situation. They were able to give her a loan, but she had a much higher interest rate. I'd see if someone in your family would co-sign a loan for you. I'd also suggest that you apply for scholarships. I wish you the best of...

    How Do I Apply For A Student Loan

    Jessie Said:How do you apply for student loan for UC San Diego?We Answered:go to the financial aid department, i'm sure they'll give you all the specificsMorris Said:How to apply for a student loan?We Answered:Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. Some of the most crucial are computer expense, hostel charges, and books and so on. The best college student...

    How Do I Consolidate My Student Loans

    Violet Said:When should I consolidate my student loans and who should I consolidate with?We Answered:Why exactly do you think you need to consolidate? it isn't going to get you a better deal. Consolidation has been drilled into grads and it really offers no benefits. The federal loans you have are on a 10 year payment plan. If you try to consolidate them you might (and I stress might) end up with a slightly lower interest rate, but it may not be a fixed rate like the one you have. And it will lengthen the time...

    How Do I Get A Student Loan

    Misty Said:How can I get a student loan if the school I want to attend isn't listed on the lenders list?We Answered:If you want to get a student loan from that lender then you need to attend a school that is listed on your lenders drop down list. There are no student loans out there that do not require school certification. Sorry...

    How Do Student Loans Work

    Charles Said:How do my student loans work?We Answered:How the extra money is applied depends on the specific terms of the loan; best bet is to call the loan company and ask. My extra student loan payments used to pay the interest balance then reduce the principal and they would push out the next payment due date. Then I changed my repayment plan and now my extra payments are applied the same way except the minimum payment is still due the next month. I really liked it the old way because I was saving money on interest by...

    How Much Student Loan Can I Get

    Karen Said:How much money can you get in a student loan?(UK)?We Answered:Hey, Im a US student and I go to a school in london. It's crazzy that we dont receive aid, but for loans it depends on what year you are and if your parents qualify for a Parent PLUS Loan:one of your parents will have to apply for this in order to qualify for a higher loan. If you are a freshman: $6500 If your parents dont qualify for a Parent PLUS Loan: $9500 Sophomore:$7500 Parents dont qualify: $10500 Hope this helps!!Suzanne Said:How can a student get a loan to start a small espresso...

    How Student Loans Work

    Jacob Said:Can someone explain how transferring colleges w/ student loans work please?We Answered:Um... Yes, you would need to add your new school's code to your FAFSA, as that person has said.. and that does apply to your federal student loans, not just grants. That is part of your financial aid... anything you got just from applying for the fafsa is part of your federal financial aid. If you got loans from somewhere else, that is outside financial aid. It would depend on the conditions of the loan. If you only have federal loans (from filing the fafsa), you...

    How To Apply For A Student Loan

    Rosa Said:How to Apply for Student loan for MS degree?We Answered:Hello. How are you? Many students have had good results using the information provided at How-to-get-a-student-loan.com. They have information concerning every aspect of student loans. I hope this helps you. Good Luck!Harold Said:How can I apply for a student loan when I have lousy credit?We Answered:You can get federal loans through fafsa. Almost any bank will give out student loans as well with a co-signer who has good credit. If you or the co-signer has a bank try applying there. Also, at banks it will sometimes take a few days...

    How To Apply For Student Loans

    Victoria Said:When do I apply for student loans?We Answered:you heard correctly. different schools have different policies and procedures for applying for loans. before you do anything, just wait until you receive your financial aid award letter. some schools do all of their loan stuff online, some need you to complete paperwork. good luck!Tara Said:How can i apply for student loans if my credit is bad? I owe back taxes to the IRS, what can i do about this?We Answered:Many student loans are federally backed loans -- which means that you do not have to undergo a credit check. This...

    How To Consolidate Private Student Loans

    Elmer Said:How many times can you consolidation Private student loans?We Answered:It seems to me the purpose of a consolidation loan is to combine several loans into one... but if you only have one loan to begin with, you wouldn't be able to consolidate them.. suppose it wouldn't hurt to ask around. Some companies DO lower the interest rate based on payment history. Mine were federal loans that were sold to Sallie Mae when i graduated. When I signed up for their Auto Draft payment feature they lowered my interest rate. I also qualified for a program GREAT REWARDS...

    How To Consolidate Student Loans

    Diane Said:We are about to buy a house, but my husband wants to consolidate his student loans. Should we wait?We Answered:Any action you take at this point will not likely affect the outcome of your loan. Your lender has already pulled your credit report and has pre-approved the loan. They will pull it again to see if anything changed, but, again, what ever action you take today is not likely to show up on your credit report for at least 30 days. Having said that, consolidating his student loans (by doing it himself) may be a good idea from...

    How To Get A Student Loan With Bad Credit

    Alberto Said:How can you get a decent student loan with bad credit?We Answered:wow you got tons of spam. Anyway, you can apply for a stafford or perkins loan. While you do have to pay these back and there are fees involved they are much less costly than taking out a private student loan or a personal loan. The stafford and perkins loans are not based on credit rating but on your student status (you must be at least half time with a 2.0 gpa and satisfactorily working towards your degree, so no students at large)Lydia Said:How do I get a...

    How To Get A Student Loan Without A Cosigner

    Tanya Said:How can I get a student loan without a cosigner or any credit?We Answered:No there are no private loan companies that are going to give you a loan with no credit and no cosigner. If you have no credit history, bad credit, or no cosigner the lender has no guarantee that you will pay the money back. So why would they take a chance on you? Your only option is federal stafford loans, but you will not get 15k in one lump sum.Pauline Said:How can I get a student loan without a cosigner?We Answered:I actually tried to get a loan...

    How To Get A Student Loan

    Amanda Said:Does students get a student loan for a gap year for example travel to south america ?We Answered:There are many different websites out there that have knowledge on this subject. I just did a google search and found this website : http://studentloanconsolidation.instant-info.info Hopefully it is helpful for you. -TheAnswerGuyTerri Said:How do I remove a late student loan payment from my credit report?We Answered:Once an update is made on a trade it will stay on there for up to 7 years. If you only missed 1 payment then it will probably show up as 30 days del. Which truthfully is nothing. If...

    How To Get Rid Of Student Loans

    Benjamin Said:How can i get rid of student loans?We Answered:Unfortunately, these loans are usually federal, and they do NOT go away. You must pay them off some how or they do haunt you for life. Perhaps you can call the holder of the loan and discuss payment arrangements that will be affordable and not destroy your credit. They will work with you if you try! Good Luck!Miriam Said:How can you get rid of defaulted student loans?We Answered:Umm.... I suppose you want to know the truth. Pay them. Or wait 7 years until the default automatically ages off your credit report. Here are...

    How To Get Student Loan

    Stella Said:i am an international student with a 4.0/4.0 GPA how can I get a loan for this fall??We Answered:With your grades and ambition, I'd look into an internship or co-op to get the money you need. Scholarships may be available to you as well. Check with your school's study abroad office. I'm not sure what you can do as far as the loans go... sorry about that.Marc Said:How do I get a student loan for living expeneses?We Answered:There's a lot of private lenders. Try your bank first, and ask your school financial aid office. Good luck !Willie Said:I'm applying for a...

    How To Get Student Loans

    Gordon Said:How long does student loans take to get though?We Answered:You'll need to talk to your school. Once you file the FAFSA, your school will receive the results within 2-3 business days, and then they will send you a financial aid award. If this award covers your full tuition, you shouldn't need to pay anything ahead of time. If you start classes tomorrow, though, you need to get on the phone and call your school today to see where you are in the process.Erik Said:How can a student with several loans get approved for a home loan?We Answered:Please follow 2...

    How To Pay Off Student Loans

    Lena Said:How do you pay off or waive student loans?We Answered:There are several loan forgiveness options available. Check out: http://www.finaid.org/loans/forgiveness.… for more information.Jaime Said:How long would it take to pay off student loans?We Answered:FOREVER!!! im in the same boat! lol... we may be eligible for a loan forgiveness in the future who know! Good Luck!Rodney Said:How Do I Get The Air Force To Pay Off My Old Student Loans?We Answered:If your loans only add up to 5500 dollars just pay them off. If the Air Force pays them off you won't be eligible for the GI Bill, which is like...

    How To Refinance Student Loans

    Loretta Said:How do I refinance a student loan into a different name?We Answered:It is impossible for your mom to get a loan in your name. Either she signed it with her name and ssn, making the loan HERS, or you and grandmother signed it making it now yours. In short, it sounds like this loan you took out, not your mom. If you don't know who's loan it is for sure, my advice is to look at the bills and statements she is receiving. If your moms name is listed and not yours.. this is...

    How To Take Out A Student Loan

    Paul Said:How does an international student studying in the States (Florida) take out a loan?We Answered:universities.atwebpages.com - try this site. It has info about different US student loans and scholarships.Sidney Said:Is it possible to take out a 7000 dollar student loan without a cosigner?We Answered:go to your school's financial aid office and ask them about student loan options if you have filled out your fasfa you are more than half way there... you do not need a consigner coming from your school's fin aid office..Francis Said:How can a student take out a loan seperate from federal that exceeds school costs?We Answered:Pre-med...

    I Need A Student Loan

    Florence Said:Need student loan to be used for rent, food etc?We Answered:http://www.salliemae.com/ http://www.estudentloan.com/ http://www.finaid.org/loans/ https://studentloan.citibank.com/s/slcsi… http://www.nextstudent.com/student-loans…Keith Said:Need Student Loan starting for Summer Session?We Answered:Try www.prosper.com...a neat site & lots of different groups offering personal loans, no banks! Your apr will depend on your credit rating but there are groups on there that loan to students only.Emma Said:Need student loan, have bad credit. Where should I look?We Answered:Chase Eduction One. I have to have a co-signer because I dont have a job. Your cosigner MUST have a job and been there for at least 2 years. They have to have a Pay Stub at...

    Independent Student Loans

    Gloria Said:How do I go about obtaining independent student loans for college?We Answered:You need to contact your schools financial aid office and tell them you want to take out a federal Stafford loan. Stafford loans require no cosigner and are entirely in YOUR name. Dependent freshman can borrow up to 5,500 a year.Rosa Said:How much is the amount for stanfford and perkins student loan for an independent student?We Answered:Independent freshmen students can receive $3500 in subsidized Stafford Loan (government pays interest while you are in school) and $6000 in UNsubsidized Stafford Loan (interest accrues on the loan while...

    Information On Student Loans

    Marian Said:Has anyone discharged student loans from eton technical institute?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Lester Said:Information on Student Loans?We Answered:Don't listen to the last person. Student loans are not something evil. Yes, it is a loan. Yes, you have to pay it back. HOWEVER, student loans are meant to help you to go school. Nursing is a great field, as long as you do not go overboard and just start taking more than you need, then you should be ok. For around 10,000 in loans, monthly payment...

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    Nelson Said:Are instant approval payday loans okay for working students?We Answered:I tried this myself and it worked the same way you needed - I work in a bakery and needed a bridge myself to move to a different apartment - go to http://instantapprovalpaydayloansnow.com and check the students section, you'll get it sorted quickly.Billy Said:What's the big deal with credit?We Answered:You are right credit doesn't kill people debt kills people. if you manage credit properly you and your score will be fine. Rules to follow 1. Don't use more than 25% of the credit limit (eg on a card with a $1,000...

    Instant Student Loan

    Marcus Said:How do couples function with enormous student loan debt and spending habits in California?We Answered:One of the most common causes of couple discord is MONEY (sex, inlaws, communication, and children are the others). But money is a powerful one. You are right to look at your relationship to money. Clearly your girlfriend has a different relationship if she is only paying back the minimum and engaging in other more of a CA lifestyle. You sound like you are much more frugal. As for how to survive. The key is to pay down that...

    Instant Student Loans

    Hazel Said:Better my essay? ?We Answered: Facebook is a social networking website launched on February 4, 2004, founded by Mark Zuckerberg while he was a student at Harvard University. The website's name comes from the paper Facebook depicting members of a campus community that some colleges give to new students, faculty, and staff, as a way to get to know other people on campus. At first, website membership was limited to Harvard students, but was expanded to other colleges in the Ivy League. Facebook later expanded further to include any university student, then came high school students, and, finally, to anyone...

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    Mildred Said:Why not make student loans interest free?We Answered:Because someone other than the student will still bear the cost of carry on the loan. Money is a commodity that has a time value associated with it. If the student does not pay interest, lenders lose their incentive for underwritng the loans. In order to keep student loans available, lenders would have to be paid by someone else. The only entity that would likely do that is the Federal government or State governments. And neither has any money of its own; they both take money from...

    Interest Loan Low Student

    Julia Said:Should I pay a low interest student loan off now or is it to better to use that money for something else?We Answered:I would first recommend you maximize all contributions you can make to a retirement plan (401k or IRA or Roth IRA). Then, make sure you have about 6 months worth of basic living expenses in a savings account for a rainy day emergency fund. Then, if you are married or have a child, make sure you have sufficient life insurance on you (and disability insurance for yourself in case you get hurt or sick). Once you...

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    David Said:Interest Rates on Student Loans?We Answered:Congratulations on recently graduating college, that is quite an accomplishment and you should feel very proud. First of all, were any of your Federal Subsidized Stafford Loans taken out after July 1st, 2006? The reason I ask this is because this will make a difference on your interest rate on those particular loans. When dealing with your loans taken out before July 1st, 2006 those interest rates on those loans are Variable interest rates which means they have been changing every July 1st. As of right now you are carrying the Deferment/In Grace interest...

    International Student Loan

    Herbert Said:How do I get an international student loan to a Korean college?We Answered:The most important tip that can be offered is to do the research on your own. Student financial aid offices are supposed to be there to help you. They should tell you the information you need to know, help you get a loan, etc. Unfortunately research into financial aid offices has shown that some college offices only provide certain student loans. The lenders may offer the financial aid office incentives in order to get more students signed up. http://www.worldbestloans.com/student-loans.htm Several students in the past...

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    Joseph Said:UK student loans for international students?We Answered:Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more. http://loan--house.blogspot.com/2008/03/… Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. http://loan-house.we.bs/studentloan.html Some of the most...

    International Student Loans Without Cosigner

    Norman Said:International student !?We Answered:Having a poor past credit history should not deny you an opportunity to pursue further studies. As a free individual it is your right to get the best education possible and financing it should not be a hurdle for you. Creditors providing student loans for people with bad credit offer this alternative. Though your present situation and credit history may not be perfect, the potential of a better financial security of the degree or diploma is an additional reason why lenders have the faith to extend you the loans. Such loans are typically funded federally and...

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    Bertha Said:Can I get away with not paying my private student loans as an international student?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Jessie Said:International student wants to take loans in Canada university?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students....

    Iowa Student Loan Liquidity Corp

    Rene Said:How to make collections stop calling?We Answered:Yes they have to attempt to contact you before sending this to default and trust me they can easily prove they tried. If they are accepting your payments, then they cant harass you. Paying them means they agree the current terms of agreement and they cant garnish your wages if the current terms of agreement applies. Give them a cease and desist letter. Tell them the original terms of agreement apply and you are NOT willing to change them. If they try to force you to change, you have the right to refuse...

    Iowa Student Loan

    Reginald Said:How do I get a moving/student loan?We Answered:collegefinder.bebto.com - try this site. It has info about different US student loans and scholarships.Angel Said:student loan money!!!!!!?We Answered:Do you have a bank account? do your parents? Perhaps these banks will lend money to people that have an established relationship with them.Mike Said:Need to consolidate student loans. Please help!?We Answered:Most private student loans can't be consolidated,so when you do decide to consolidate make sure they are very clear as to what loans are being consolidated.I talk to people everyday who mistakenly thought their private loans were consolidated with their federal loans and...

    Iowa Student Loans

    April Said:How much can I expect to pay to go to a public university in Iowa?We Answered:The average amount is 2,564 dollars per year as in-state in Iowa. According to the website below. ;)...

    Key Bank Student Loans

    Keith Said:What are my options for consolidating my private loan?We Answered:You're right, most companies won't work with private student loans because they are not federal loans. You should talk to Key Bank to see if they can give you other options concerning your payment arrangements. Maybe they can lengthen the repayment period or lower your monthly payments. I would think filing for bankruptcy would be the last resort for you. It is not something most people would recommend.Bernice Said:key bank check cashing restrictions?We Answered:I was able to find Key Bank's "Funds Availability Policy" online through the...

    Law School Student Loans

    Arlene Said:Will the US Army help pay off student loans for Law School?We Answered:Army Rotc will pay for Law School. http://army.berkeley.edu/scholarships.sh… Good Luck!Melissa Said:Is this true about law school loans and public interest?We Answered:I found some good info here.Marvin Said:Is it wise to take out student loans for a excellent undergraduate school even though I'll apply to law schoolWe Answered:i'd say that GWU is really expensive. First off, talk to your parents to see what they can afford. GWU financial aid kinda screw you over because they look at your house mortgage and personal investments (which they add on TOP of what...

    Loan Consolidation Student

    Virginia Said:Where Can I find Student Loan Consolidation guide?We Answered:Maybe you can try below website to get the information you need. It's about student loans consolidation articles for your second opinion. http://www.1st-student-loan-consolidatio…...

    Loan For College

    Lorraine Said:What is the best way to get a college loan to study abroad?We Answered:umm...try this website: http://www.aphlogin.com/aff_c?aff_id=71532&offer_id=86873 i hope it helps :) good luckDebbie Said:How can I take out a College Loan if my family doesn't own a house?We Answered:The interest rate for student Stafford loans is 6%. That is the one you want. The 8% is probably for the parent PLUS loan. They need to have decent credit, it doesn't have to be great, but if they are denied for bad credit, the school will offer you an additional Stafford loan to help you pay.. it will be...

    Loan For Student

    Byron Said:How much would a monthly payment be on an $80,000 student loan?We Answered:Your monthly payment will be based on your status as a student and what kind of loan(s) you have taken out. Stafford loan rates are determined according to if the student is in school/in grace, or in repayment. The in school/in grace rate is .6% lower than the in repayment rate. Also, if a Stafford loan was issued before June 30th, 2006; those loans have a variable interest rate which changes from year to year. Perkins loans interest rates are always fixed at 5%. In addition,...

    Loan For Students

    Ian Said:Can overseas students get a loan in the UK to study?We Answered:Because she's from an EU country I believe she would qualify for a student loan :) More information: http://www.direct.gov.uk/en/EducationAnd…Steve Said:How much student loan can be offered to british students?We Answered:You can get a loan to cover the full amount of your fees, a maintenance grant of up to £2765. The maximum amount for a maintenance loan is roughly £3000. You are guaranteed 72% and the rest is means-tested.Angela Said:What is the best loan option for prospective grad students?We Answered:Your best bet for grad school is the federal GradPLUs loan. Federal loans...

    Loan Forgiveness Student Loans

    Gertrude Said:How does one actually apply for Public Service Loan Forgiveness Program for student loans?We Answered:You're having trouble finding the application info because it hasn't been created yet. I'm not sure if you are aware, but this program wasn't even created until October 2007. You may not also be aware that qualifying for the program requires that the applicant first make 120 consecutive loan payments - ten years. Because of that requirement, the earliest that anyone could possibly become qualified for loan forgiveness under this program is in late 2017, or early 2018. Here's a Q&A that answers your question: Q. 2....

    Loans For Bad Credit

    Marjorie Said:Does bill consolidation loans for bad credit really work?We Answered:Call it what you will, the Idea is to find a loan at less interests than you pay now, and fixed interests. Credit cards can have high interests so it shouldn't be difficult to beat them, other debts might be more difficult to deal with as they might already have a low interest rate. See http://www.esuperfind.com/lowermybills.p… the affiliated site is an Experian company BBB approved so very safe. They might or they might not have you on. It depends on many factors and how much the debt is.Jerome Said:any companies that will...

    Loans For College Students

    Miguel Said:Does anybody know how to find grants and loans for college students trying to start a business????We Answered:A small business loan is one of the most treasured commodities in the business world. It is still very hard to get despite the claims and promises of banks, credit unions, and other lending institutions that they want to help American small<!--business to survive and grow. In fact it sometimes seems that banks and other lenders want to see small businesses fail and only support those that survive the battle for customers, revenues, and finances during their first two years. http://best-loans.awardspace.com/businessloans.htm Getting a small...

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    Claudia Said:What are the best loans for college?We Answered:Chaz: There is absolutely no ifs-ands-or-buts, the federal loans are far and away the "best" educational loans that are available. In fact, the whole POINT of the federal educational loan programs is to make college money easily and cheaply available to US college students. There's only one way to apply for federal loans, and that's to complete the Free Application for Federal Student Aid, better known simply as "The FAFSA". In fact, you'll have to complete FAFSA once a year, once for each year that you want to apply for aid. The FAFSA collects information...

    Loans For International Students

    Charlie Said:Does anyone know of any loans available for international UNDERGRADUATE students in canada?We Answered:Try http://internationalstudentloans.com/Herbert Said:Are there any financial institutions in England that give loans to international students from the Caribbean?We Answered:Learners from poor families who need to have a higher education will normally have to acquire a loan from financial institutions in order to get an education. The government, through the local banks will advance such credit to students and have them pay them off once they have started earning. This may sound good but not until the former student is unable to pay off such debts. http://www.worldbestloans.com/student-loans.htm This is...

    Loans For School

    Jessie Said:How likely is to get a home loan from a bank when having over $60,000 out in school loans?We Answered:It all depends on your Debt to Income ratio. Basically, if you are making $4,000 a month before taxes, a bank will try to make sure that your total payments (student loans, car, and house payments) does not exceed 35% of your pre-tax income. So if your total payments of long term debt would exceed about $1,400, chances are that you will get turned down. Also, a lot of banks are requiring 75% loan to value on...

    Loans For Student

    Andrea Said:Credit for student loans?We Answered:Whats the use of you going to college if you cant make a common sense decision? You have now become a statistic.. No money, no job, no education. you just hindered your life in a time that the child will cause a strain in your life unless you have someone to help you. eyeve!!! does it really matter who in the world gets this bill when your in a bind wright now?...

    Loans For Students With Bad Credit

    Christian Said:Students loans with bad credit?We Answered:You should just have ur dad co-sign or just pay 114 a month its not that much money u have a job right.Nathan Said:CAN SOMEONE HELP ME FIND loans for college students with bad credit?We Answered:Erika: Here's the problem with your plan: By your own admission, you have "bad credit". I'm assuming that means that you've borrowed some money in the past, probably credit card debt, and had some problems paying it all back. Maybe you were consistently late, maybe you've had charge offs - "bad credit" could mean anything, really, but it almost certainly means...

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    Brandy Said:Why do students take out large loans for unmarketable degrees like art and philosophy?We Answered:That's nothing... I know a guy (American) who went to college for 4 years to study English ! I guess he passed. hahahaha ! Of course someone else paid his tuition.Deanna Said:How would the credit crunch affect students loans?We Answered:In short, the answer is no. The Federal government oversees the student loan process. Besides, the federal government would rather people get good educations than try to keep monies away from those students.. I have to disagree with others... Student loans will be provided...

    Low Income Student Loans

    Daryl Said:When a college says that it will eliminate loans for low-income students, does that include stafford loans?We Answered:any loans I suppose but their not gonna eliimant it too much because the loan people want money alsoFrederick Said:do i have to claim my student loans to my land lord to live in low income housing.?We Answered:No, you don't. It's not income, you are not making the money, you are borrowing the money for a specific purpose. He probably knows that too.Floyd Said:help paying student loans for low income single parent?We Answered:Your question is awfully vague since you didn't give any...

    Low Interest Federal Student Loans

    Pamela Said:is 6.8% (Direct unsubsidized student loan) a low interest rate?We Answered:The federal student loans tend to always be the best. They have fixed interest rates, flexible repayment schedules, are automatically approved for all students, and require no payments until 6 months after graduation. For the 2010-11 year, the Unsubsidized loans carry a 6.8% interest rate. The PLUS loans have a 7.9% interest rate and are subject to your parents' credit approval. For private loans you will also need a credit-approved cosigner. Your loan company can decide to change the interest rate at any time (unless,...

    Low Interest Rate Student Loans

    Linda Said:Is the interest rate on student loans usually low?We Answered:That depends on the loan type. Federal student loans - Stafford loans: 6.8% PLUS loans: 8.5% Perkins loans: 5% Private student loans often are an index plus a margin, meaning that there's a base rate like LIBOR or the Prime Rate, plus a variable amount on top that is credit-based.Yvonne Said:How to lower student loan interest rate?We Answered:I'm not sure you can. But a simple rule of thumb would be to pay down the higher interest loan faster. With a mortgage, you can pay additional amounts toward the principal. That might be possible here...but these are...

    Low Interest Student Loan Consolidation

    Walter Said:Do you know a low interest loan out there?We Answered:These do http://www.esuperfind.com/reduce-debt.php?id=tnntJulio Said:Private Student Loan Consolidation with low interest rate...?We Answered:http://loan-house.we.bs/loanconsolidatio… Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://loan--house.blogspot.com/2008/03/…Jean Said:what student loan debt consolidation company has the lowest interest?We Answered:Remember though...a lower payment means more time in debt (unless you reduce the interest rate SUBSTANTIALLY). Also, in debt consolidation, you usually have to throw in the low interest loans along with the others, this cancels out any benefits of lowering the high interest rate loans....

    Low Interest Student Loan

    Jared Said:Low interest student loan.?We Answered:well first off make sure you're getting a federal loan, to ensure a fixed interest rate. Private loans do not have fix rates. Whoever you're trying to get the loan thru should have a list of lenders (banks to choose from) with whatever incentives they may offer. Go to your school and ask what lenders are suggested..Diane Said:may i know is it possible for me to get interest free student loan for international student?We Answered:http://iefa.org -------> International Students on the web <------- http://www.about.com --->Great search engine and information site for everything <--- http://www.ed.gov/index.jhtml -->...

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    Samantha Said:I need a low interest financer/loan to take over my student loans that are in default as of right now?We Answered:I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.Marsha Said:Where can I get a low interest loan for personal loans,student loans?We Answered:http://loan-seeker.info/bad-credit-loans/ has a list of reputable loan providers, even if you do not have the best credit.Ramona Said:Low-interest private student loans?We Answered:There is no...

    Low Rate Student Loans

    Eleanor Said:Can I re-consolidate my student loans at a lower rate?We Answered:I once worked at a student loan consolidation company, if I remember right you could re consolidatee if you had for some reason taken out anAdditional student loan since the original consolidation, im not 100% sure though, good luckWarren Said:Where can I find a good low intrest rate student loan, with low or no credit?We Answered:The best type of student loan to get is not a private bank loan but a federal government loan. Here's what you need to do to get a federal loan: 1) Fill out the...

    Manitoba Student Loan

    Deborah Said:Question about student aid/loans in Canada (Manitoba particularly). Can I own a car and get aid 4 University?We Answered:no, you do not have to sell your car. If it is a very expensive car then its value will impact on your funding but if you sell it then you have cash savings -- so either way, the best thing is not to sellJon Said:Must I work during my pre-study period?We Answered:Don't be so friggin' lazy.Lucy Said:Manitoba driver license, stunt driving ticket in Ontario?We Answered:Nope, the police will hold the vehicle for 7 days. You will get charged...

    Mature Student Loans

    Renee Said:Is there a certain level your GPA has to be at in order to qualify for student loans?We Answered:For Federal loans (Stafford and PLUS) you must maintain at least a C average.Glen Said:what funding can i get as a mature student?We Answered:You need to direct this question to your specific university's undergraduate admissions department. They should be able to help you instantly with additional funding they provide, for example hardhip loans, etc. You should also contact the Student Support team at your local education authority and ask about applying for student loan, grant and tuition fees. Basically funding will never cover...

    Medical Student Loans

    Frank Said:What help is out there for ones who have been laid off longer than a year, have medical bills, student loans?We Answered:Get a job.Wendy Said:True/False: Medical bills and student loans don't look as bad on your credit as consumer debt?We Answered:False they still get counted when a potential lender is calculating how much you can borrow for a car, mortgage or other loan you might try to get beecause they take your income and look at in relation to your total monthly payment obligations, no matter what the source of those obligations might be.Jessie Said:Plus student loans and medical...

    Michigan Student Loans

    Billie Said:Trying to be supportive BF: How can my GF find out about all her student loans, and a consolidation option?We Answered:Sallie Mae will not consolidate loans if they are federal (student) and private together. What will end up happening is they will do two consolidations. (one for private and one for federal stafford) Who better to answer that but Sallie Mae...have her contact them and they can tell her in a matter of minutes what they can or cannot do. 1-888-2SALLIE (888-272-5543) As far as for the rest of the question...here goes. First off, she needs to go to a...

    Military Student Loans

    Wesley Said:quitting school joining military, student loans question?We Answered:The Army and Navy will pay back up to $65,000 in student loans and the Air Force will pay back up to $10,000. If you have a year left you can enlist and more than likely you'll be coming in as an E-3. From there, you can use tuition assistance to do your last year of college (you get $4,500 a year) by going to school on weekends and at nights. It'll probably take a little longer than a year depending on how many classes you have but you...

    Mohela Student Loans

    Peter Said:can i consolidate my student loans?We Answered:You'll probably have to find a lender that is willing to buy and consolidate all those loans for you. Just good luck with that, 40,000 is a big risk to take for anyone who just in college or getting out.Alan Said:Can student loans such as MOHELA prevent you from going back to college?We Answered:It all depends on what you want to get out of it. Check out my financial aid blog for more financial advice info and more useful ideas http://student-loans-info.50webs.org/Adrian Said:How long do your non-payments of student loans ride out before...

    My Rich Uncle Student Loans

    Ellen Said:A Bunch Of Qts Re: Private Student Loans. Input appreciated!?We Answered:Most of the lenders you listed are all long time viable student loan lenders; however, right now in the economic situation we find ourselves in there is no such thing as a secure education loan lender. Many of them are either withdrawing from the Federal or Private loan programs. MEFA for instance is either not doing federal, or not doing private loans. There have been so many changes it is hard to keep track of them. For a good read and information about the leading...

    My Student Loans

    Melinda Said:I had money left to pu in my pocket with a student loan do I report that in my taxes?We Answered:Loan proceeds are not considered income.Bob Said:Will student loans take my income tax refund?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    National Direct Student Loan

    Hazel Said:Why do cons think the Republican congress was the main reason to Clintons accomplishments?We Answered:They love to take the credit for good things, even if it had nothing to do with them.Deborah Said:Do any of the federal financial aid loans pay off prior collegiate balances?We Answered:No. All of these loans first need to be sent to a college to cover current tuition costs. Once that's covered, if there's some left over, it goes to you and your costs. Here's the hitch: Since FA is based on how much schooling you have completed--you won't qualify for much...

    National Student Loan Canada

    Eva Said:How to get the government to pay your student loan in Canada?We Answered:Sure. Work for the Government. Pay a portion of your salary towards your student loans....

    National Student Loan Center

    Ruth Said:Do you think the money you earn is yours?We Answered:You illustrate why we pay taxes very well.... the only problem is that the anti-tax crowd is made up of irrational reactionary conservatives.... they don't understand things like economics and interdependence.Jackie Said:Could we sue the National Student Loans Center?We Answered:Certainly. If you have enough evidence from a number of people, you can indeed band together and file a class action lawsuit against that company. If you already know a few people, and they're willing to file charges against the company, why not get together and have an initial...

    National Student Loan Centre

    Bob Said:School screwed me over now im stuck w studen loans and cant legally work in the feild I graduated in.?We Answered:The only thing you could do is take the school to court and prove that they committed fraud. Loan companies will not help you because it states in the promissory note that even if you are not satisfied with your education, you are still responsible for paying them back. Sorry about your situation!Agnes Said:What is your opinion moral problem with these parents claiming that we have a responsibility to fix their mis?We Answered:Boo hoo. They all have a sob story as...

    National Student Loan Database

    Cathy Said:I was going to 2 schools, recieving financial aid from both, now one of the schools reversed the aid HELP!!?We Answered:colleges.mywebcommunity.org - it has detailed info how to apply for financial aid and scholarships to get more cash.Karl Said:How to pay off the interest on my student loan?We Answered:NSLDS should be able to tell you who the servicer is. Sometimes this is the same as the lender, but most times lenders will sell the loan to a company to handle repayment - that is called the servicer. They would be the ones to make any payments to. How long...

    National Student Loan Program

    Barbara Said:As a EU national, how can I apply for a student loan to help me pay the tuition fees of a MA in England ?We Answered:There is no funding available from the government for UK or EU students to complete a masters degree. You may be able to obtain a career development loan or similar from the bank. Alternatively, get a job and maybe your employer will pay for it? some Universities will offer scholarship type positions where you will be working for the uni in return for tuition. MAs are not considered a necessary level of education for...

    National Student Loan

    Rose Said:please where can i get student loan without national restrictions.?We Answered:Try the links in http://www.thequickinfo.com/student-loan…Jeanette Said:Student Loan from National City Bank. When can I recieve the loan?We Answered:well its a personal loan so ask them most likely apply as soon as possible and do let them know what college you are taking into consideration...

    National Student Loans Service Centre Mississauga

    Robert Said:Does anyone know the address I have to send my OSAP repayment cheque to?We Answered:is best if you give a call to OSAP and user bank card is fast like that...

    National Student Loans Service Centre

    Pearl Said:How many of these may be privatised over the next five years?We Answered:The profitable ones the ones that make money and the one that make a loss well if the rules can changed or the playing field altered so that they can make a profit, them too.Kimberly Said:How do I get the two non-profits that I used to volunteer with to leave me alone now?We Answered:Write one letter, addressed to the Executive Directors of both agencies. Tell them that you are no longer willing or able to volunteer because of personal circumstances AND because of the way the others treat...

    National Student Loans

    Jesus Said:Will the GI bill or Army National Guard pay off past student loans as incentive to join?We Answered:This website gives a little info on student loan repayment: http://www.1800goguard.com/education/payingfor.php Also your signing bonus will depend on several factors like the job you choose and the amount of years you enlist for. Here is a link to current army pay charts: http://www.armytimes.com/money/pay_charts/Christopher Said:How much tax, national insurance and student loan repayment should I pay on a salary of £20,000?We Answered:I use the website www.listentotaxman.com, it allows you to put in your gross salary and it will calculate your tax and NI contributions, and there is...

    Nb Student Loan

    Melvin Said:What are my chances at getting into a good law school?We Answered:I believe the world has more attorneys than it could ever possibly use. The practice of law is reduced by vast numbers of unethical attorneys whose words are meaningless unless immediately regurgitated and returned by an immediate Fax to confirm your understanding or agreement. 20 years plus, it was a pleasure dealing with ladies and gentlemen. NOW EVERYONE WANTS TO PULL DOWN THEIR PANTS AND PROVE THEY HAVE THE BIGGEST CAHONES. AND EVERYONE INCLUDES FEMALES. That said the legal information learned is incredibly...

    Nc Student Loans

    Richard Said:where can i get a student loan or grant for $10,000.00 with no income or cosigner in nc?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Joel Said:Why can't the government help teachers by forgiving thier student loan debts accrued for masters degrees?We Answered:Arizona is not a good state for loan forgiveness- some are, some aren't. I agree with you that loan forgiveness is one way a state can accomplish something good for the entire state while helping graduates also. North Carolina has a lot of programs for undergraduates...

    Need Student Loan

    Kenneth Said:I have recieved a federal student loan, but I need another loan to cover living expences.?We Answered:If you live like a Professional when you are in college, you'll live like a college student when you graduate. You should reconsider how much you'll need to live off of for a year. Private student loans are evil and should be avoided at all costs. Ever hear of those students racking up 120K to earn their bachelor's degree? And are now are qualified to be a kindergarten teacher and can't afford those 1,500 a month loan payments? They...

    New Brunswick Student Loan

    Judy Said:Why is college so expensive when you have the same learning potential as your years prior?We Answered:wow im not reading all of that, I don't care that much. Risking repeating something that you said in your question, it is simply because the Universities have a monopoly on the education system. I don't think anybody would deny that you don't need to go to school in order to learn, you can buy books and teach yourself just as well or better than the monopolistic university system can. They hold the monopoly by not allowing you to get a degree (which...

    New York Student Loans

    Guy Said:I live in the New York area and have a private student loan of at least 30,0000 was able to make monthly?We Answered:You should receive notification before they start garnishment of wages.Lydia Said:Student loan in New York?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Kay Said:Where can I get an International Student loan for new York College, Thessaloniki Greece?We Answered:Sallie Mae has student loans for international students studying in the US and for US students studying abroad: http://www.salliemae.com/get_student_loa…Marshall Said:College student in new york city?We Answered:I'm having similar worries with attending...

    Newfoundland Student Loan

    Tim Said:Travelling across Canada?We Answered:well, i travelled across canada with my family during last year's summer i find Banff is the best place to visit, because it has great landscapes and trust me, you will be able to have a lot of collection of pictures during the visit there well, i think it costs about $800-1000 if you go on tours i hope you will have a great time ~...

    Nj Student Loans

    Diane Said:student loans for education in atlanta?We Answered:If you have a defaulted federal student loan you will be ineligible for any additional federal student loans until your defaulted loan is paid in full or you have made satisfactory repayment options with the guarantee agency. Contact your guarantee agency to determine how to get your loan out of default status. If you don't know who that is you can find it at http://www.nslds.ed.gov/. You will need your federal PIN to access this site. If you don't have one you can get it at http://www.pin.ed.gov/. If you are looking...

    Nm Student Loans

    Morris Said:Will my New Mexico Tax Rebate be applied to my defaulted Federal Student Loan?We Answered:The way it is supposed to work, the student loan will get it. But frequently the IRS misses things like this. As one hateful, insignificant detractor to another.Allan Said:Can America afford an Education Crisis ?We Answered:they want you poor and stupid so the only option you have is the military. It's been done before. Timothy Said:What do you think of Obama's lash out over student loans?We Answered:Wow, more government control. Who would have thunk it? As for what do I think of Obama, let's just say if...

    No Cosigner Private Student Loans

    Shannon Said:I need a cosigner for my private student loan. Anyone willing to help me out?We Answered:Sorry, but you are NOT going to find any one on here who is willing to put their credit on the line for a complete stranger. Getting a cosigner for a student loan means you need to find someone who will trust you to pay your bills on time every time, because the credit companies can come after them for YOUR DEBT (that can get up to 50-100k or more depending on what you are going to school for), as well as trash their...

    No Cosigner Student Loan

    Erica Said:loan question for no-cosigner student?We Answered:Yes. The Department of Education will give you a student loan without a cosigner. Apply at http://fafsa.ed.govOscar Said:Who is a good cosigner for a Student loan?We Answered:Your school should have some sort of help line that you can go to and see what you might be able to qualify for like a loan. My sister inlaw got alot of financial help on her own through the school and she has no credit and her parents have bad credit.She also gets a monthly check to spend for books,gas allowence,ect. Remember tho..if you use a family member...

    No Cosigner Student Loans

    Jennifer Said:Student loans without a cosigner?We Answered:You do not need a co-signer for Stafford Loans (this is the type of loan your school should have offered you). They also do not require a credit check and are guaranteed by the government, so if you do not pay after you finish school they really will garnish your wages, take your income tax, ext. until they are paid in full.Pamela Said:can foreigners get student loans if they have a cosigner?We Answered:Yes, he can get private loans with a U.S. citizen (or eligible resident) cosigner. Check with the different lenders....

    No Credit Check Private Student Loans

    Kevin Said:Where can I find a Private Student Loan that DON"T do credit checks?We Answered:You won't, every private student loan company will check your credit.Colleen Said:Anyone know a private student loan with no credit checks please I have 2 weeks to get this straight?We Answered:Loans with no credit checks are one of the things that caused the credit crunch and recession in the first place. They stopped offering loans like that in 2007. No one is going to lend you money any more without some idea of whether you would pay it back.Shane Said:Know of any Student Loans with No...

    No Credit Check Student Loan

    Renee Said:Where can I find a student loan that requires NO CREDIT CHECK OR THAT ACCEPT BAD CREDIT?We Answered:check out the Free Application for Federal Student Aid - http://fafsa.ed.govMatthew Said:I'm looking for a no credit check student loan. I do not have a cosigner. I need additional funds (not fafsa).?We Answered:I'm afraid that without a cosigner you will have no chance of getting a private student loan. (hence all the Spam in your answers) the only thing that I can think of is for you to go to your bank and see if they will give you a regular...

    No Credit Check Student Loans

    Susan Said:Does anyone know any student loans that require no credit check?? All i need is $2500?We Answered:No such thing as a private loan without a cosigner or a credit check. Your school isn't able to do Stafford loans for a reason (prob too many people defaulted on them after graduating from there) couldn't get a job after going. Not good for you or a good indication of how well your school is thought of in the community. Find another school, quickly....

    No Credit Student Loan

    Dianne Said:Where can I get a private student loan without credit history?We Answered:try myrichuncle.com I got a loan through there and they were the only ones to give me some money w/o a cosigner.Floyd Said:where can i find a bad credit student loan?We Answered:The other poster is correct on the fact that your son can apply for Stafford loans, also you can apply for a Parent PLUS loan, which your credit score has no part of the decision. They look to see if you have anything currently 90 or more days delinquent. Then they look to see if in the...

    No Credit Student Loans

    Dale Said:anyone know of any bad credit student loans?We Answered:In this credit-crunching economy, very few lenders will be willing to give you a student loan without you finding a co-signer with very good credit. Most of the places you'll find online that claim to give student loans for bad credit are scammers. Sorry. :-/...

    No Interest Student Loans

    Julie Said:When do student loans begin accumulating interest?We Answered:Many student loans, especially private student loans, start accumulating interest as soon as you take them out. If you want to get a student loan that you don't have to pay interest for then you should apply for a Federal Perkins Loan or a Subsidized Stafford Loan, which are both federal government student loans. Here are the steps you need to take to get them: 1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here: http://www.fafsa.ed.gov/ 2) The best loan to get is a Federal Perkins Loan....

    Non Certified Private Student Loans

    Sue Said:How do I get Private Student Loan money when it is sent to the school?We Answered:Make an appointment with a financial aid counselor at your school. That is the most direct way to get your answers, which some are specific to your school. Many times profs put extra copies of the text in reserve at the library...also think about sharing a text with a friend. I know it's difficult but many students are doing it since one book is now over $100. Good luck to you! (psychology professor)Charles Said:Is there anywhere besides Wells Fargo...

    Non Certified Student Loans

    Justin Said:Where can a non certified student loan these days?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Tim Said:I need a non certified student loan. Are any available?We Answered:Non certified loans are a thing of the past. The economy crashed and banks figured out they were too risky. Students never paid them back. You need to do a fafsa and get federal loan. If you are not eligible for fafsa for some reason then you need to rectify that. If you are already borrowing your max...

    Non Credit Based Student Loans

    Velma Said:I'm going to school but i need a new car and i have poor credit?We Answered:i have seen no scholarships for vehicles so far. but i do know that the redcross sometimes has cars dirt cheap (people donated them). the salvation army may have some sort of auto pointers for you also. FREECYLE is a great option. people offer stuff on there and you can post what you need too. hang in there baby and stay strong... your almost done! http://modestneeds.org/ http://freecycle.org/ http://www.salvationarmyusa.org/usn/www_… http://www.redcross.org/where/chapts.aspNina Said:beacon score ?, improving credit, how to remove over 7 year old debts?We Answered:Derogatory items age off you credit...

    Non Federal Student Loans

    Christopher Said:Is it possible to consolidate a non-federal student loan?We Answered:call your lender and ask.Margie Said:Looking for non-federal student loan that doesn't require employment or a co-signer and has deferment.?We Answered:Stay away from loans as much as you can. You have no idea how burdensome it is to pay them back once you leave school. There are tons of scholarships that go unclaimed each year. Many $400, $500 or $1000 scholarships never even get applied for because people think it's chump change and not worth applying for. Well, get a few of those $500 scholarships and it'll really make a dent...

    Nova Scotia Student Loan

    Michele Said:Does anyone know anything about Nova Scotia Student Loans?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Jorge Said:How Come Second Families of Divorced Dads get leftovers?We Answered:I hear what you are saying and yes some of these comments are right when it comes to you choosing this life but one thing i do understand is that it is still unfair. People make mistakes and i am sure that if your man knew he wouldn't be with his ex years after they married then he would never have married. We cant...

    Ns Student Loan

    Carlos Said:How do I move out at by next year and succeed?We Answered:Why are you waiting until the next school year to move out? You should do it now. It sounds like you have enough money saved up to be able to put down a deposit on a cheap apartment. Keep in mind that most leasing offices require that you have previous leasing history or else you will have to pay double the deposit, or get a co-signer. Also, you will have to put a deposit down with an electric company and water company, depending on what city you live in....

    Nursing Student Loans

    Ana Said:Nursing contact means hospital to repay student loans?We Answered:It probably depends on the hospital and their signing bonuses. Maybe there are hospitals offering this as a part of a package incentive, but I've never worked for one. But, many of them offer some sort of sign-on bonus, which you could put toward your loans. You'll just have to find out when you accept a job.Eduardo Said:where can I get a student loan for nursing school?We Answered:Try your school first, they should have finaid information. Then grants and scholarship websites. About loans in bulk, do the math. Higher interest rate, versus...

    Obama Student Loan Forgiveness Program

    Chris Said:Where can i find out about student loan forgiveness?We Answered:Here is detailed information on all of the student loan forgiveness programs that the government offers: http://www.finaid.org/loans/forgiveness.…Erik Said:Loan Forgiveness Program - Is it too late?We Answered:Obama's loan forgiveness program for people with public service jobs is only available for loans made after Oct 1, 2007 and only AFTER that person has made 120 payments. (10 years after they start repaying) So unless you are thinking of going back to school and borrowing MORE money, this program would not apply to you.Kimberly Said:Obama's student loan act, what exactly does it...

    Obama Student Loan Forgiveness

    Alicia Said:Who do I write to about passing a bill on student loan forgiveness?We Answered:You should write to three different people-the Congressional representative for your district and the two senators for your state. Explain that you are one of their constituents and that you support HR 988 and your reasons for doing so. Constituent mail is read generally by a staffer who may or may not pass along a specific letter to their representative or senator. Every time I have written to those from my state, I have gotten a cookie cutter response letter. Sometimes...

    Obama Student Loans

    Morris Said:Republicans – Are Any Of You Against Obama’s Direct Student Loans?We Answered:That depends on whether it also discontinued the tax deduction given to employers who in the past paid for furthering the education of the employees. If it did, then it is a poor substitute. If not, it will lead to a lot of unpaid loans. If I'm not mistaken, this has been tried before with over half not paying their loans.Nathan Said:Has Obama offered student loans through government for little or no interest?We Answered:No. That is just a lie perpetrated through Obama's supporters. Those people...

    Oklahoma Student Loan Authority

    Leon Said:Do you know who La Raza is?We Answered:Yes a racist organization who gets our tax dollars to further their racist agenda also. Here is a great video that shows how la raza disrespects the laws and shows their racism. It shows how they are breaking the law by aiding and abetting illegal aliens. Why is this not used in a court of law to prosecute them, I will never know. http://www.youtube.com/watch?v=GQb1afeSB…Marjorie Said:Did they change the guidelines on Federal Stafford teacher loan cancellations since 2005?We Answered:Here's their web page from early 2005: http://web.archive.org/web/2005020702550… and it says five consecutive years. Sorry. Do you know what the...

    Online Student Loan Application

    Karen Said:What are my choices of action if no-one will accept my student loan application?We Answered:Call up Sallie-Mae (or the place ur applying for the loan), ask them (unless you know) why your co-signer is being rejected, I would think 700 is pretty good. Keep in mind that because of the current economy, loans are a little harder to get right now. Also, I don't know if this will help, but in my situation (all my cosigners were denied), I'm going to use my sister in law, who is from the UK, since shes from the UK, the process is based on...

    Online Student Loan Consolidation

    Stanley Said:Can I withdraw an online federal direct student loan consolidation application.?We Answered:The answer will depend on something that I can't predict, and that is whether or not the loan has already been disbursed. I'm going to guess that the Department of Education isn't quite efficient enough to have already disbursed a loan that you signed for on Friday, but in this age of electronic money transfers, who knows? I would definitely recommend that you call the DOE very first thing on Monday morning, but all you can do right now is keep your fingers crossed. Good luck to you - I...

    Online Student Loan

    Ramon Said:Where can I pay off my student loan online? Or do I have to mail it in?We Answered:If it's a federal loan, you can go to the US Dept. of Education website and follow the links to pay on-line. If you don't already have a pin number though, you'll have to apply for one.Bessie Said:Is it possible for me to get a student loan for an online course?We Answered:I am lisa grant i was looking to where i will get a loan . i needed a loan of $30,000 to pay off bills , i was directed to...

    Online Student Loans

    Ramona Said:best place to look online for student loans?We Answered:Your best chance to get a good deal on student loans is to shop around. Here are some sites to check out: http://www.salliemae.com - large student lender http://www.finfo.com - get up to four competing offers, no obligation http://www.nelnet.com - student loans and consolidations Best of luck!...

    Ontario Student Loan

    Barbara Said:Collection agency is threatening to discontinue payment schedule and demand I get a loan. Can they do this?We Answered:As long as you are performong due diligence on your part they cannot force you to take a loan. This means that you make reasonable payments in a timely fashion. If they are refusing your payments ask for this refusal in writing. This will be enough for a judge to rule in your favor.Javier Said:What bank in ontario should i take a student loan from?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state...

    Ontario Student Loans

    Cathy Said:Are student loans considered assets?We Answered:Cash you have in a bank is an asset regardless of where it came from or what you are intending to use it for. You very well may have an offsetting debt in cost for school or student loans....

    Osap Student Loan

    Gwendolyn Said:osap student loan phone number please?We Answered:Sure the number is 1-877-OSAP-411 or 1-877-672-7411.Sherry Said:I want to get OSAP & a Bank Student Loan. Would having one of them affect the other?We Answered:OSAP primarily depends on how much your parents make. You should apply and get that first, and if you need more money then get a loan from the bank or a line of credit. I don't think the bank cares if you have OSAP as long as they think you'll be able to repay the loan.Marilyn Said:Canada Student Loan when you study at an international university?We Answered:Student loans...

    Parent Student Loan

    Ricardo Said:What's the difference between a student loan and a loan taken out by the parent?We Answered:The difference would be who is responsible for paying it. If a student was to get a loan they may get a higher rate since they don't have any established credit. But it would be a great way to start to establish their credit. Also the student may have the option to defer payments till after college. If the parents took out a second mortgage they wouldn't have that option.Darrell Said:Can I get a student loan if my parent earns too much?We Answered:Yes, anyone...

    Parent Student Loans

    Edgar Said:Student loans: Can a parent's default affect their child's financial aid?We Answered:No.Floyd Said:Can a parent pay off a childs student loans with EE bonds?We Answered:The parent can use the bonds for the child's education tax-exempt if the bonds were issued after 1989 and the child is listed as a dependent. There are some income limitations and you must report the child still as a dependent. The child's name can be listed on the bond as a beneficiary, but not as a co-owner. If it is listed as a co-owner, the child can redeem the bonds tax...

    Part Time Student Loans

    Francisco Said:Question about student loans and full-time-part-time schedules ...?We Answered:I don't know the Canada rules on student loans but in the US usually you will be found out if you drop classes. At my school if a student drops below half time (our eligiblity for student loans) after the loans have been disbursed they are still eligible for it but if they drop before the loans have come in they do not recieve the loans so I would ask your lender or financial aid office.Johnny Said:Can a PART TIME student RECEIVE federal subsidized LOANS?We Answered:Yes, part time students can...

    Pay For College

    Allison Said:how can i pay for college?We Answered:Assuming you are a US citizen, I recommended filling out the FAFSA, through this you may be eligible for student loans and I believe 7 federal grants (all have their own eligibility requirements).Patricia Said:how does an adult with a high mortgage today, get assistance to pay for college?We Answered:El Vee: Like nearly all college students, you are eligible to apply for federal student aid by completing the Free Application for Federal Student Aid, or FAFSA. That application is used by the US Department of Education to evaluate your financial aid need. Depending on the...

    Pay Off Student Loans Fast

    Jessica Said:Should I pay off my student loans as fast as possible or just meet the min. payments?We Answered:If you are a teacher - don't pay them off. There are some governement programs that will pay off your loans if you go to a "needy area". Student loans do not harm your credit, they are installment student loans. First I would like to see you having the following things. - 6 to 9 months worth of living expenses in a discount brokerage account. - Enough money in a savings to someday put 20% down in a home. You'd be surprised some girl is going to marry...

    Pay Off Student Loans

    Dora Said:Should I pay off student loans or start a retirement account?We Answered:Start your IRA. Student loan interest is soo low, and doesn't really affect your credit.Bruce Said:Is it ok to do this to pay off student loans?We Answered:That is completely up to you. Will you sign a promissory note and stick to it? Or is this a gift? If someone gives you the money they can give it to you in increments or not if it is a gift. Student Loans have to be paid back no matter what so if a family member will not...

    Pay Student Loan

    Constance Said:who pay student loan in divorce in ca?We Answered:Generally speaking, she'll be responsible for her studen loan debt and you'll be responsible for your debt. As far as the common credit card is concerned, you should pull the information now from the credit card companies with detailed billing to show the expenses.Joe Said:If I pay my student loan in full to a collection agency, what shows on my credit?We Answered:I would pay it in full but negotiate with them. Tell them I will only pay if you remove all negative data from my credit report. Get it...

    Pay Student Loans

    Randall Said:Do you have to pay student loans back if you work for the government?We Answered:Yes, you do unless you have an agreement with your new employer that will pay your "LOANS" back for you. It usually results in a contract of employment as well.Patrick Said:Can the first time home buyers tax credit be offset to pay student loans?We Answered:if you still owe then yes it will. Know this if in default it will be hard to get a mortgage from any lender so get it currentTamara Said:What are some jobs that offer to pay student loans back besides...

    Paying Back Student Loans

    Joshua Said:Why dont they give students a break on paying back student loans?We Answered:There is someone in congress you can write and make a request that the law be changed to give you some benefits.Darren Said:How long can I stay in school and not start paying back student loans?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.Annette Said:What are my options for paying back student loans?We Answered:when you attend college for at least 6 credits ( half time status) your loans go into deferment. Call your lender to let them know...

    Paying Off Student Loans

    Diane Said:What would happen if I stopped paying off student loans?We Answered:Most of you that answered so far are idiots, if you have nothing intelligent to contribute then why post? This is probably a private loan as foreign nationals dont qualify for federal student loans, so no government is going to come after you. Also, for all of you screaming WHY DID U COME HERE THEN U DIRTY FOREIGNER... maybe he came here to study hoping he would be given an opportunity to stay here and work here, in which case he would be able to repay his loans. Maybe...

    Paying Student Loans

    John Said:What is the tax form I request that refers to paying student loans?We Answered:What you are looking for from your loan servicer (Sallie Mae) is a Form 1098-E which is known as a "Student Loan Interest Statement." Call Sallie Mae and ask them for one. Sometimes, if the amount of student loan interest paid is not high enough, the servicer does not send out the form. You can still claim the deduction even without the form, however. The deduction is claimed on line 33 of Form 1040.Curtis Said:anybody out there paying student loans as of...

    Pei Student Loan

    Leroy Said:student loan whether to pay off or keep for tax deduction?We Answered:If your adjusted gross income is under $55,000 then you can get a further adjustment to your income up to $4,000 from your payment of student loan interest. When your income goes over $70,000 you lose the deduction entirely, in between it is $2,000. So if you can benefit from the deduction, might as well keep some of the loan. But when you get over the income limit, there is no point keeping the loan for the tax benefits.Allen Said:How Much will my tax refund be?We Answered:From...

    Pennsylvania Student Loans

    Esther Said:What are the easiest private student loans to apply for and receive?We Answered:Donny, have you consider to apply for scholarship instead of loans? Many people has to struggling to pay the loans back because of the high interest rate. Some friends of mine in college told me that they have valuable information regarding scholarships from this place. Good luckBobby Said:College student loans?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Jerry Said:Will I be able to get a student loans?We Answered:Don't choose a school b/c that is where your best friend from...

    Perkins Student Loan

    Ricardo Said:Will having a lot of student loans (stafford and perkins) make it difficult to get a home loan?We Answered:Get letters from the school about how long your deferrment is good for. These letters are the ONLY way to not count those loan payments against your income (lowering the purchase price you can qualify for). Also, FHA is the ONLY lender who will allow for the deferrment (FNMA/FHLMC will include an estimated payment against your income). And... FHA is also the only way to get to 100% financing (required 3% down can be from seller's equity if you negotiate it...

    Perkins Student Loans

    Cassandra Said:If you become a police officer, can your student loans be forgiven?We Answered:Depends on the state u live in, I've only heard that teachers can apply for that. In some states they will forgive all or part of the loan. In my state they need teachers and you can get $4 grand a year for up to 4 years. Found this on staffordloan.com Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called Loan Forgiveness. To qualify, you must: * Perform volunteer work; * Perform military service; * Teach or practice...

    Plus Student Loan

    Minnie Said:how do you get approved for a Parent PLUS student loan?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Bernice Said:Is a parent plus loan really better than a private student loan?We Answered:Hi Natalie Marie, Probably. The Plus loan has a maximum interest rate set by the goverment which right now is 8.5%. Private student loans usually have an interest rate that is tied to the prime lending rate as well as the borrower's credit rating. The worse the credit rating, the higher the interest rate. The Plus loans can also be...

    Plus Student Loans

    Jeff Said:What happens with the University Of Phoenix Axia unused student loans?We Answered:The unused portion of your loan and grant should go to you. At least that is what happen to my husband and I. The money is sent to the student in case you need any other school materials and for additional cost. You could even use it to pay back the loans...lolDelores Said:Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?We Answered:When I was in college, student loans didn't start accruing interest until after graduation and you got 10 years...

    Poor Credit Student Loans

    Tracy Said:if your a student with poor credit and your government loans are maxed out with no cosigner what are options?We Answered:wow, not too many options there. I used to work at SallieMae so if you've maxed out financial aid then I would say private loans. But you don't have good credit and no cosigners soooo..... I guess your best bet here would be apply for a megaload of scholarships!! Scholarships are given out for anything these days, writing a good essay, for just being a minority race, disabilities, even being left handed!!John Said:if you have poor credit or owe...

    Postgraduate Student Loans

    Chad Said:Is it possible to do postgraduate studies relying entirely on loans and grants?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Jared Said:I am an international postgraduate student. How do I get a small loan to finance my accomodation.?We Answered:The best thing is to ask your student advice centre as many universites have fund in place to help students like yourself. I don't think that the banks will be particularly helpful, especially as many of them have clauses that stipulate you must have been 'normally resident' in the UK for a minimum...

    Private Alternative Student Loans

    Brandon Said:Does anyone know where you can apply for an alternative/private student loan to use for living expenses?We Answered:Uh, Cute, my first question is why you would be looking for an alternative loan, rather than a government loan. I hope that your "school and tuition is paid for" with a Stafford, and that you're just using shorthand for "what else can I get?". If you really do need an alternative loan, then the news is mostly good. All forms of financial aid, including educational loans, are intended to be used to pay for all of the so-called Costs of Attendance...

    Private College Loan

    Vincent Said:I need to know the best place to get a private loan for my daughters college education?We Answered:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most<!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs. http://best-loans.awardspace.com/student-loans.htm Federal loan consolidation is for students who are in repayment status...

    Private College Loans

    Alexander Said:can anyone who is reading this help me get money for college. donation, private loans, whatever?We Answered:Are you concerned that bad credit will prevent you from going to college? While it is true that finding student loans with excellent interest rates is easier if you have a sterling credit rating, bad credit student loan aid is possible. http://www.worldbestloans.com/student-loans.htm Bad credit student loans are also possible if your parents have better credit than you do. In this case, a PLUS loan, which is granted to parents and not to the student, might be the way to go.Ryan Said:what are the best...

    Private College Student Loans

    Suzanne Said:Is getting a private student loan good when attending college private school?We Answered:ARE YOU LOOKING FOR AN ONLINE LOAN LENDER WHO CAN GET YOUR LOAN TRANSFERRED TO YOUR BANK ACCOUNT,THEN WE ARE THE SOLUTION TO YOUR PROBLEM, NO WAHALA LOAN, THE PERSONAL LOAN THAT GIVES YOU THE FREEDOM TO DO AS YOU WISH, Do you need to fix your car,pay school fees,medical bills;get married?the no wahala loan is the solution.We give you the to spend a little more on what you really need,no questions asked, Benefits .No deposits and invoices are required .Fast,simple and convenient .Flexible repayment schedule .Competitive interest rate of just 2% Hurry now and...

    Private Education Loan

    Agnes Said:Does anyone know any good unsecured private loan lenders? I need it for an education loan.?We Answered:If they took the error off I do not understand why your score would not improve. Pull your reports again and see if they actually fixed it yet. If they haven't fixed it, tell them to get off their butts and fix it ASAP.Dave Said:Does anyone know of a good private education loan consolidation program?We Answered:Do some serious research. Student Loans are hurting people beyond belief. There is plenty of free money, even a few years in the military is a better alternative....

    Private Education Loans

    Rafael Said:Are private education consolidation loans worth while? If so, who should one go to?We Answered:I want to introduce my company to you,I am Mrs Nicole Kidman,the Chief Executive Officer (CEO) of Bclimes Company.We are a reputable,legitimate & registered Company.Approved by the American Government,an Affiliate of the American Bureau of money lenders.We give out Loans to individuals in need of financial assistance at ones convienience with a reasonable interest.Do you have a bad credit or you are in need of money to pay bills? Services Rendered include: *Refinance *Home Improvement *Inventor Loans *Auto Loans *Debt Consolidation *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans Please write back if interested. ...

    Private Graduate Student Loans

    Lois Said:Private 'direct to the student' graduate loans.?We Answered:The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestude… I am suprised that you are having difficulty with deferrment as most private student loans have an in-school deferrment. Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The...

    Private Loans For Students

    Clarence Said:Some Questions about private students loans?We Answered:1. The lender will usually state on their webpage how much you can borrow it's usually up to the full amount of your tuiton. 2. Absolutely, usually under the terms of the lenders policy that money can be used for any SCHOOL expense(books, transportion, food, tuition, on or off campus housing, ....etc), but really once you get that money in your hands they dont really moniter what you do with if you can gamble it all if you really wanted to (I am not recommending that at all). 3. Depends on the lender some may...

    Private School Loans

    Katrina Said:Need to find Private School Loans with bad Credit?We Answered:Depending on whether you can prove that you can pay back the loan, a few lenders might cnsider you - though as usual, folks forget to let us know what country / state / city they are in - so it makes it almost impossible to help. In short, if you cannot show that you are able to repay the loan (to their satisfaction, not yours), then they are unlikely to want to "throw their money away". If you repaid your uncle, perhaps he would consider a larger loan next time? what's...

    Private Student Loan Bad Credit

    Constance Said:Consolidate Private Student Loans with Bad Credit?We Answered:i go through chase for my stafford loan, and chase offers consolidation loans and stuff like that .Christian Said:any private student loan companies w. bad credit ?We Answered:Far as I know, private loans are based on credit. So I do not think there is one that gives to students with bad credit. I suggest stafford loans.Velma Said:I need a private student loan but I have bad credit, and I am going to an online college.?We Answered:http://www.salliemae.com/ I am going through these guys...Nathaniel Said:I have bad credit and need a private student loan, I...

    Private Student Loan Consolidation Companies

    Benjamin Said:What is a good loan consolidation program for Federal and Private student loans?We Answered:I used direct loan consolidation. It took about 2 months. http://www.loanconsolidation.ed.gov/Alice Said:How will applying for private student loan consolidation affect my credit score?We Answered:You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - creditreport.imess.netJuan Said:Looking for private Student Loan Consolidation?We Answered:Try looking at Chase and Wells Fargo.Maxine Said:Private student loan consolidation help?We Answered:You apply and they give you terms based on creditworthiness etc... By doing this you do not accept the loan. I believe you can turn it...

    Private Student Loan Consolidation Lenders

    Edgar Said:Anyone other than Wellsfargo & Chase still doing private student loan consolidations?.?We Answered:Here are some great tips on how to consolidate student loans.One good thing about government loans is that the interest rates are fixed when consolidating them, and so rest assured that the rates that the lending company will charge you are within the boundaries of the law. Albeit there is already a ceiling on the interest rates when consolidating government loans, it is always to your advantage if you will shop around for those with really low interest rates. http://www.worldbestloans.com/student-loans.htm Grace period of loan repayment means you are done...

    Private Student Loan Consolidation

    Carl Said:When do i need a co-signer for private student loan consolidation?We Answered:You have an awesome credit rating so should have no problem getting the loan on your own....

    Private Student Loan Default

    Clara Said:If I have a citibank private student loan in default am I still able to get a pell grant each year for school?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Jackie Said:Private Student Loan In Default!?We Answered:Can your husband talk to someone at his military installation to see if his service cancels out part of the loan? I know you said it was a private student loan, but on government student loans, merit is given to borrowers who serve in the military. Good luck to you and your husband.Ruben Said:I...

    Private Student Loan Forgiveness

    Allan Said:What are the details of Obama's student loan forgiveness plan?We Answered:The law is very specific... your private loans won't be forgiven no matter what you do... sorry. When you die, your cosigners will still be responsible for this debt if it isn't paid off yet. Also, not all your assumptions about the whole 20 years all is forgiven thing is true... the law is very specific about what jobs you get that will allow you to have your loans forgiven (just because you work for a non-profit isn't going to qualify you). You have also been...

    Private Student Loan Lenders

    Evelyn Said:What Private Student loans lenders are not affected by the economy?We Answered:I wish a link below can solve your problem. I don't know how much exactly you need money for your study. But I found this site when I browsing on internet. They claim can give you $1500 by tomorrow. They just ask your name and email. And you get the money. I think it's take 2 minutes to solve your problem. They don't care about bad credit or credit history. All application accepted. Just try it. So once again hope it helps.Robert Said:Help choosing private student...

    Private Student Loan Rates

    Lance Said:which company offers students the cheapest private student loan interest rates to study in Canada?We Answered:There are many NGOs or Govt Orgamiztions operating to fascilitate students for study. explore at www.admissionglobal.comJustin Said:Paying student loan interest rates while still in school?We Answered:On an average loan amount of $12k, interest for the year will be in the range of $600. You can expect a montly interest only payment to be $50 give or take.Kathryn Said:Are these rates good for a private student loan?We Answered:You really should not get a private loan because they have high interest rates and they constantly...

    Private Student Loan Refinance

    Stephen Said:I want to refinance my house. Should I add my student loans to it?We Answered:Well, here are my 2 cents. I do agree with pretty much all the other people who answered your question. First of all, you need to find out for sure the value of your home, from 184,000.00 to 209,000.00 in two years seems a lot to me, unless you put a nice down payment when you bought it. So, find out from a reliable source the true value of your property, and if you can refinace avoid going a 100% if at all possible. right now...

    Private Student Loan Refinancing

    Marvin Said:Husband cosigned ex-wife's private student loan. She's not paying. Can he file BK to relieve his obligation?We Answered:the divorce decree was not enough here...as your husband would have had to have contacted the loan financier and with the divorce decree in hand (and his ex for verification) would have had to have had his name taken off as a cosigner. unfortunately, now that the account is deliquent, you both have a lot less options here. he (and unfortunatel you) are paying for poor planning and the vindictiveness of a cunning ex wife. ex's can hurt you...

    Private Student Loan Without Cosigner

    Steven Said:What are my chances of being unemployed and having a $15,000 private student loan approved without a cosigner?We Answered:Pretty darn good. Watch out though, if your total loan amount exceeds what your school determines to be the maximum amount, they'll cancel your private loan without you being told.Terry Said:Where can I get a private student loan without cosigner?We Answered:Unfortunately it will not be possible to get a private loan without either good credit or a co-signer. Banks have to have some assurance that you will default, which you have none, and the requirements have gotten stiffer because so...

    Private Student Loan

    Nancy Said:I need help getting a private student loan?We Answered:Hi I am Tony Walker I graduated three month ago from the university before I graduate it was very hard for me to pay my fees as my parents was not able so I have no choice other than to apply for a loan online and a friend introduce me to Harry White who is the managing director of harry white loan firm and I was give a loan today I am grateful to this man who made me who I am,so if you are looking for a loan online and...

    Private Student Loans Bad Credit No Cosigner

    Tara Said:Are there any private student loans that accept applicants with bad credit with no cosigner?We Answered:In your situation, it's better to find a way to earn more money & pay back your debts before trying for a loan. Your credit score has to go up, so you'll save a lot by getting better rates with an improved credit score. Ask your school's Financial Aid Office for local/trustable lenders. Citi financial and Capital one may help as lenders. Good luck !Cathy Said:How can a grad student with bad credit, no cosigner, and all federal funds exhausted, get a student loan?We Answered:I don't...

    Private Student Loans Bad Credit

    Margaret Said:Any private lenders that offer student loans to people with bad credit?We Answered:You will be able to get a loan if you have a credit worthy co-signer.Ashley Said:How can I get a student private loan having really bad credit?We Answered:It will be harder than getting a home loan... Unless you have some assets or a co-signer to secure the loan. First things first : improve your credit score, then ask for a loan. Have you tried your bank ???...

    Private Student Loans Bankruptcy

    Neil Said:Liklihood of chapter 7 bankruptcy for students with private student loans?We Answered:My opinion, or all it's worth. Bankruptcy laws will never be changed to allow more to try to get out of paying them back. Private AND federal. If the hint of this is even smelled, it will become impossible to get them.. which you know, might not be a bad thing. :0)Pamela Said:Private Student Loans & Bankruptcy?We Answered:Due to bankruptcy reforms in 1998 and 2005, it’s almost impossible for the average person to discharge federal or private student loans through bankruptcy. Although your student...

    Private Student Loans For Bad Credit

    Courtney Said:Private Student loans for bad credit?We Answered:No legitimate lenders will approve big dollar educational loans for applicants with a poor credit history. Think about this for a minute: Would you lend a friend $20,000, if three other people told you that they had lent him money, and they'd had trouble getting their money back? What if some of them told you that he never paid the money back at all? That's what your credit history is - your "references" from other lenders. By your own admission, your references are "bad", so why would another lender "trust" you with a big loan? Because...

    Private Student Loans No Cosigner

    Martin Said:How can I get a private student loan with no cosigner?We Answered:You don't need a cosigner if you have a good credit history and steady employment. If u haven't had that well then you are out of luck they aren't gonna loan u $ if you have never had a steady job before! That would b a bad move Sorry!Andre Said:I need help finding a deffered private student loan with no cosigner and no credit?We Answered:I agree.Try Sallie Mae....

    Private Student Loans No Credit Check

    Josephine Said:BestPrivate student loan without cosigner(Check sent to me, not school)?We Answered:You will not be able to get a private student loan without a cosigner. Student loans that go directly to the student are non existent anymore. In order for you to get a private student loan you will have to have a cosigner with good credit and a stable, high income. The loan money will go directly to the school and if everything has already been paid for, like your tuition and fees and such then the school will send the excess to you to pay for...

    Private Student Loans Rates

    Melissa Said:Does anyone know of any banks with decent interest rates for private student loans?We Answered:Student Eligibility FAFSA, Free Application for Federal Student Aid The perfect place to start! To be eligible for any form of federal, state, and some institutional aid, you must meet all of the requirements. Students can complete the FAFSA Application here and find wealth of financial aid resources. Enrolled at Another School? (PDF) Find out how to apply for financial aid if you are attending College, but are enrolled at another school. Learn More About the Process Stafford Online Student Loan Couseling This site allows...

    Private Student Loans With Bad Credit

    Kurt Said:how do I consoldidate my private student loans with bad credit?We Answered:I agree. Get a second job and a third if you must. Sell Avon, whatever you need to do. Cut down expenses to a bare minimum. Hint: internet access, cable, cell phone, even a land line at home is not a necessity. Consider moving back in with your parents or another relative....

    Private Student Loans With Cosigner

    Josephine Said:Are there any private student loans that i get with out a cosigner?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    Private Student Loans Without A Cosigner

    Cheryl Said:Private student loans without a cosigner? UNIQUE QUESTION!?We Answered:If you fill out the fafsa, you will be eligible for federal stafford loans. If you are a junior based on credit hours, then you will be able to borrow up to $7,500/year - and federal loans are a smarter option than private loans. Federal loans are given to everyone -- they are not based on income because they are not a needs-based financial aid award. As a dependent student, the fact that you are working full-time would probably hurt your grant-eligibility more than your parents' income. Even once...

    Private Student Loans Without Cosigner

    Jose Said:Is there a way to get a private student loan without a cosigner?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Glenda Said:Is it possible to take out a student loan/private loan without a cosigner ?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Matthew Said:Private student loan with no cosigner?We Answered:you may not be eligible for grants or work study but YOU ARE eligible for federal loans when applying through FAFSA. whether or not you choose to go the loan route is...

    Private Student Loans

    Christy Said:Maximum amount of private student loans you can borrow a year?We Answered:ARE YOU LOOKING FOR AN ONLINE LOAN LENDER WHO CAN GET YOUR LOAN TRANSFERRED TO YOUR BANK ACCOUNT,THEN WE ARE THE SOLUTION TO YOUR PROBLEM, NO WAHALA LOAN, THE PERSONAL LOAN THAT GIVES YOU THE FREEDOM TO DO AS YOU WISH, Do you need to fix your car,pay school fees,medical bills;get married?the no wahala loan is the solution.We give you the to spend a little more on what you really need,no questions asked, Benefits .No deposits and invoices are required .Fast,simple and convenient .Flexible repayment schedule .Competitive interest rate of just 2% Hurry now and apply...

    Private Students Loans

    Lydia Said:Is it a good idea to go through a debt settlement program if in the future I'll need private students loans?We Answered:Yes Debt settlement service is the fastest and cheapest way to achieve debt freedom, with a low monthly payment. Debt settlement, also known as debt negotiation, is a form of online debt consolidation whereby a debt settlement professional, on behalf of that individual will negotiate with the creditors to reach a reduced payoff balance on their debts and that will cut your total debt, sometimes over 50%, with lower monthly payments. If you are consistent in your payment...

    Quebec Student Loans

    Veronica Said:I'm 18 and live in Quebec, Canada. If my dad kicks me out, am I on my own?We Answered:Here's the deal... I fully understand your condition and you have two choices: fight your dad and risk what you have OR pretend to accept his rules until you don't need him anymore. Pay attention to this: one thing is the way things SHOULD be. Another thing is the way thing ARE. Os course your father SHOULD never kick you out. But being (perhaps) blinded by his own position, probably he will do the wrong thing without knowing. That's the way things are. If he...

    Quick Student Loan

    Duane Said: How quick can you recieve a student loan after applying? We Answered: Typically for a private student loan, they send the money to you directly, in about 5 to 10 business days. You can apply today online at Student Loan Advisors http://www.StudentLoanAdvisors.com I know Student Loan Advisors will call you back yet today if you apply before 8pm eastern. That will get you ahead start, if you're approved you should have the check the end of next week or the beginning of the following week. I think Chase may be open today also, try them both. Good...

    Quick Student Loans

    Holly Said:How to pay student loans in a quick way and save money?We Answered:Teach Science or Math at a Title-one school for three years, and the government will forgive 17,500 of the loan. Teach Spec. Ed and it should pay all of it. It is not difficult to get a position at one of this types of schools. They found in most improvished areas and inner-cities. You can research it: It is called the Teacher Loan Forgiveness Application. Bradley Said:Can anyone help me with student loans? (Help quick, please!!)?We Answered:Go to your financial aid office and ask for assistance for...

    Rate Student Loan

    Jennie Said:When will I know my student loan rate on a SUBSIDIZED loan? Will I get the same rate as 2yrs ago?We Answered:Stafford loans (Sub and Unsub) are all 6.8% they are a fixed rate loan, so they will not go down.Alvin Said:How/where do I get a student loan, whats a good rate?We Answered:Go through your school's financial aid office.Francis Said:for people that dont have credit yet, what is the lowest interest rate student loan?We Answered:go to www.finaid.org search student loans they have a list of places to receive loans. After some research I have found www.suntrusteducation.com to...

    Refinance Private Student Loans

    Sonia Said:If I can afford my student loans does it pay to refinance or consolidate?We Answered:First off, you can't consolidate private and federal loans. Also, consolidation is almost never a good idea because it will lengthen the time you pay off your debt. So even if your rate is lower, you pay on it for 20 years (for example) instead of the 10 years left on the loan you haven't consolidated....

    Refinance Student Loan Lower Interest Rate

    Luis Said:How long after you get a student loan can you refinance it?We Answered:Check with the company called Collegiate Funding Services. I consolidated all my student loans with them and I have a set monthly payment that I pay them until my loan is paid in full.Ethel Said:How can I refinance a student loan or $46,000 I have at 8.5% into a lower rate?We Answered:If you could provide a little additional information, that would help. What kinds of student loans do you have? Have they been consolidated? Are you a teacher? If the loan is private, there isn't...

    Refinance Student Loan Rates

    Julian Said:Can I refinance my student loan through Sallie Mae since the interest rates were lowered?We Answered:Dear alessia Legally eliminate your debt. http://debt-quote-advisor.com/?affid=4601 Wish you a good luck,Bernard Said:How do I refinance a private student loan?We Answered:Your best bet is to contact the lending insitution and see if they can adjust the payment plan. If not then look at options with your credit union, maybe their is a loan offered that you can take out to pay off your private loan. Often, there are some good deals but you have to look around. You could check with an entity like Sallie...

    Refinance Student Loan

    Ricky Said:Can refinance my student loan through MY bank?We Answered:If the bank will allow it. But I doubt it, it depends on how much you owe and how good your credit is. It would likely be set up as a signature loan,,, and not a student loan. Meaning this would be bad for you, you could not deduct the interest you pay on your taxes, you could no longer defer payments for hardship circumstances or going back to school. If they are federal loans, you could not have them forgiven if you become disabled or die....

    Refinance Student Loans

    Paul Said:What's a good company to refinance my student loans with?We Answered:Stay away from finance company's Check with student aid councilorsNancy Said:Is it a good time to refinance student loans?We Answered:Yes, if you can find a better interest rate.Beatrice Said:Can you refinance your student loans if they are allready consolidated?We Answered:Consolidating merely means you wind up paying a third party less per month but more total. Sorry, you could try borrowing enough to pay them off, or making the payments. You owe the total due, and they didn't twist your arm to make you take the money....

    Refinancing Private Student Loans

    Erin Said:How do a parent that cosigned for private student loan refinance and where?We Answered:Hello I am Herold Whitney I live in ALAMABA USA I saw your question and I decide to give you advise because is not easy getting a loan online there are scam who pretend to be lender but they are not,some time a go I needed money to buy a car and I decide to apply online but just can found one but someone answer my question on yahoo answer and directed me to corporatefinanceloan@yahoo.com then I decide to give them a try to my greatest...

    Refinancing Student Loan

    Jordan Said:Are there advantages to refinancing student loans?We Answered:Yes, there are advantages to consolidating your student loans. Instead of making several payments a month, you will be making a single payment, and it could mean more money in your budget for other things. Also, you could extend out your payments in order to make it fit your budget. However, I do not recommend consolidating your student loans until the 6 month grace period is almost over because in some cases, it will end your grace period. The only bad reason not to consolidate your student loans is if you qualify...

    Refinancing Student Loans

    Erica Said:Refinancing Student Loans?We Answered:You can go to plenty of other organizations. You can actually set up a meeting with an advisor who would be glad to point you in the right direction. Also you may want to visit how-to-get-a-student-loan.com they lay out strategies for refinancing student loans and how to reduce your payments and interest rates. Good Luck!...

    Repay Student Loan

    Nancy Said:I need to repay a student loan. My husband is claiming me on his taxes Can they hold his refund because of me?We Answered:Well your husband is not claiming you, you are probably filing Married Filing Jointly. If you are in default of a Student Loan they can apply the Refund Check to the default. However, your husband can file an Injured Spouse Petition and he would be able to get his portion of the refund back. How much he would get allocated back could be dependent on your state. .Josephine Said:Can I repay a student loan...

    Repay Student Loans

    Ramon Said:whats the worst that can happen if you dont repay student loans back?We Answered:I am pretty sure that they can take your tax check. Also, student loans are NOT dischargeable under Chapter 7 bankruptcy!Jordan Said:Repay student loans when on carers allowance?We Answered:unfortuantly, student loan paybacks start a few months after you complete school, reguardless of your employment situation. If you owed more then 500$(pounds), then you could request a hardship request, but if the balance is that low, they probably wouldnt care, but wouldnt hurt I guess., A hardship request should put your payments on hold for...

    Repaying Student Loans

    Diana Said:what is the % of disposable income one is expected to pay monthly when repaying student loans?We Answered:My friend was actually talking about this the other day. I wasn't aware of the increase to 15%-I always assumed that it was 10%. I asked my pops, who I consider to be a genius, and he confirmed that it is 10%. Hope this helps :-) daveClara Said:Is anybody here repaying student loans?We Answered:My $5,000 student loan was at 4% interest - I ended up paying $61 per month for 9 years (I paid it off early).Reginald Said:When do you...

    Repayment Of Student Loans

    Norma Said:How do I write a letter of appeal to wage garnishment for repayment of student loans?We Answered:To be honest with you, The U.S. Department of Education or any other student loan agency doesn't care. As long as you are making money, they can take a little from your check to pay back the loan. They will get the money one way or another. I honestly think appealing will not solve this problem. You may need to consolidate those student loans and PAY them each month. Advise them what you make and your financial hardship and maybe they...

    Resolve Student Loans

    Arlene Said:What is the best way to resolve your student loan debts?We Answered:Drop off "the grid", man...those things never go away! ...other than that -- there's always "lovers leap"Mathew Said:How to get lost payment to ACS student loans resolved?We Answered:If you can go into the office, take your copies of the check and all the emails and talk to someone. You are most likely getting a different person each time you call and they are just looking at the recent notes not any previous ones, so they keep pushing it off. If you can only call ask for the manager, if...

    Sask Student Loans

    Guy Said:i had a student loan which i was paying federal credit consulting corp. out of Regina Sask.?We Answered:Obtain your credit report from a credit bureau. It should list who currently owns the collection account (there should not be multiple collection accounts for the same collection). It may be possible that the first collection agency has sold your account. But before you switch over, make sure you confirm that it's not a hoax....

    Sbi Student Loan

    Janice Said:Help Education Loan in India?We Answered:Hey why don't you look out for organisations like paras education in mumbai or johar education in bangalore you will need a co signor for educational loan approvalCharlene Said:No colteral - student loan in india ?We Answered:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most<!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are...

    Scholarships For College Students

    Wesley Said:Are there scholarships for students already in college?We Answered:Yes there are many scholarships that are for students in college. Look on www.fastweb.com you can specify what year you need the scholarship for. You could also go to the Financial Aid Office at your school and ask if they have any websites that you could look for scholarships on.John Said:What are some organizations that offer scholarships for college students who are taking study trips abroad?We Answered:You can get info about such college scholarships and grants online here - colleges.mywebcommunity.org...

    School Loan Consolidation

    Victoria Said: Is there a single lender rule in federal school loan consolidation? We Answered: No, the single holder rule was lifted in June. As a result, lots of shady companies have been aggressively trying to to lure college students to consolidate with them. Don't be fooled by promises of lower interest rates. Rates are set by the government and are the same no matter whom you consolidate with. The only difference is what they call "borrower benefits" - such as a reduction of interest rate after you pay on time for a certain number of months. Sallie Mae is the...

    School Student Loans

    Megan Said:How can I get financial aid for school? without student loans?We Answered:As a single mother, you will qualify for independent status with the FAFSA form no matter what age you are. There is a box on the FAFSA form in which you can opt out of student loans. However, if you can find a community college which has cosmetology school, you could find the tuition cheaper in addition to them having a scholarship endowment fund. Unfortunately, it might not be the case with private cosmetology schools. Good luck!...

    Scottish Student Loans

    Jamie Said:Questions about SAAS (Scottish) Student Loans?We Answered:You won't have to pay anything until you earn 15,000. Next year, if you did take out a student loan, the % of interest is 0% ie no interest. You can get a student loan for the length of your course + 1 extra year. If you do your HND, that's 2 years. If you go onto a degree course after that, assuming you go into year 2 of the 3year course, you will get full support ie loans, tuition loan + grants. Even if you start year 1 for degree after your HND you...

    Sk Student Loans

    Lonnie Said:need student loans and have not so good credit going to regina SK Canada and I am from the US where and who ?We Answered:Hi. You have a lot of opportunties to choose from, including the U.S. Federal Stafford and PLUS (Parents) loan programs. There are also private loan companies who specialize in loans for students studying in Canada. If you're from the U.S., visit the U.S. Students to Canada website below and explore the "Educational Funding" page. There are also some other tips and guides on the website to help you transition and get settled. Good luck....

    Small Student Loans

    Bill Said:I have a small student loan. Will my credit score improve if I pay it off, or will it remain the same?We Answered:You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments - credit-report-score.10001mb.comTracy Said:Will paying small amounts on my student loans before they are due help my credit score?We Answered:No it won't help your credit score, but it is a good idea.Ellen Said:Where can I find a small student expenses loan with bad credit?We Answered:some financial companie may help you : http://index-go.com/bad-credit-finance-m…Elmer Said:How does taking out student loans affect your...

    South Carolina Student Loan

    Colleen Said:Can I get the federal governement to pay back any of my loans?We Answered:I think it depends on the state or the school you work for. I'm from Houston and I know that if I work for the Houston Independent School District for 5 years as a teacher they'll pay back my loans. But I will not work for any school, so I guess you'll have to call whoever you want to work for and see what they'll do for you. I hope this helped you somehow, good luck!Darrell Said:For a student loan they can only...

    South Carolina Student Loans

    Allison Said:free debt mangement in south carolina.?We Answered:That is exactly what i do. I can help you become debt free free of charge. Even though I live in California. Last week I posted an article on my blog on how to become debt free. I'll appreciate your comments and your questions....

    Stafford Student Loan

    Janice Said:Can I use my Stafford Sub and Unsub student loan to help pay for rent?We Answered:You can if you were given an overage amount that can be used toward living expenses. Your school will get the money first then send you any amount over tuition and fees. My advice, put it in a savings if you can and use it for anything that could arise. You never know if you will have enough in aid for the next school year and it doesnt hurt to keep what you have for that.Scott Said:I need help with choosing...

    Stafford Student Loans

    Jerry Said:Consequences receiving stafford student loans with pending bankruptcy?We Answered:Unlike credit card debt and mortgages, which can be canceled if you file for bankruptcy, education loans of all types must be paid. Most bankruptcy courts will not cancel them unless your situation is extremely dire. With that information in mind, the loan should not effect your bankruptcy. If the loan has already been offered to you, then filing for bankruptcy should not effect your ability to get a loan. Hope this helps. It might be wise to take this question to the attorney handling your bankruptcy. You're already paying him or her...

    Standard Bank Student Loans

    Arthur Said:Private Student loan question. help please?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Mathew Said:Consolidating debt as a student?We Answered:Student Loans do not consider credit history. I have awful credit and have just finished my first year at NTU. I'm not sure how nursing courses differ from other courses but I received £3229 for my tuition fees, £3500 per year maintenance loan (have to pay this back) and another £3500 grant and bursary ( I don't have to pay this back). Im not sure what happens with medical courses but it...

    Stanford Student Loans

    Sidney Said:Are my student loans too much?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Fernando Said:Can I get $8,000 in unsubsidized federal stanford student loans?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.Beverly Said:Is is it a good idea to consolidate student loans stanford and perkins if i plan on going to grad school?We Answered:NEVER EVER consolidate a Perkins loan with your other Stafford Loans. If you do, you definitely lose all of your Perkins deferment and forgiveness provisions. Additionally,...

    Student Aid Loans

    Pedro Said:Question about Student Loans and Student Aid?We Answered:The US federal government is far and away the number one source for student financial aid. More than 2/3 of all US college students receive one or more forms of financial aid from the US Department of Education, and that aid adds up to tens of billions of dollars every year. The ONLY way to apply for federal student aid is by completing the Free Application for Federal Student Aid, better known as the FAFSA. Because the FAFSA form is so ubiquitous, most states and colleges rely on that exact same information to determine...

    Student Alternative Loans

    Darlene Said:alternative Student loans PLEASE HELP!!!?We Answered:Suddenly Human is correct. If one of your parents applied for and got denied for the PLUS loan, you can take that loan denial letter to your financial aid office showing that they have been denied and they can then award you with the same eligibility as an "independent" student. From them applying for the PLUS loan it is a win/win situation for you. If they apply and get approved, as long as they are willing to authorize it's use, that can cover your remaining tuition. If they apply and get...

    Student Auto Loan

    Kathy Said:Which is better for building credit? Auto loan or student loan?We Answered:Get the student loan because the rate is lower. Not only can you pay it later but you can pay a little extra $20 or $30 NOW so that the balance will be lower when you have to pay it back later. When you apply for a mortgage loan in the next 2-3 years your student loan monthly payments will be added to your debts and you don't want your debts to be too high. Plus your insuance rate will be lower if you pay cash for your...

    Student Auto Loans

    Holly Said:Someone asked me to cosign on an auto loan, but I have student loans and fair credit(620), will I get denied?We Answered:if your unable to pay your own loans why would you sign for someone else's that doesn't make too much senseGwendolyn Said:What are some legit student auto loans?We Answered:Students are treated exactly the same as any other borrower. Go into your local bank or credit union. You can get a loan. They only want to know that you have the willingness and the ability to pay them back. YOu are obviously willing. Now you have to prove...

    Student Bank Loan

    Robert Said:Would it be a good idea to pay off my student loans with a bank loan?We Answered:A bank loan's interest rate should be higher than that of your student loans, and its terms less forgiving. For example, there's no such thing as a deferment or forbearance on a bank loan. And if you're facing so much financial difficulty that you're unable to pay off student loans/have to be in forbearance for them, it's unlikely you'd qualify for most bank loans. So try to work things out with Sallie Mae. If you can afford to pay a certain amount per...

    Student Bank Loans

    James Said:Student bank loans?We Answered:How's your credit? You'll probably need one of you parents to cosign a loan for you. The company I represent, http://www.tuitionbids.com, lets you apply with 6 different lenders using one application. The idea is that since up to 6 banks are competing for your business, you're more likely to get approved (and get a decent rate). How soon do you need the money? I don't know the specifics about how fast TuitionBids is, but I doubt it takes longer than typical banks. You can fill out the application online here: http://www.tuitionbids.com/student-loan-… I hope everything works out for you!Alex...

    Student Car Loan

    Francis Said:Where can I find a car student loan?We Answered:no but try a church they can ask the perish another way is as a place that accepts car donationRalph Said:Can I buy a nice car with a student loan?We Answered:Student loans are paid out directly to the school so you cannot go out and buy a car with the money. Besides, student loans are often repaid over a period of 20 years. Do you want to be paying for this car that long.Gladys Said:Which should I try to pay off first: car or student loan?We Answered:Assuming that there is no penalty for...

    Student Car Loans

    Tommy Said:My student loans will start 3 months before my car is paid off... How can I budget for that?We Answered:I believe you can defer your student loan for a couple of months without being penalized...you should look into that...otherwise gotta get a 2nd job while you owe on your car....or just dont spend any money anywhere else for the 3 months...hey it can be fun finding free things to do....Renee Said:Are there any debt relief agencies that help with secured debt. Such as car loans and student loans?We Answered:creditinfocenter com Federal Trade Commission website also for Consolidation Company and what to...

    Student Cash Loans

    Norma Said:Can I get a cash loan with income from student loans and grant money of $500.00?We Answered:Student loans ans grant money ARE NOT income.Judith Said:Can i get the 2009 student tax credit if i am paying for college with student loans and not cash out of pocket?We Answered:Loans, yes, but not with grants.Lucy Said:Is it better to take out student loans or pay in cash?We Answered:If you can't afford school, you shouldn't go. Look around you and see the people who went to school, are currently unemployed, and can't pay their student debt. At least pay a portion in cash, and...

    Student College Loan

    Leslie Said:How can I find out if i owe a student college loan?We Answered:Try your credit report? or where ever you had the loan through and ask them if you owe anything, usually all you need is your ss number to find out through the loan company...

    Student College Loans

    Thomas Said:Is it harder to get student loans for college with the economic crisis that we are in?We Answered:No, not really. Federal loans are available. You'll likely have no problem obtaining a private loan provided you apply with a credit-worthy cosigner if you're credit is not up to par. Carl Said:Is there any way i can get student loans for college even though im not a resident?We Answered:The abilty to qualify for federal loans has nothing to do with residency. The federal Stafford loan is available to any student attending an accredited place of higher learning. The first step is to...

    Student Consolidation Loan Information

    Barry Said:Student Loans - what happens when they are sold to another company?We Answered:The "incentives" that lenders offer you to get you to consolidate are always subject to change, although most lenders will not do this because they want to keep your business. Typically if a loan is sold all of the terms will remain the same (the interest rate without any incentives has to stay the same). It is possible that they can change, but very unlikely. In the 2 years that I have worked for a student loan servicer and seen many lender sales I...

    Student Consolidation Loan

    Monica Said:how does student loan consolidation work?We Answered:Generally, a consolidation loan lumps all your student loans into a new loan, with up to 30 years to pay back and a fixed interest rate. It really makes it easy if you have student loans scattered across different lenders/servicers. The key word in your statement is 'up to $2000', if you have a lower balance, you probably will not get that much as a credit. Yes, you would get a credit, not cash back. And if you do get 'up to $2000', believe me, you will pay for it eventually. There's...

    Student Credit Card

    Annette Said:What happens to a student credit card when you graduate?We Answered:Actually it depends on the issuer. Citi Cards for example will probably not do anything if you have one of theirs. However if you have one of Bank Of America cards with your school name on it, they will probably convert it to an alumni card of the same name with WorldPoints. Now that you graduated and built up your credit, consider applying for a regular credit card, one that offers great rewards(try to pay ther balance in full every month). To search for a credit card right for...

    Student Credit Cards

    Andy Said:Where do I find student credit cards?We Answered:Go to www.bankrate.com, choose the Credit Cards tab. Under "Compare Credit Card Rates, click on Select by credit card type <search>. On the right, choose the credit card type - Student Card -<update> and compare the cards to see which is best for you. There is a Calculators button on the blue line above the tabs. From there you can play around with balances and how much interest you would pay if you charge a lot but only pay the minimum. Also, please go to www.myfico.com, click on Credit Education. Read all you...

    Student Deferred Loans

    Patricia Said:buying house with deferred student loans?We Answered:It would depend on when you have to start making payments on your deferred student loan as to if it would affect your ratio. If the deferment is more than 30-60 days then it might not be counted against your debts that are on your credit report. The student loan that you are currently making the monthly payments on would count against your debt ratio. I hope this has been of some benefit to you,good luck. "FIGHT ON"Deanna Said:Do deferred student loans always count toward debt-to-income ratio when getting a mortgage now? With all banks?We...

    Student Direct Loans

    Joan Said:what is the web site address for information about direct student loans?We Answered:www.dl.ed.gov studentaid.ed.gov www.dlenote.ed.govConnie Said:Do extra payments on government Direct Loans for students go straight to the principal?We Answered:The extra payment goes directly to principle and pays the loan down faster (obviously). Student loan interest is tax deductible. If you put the money into an IRA, you can not touch it until retirement. You also have a limit on the amount you can contribute to an IRA, so you need to determine how much "extra" you are considering. I changed my minimum payment from just under $150 to $250 and I'm...

    Student Education Loan

    Vanessa Said:Large student education loan Provider bank ?We Answered:interest rates on these loans vary from 11.25% to 12.75% depending on the amount of loan. These rates can change during the term of the loan, in case the Reserve Bank of India raises broad interest rates. Union Bank of India, for instance, is charging only 10.5% to students. Women pay 0.50 percentage point less. Unlike banks, HDFC's Credila charges different rates depending on the school and the student's grades. Its interest rate ranges from 9.75% to 12.5% currently. One can find list of documents to claim the loan at its official...

    Student Education Loans

    Gina Said:If I file bankruptcy can I still continue to get student loans to continue my college education?We Answered:Have a look here.Wanda Said:What is the difference between Education One student loans and Astrive student loans?We Answered:If they both have the same loan application and terms, it gives the same. I found interesting information about your answer, the best college loans, here. Goodhttp://all-student-loan-consolidation.bl… luck!...

    Student Federal Loans

    Theresa Said:How many kinds of federal student loans are there?We Answered:That's it for the federal loans. To apply, you should start the federal loan process now by filling out your FAFSA. This is a government process that reviews your financial information and decides how much federal money you're eligible for. While you're doing that, start looking around and applying for scholarships, and saving as much money as you can. After you know how much money you're eligible for via FAFSA, contact your school's financial aid office and see what private student loans they recommend. Here's some resources for you: Financial Aid Calendar http://www.salliemae.com/before_college/… FAFSA:...

    Student Finance Loans

    Marlene Said:can you still reply to Uni offers without having applied for Student loans,finance?We Answered:Yup! You can make your Firm/Insurance/Decline decisions before applying for finance or anything else. Make sure that you do though, as you may have delayed payment when you start on the course. The Uni usually write to all their firm acceptances around about now with information on what to do next, so that you do apply for finance etc.Myrtle Said:Where Can You Get Additional Student Finance?We Answered:You can make a student loan directly from a bank in the United States but if you...

    Student Financial Aid

    Clinton Said:Can a person still get financial student aid if they have bad credit?We Answered:If you have a federal student loan that is in default, you will be ineligible to obtain any type of federal student aid, including grants. Other than that, Federal Student Aid tends to be non-credit-based. The two major federal student loan programs -- Stafford and Perkins -- require no credit check. In fact, your Financial Aid office is *prohibited* from checking your credit as a condition for receiving this loan. Most students are awarded a Stafford loan of some sort -- students...

    Student Government Loans

    Phyllis Said:Will government student loans pay for supplies and equipment as well as tuition?We Answered:You can do whatever you want once your basic bills are paid.Mike Said:What non-government student loans can you get under 18 with no cosigner?We Answered:Natasha, this is one of those terribly unfortunate situations with no good answer. You sound like a really responsible person who absolutely should be in college and working towards your degree. You are being penalized for graduating early and being a hard-working, intelligent person. There is most likely no lender that will let someone under 18 take out a...

    Student Grants And Loans

    Dolores Said:What happens with my student grants/loans if I fail all of my classes?We Answered:You'll likely get put on academic probation, which gives you one last chance to get grades up. You should really speak to an adviser to see what your options are. You might need to withdraw for the semester (W's on the transcript are better than E's or F's!) or file an appeal to drop retroactively. It's still pretty early in the semester. Also try talking to your professors and let them know about your situation (whatever it is). Most are willing to work with students...

    Student Housing Loans

    Ronald Said:Can I use student loans for my off campus housing?We Answered:1. Yes. You may use your student loan for any student related expense to include rent. You will be given an actual check to cash and use as you please. I used my student loan to pay my activity fee, for housing and a $3 a day food budget. Hope this helps!Andrea Said:can student loans cover my housing and transportation costs?We Answered:I believe you can use your student loans for anything you wish. They are the same as any other loan, being that...

    Student Living Expense Loans

    Christopher Said:Please help student living expense loan PLease!!!?We Answered:Hi, You are eligible for the PLUS loan, a federal living expense loan that will cover the cost of living. It is really easy to apply for and takes about 10 minutes to do, then you can get your money in as little as 5 days. For a step-by-step guide of how to apply, see here: http://www.ehow.com/how_5325719_apply-li…Jimmie Said:Does student loans cover living expenses?We Answered:When you fill out the FAFSA application, they will determine your financial need - which includes living expenses like rent and utilities. You can take out student loans for...

    Student Loan Advice

    Eric Said:Need some advice on what student loan to take?We Answered:Private loans usually carry higher interest rates, and some of them you have to pay back while you are in school. They will also run your credit, and you might have to have a co-signer. Now if you can get a stafford loan that is your best bet.Jack Said:Private Student Loan Advice?We Answered:Wow, that interest rate is SCARY! I did some quick calculations and it looks like you can expect it to accrue just over $3000 in interest over two years, assuming that the lender will capitalize the...

    Student Loan Amounts

    James Said:Is it difficult to increase your student loan amount?We Answered:It doesn't hurt to try...but with my experience I was denied. I took out a 10,000 dollars loan, then when I found out the company I signed a contract with said they were going to pay up to 12,000 dollars of student loan for me, I asked my school if I could get another 2,000 dollars. They said no because the amount I am awarded is based on my estimated expenses; however they said if I really needed the money I could try applying at a bank...but I...

    Student Loan Application 2010

    Darren Said:How long does it take to get a student loan?We Answered:Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more. http://loan--house.blogspot.com/2008/03/… Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees....

    Student Loan Application Form

    Gail Said:FAFSA Student Loan Application: Living with parents again. Include their wages on form or don't?We Answered:The fafsa application will not ask for bankruptcy information and you do not need to include your parents information because you are an independent student. You will only need your income information (tax information from 2009) and liquid asset information. Financial aid will be determined by your income from the previous year... not your current income.Kirk Said:can you send student Loan application form without student bank account as I havent picked which bank to choos?We Answered:No. You have to put bank account...

    Student Loan Application

    Glenda Said:What happens if you lie about being estranged from your parents on your student loan application?We Answered:You are committing a criminal fraud, and may face prosecution if discovered. A conviction for fraud won't look as good as your degree on your CV.Myrtle Said:What papers should I have at the ready while filling out a student loan application?We Answered:You will need all this info for both you and your cosigner: social security numbers, dob, addresses, places of employment with address and phone numbers, income information, other debt, length of time at current address, length of time at current and previous employment,...

    Student Loan Applications

    Glen Said:When is it TOO late to withdraw your student loan application ?We Answered:It's TOO LATE when they already approve the student loan!!!! Withdraw now while you still have the chance!!!!Tonya Said:What happens after your student loan application has been approved?We Answered:You should talk to your school's financial aid office if you're worried. I wouldn't be too concerned, though. They usually don't give you the money until right before the semester starts.Clara Said:What do you do when you make a mistake on your student loan application?We Answered:You call, e-mail, or write them and tell them the situation. You...

    Student Loan Apply

    Roberto Said:When to apply for a student loan?We Answered:I can't remember if they ask you for your school of school. However, if you know that you will need money for school don't wait until too late. How long do you have until you will know? If you will know by the end of May then you are okay because you can apply through the school for a loan and generally it does not take long. Depending on the loan (Stafford) then you can go on that website and apply, but again it just depends. You should, however, try to decide...

    Student Loan Assistance

    Dana Said:Does Nancy Pelosi understand the difference between a student loan and marxist health care?We Answered:I doubt she understand the difference between shite and shinolaTerrence Said:I owe an old student loan and i want to go back to school how can i get financial assistance?We Answered:You cant get financial aid with a defaulted loan. You do have some options however. All of them involve paying on the loans. You can pay the loan in full. You can hope your income tax returns being seized and wage garnishments pay off the loan quickly, but not a very pleasant option. You can make...

    Student Loan Attorney

    Judy Said:Student loan attorneys?We Answered:You can't file bankruptcy on student loans. They are exempt.Patrick Said:i need a debt collections attorney on a student loan due to repeated FDCPA violations?We Answered:have been yelled at on speaker phone in meetings, and on the bus. People have impersonated Federal officers on the phone, etc, e -------------------------------- These are all clear violations of the FDCPA...yet you would need to have an authorized recording (i.e. where you informed them before hand that you were recording the phone conversation). As to the sexual harassment aspect.....You should have filed a police report immediately. Unless there were witnesses to...

    Student Loan Bad Credit No Cosigner

    Emma Said:Student loan no cosigner bad credit, I Am In Desperate Need Of An 11,000$ Student Loan... Can Anyone Help?We Answered:The bad credit student loans finance the entire expenses like admission fees, accommodation fees, buying of books, computer and such. Both the method of approval and repayments are simple, as there are options for the applicants to reimburse the loan amount after six months of approval or completion of the course. Since the bad credit student loans are meant to aid students and rationalize the credit burden, so keeping in mind this specific issue the interest rates are calculated in...

    Student Loan Bad Credit

    Bob Said:Can I get a student loan w/bad credit IF i have a cosigner?We Answered:Hello my friend, These are all very good questions. Yes, you can get a student loan with bad credit with a cosigner. But, it depends on how good the cosigners credit is. Also the cosigners debt to income ratio, so on and so forth. You would increase your chances greatly if you cleared up the bad debt first, then apply for a lone with your cosigner. This shows a level of commitment on your part. Here is are 2 websites that may help you: http://www.student-loans-digest.com/stud… http://ezinearticles.com/?Overcoming-Stu… I hope this helps. Ollie...

    Student Loan Balance

    June Said:Where can I check my student loan balance?We Answered:Yes to all of this information: 1) go to www.nslds.ed.gov This is the National Student Loan Data System 2) Click Financial Aid Review 3) Provide your information 4) Find any loans in question 5) Click the number off to the left of the loan, this will tell you all the information about it, including how to contact your lender, and the lender's name. You can call them and ask how you can go about making a payment.Beverly Said:What jobs will help reduce or forgive my student loan balance?We Answered:Different loans qualify for different programs with...

    Student Loan Bank

    Carrie Said:Is it possible to transfer your student loan to another bank?We Answered:No, not unless you pay off the old loan with a new loan from a new bank. But then it wouldn't be a student loan any longer and you would not get the tax benefits of it any more....

    Student Loan Bankruptcy

    Lance Said:What Chapter of bankruptcy will give me a debt-free fresh start, including my now defaulted student loan?We Answered:You are not going to like my answer... Chapter 7 involves the selling of assets with the proceeds being distributed to the creditors Chapter 13 involves a reorganization of debts with repayment over a period of time Chapter 7 is the way you want to as some unsecured debt can be discharged. But student loans are typically exempt from discharge. Also, the laws were changed in '98 regarding student loans. It's a lot more dificult to have them discharged. Discharging student loans in bankruptcy...

    Student Loan Banks

    Kent Said:What do you think of Obama's stand against the student loan free lunch given to banks?We Answered:His. This issue has become seriously problematic, and even Republicans have been promising to do something about this for a while. If right-wingers want to promote individual responsibility, they can't let banks throw college students into debt that they'll never be able to pay off. That punishes hard work, which they claim to vehemently oppose.Clifford Said:Could you recommend me good private student loan providing banks?We Answered:Well Star, first of all, congrats on heading to college! It’s a wonderful experience. And you’re very...

    Student Loan Bc

    Clara Said:if i am in collections and have a really bad credit rate, can i still get a student loan in BC?We Answered:Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://best-online-loans.info/ http://loan--house.blogspot.com/2008/03/… Good Luck...Joy Said:Canada student loan question when withdraw from school?We Answered:Pasta is right. If you don't complete the term, you have to give the money back....

    Student Loan Bill

    Bryan Said:Can I get a home loan? The only thing I have on my credit are student loans, hosp bills and one old cell bill?We Answered:freecreditreport.hotusa.org - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.Emma Said:Should I pay a portion of my student loan bill to take advantage of the lower APR? ?We Answered:OMG this is so wrong. NO NO NO NO NO NO NO. If you read the fine print on all those deals you discover that the rates go up about...

    Student Loan Bureau

    Andy Said:Credit Bureau keeps adding my student loan as wage earner?We Answered:Student loans can not be dismissed by bankruptcy.Penny Said:How high will my credit score increase if I get out of default student loan?We Answered:Difficult to say without looking at the rest of your report. Also, how long has this student loan been on your report? When a negative item first appears, it has a very large effect. After 4 years the impact is not as bad, and your credit begins to improve. After 6 years it only has a small impact....but again depending on the rest of...

    Student Loan Calculator Payoff

    Howard Said:Payoff everything in 5 years or continue to build real estate portfolio?We Answered:You are definitely on the right track, but I would erase all debt except for your primary residence and "vacation home", as there are significant tax advantages to this debt over others. The rental property interest should be tax deductible as a business expense. When everything else is paid off, you can use the equity in those properties to get money more easily if the real estate market has improved. If it hasn't, you will have more money to look at properties that would...

    Student Loan Calculator

    Kelly Said:I don't understand the eligibility of a student loan?We Answered:I saw your question I have decided to help people out due to the fact that I myself has been scammed four times by four lenders in my search for a loan but at last I got a reliable lender. that gave me the loan($60,000 USD) that I was in dire need of. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can get to him via his email address: dr_amandajohnson101@live.com, Please tell him...

    Student Loan Calculators

    Dwight Said:Are there any calculators out there that can predict how much someone will be eligible for for a student loan?We Answered:No need to use a calculator. Federal Stafford loans are pretty cut and dry. His income or EFC won't matter. If he is an independent freshman, he can borrow up to 9,500 a year Independent sophomores can borrow up to 10,500 a year, Indenednent Jrs and Srs can borrow up to 12,000 a year (each year). Choose a school less than this (per year) and he will be fine. Be aware that the quoted amounts are split in HALF for the...

    Student Loan Canada

    Joseph Said:Student Loan Canada - How to calculate?We Answered:The most basic calculation is the maximum weekly amount. The federal portion of your student loan maxes out at $210 per week of program for a single student with no dependents. So if you are taking a 2 semester program and each semester is 17 weeks, you are in a 34 week program. Multiply 34 times 210 and that will give you the maximum that you are eligible for no matter what school you apply for. There is another portion of your loan which comes from your province of residence. In...

    Student Loan Center

    Bill Said:If you runaway out of the USA and hide so you dont Pay Student Loans, does FBI look for you everywhere?We Answered:Loans are merely a civil matter. And if you leave the country and never come back, you're free and clear. However, liens against a person's credit can be renewed indefinitely, but after 8 years or more the creditors might eventually give up. If they don't, though, you'll be looking at a huge amount of accumulated interest fees.Eileen Said:Would I be able to get a student loan large enough to buy a new bassoon if I'm a music major?We Answered:Hi...

    Student Loan College Loan

    Tracey Said:should i get a student loan for college?We Answered:That is such a small amount, isn't there a family member who can help you with that? I recommend that everyone stay away from student loans unless absolutely necessary! It may be only $2,500 now, but after the interest and other fees, you could end up paying over $10,000 for that small amount. Check out the following website and then ask your parents or other family members to help you out. www.studentloanjustice.org...

    Student Loan College

    Carolyn Said:How do I get a student loan for college on my own. Can I get 100%.?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students....

    Student Loan Companies

    Sam Said:What student loan companies are the best?We Answered:My husband went with nelnet. It's beens a good company to deal with and he got his money back fast. I think you can even go to www.nelnet.com to apply online.Lillie Said:STUDENT LOAN QUESTION--- what are the best student loan companies and where will give me extra money?We Answered:Best is depending on what kind of loan you are applying for. Typically the school you go to has a list of banks that qualify for loans and you choose one to seek a loan from. Nowadays if you want a good loan with...

    Student Loan Company

    Maureen Said:What private student loan company does not require a cosigner?We Answered:Unfortunately, even with excellent credit, if you aren't making a decent income as well, every bank may require a cosigner. Without knowing if you are working and what you gross a year, I can't tell you which bank will give you a student loan. Did your parents apply for a Parent Plus loan? Are they willing to?Sergio Said:I want to get rid of my student loan company!?We Answered:do the same thing you would do if you thinking about a different car -- just shop for the...

    Student Loan Comparison

    Patrick Said:How do you obtain revolving credit when you want to be careful with your own?We Answered:Credit cards aren't bad. You have to remember this: Credit cards don't ruin people's finances. People ruin people's finances. When used responsibly, credit cards can greatly enhance your life, most especially with regard to convenience. But they can also help you build a healthy FICO score, which you need for many, many areas of your life. A book that I think would help you a lot is Suze Orman's "The Money Book for the Young, Fabulous & Broke ". It can give a...

    Student Loan Consolidate

    Floyd Said:What is an ALPLN Student Loan and can you consolidate those?We Answered:i believe that would be a private/alternative loan. you can consolidate it, but it is based on your credit (like refinancing). sorry, i dont know what it stands for, as each company has their own name for their loans... what kinds of rate are you paying on it? if it is very high (13%+) then you should definately try to refinance it. nelnet's private loan consolidation #: 877.303.0523Leslie Said:I have a private student loan with a high interest rate of 11 percent. Where can I consolidate?We Answered:CFIRafael Said:Can I take out a...

    Student Loan Consolidation Advice

    Harry Said:Student loan consolidation?We Answered:Hi I saw your question I have decided to help people out due to the fact that I myself has been scammed twice by fake lenders in my search for a loan but at last I got a reliable lender that gave me the loan($60,000 USD) that I was in dire need of even with a bad credit. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can get to him via his email address charles_lenders@yahoo.com Please tell him that Deborah...

    Student Loan Consolidation Banks

    Bonnie Said:private student loan consolidation to banking institution?We Answered:http://loan-house.we.bs/loanconsolidation.html Consolidation loans often reduce the size of the monthly payment by extending the term of the loan beyond the 10-year repayment plan that is standard with federal loans. Depending on the loan amount, the term of the loan can be extended from 12 to 30 years. (10 years for less than $7,500; 12 years for $7,500 to $10,000; 15 years for $10,000 to $20,000; 20 years for $20,000 to $40,000; 25 years for $40,000 to $60,000; and 30 years for $60,000 and above.) The reduced monthly payment may make the loan easier...

    Student Loan Consolidation Calculator

    Francisco Said:A confusing student loan situation?We Answered:At this point you should just wait it out about a week or two. Go ahead and have her make her first payment to sallie mae. After sallie mae has received the payment call them and ask what your loan status is. More than likely the information between the 3 companies is passing in the mail or is just not getting to the person it needs to quite yet. Frustrating, huh?! Student loans are no fun. Good luck!Ruby Said:I need info about loan and debt consolidation (student loans and other debt)?We Answered:hi...

    Student Loan Consolidation Center

    Christy Said:What is the Best Student Loan Consolidation and possible incentives to sign up?We Answered:Usually there are not incentives beyond the amount of money you'll end up saving. Before you graduate you should have to undergo an "exit interview" for your loans, and they give you a lot of information there. If you don't want to wait that long, sometimes the financial institutions that you are borrowing from will have information, so try asking them directly. The government also offers advice and services here: http://www.loanconsolidation.ed.gov/Ron Said:Student Loan Consolidation?We Answered:The interest charged per month will vary as per the...

    Student Loan Consolidation Companies

    William Said:Student Loan Consolidation Companies?We Answered:Education Finance Partners and Chase offer private loan consolidation as well.Pearl Said:What are some student loan consolidation companies for me to try? I have student loans I need to consolidate?We Answered:Do yourself a favor and don't ask that question here, because all you're going to attract are the scam artists that frequent this topic area. Let me offer a few bits of advice: First of all, paying $100 as a fee to be granted a forbearance may seem practically criminal, but the costs of consolidating your loans will be far more expensive than $100. A consolidation loan rips...

    Student Loan Consolidation Company

    Colleen Said:need a good student loan consolidation company. any ideas?We Answered:Hi, my name is amanda fisher, i was in serious need of financial aid due to the current global financial melt down finding such was very difficult. i was so desperate even to the extent that i got scammed to the tune of eight thousand dollars.($8,000 dollars). But God finally came to my rescue when i came across Mr William Smith who eventually secured for me the loan that i have so desperately wanted. You can reach him via email on williamsmith.loansupport@gmail.com AND PLEASE TELL HIM THAT AMANDA FISHER FROM CANADA REFER YOU TO HIM N.B; Please be careful while searching...

    Student Loan Consolidation Interest Rate

    Maurice Said:Will the student loan interest go up?We Answered:I expect the rate will go down since it, like all other loan interest rates ie credit cards, is calculated as Prime Rate, aka Prime, plus something, that something is different for every loan and sometimes for every person. Since Prime has dropped like three times over the past few months I'd expect the rate on new of variable student loans to go down. However, if you already have a loan with a fixed rate it will remain locked as it isn't affected by anything except you not paying....

    Student Loan Consolidation Interest Rates

    Jackie Said:is there a website where I can find competitive rates on student loan consolidation?We Answered:Here are some great tips on how to consolidate student loans.One good thing about government loans is that the interest rates are fixed when consolidating them, and so rest assured that the rates that the lending company will charge you are within the boundaries of the law. Albeit there is already a ceiling on the interest rates when consolidating government loans, it is always to your advantage if you will shop around for those with really low interest rates. http://www.worldbestloans.com/student-loans.htm Grace period of loan repayment means you...

    Student Loan Consolidation Lenders

    Joann Said:Student loan consolidation - where to start?We Answered:Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://loan-house.we.bs/loanconsolidatio… http://loan--house.blogspot.com/2008/03/…Randy Said:Good student loan consolidation lenders?We Answered:I would talk to your current lender about what is offered. Some lenders have better deals if you do not consolidate. But if you do the most hassle free way is usually through your current lender. When you go through a third party it usually takes much longer to complete as the paperwork has to be sent back and forth between your...

    Student Loan Consolidation Loan

    Irene Said:Can I add an unpaid bill from my university to my student loan consolidation?We Answered:I would double check with your school and whatever bank that your loans are through, but I'm pretty sure you can't do that. You didn't get a loan to take the class, so how could it be consolidated with your other student loans? You could probably work out a payment plan with the school, but if you are still in school, the money will have to be paid or it will be subtracted from any financial aid that you may receive. Every school is different,...

    Student Loan Consolidation Program

    Julie Said:How do student loan consolidation programs work? Are they backed by the federal government?We Answered:Usually every term that a student is in school, he has to take a loan for that term. After 3 or 4 years (with 3 to 4 terms a year) it gets ridiculous keeping track of all the loans. Especially if you attend more than one school during you training. So a consolidation loan allows you to combine them all into one loan with one payment. That single loan payment is often less because you are not paying administrative cost for...

    Student Loan Consolidation Programs

    Lillie Said:Can I defer my Wells Fargo Student Loan Consolidation Loan?We Answered:I'm not sure about IBR however, you can defer that consolidation loan, because essentially, you are using a bigger student loan, to pay off smaller student loans.Vera Said:How do I get out of student loan debt?We Answered:I recommend listening to Dave Ramsey. He has great financial advise. The short answer is: you're screwed for a while. Even with a consolidation program, you are going to have to pay the debt back. Best of Luck!Vickie Said:Recommendations for student loan consolidation?We Answered:Without a cosigner, you can't get a loan consolidated. ...

    Student Loan Consolidation Rate

    Clayton Said:Getting best rate during Student Loan Consolidation?We Answered:Check the site thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://loan-house.we.bs/loanconsolidatio…...

    Student Loan Consolidation Rates 2010

    Martha Said:Consolidating private student loans?We Answered:ylh: I'm not going to comment specifically on your chances of being approved for a consolidation loan. If your credit is generally good, and your cosigner offers the security that the lenders are looking for, you certainly have a reasonable chance of being approved - but - as I'm sure you know, the lending market is REALLY REALLY tight right now, and many applicants with good credit are being turned away. What I did want to comment on is the consolidation process in general. I just want to make certain that you recognize that loan consolidation...

    Student Loan Consolidation Rates

    Eddie Said:Is student loan consolidation a scam and should one do it soon before rates go up?We Answered:You should consolidate, since rates will be going up to 7% or higher. The interest is deductible, but you're still paying more with higher interest rates. Say you're in the 25% tax bracket, and have $10,000 in loans. At 5%, you pay $500 in interest. The tax deduction on the interest comes out to $125, so you've paid $375. At 7%, you pay $700 in interest, the tax deduction is $175, you've paid $525. The worse the interest...

    Student Loan Consolidation Services

    Neil Said:About student loan consolidation?We Answered:Consolidation will allow you to choose a longer repayment term (up to 30 yrs, depending on your loan amount) which will give you the cushion of lower monthly payments. However, a longer term means you will pay more interest over the life of the loan (just like if you payed only the minimum on your credit card). Sallie Mae offers lots of information on their website, including a calculator so you can plug in your loan amount and see what your payments would be, depending on which repayment plan you choose. http://www.salliemae.com/after_graduatio…Mae Said:Does anyone have a...

    Student Loan Consolidation

    Marcus Said:How long does student loan consolidation take?We Answered:See if you qualify for deferment of loans, this way you can pay and get the loans under control. Keep checking to make sure that your loans are consolidated and receiving a lower interest rate. You should be able to check on their website, what activity is on your account....

    Student Loan Consolidations

    Viola Said:Student Loan Consolidations..... please help?!?!?!?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    Student Loan Corp

    Laurie Said:Can I get a student loan if I'm in the Marine Corp reserves?We Answered:i think everyone can get student loansDebbie Said:How do we handle SLM corp attempting to collect on a student loan included in a July 2005 Bankruptcy?We Answered:You are going to have to be your own lawyer, I guess. I assume you still have all of your bankruptcy papers? You're going to need them. Send a certified letter, return receipt requested stating that the loan in question was discharged in bankruptcy as of July 2005. Include a copy of the documentation showing that. Say...

    Student Loan Corporation

    Renee Said:Now that Sallie Mae is a private corporation, can bankruptcy be declared on student loans?We Answered:No. Bankruptcy can not be declared on any student loans. Federal or private.Ana Said:How can i get a student loan without a cosigner?We Answered:Sorry, bud. Most companies require it because you are a flight risk so to speak. If you leave the country and do not pay back your student loan, what does it matter to you? This way, they have someone to go after if you do not repay. Almost all loan providers have this. Is there a reason you do not...

    Student Loan Credit Card

    Tyrone Said:what are your student loan, credit card, other debt, horror stories?We Answered:Don't worry about the numbers. It can be a lot to shallow, but in reality good business people deal with bigger values. You just have to get used to it, and learn to manage it. I had to go through the same thing, I made some poor choices during college and racked up huge amounts of debt. Just to add, I really hate people like that lady who just said "None since I do not buy what I cannot afford"... wtf. Not everyone can afford college, and just because...

    Student Loan Database

    Bertha Said:Student Loan Deferment Advice?We Answered:You can check the status of any federal loans via the National Student Loan Data System (NSLDS) at https://www.nslds.ed.gov/ OR The Direct Loan Servicing website https://www.dl.ed.gov/ Log in with your social security and PIN code (same one you used on the FAFSA).Kent Said:Need help finding private student loan?We Answered:Try www.nelnet.com I used them to get a few private loans for school. Never had any trouble with them.Jeffery Said:School received loans on my behalf after my withdrawal what is the best way to handle this?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and...

    Student Loan Debt Consolidation

    Joy Said:Can you apply for a student loan after debt consolidation?We Answered:They will see that you already have a loan when you have to give them your SS #. You will have to tell them about the previous one. Sorry you got scammed.Robin Said:Student Loan Debt Consolidation?We Answered:If you do not want to be taken go to your favorite bank.... NO loan company's. If you have good credit that should be not problem. If you do not then you need to contact me.. Credit Counselor.Veronica Said:What is the lowest credit score I can have to get...

    Student Loan Debt Help

    Pedro Said:How can I get a student loan when I'm in so much debt?We Answered:Stafford loans are specifically for students look into thatVelma Said:Why is student loan debt harder to get rid of or reduce compared to credit card and other debts?We Answered:For one thing, many student loans are backed by the Federal government. That's why they can't be discharged in bankruptcy and lenders don't have to deal with accepting settlements. The loans don't go away and eventually, they are likely to get every penny plus interest. Credit card debt is not backed by the Fed.Norman Said:Are there any...

    Student Loan Debt

    Maureen Said:What is the most that you have in student loan debt?We Answered:My husband has around $66,000 in just federal loan debt. With alternative loans he is up around $100,000. (He went to pharmacy school which is really expensive.) His montly payments for both are only $1,000. The lenders make payment arrangements with you if you can't pay the set amounts but they are usually incredibly reasonable amounts that are set up. By the way, you aren't required to make payments if you're in grad school at least part time. You can request an in school...

    Student Loan Default Help

    Peggy Said:My student loan is in default. Is there any way I can get my tax return this year?We Answered:You first need to contact the agency the department of education has sent your defaulted loans to. If you are NOT to the point of scheduling a hearing to prevent wage garnishment you should be able to enter into a rehabilitation program. Once rehabilitation has been established and you are making payments to satisfy the default the collection agency will report to the department of education and prevent further offsets. However once wage garnishment begins nothing short...

    Student Loan Default

    Lawrence Said:MArried filing separately to avoid entire refund to offset wifes student loan default?We Answered:You don't have to file separately, but that is an option. Another option (which can take longer, but gets both of you more money back if you are due a refund) is to file as an injured spouse (form 8379). That way, you can still get the tax benefits of filing jointly, but only her share of any return would be taken- not yours. Hope that helps. :0)Clyde Said:Is there student loan default forgiveness?We Answered:Student loans can not be forgiven unless except under specific situations....

    Student Loan Deferment

    Deborah Said:What exactly does the lender ask for when you go into student loan deferment for financial hardship?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Donna Said:I am unemployed and receiving unemployment benefits will I be able to get a student loan deferment?We Answered:You'll be fine. All you have to do is fill out an economic hardship form and they will defer payments. I suggest you start looking for work and put as much as you can towards your student loans/interest. You still will be in deferment status, just submit what...

    Student Loan Direct

    Misty Said:On what grounds can you be denied a direct student loan?We Answered:OH so many... 1. defaulted previous student loans, 2. oweing on a federal Pell grant or other federal aid, 3. oweing a school on a previous ballance for fees tuition and such, 4. too many attempted college hours for your school, 5. not a us citizen or eligible non citizen, 6. bad college grades, 7. oweing fin aid for dropping classes you recieved finanicial aid for 8. have reached your lifetime maximum loan limits, 9. no HS diploma or GED and can't pass an Ability to Benefit test 10. not enrolled minimum # of college credit hours, 11. lied...

    Student Loan Education

    Ted Said:Loan, mortgage or student loan for further education?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Robin Said:I was 16 when I obtained a student loan from the dept of education, is it legal for them to collect on this ?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students....

    Student Loan Eligibility

    Marvin Said:How does owning a house affect stafford loan eligibility?We Answered:The federal methodology for the Expected Family Contribution (EFC) does not take into account your credit or your primary residence and/or its associated mortgages. However, your school may use Institutional Methodology for state, local, and school aid, which does account for assets such as primary residence.Tony Said:Does filing for bankruptcy affect student loan eligibility?We Answered:Depending upon the type of bankruptcy that is filed and approved by the court (either Chapter 7 or Chapter 13 for individuals) depends on your answer. If you file Chapter 7 and it is approved,...

    Student Loan Fast

    Marion Said:I need a student loan fast. Where can I get it with lowest interest and so on?We Answered:For a student to finance his educational costs had never been as easier as it is now. Earlier on if you or your family could not support the educational costs then there was no hope of continuing studies. But now the student loans have changed the entire scenario. You will now do not have to worry but to make your mind to reach your goal. These loans will help you to get what you want in each and every step.If you want...

    Student Loan Federal

    David Said:What is the benefit of consolidating a federal student loan?We Answered:You lower your monthly payments, you can combine loans from multiple lenders into one loan, and more importantly you lock in a lower interest rate for the life of your loan. You generally consolidate once your in-school deferment status expires. You can consolidate earlier if the interest rates are increasing (around May) and then reapply for in-school deferment once the consolidation process has been completed.Sidney Said:What happens after you consolidate a federal student loan?We Answered:After you consolidation your loan then you should start to make payments soon. You can read...

    Student Loan Finance Corporation

    Daryl Said:math questions please me out!!?We Answered:Try posting one question at a time. People don't like to do a whole assignment for others.Diana Said:Paying back $100,000+ student loans?We Answered:You have to start by first doing some personal finance homework, read the book the total money makeover by dave ramsey or his first book financial peace it will definitely help you get out of debt and create wealth the way our grandparents taught us, by living on less than we make. he also has a radio show which you can access through his website if you don't want to read....

    Student Loan Finance

    Adrian Said:Is it possible for a foreginer student to enjoy Educational finance ( loan from Banks etc. in London?We Answered:Interested in studying in UK ? If you are searching for educational loans from Banks in UK, it is very difficult, in fact low possibilities. I do agree that, financial aid from home country is better but Heaven knows. But, trial and error is a good effort. Keep your effort. But, you might try to grab some education grants, scholarships and numerous others, do contact the university that you wish to attend. They got friendly frontline team. Plus, different universities offers different scheme....

    Student Loan Financial Aid

    Ricky Said:Can section 8 housing or HUD count a student loan and financial aid as income?We Answered:scholarships.onlinewebshop.net - it has detailed info how to apply for financial aid and scholarships to get more cash.Tammy Said:Is it possible to get a student loan and financial aid?We Answered:First, please Report all of the online loan SPAM/SCAM answers you'll get. No reputable lender would do business by advertising on Y!A and using a generic email address. Short answer: yes. You begin the process with FAFSA. You have to start there, so get going on it. http://www.fafsa.ed.gov/ The application process is FREE,...

    Student Loan Finder

    Carol Said:Have you ever tried this online cosigner finder website? does it really work?!?We Answered:This seems as a huge scam don't get stuck in it.Renee Said:Hmpp... Why do others think that cosigner finders lyk me are scammers?We Answered:What is the point of this question or better yet, blog. Good luck with your loans and education.Carlos Said:Hmpp... Why do others think that cosigner finders lyk me are scammers?We Answered:Even IF you are not a scammer the internet is FULL of scammers and it is better to assume that someone IS a scammer than to lose a lot of money...

    Student Loan For Bad Credit

    Sheila Said:student loan, bad credit, makeup school. What do I do?We Answered:You can get a job, I believe that there is no financial aid for makeup school, just save up or sell some of your things to get the tuition fee Good lcuk!...

    Student Loan For College

    Roland Said:How to qualify for a college loan as an adult?We Answered:Once you go to FAFSA then the college you wish to attend they will point you in the right direction. http://www.salliemae.com ( For student loans)!!!! http://www.iefa.org -------> International Students on the web <---- http://www.about.com --->Great search engine and information site for everything <--- http://www.ed.gov/index.jhtml --> Dept. of Education for any questions<-- http://www.fastweb.com http://www.gocollege.com http://www.collegeboard.com http://www.scholarships.com http://www.walmartfoundation.org... Please go to the Department of Education for more help and a list of student loan foundations. Good Luck!!!!Jackie Said:What kind of loan should a college student get? ?We Answered:My first suggestion would be to get a Federal Stafford loan. They are the...

    Student Loan Forgiveness For Nurses

    Arthur Said:How Do I Fix My Financial/Educational Future?!?We Answered:I have little sympathy for the student loan industry. Sallie Mae has a profit margin that makes Microsoft or ExxonMobil look like a lemonade stand. They're no different than mafia loan sharks in my mind. With that in mind, I see no issue in abandoning the loans, if you have an avenue for getting away with it. If the loans are private, non federally insured, then local statutes of limitation apply. Depends on the state, but this could be anywhere from 6-10 years. If you can get off the grid for that long,...

    Student Loan Forgiveness For Teachers

    Irma Said:loan forgiveness for teachers?We Answered:education is a states issue -so you should look to your state. You did not specify - but here is California's version: called the aple program: http://www.csac.ca.gov/doc.asp?id=111 You should contact the school you did your credentialing work - they would know if there is anything similar in your state.Helen Said:Which state has the highest loan forgiveness for teachers?We Answered:Hello everyone, Are you frustrated in life? you think all is lost? No Hope from any where? Well I have good news for you all is a privilege you met the right person, my name is Mr. ...

    Student Loan Forgiveness Grants

    Diane Said:can somebody tell me what's going on with this news article or maybe summarize it? please?We Answered:These are the same goons that write our tax laws. I can't explain either. Praytell, what is descretionary income, of which 15% is mandatory payback? How many individuals even know the meaning of "descretionary"? It really means any left over income after "only necesseties of life are paid". Think about that. This will garner votes in any event. It sounds good for 2008.Jacqueline Said:Sallie Mae and FORGIVENESS?We Answered:hahahah idk!! but keep on saying what u wanna say!Cindy Said:How to fight a creditor about an illegal school?We...

    Student Loan Forgiveness Program

    Lonnie Said:Are there student loan forgiveness programs?We Answered:For teachers if you teach in lower-income schools part or all of your loans can be forgiven. You're contracted to certain amount of time teaching in a depressed area, depending on how much your loans are. The best way to find out would be to call your lender (probably Stafford) and find out if they offer any kind of loan forgiveness....

    Student Loan Forgiveness Programs

    Geraldine Said:Student loan forgiveness programs?We Answered:Believe me, if you find one, please let me know. They are completely hard-nosed at Sallie Mae. And don't try to hide, as I've known students who have done that and they must put the CIA on it as they always get their student and late fees. I'm down to $12,000 and it has really been tough, as I could only pay the interest until I got a solid job. Even if you ask (for some good reason) to be given a few months off, they still make you pay the...

    Student Loan Forgiveness Public Service

    Kurt Said:What jobs are considered "Public Service" under the new student loan forgiveness legislation?We Answered:This is one of those programs that looks really great on paper, but when you figure out how worthless it is, it seems a little strange they even mention it. First, you have to pay on the loan for 10 YEARS before you are eligible for forgiveness of the remaining balance... and since all federal loans are put on a 10 year payment plan (120 payments) your loan will be paid off the month you are eligible to get it forgiven. Pretty stupid uh?...

    Student Loan Forgiveness

    Darlene Said:Does anyone have a list of school districts that offer student loan forgiveness?We Answered:Contact your student loan lender, they will know or point you to where you can look it up.Jesse Said:student loan forgiveness and government plant does it exist or not?We Answered:They allows people working in qualifying jobs to have federal loans forgiven if the borrowers are unable to repay their debt in 10 years of regular payments. Once you've made those 120 payments while employed in the right job, the remaining interest and principal are forgiven.Keith Said:I am looking for ways to get Student Loan Forgiveness Do...

    Student Loan Form

    Marlene Said:What do I do with a 1098-E Form (Student Loan Interest Statement) if I do not plan to file taxes?We Answered:The only person that can claim the interest is the person that is on the form.Jacob Said:Can I claim the standard deduction/personal exemption and student loan interest on the same form?We Answered:They all go on various places on the 1040 form. Student loan interest on page 1, standard deduction/personal exemption on page 2, and FSA not at all (should have been accounted for from your W-2)Arnold Said:Why is Turbo Tax not letting me enter 1099-C form regarding student loan credit?We...

    Student Loan Forms

    Wallace Said:How do you figure student loan money on tax forms?We Answered:According to the IRS, "A school loan is not taxable at the time you get the money and should not be included as income on your return." However, the interest is a write off. You can deduct up to $2,500 in student-loan interest if your adjusted gross income is less than $50,000 (single filers) or $100,000 (married filing jointly). Now, if you receive a scholarship or fellowship, all or part of it may be taxable.Vanessa Said:My student loan pmt forms are in the wrong name and they won't change...

    Student Loan Garnishment

    Frederick Said:How long will it take to get my remainder of my tax refund with a student loan garnishment?We Answered:CALL 1-800-304-3107 ask them.the treasury offset program is the one who can tell you how long before they send your remaining balance.they may be closed on monday because of the holiday.Albert Said:Does anyone know how I can stop a federal student loan garnishment? I need help paying back too.?We Answered:If you are at the point of garnishment then you did not defer payments and likely just let the payments get put away like they are going away. You're going to have to...

    Student Loan Government

    Brad Said:Who should I contact if I believe a school is defrauding government student loan programs?We Answered:They're defrauding the student loan programs? That's kind of vague. What are they doing, not offering loans that should be offered, or offering too many? Giving loan funds to students not taking classes? What is it? Federal loan fraud would be investigated by either the U.S. Department of Education or the U.S. Attorney General. U.S. Department of Education fraud contact info: http://www2.ed.gov/about/offices/list/oi… U.S. Office of Attorney General contract info: http://www.justice.gov/contact-us.htmlArthur Said:do i need permanent residence status from a particular province to apply for a government student loan?We...

    Student Loan Grants

    Rick Said:Are u allowed to apply and receive a student loan and/or grants for school while on SSD?We Answered:Has he used his "Ticket to Work", if not, he may be able to get the state to pay for the training. Also, does he live in subsidized housing? - Strangely enough, it mattersWalter Said:Is it possible to get a student loan or grants with bad credit?We Answered:i am in the same situation as you. I'll have to watch this thread. Once I find out, I will let you know.Sherry Said:How do i get a Student loan/Grants/Scholshp without a greencard & co-signer. I have...

    Student Loan Help

    Elsie Said:Help! I need a LARGE student loan?We Answered:You need to apply to some Canadian schools. Thing is, in order to study abroad, you need to come up with the money up front, and you can't apply for loans in that foreign country. You can talk to some Canadian lenders, but I don't know their policies re: student loans for foreign study.Annette Said:Complicated student loan situation..please help!?We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.Ray Said:Is it possible to get a student loan from a bank without a cosigner?We Answered:If you...

    Student Loan In Default

    Kim Said:My son is in default for student loan, how will this affect Stimulas Check?We Answered:If he is entitled to a stimulus plan rebate, it will be applied to his debt. Make sure that he files a 2007 tax return if he had at least $3,000 in SSDI benefits paid, even if the entire amount was taken to pay against the loan balance. It will not affect any rebate that YOU might be entitled to unless you were a guarantor on the loan and they're trying to collect from you as well.Jessie Said:If you are in student loan default with...

    Student Loan In Pakistan

    Leah Said:Claiming foreign spouse as a dependent on taxes?We Answered:You have 3 choices: MFJ together. Declare worldwide income, she signs. if she wasn't in US during 2010, she needs to sign a form staying she elects to be taxed as a resident alien for tax purposes (see irs pub 519). MFS with her exemption. You get benefit of exemption, but not tax rates nor mjf standard deduction. Just enter her SSN. This is allowed if her US income is $50 or less. MSF without her exemption. Enter her SSN if you have it.Enrique Said:Are you worried about...

    Student Loan Info

    Brittany Said:tax info- forgot to fill state tax last year and forgot to include student loan info?We Answered:Go back and file 2007 for state now. There are forms on the state site. And no you cannot deduct 2007 interest in 2008. An amended return on Form 1040-X is required.Howard Said:Fafsa and student loan info?We Answered:If you just filed your fafsa, you were not applying for the current semester. You're already passed the current deadline. You won't receive a loan check. The loans will be disbursed to your school and they will keep it if you owe them...

    Student Loan Information

    Elizabeth Said:What's the website for student loan information....?We Answered:Probably FAFSA. Go to FAFSA.gov (NOT FAFSA.com!!) It is the beginning part to how you apply for loans, grants, etc. for college. There is a section that will give you an idea of what you need, how to fill it out, and other information and steps in this process. It seems a little hairy to go through it, but you have to do it. Once you are done, you will be glad.Heather Said:What's the best way to enter student loan information into Microsoft Money 2006?We Answered:MS Money is limited in recording loans...

    Student Loan Interest Calculator

    Ricky Said:Student loan compounding and capitalization laws or by vendor?We Answered:For federal loans and for most lenders you get a choice on how the interest is compounded. If you choose to have it capitalized everything is deferred until after graduation. If you chose to have interest compound over the course of the loan it will most likely compound monthly, this situation is use when students wish to pay the interest on their loan each month while in school and only want to defer the principle loan amount. The loan calculators are a little simplistic, but they are not designed to give...

    Student Loan Interest Deduction 2009

    Agnes Said:Student loan interest deduction?We Answered:The maximum deduction is the smaller of $2,500 or the amount of qualifying iterest paid in 2008. However you can't claim the deduction at all if you are married filing separately OR if you are being claimed as a dependent on someone else's tax return.Felix Said:Car student loan interest be carried forward, if so for how long?We Answered:Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool - carquotes.sinfree.netShannon Said:California Tax Form 540A - IRA...

    Student Loan Interest Deduction

    Jamie Said:Can student loan interest be an itemized deduction on your taxes?We Answered:Student loan interest is not an itemized deduction line item, but rather a deductin on the face of your tax return. It is subject to income limitations however, so follow the worksheets to ensure you can take the deduction. Below is a link to help you.Glenda Said:How can I figure my student loan interest deduction on my private student loans? It was not included-1098!?We Answered:Contact your lender about issuing you a 1098E. You may have to certify that the expenses were for education. Determine how much...

    Student Loan Interest Rate

    Julio Said:What is the variable student loan interest rate forecast for the foreseeable future during a depression?We Answered:You can expect something in the neighborhood of 5%. And - nobody said anything about a Depression.Terry Said:Really high student loan interest rate, its approved and sent to the school whats can I do?We Answered:You need to go look for a refinancing loan. Although, it will probably be 7.5% interest, it is better than your 12.5%... which I can't believe a student loan is actually that high! I thought that 7.5% for a student loan was the FEDERAL LIMIT! You may...

    Student Loan Interest Rates 2010

    Debbie Said:Should I pay off my student loan or wait until I finish my Ph.D.?We Answered:I say do a 3rd option, and that would be pay off half of your loan. That way you still have that cushion in emergency's, but the debt is less and you wont pay as much interest in the end. If you had more then $1000 left in your account I would say go ahead and pay it off in full to avoid the interest accruing each year, but you don't and cr@p happens when you don't have the money, lol. So pay off half...

    Student Loan Interest Rates

    Miriam Said:Can somebody clarify how student loan interest rates work?We Answered:The 7% is an APR, or annual percentage rate. Divide it by 12 to get the monthly rate - 0.5833%. This is what is charged on the balance. Interest accrues on the loan and is deferred while you're in school. When you graduate, it all capitalizes, meaning it's lumped together. Say you took out $10,000 in loans. You would own $10,000 at the end of year 1 plus $700 in interest. While you're in school, interest would be accumulation at $58.33 per month. At the end of 4 years you'd owe $10,000 plus $2,800...

    Student Loan Interest

    Roy Said:Student loan interest acceptable if gained through garnishment?We Answered:If you paid it, you paid it, no matter how they got it from you. Yes, you can still take the deduction.Debra Said:Why would student loan interest lessen your refund?We Answered:Why would you ADD interest paid to your wages? Wouldn't this be subtracted along with other deductions?Paula Said:Tax deductions on student interest loan payments outside India?We Answered:The deduction for educational loan is allowed as per provision u/s 80E of the I T Act. One of the condition for allowance of deduction is that it should be taken from Indian banks or...

    Student Loan Lawyer

    Bernard Said:What will my rank be if I enlist in the military as a lawyer? Do any branches help pay for student loans?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Ian Said:Should i still file bankruptcy even when i own a student loan is it worth it?We Answered:Do not file bankruptcy if you can possibly avoid it. Yes, the filing clears off your credit report listing in seven years and general inquiries won't see it, but the record stays out there permanently. If you ever have to apply for financing in...

    Student Loan Lawyers

    Annette Said:How much debt do lawyers have?We Answered:The average debt upon graduation for law students is about $100,000. If you only finance your education through loans for law school you'll likely have over $200,000 accumulated (plus the debt from your undergrad) by the time you finish school. Considering that the average law grad only makes about $50,000 upon graduation, you're wise to think about the debt that you may have to take on before making a decision about law school.Ray Said:Would you be willing to forgive a doctor's, a dentists, and a lawyers student loans?We Answered:Good idea. ...

    Student Loan Lender

    Joann Said:What is a good student loan lender to consolidate student loans through?We Answered:I am assuming these are federal student loans. Federal student loans (stafford, plus, etc) have to be serviced in accordance of what he US Dept of Ed says. This is what consolidastion does regardless of what company: 1. Locks in the current interest rate you have (rounded to the next highest 1/8%). If you have mult interest rates, you will get a weighted average. Since you receive a lower interest rate during in school or in grace, it is wise to consolidate during your grace period, BUT at...

    Student Loan Lenders

    Gail Said:Are there any other student loan lenders like Astrive?We Answered:Sallie Mae student loans can be used for expenses such as rent.Dorothy Said:I'm looking for student lenders that would give me a loan to West Visayas State University?We Answered:I got a loan from a private loan provider to enable me study Business information tech am paying monthly for it i was referred by someone from yahoo answer, send them an email (saadatlender@gmail.com) referral- Antony Gonzalez Hope they help youDarrell Said:With the economy at its worst, what are student loan lenders doing about this?We Answered:Miyoshi: Like all lenders, Sallie Mae is experiencing a higher-than-usual...

    Student Loan Money

    Mark Said:How do i report student loan money on my taxes?We Answered:The amount you received as loan proceeds is NOT normally reportable as income. If you use it for qualified education expenses, you get the deductions or credits.Tyrone Said:If I owe student loan money will I get my tax rebate this year?We Answered:if you get it, you should use it pay part of your loansJanet Said:Do I have to claim left over student loan money on my taxes?We Answered:Hello my dear do not full prey to those hoodlums at they that call them self money lender they are all scam...

    Student Loan Network

    Mattie Said:Do I need to pay my student loan even if I never took any classes?We Answered:Yes. Unless you properly withdrew in a timely basis and have the supporting documentation. It's probably on your credit score now and will be for a minimum of 7 years after it's paid in fullRobin Said:Future College student with a few questions, student loan, living costs, etc..?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Lewis Said:Should I repay my student loan if my school went out of business?We Answered:I can only speak to the question...

    Student Loan No Cosigner

    Philip Said:Can I get a student loan without a cosigner at 19?We Answered:You need to personally go in and talk with a bank manager. You should also purchase a piece of furniture that you can afford to buy, but spread out the payments over 6 months. Even if its 20 a month, it will help build your credit score. Keep doind this, the first time you get it paid off you will start getting credit card applications. Stay away from them. Only get one and destroy it if you cannot pay off the balance every month....

    Student Loan No Credit Check

    Wayne Said:where can I get a substidized student loan with no credit or employement check?We Answered:http://www.nohasslebargains.com/loan/fin… Financial Aid Financial ServicesAna Said:Do anyone kno where 2 find student loan with no credit check or co-signer or basically a guaranteed loan?We Answered:what you have to do is go the school where you want to attend and speak to student loan dept in the administration office....

    Student Loan Nz

    Andrea Said:Can I get a student loan in Canada/U.S.A if i live in nz?We Answered:It all depends on what you want to get out of it. Check out my financial aid blog for more financial advice info and more useful ideas http://student-loans-info.50webs.org/Kyle Said:new zealand student loan debt?We Answered:If you have your information you might be able to check on the web, though I'm not sure about that. Under the old laws I believe you did not have to pay if you left the country, but I can't recall exactly when that changed - it's possible that you left under those laws,...

    Student Loan Online Application

    Brent Said:applying for both student loans and a maintenance grant?? online application help?We Answered:Household income questions are done in the parents bit. So in what your Mum fills in, she will put in her wage details, for the last tax year, and they base it on that....

    Student Loan Online

    Kelly Said:I recently checked my student loan online and there is 2 other schools loans.?We Answered:If someone has stolen your identity you need to report it right away to the three main credit bureaus. Experian, toll-free 1-888-397-3742; www.experian.com Equifax, toll-free 1-800-685-1111; www.equifax.com TransUnion, toll-free 1-877-322-8228; www.transunion.com...

    Student Loan Options

    Wayne Said:What student loan options do i have?We Answered:This is a common problem for students these days. Stafford Loans max out far before tuition is paid for. Private student loans are your next best option. There is a bunch of companies out there so do some homework. You can find a comparison chart at http://www.finaid.org/loans/privatestude… I would personally recommend checking out: http://www.thinkfinancial.com Good Luck.Daryl Said:student loan options?We Answered:That is your responsibility. Lenders offer deferment and forbearance options, you should exhaust these options along with discounts for setting up monthly payment plans. That is the best thing the...

    Student Loan Payment Calculator

    Jessie Said:Where I can I find an advanced loan amortization calculator?We Answered:I am not aware of any good amortization calculators like the one you mentioned online (although I wish there were!) I've had to become pretty good at using Excel to creat that kind of thing. It is certainly possible to do it with Excel.Jack Said:Stimulus Payment Calculator &Wheres My stimulus Payment?We Answered:You should get the 600.00. The money is bein sent out dependsing on what your last 2 digits of your social security number are. If you got direct deposit then they will be here sooner than the checks. My...

    Student Loan Payment

    Pamela Said:How much per month is the average student loan payment?We Answered:Ususally it is a monthly bill and the amount depends on how much you borrow.Elsie Said:Can a student loan payment be used to Boost my Credit?We Answered:Well, just make the payments and don't be late, ever!Manuel Said:Student loan payment question if taxes are taken?We Answered:No, you will not get your tax refund back. It was garnished because you were in default. Making consistent payments will bring your loan out of default and will prevent your next refund from being taken or your wages from being garnished. ...

    Student Loan Payments

    Alexander Said:How do I get credit for student loan payments?We Answered:If you grandfather co-signed, it should show on both of your credit reports. Check the loan docs to see if you signed it. If you did, you can call the lending institution and request they start reporting it. If not, get the loan number and address information of the lender and send a letter to all three credit bureaus requesting they add this to your profile. Also let them know that the FCRA charges them with accurate reporting of information. They may charge you a small fee to get this...

    Student Loan Payoff

    Tina Said:Payoff student loan or use it as deductable?We Answered:Generally I wouldn't hold off paying ANY debt just for a tax deduction. In actual refund dollars, a deduction ends up being the amount you pay times your marginal tax rate. So for example, if you paid $1,000 in student loan interest for 2007 and you are in the 25% tax bracket, you're "netting" a payment of $750 [1000 - (1000 x 25%)]. In other words, the deduction only gets you back 25% of what you paid. Personally, I'd rather just be done with the debt altogether...

    Student Loan People

    Becky Said:Is there a type of student loan for people who have graduated from school and need pay back their parents?We Answered:You will not be able to find a student loan since you are not currently enrolled in college. This situation is making me scratch my head, can't you just make the payments to them?Audrey Said:how can i keep student loan people away, my paycheck is already being garnished for medical bills?We Answered:The first thing you need to do is contact the lender. Request your current status..(default, delinquent). Then ask if your loan has the right to...

    Student Loan Private

    Pauline Said:does having a job decrease the chances of getting a private student loan?We Answered:No actually with the the way the economy is you will be more likely to get approved for a private loan...you won't get as much from the government though....

    Student Loan Program

    Geraldine Said:Have anyone heard of a forgiveable student loan program?We Answered:This answer depends on two things: 1) the types of loans 2) the area you are working in. Stafford loans have a forgiveness program for teachers and may have others. If you are a teacher in an area of need, you can have $1000 per year of your indebtedness forgiven for each year of service for up to five years (or a total of $5000). Perkins loans have a 100% forgiveness program. For teachers in areas of critical need, 1/5 of the total Perkins indebtedness can be forgiven for each year of service...

    Student Loan Programs

    Diane Said:If a college says they don't participate in school sponsored student loan programs what does this mean?We Answered:No, it's saying you cannot get loans from the school itself. You are still allowed financial aid from the government. Considering the type of college it is it probably doesn't receive as many students as a secular college and so it doesn't have money to spare to its students and then hope they manage to pay them back sometime in the future.Andre Said:Does anybody know anything about the Student Loan programs available to college students?We Answered:It all varies based on where you...

    Student Loan Providers

    Annie Said:do student loan providers really check your employment history?We Answered:if you were giving someone thousands of dollars, wouldnt you check to see whether they were lying about whether they could pay it back? If you intentionally put down any false information on a loan application that would be criminal fraud. Better be careful!Mathew Said:What's the best private student loan provider out there?We Answered:Sallie Mae does have a pretty good student loan, but do keep in mind that you need to make the interest payments while you're in school. There is a fixed payment option that lets you just make...

    Student Loan Rate

    Marshall Said:How is the interest rate for buying a car lower than getting student loan?We Answered:The car loan is going to begin payments next month. I have some idea of what interest rates are going to be doing over the time of the repayment, The student loan, if we're lucky will begin repayment in 4 years - but the student may go on to grad school or be able to get deferments for a few more years and what's the repayment period - 10 years? 20 years? 30 years? And with the economy the way it is, what happens if...

    Student Loan Rates 2010

    Roy Said:Student Loan. Any advice?We Answered:Well lets start with your interest, at this rate you will be accruing around and extra 1300 each year in interest. If you make payments at only 150 it will take you roughly 117 payments to pay this off with no interest accrued so think about adding close to another 25 payments so you will have to make around 150 payments that is nearly 12 1/2 years of payments, were as if you pay 300 a month that will cut it down to closer to 4-5 years and less money. Try to pay off as...

    Student Loan Rates

    Denise Said:Have student loan rates gone up since Obama changed the program?l?We Answered:No, they have brought them down. They have also placed measures to help people with repayment, such as how much you can spend on repayment is less than 15% of your income, if you haven't paid it off in 25 years and have been religiously paying it then it will be forgiven, and if you get a public-service job it is forgiven after only 10 years.Lance Said:Question about student loan rates?We Answered:You need to find out whether your loans have variable interest rates or fixed interest rates. The federal...

    Student Loan Refinance Rates

    Elsie Said:Should I Refinance My House to Pay off Student loan?We Answered:I wouldn't do that. I would look to refinance the student loans if possible, but not into the house. When you add a bigger loan against your house, you add risk to your life. If you lose your job you can put student loans on hardship deferral until you find another job, but you can't do that with a mortgage. Also, if you die your federal student loans are canceled but a mortgage has to be paid off. That could be the difference between your spouse, kids or parents...

    Student Loan Refinance

    Christine Said:If my Dad cosigns for my student loan will it affect his ability to get a loan to refinance his house?We Answered:The correct answer is Yes and No. Being a co-signor on your student loan will be a debt counted against him. However, presuming your student loan will have a deferment of payment while you are in school and that you have at least 2 years of school remaining. (meaning the payment will not be due until 30 months from now, 24 months of school + 6 month grace period = 30 months) The lender can waive that debt in...

    Student Loan Refinancing

    Nathaniel Said:Student Loan?We Answered:14.75% ? uau. You need a loan consolidation. I found interesting information about your answer & options here. Goodhttp://all-debt-consolidation-loan.blogs… luck!Patrick Said:Can you refinance a student loan before repayment begins?We Answered:Yes. However, check the terms. If you've graduated, the repayment can begin immediately and you will lose the grace period before repayment begins. Make sure you understand when you will have to begin repaying.Robin Said:I am considering refinancing my mortgage and have an opportunity to take cash. Should I pay off student loan?We Answered:Well, your student loan is probably for a shorter term, most likely 10 years, so even...

    Student Loan Reform

    Willie Said:affects of the economy from the student loan reform?We Answered:The imperfections are not market based, rather they are political imperfections. The entire reform of the student loan industry was never intended to change the METHODS of the market but from the beginning were intended to change the OWNERSHIP of the market. As proof answer these two questions: 1. Who owned (controlled) that market before the reform? It was a privately owned industry under government regulation. 2. Who owns (controls) that market now? It is now a market wholly owned and controlled by the government. The result is few choices for those seeking student loans, and a...

    Student Loan Relief

    Jeanne Said:How many times you would qualify for an interest relief on the goventment student loan? is it 3?We Answered:Are you talking about lowering your interest rate or claiming the interest you've paid for your tax returns?Benjamin Said:Where can I get a student loan relief I cannot afford to pay my student loan?We Answered:Everyone who goes to school needs to learn from your situation because millions of people are in it. Student loans are the absolute worst debt a person can have because you are stuck with it for life. It cannot be discharged in bankruptcy or forgiven...

    Student Loan Repayment Assistance

    Anita Said:Under the New GI Bill, can service members who chose the Student Loan Repayment Plan now receive the GI Bill?We Answered:http://www.military.com/new-gi-bill/?ESR… These are the current revision from Military.comWarren Said:Am I still eligible for the Student Loan Repayment program (SLRP) if I don't have a loan out yet?We Answered:I am not sure I fully understand the question. Doesn't the National Guard give you some money for college? There is a blog that is pretty good about loans, but other than that I don't think I understand the question. AliciaVicki Said:Army National Guard or Air Force National Guard?We Answered:The military as a whole...

    Student Loan Repayment Calculator

    Cory Said:How to better qualify for home loan? (student loans)?We Answered:I used to be a home loan originator. Get your monthly debt load to it's lowest point possible to qualify for more of a house payment. So yes, a 30 year plan for your student loans would make an overall lower monthly payment. When you look around you and see these neighborhoods full of houses in this price range and the people who own them,,,,just know that they qualified under different conditions than you will have to qualify for now. Lenders look for a debt to income ratio. Higher debt...

    Student Loan Repayment Grants

    Terri Said:Are there any need- or merit-based student loan repayment programs (e.g. grants, scholarships, fellowships...)?We Answered:Another way to get some of your federal student loan debt forgiven is to participate in either the Peace Corps of Americorps. They won't write off all of your loans, but will write off some of it in exchange for serving in these services. There are also programs where you can teach in areas that are considered to be of special need and, in exchange, they will write off some of your federal student loans. The federal government also has a program...

    Student Loan Repayment Help

    Victor Said:U.S Army Reserve student loan repayment program help?We Answered:This is what I would do. Contact your local Army Education Center on a military installation or anyone for that matter. Set up an appointment with them and work it out threw them. They will help you and get you in the right direction. Or consider going Active Duty. Hope this helps. I would say I can help you, but Army recruiters dont get taught the paperwork side of enrolling soldiers into college. LOL SSG SchrammCarol Said:Student Loan repayment help please?We Answered:Couple of questions... did...

    Student Loan Repayment Options

    Howard Said:What are my loan repayment options with the Navy?We Answered:In the Navy SLRP only offered to enlisted personnel, not officers.Kurt Said:Credit rating and student loan repayment with IBR option?We Answered:No, all it's doing is changing the terms of your loan. As loan as you pay the required payments under IBR on time, it will not negatively affect your credit rating.Brenda Said:What's the best student loan repayment for me?We Answered:If you check out www.tradeasx.com they have a section for working this kind of stuff outFelix Said:Can I still use the student loan repayment option?We Answered:No, it was an ENLISTMENT option...

    Student Loan Repayment Program

    Lynn Said:Can anybody give me some information regarding the student loan repayment program?We Answered:Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://best-online-loans.info/ http://loan--house.blogspot.com/2008/03/…Duane Said:what is the service obligation for the student loan repayment program in the army?We Answered:If you are currently in the military, wouldn't you qualify for the Post 9-11 benefits and the Yellow Ribbon program? You are better off contacting your VA person to find out the particulars. Stick it out as long as possible because if you do get the 9-11 benefits your school is...

    Student Loan Repayment

    Julie Said:Can someone enlisting in the army receive both an education bonus AND student loan repayment?We Answered:I don't know how helpful this is, but when I joined several years ago it was one or the other. Keep in mind that the loan repayment and bonus are both taxed. So, for example, if you get $50,000 loan repayment over 5 years ($10,000 a year paid off) they will tax it, which means you will have to pay the taxes on the $10,000 out of your own money. It sucks, but is still WAY less than paying off the...

    Student Loan Repayments

    Dustin Said:In order to defer student loan repayments, can I stay in school forever?We Answered:If you're only in school part-time, your loans begin accruing interest.Virginia Said:Does the statue of limitations apply to your student loan repayments?We Answered:Oh no! Just like not reporting income dear! The government will get their money! They can offset your taxes( take any money you might have recieved for payment) and add it to your credit report . It doesn't look good ( employers, insurance companies, landlords) that you have defaulted on student loans!Lillian Said:Can student loan repayments be put on hold for 2 years if...

    Student Loan Requirements

    Tara Said:credit hour requirements for student loan?We Answered:Six credit hours per semester and that will cut your loan amount down. If you're attending less than full time, your financial aid is reduced.Julian Said:What is the eligibility requirements for a student loan cosigner?We Answered:what student loan companies usually look for in a co signer are a strong credit history they must have a job that they have been at for at least two years and an income over fifty thousand dollars a year, and the more money,and property they have the better. that's how the bank, or company will know they will...

    Student Loan Services

    Janice Said:student loans. What companies offer student loan services without income requirement???We Answered:Federal Sub Stafford loan is based on financial need which I guess based on your question is somwwhat income driven because they use the income you report on the FAFSA and if you demonstrate need then you can get it but the Federal Usub is not based on need and is awarded to you when you apply for the FAFSA. The Paren PLUS loan is not based on income and the parents all they have to do is pass a credit worthiness credit check, meaning they cant have...

    Student Loan Servicing

    Frank Said:What does it mean if my student loan is "serviced by another provider"?We Answered:I have no clue (they sure don't make student loans easy to understand...). But you should know (or should be able to find out) how much loans you took out (i.e. how much you owe), and if that number doesn't match the amount you owe to Citibank, then there must be another company out there that you need to repay....

    Student Loan Uk

    Aaron Said:What happens if my British husband stops paying his UK student loan debts?We Answered:Honestly, I don't know much about international exchanges of debt and collections (ie how long it takes, etc) But I can say that any debt that goes to collections will ruin your credit score. Even if you leave debt in a checking account unpaid, it will go to collections and that will negatively affect your credit score. With collections on your credit report, it would be very difficult to obtain credit with your husband's name associated. That may not seem like much of an issue, however...

    Student Loan Wage Garnishment

    Ray Said:How exactly does Sallie Mae student loan wage garnishment work?We Answered:SMiD: The amount of your income that is subject to administrative garnishment is 15% of your "disposable earnings". By definition, "disposable earnings" is all of your income that is left after federal, state and local taxes, social security, and unemployment has been removed from your paycheck. No matter how many student loans you default on, your maximum exposure for wage garnishment is 15%. If it makes you feel any better, federal law allows garnishment of up to 50% of disposable earnings for child support obligations. Do yourself a favor - negotiate with...

    Student Loan Website

    Carole Said:Legitimate Student Loan website?We Answered:yes is good I found interesting information about your answer, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation.bl… Good luck!Harvey Said:Lagitimate student loan consolidation website that will not rip me off?We Answered:Life: Honestly, if your student loans are not government loans (Stafford or PLUS), you've got a very difficult road ahead of you. If you'd asked this question two years ago, I could have given you a list of about 20-25 major lenders who offered student loan consolidation. Right now, you'd be lucky to find 5. Four companies that I know are offering private loan consolidation products right now...

    Student Loan With Bad Credit

    Toni Said:Where can I get a student loan with bad credit?We Answered:If you don't qualify for federal financial aid (Stafford loans, Pell Grants, etc.) and are referring to a private education loan (like through Chase, Wells Fargo, Astrive), you will have to have a co-signer with a good credit rating in order to qualify for one. If you haven't already applied for federal student aid, fill out the FAFSA (fafsa.ed.gov) and see if you would qualify for that first. There are estimation calculators on it that will help you determine if you qualify or not. But you won't be able to get...

    Student Loan With No Cosigner

    Charlene Said:Where can i find a student loan with no cosigner and not very good credit history?We Answered:credit-report-score.10001mb.com - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.Mabel Said:What's the best student loan for someone without a cosigner?We Answered:Herein lies the entire "point" of the federal government's Stafford Loan program. The Stafford Loan is a no-cosigner, no income, no credit history loan intended to provide financial assistance for US college students, who would otherwise be unable to qualify for a student loan. There are no "private" (as...

    Student Loan Without Cosigner

    Ramona Said:How do I get a student loan without needing a cosigner?We Answered:I'd be VERY wary of any loan company that allows minors to get a loan without a cosigner. If you're still in high school (or just graduated), go talk to your school's guidance office. If you're in college already, go talk to your college's financial aid office. They'll be able to help. (You don't want to use loan money for a computer -- you'll be paying for that computer for the next 30 years...)Harvey Said:Do I have enough credit to apply for a student loan without...

    Student Loans 2009

    Carla Said:Can collections take our tax return if my husband was only one working in 2009, but I owe the student loans?We Answered:Your tax RETURN is the form you filed with the IRS. Your tax REFUND is what you're worrying about them taking. Increase your exemptions so you don't get a refund, then you won't have to worry about it being garnished. You cannot get out of student loans. Therefore there is nothing to be gained by not paying them. They are the last people you should avoid paying (along with the IRS). Everyone else, pay them...

    Student Loans 2010

    Karen Said:Is it possible to consolidat my student loans if the creditors are already garnishing my taxes?We Answered:I doubt it. You need to get a lawyer though and try to figure this mess out. It sucks that you're in this mess because you wanted to get an education- but then again, when you take a loan out you HAVE to pay it back.Robert Said:Is there a benefit to waiting until Jan 2010 to pay off my student loan?We Answered:Make sure you can write off the interest on tax. Also, what's the interest rate? Do some calculation, sometimes saving...

    Student Loans After Bankruptcy

    Cheryl Said:Are there any private lenders that give student loans after bankruptcy?We Answered:universities.atwebpages.com - it has detailed info how to apply for financial aid and scholarships to get more cash.Clinton Said:If I file bankruptcy (not to include student loans) is it likely that I can get *private* student loans later?We Answered:Call and ask financial aid, I had no problem with getting government student loans, but a couple of years had gone by and this has been 9 yrs. ago. Unless your in serious debt, I would consider other options, there are also some new repayment options for your student loans...

    Student Loans Alberta

    Willie Said:How does Student Welfare in Canada work? Can I apply if I get government student loans?We Answered:yesLucy Said:Alberta & Canada student loans, Statute of limitations?We Answered:The statute of limitations on provincial or student loans are supposedly 10 years minimum but some say they are forever collectable. I learned this the hard way. Once they go into collections at HRSDC they will start sending you monthly statements with fields that show the total existing debt, minimum monthly payment and interest rate and amount. If the minimum is too much for you to pay, call the number on the statement, I believe...

    Student Loans And Bankruptcy

    Dustin Said:Question about bankruptcy, student loans, due hardship, credit cards...?We Answered:Student loans cannot be discharged in a Chapter 7 BK filing. Student loans can be included as part of a Chapter 13 BK filing, which is a court supervised repayment of the debt.Chapter 13 does not discharge debt...it does make paying back the debt easier as it freezes interest rates at a low level. If he files for Chapter 13 then you can most likely include your credit card debt...this would simply be added to the amount that you'd have to pay back under the court supervised repayment plan.Cathy...

    Student Loans And Grants

    Laura Said:When do you get your student loans/grants paid into you bank account?We Answered:the student loans company will eventually send you a timetable of scheduled payments to you before you start university. My next payment is on the 12th January, because that's when the spring term starts. The payments usually go as follows; September/October (depending on when the autumn term starts) January (spring payment) and April/May (depending on when Easter falls for the Summer payment). University bursary payments vary as they are paid into your account from the university itself. My first bursary payment was in November, then I got another...

    Student Loans Application

    Glenda Said:when is the deadline for application for student loans if you want to go to university?We Answered:Students and parents who must deal with the high cost of a college education have available to them a wide range of student loans. This article offers details on three general types of student loans. Unlike other student loans, application for a specific Stafford Loan should be preceded by the filing of a Free Application for Federal Student Aid (FAFSA). The FAFSA application should be made in the name of the aspiring student. http://www.worldbestloans.com/student-loans.htm Like some other student loans, application for the Signature...

    Student Loans Apply Online

    Alfredo Said:Daughter attempting to get student loans. When apply online, being denied with us as co-signer, where to go?We Answered:www.PROSPER.com www.ZOPA.com www.LENDINGCLUB.com they bundle loans. One person can loan you $10,000 or 1,000 people can each loan you $10.....

    Student Loans Apply

    Bobbie Said:Are there any student loans to apply for that does not look at credit history?We Answered:federal student loans do not look at your credit history. However there are limits on the amount of federal loans you can get.Derek Said:When is the best time to apply for student loans?We Answered:High school seniors should apply for financial aid as soon after January first as possible by filling out the fafsa at http://fafsa.ed.gov Most schools priority and state deadlines have passed.... but you can still get federal financial aid like student loans and the Pell grant if you qualify. When you...

    Student Loans Australia

    Anthony Said:Can British Citizens get Student Loans to Study in Australia?We Answered:That sounds like a scam - Australian universities do no give out loans to international students (neither do banks) - those sites are all scams.Joyce Said:Can anyone tell me the interest rate on student loans in Australia?We Answered:Student loans in Australia are commonly referred to as HECS or HELP debts. Your friend would have a HECS debt. This stands for Higher Education Contribution Scheme. It essentially a loan. Until your friend starts earning about $50000/year, she won't haver to pay anything back. The debt doesn't have compound interest like...

    Student Loans Bad Credit No Cosigner

    Nora Said:Where can I get a student loan with no cosigner and bad credit, if possible?We Answered:You can get a unsubsidized federal stafford loan, if you've filed for financial aid with the FAFSA. Your loan options should be included in your award letter through the school.Dorothy Said:Student loan, no cosigner, bad credit, unemployed...?We Answered:buildcredit.ifastnet.com - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.Ashley Said:How can i obtain a student loan / funding with no cosigner and bad credit?We Answered:There are tons of scholarships that go...

    Student Loans Bad Credit

    Vanessa Said:I recently graduated and I need to consolidate my student loans but have bad credit.?We Answered:Yes, you can consolidate your student loans. Even people who defaulted their loans can still consolidate. Consolidation loans allow you to combine different types of federal student loans to simplify repayment. Even if you have just one loan, you can also choose to consolidate it. Both the FFEL and Direct Loan Programs offer consolidation loans. There are advantages to consolidate or rehabilitate your loan.Virgil Said:student loans? bad credit?We Answered:There is no credit check for a guaranteed student loan and no co-signer is required. If...

    Student Loans Bank

    Gerald Said:What happens to my student loans and bank account if I die?We Answered:Student loans though the US government are forgiven when you die. Your estate would not have to repay them. Whatever assets you owned would be distributed according to your state's intestate law. Under most intestate laws, the money would co to your next of kin, likely your parents. If your bank account has a payable on death, or similar clause, it takes precedence and the person named would automatically own the account when you die....

    Student Loans Bankruptcy

    Eva Said:Can student loans be included in bankruptcy filing or do you have to pay those back no matter what?We Answered:You have to pay student loans back no matter what. They do not disappear if you file bankruptcy or go to prison or for any other reason besides death.Calvin Said:student loans & bankruptcy?We Answered:I can't swear to it on the private student loans but I can tell you pell grants are not loans so there is no expectation to pay them back anyways.Elizabeth Said:Student loans bankruptcy?We Answered:Since 2005, private student loans are treated very similar to federal student loans...

    Student Loans Banks

    Christina Said:Obama has taken over the car companies, banks, student loans? What is he ignoring?We Answered:Oil spill. Obama would rather spend his time giving commencement speeches and talking to some unemployed union guys in Ohio. It's a sad day when the President ignores a catastrophe because of the possible political fallout. Can you imagine the media's outrage if Bush was ignoring this horrible situation?...

    Student Loans Bc

    Oscar Said:Bad Credit and Canadian Government / BC (Provincial) Student Loans?We Answered:I am Mrs Shannon Jones from Texas, I saw your question on how you needed a loan that is why I want to advise you to contact Mr. Mark Hughes he can help you because that is where I got my loan from just two weeks ago with monthly repayment schedule and interest rate of 4% here is the email you can contact him and tell him I refer you markhughesgloballoanfirm@yahoo.comMichelle Said:BC student loans and how I've been spending?We Answered:No, you will be fine. Part of your student loans...

    Student Loans Calculator

    Lucy Said:Question about student loans....?We Answered:You need to go to your lender's website not "some random" one. There are some income sensitive repayment plans out there now and a whole lot of other ways to lower your monthly payment for student loans. The worst thing you can do is to not contact and stay in communication with your lender!...

    Student Loans Canada

    Jimmy Said:How can I turn someone in for not paying their Canada student Loans?We Answered:The Canadian government likely does not care, however the creditor that lent the money to this individual most likely does. If you know where the person moved and have current contact information you could give a call to the finance company and apprise them of the situation. If you don't have current contact information then there's not much help you can provide to them. If he isn't paying the loan off then it'll be sent to collection and his credit will be screwed anyway, so it's...

    Student Loans Co

    Theresa Said:How do you get student loans when you can't get a co signer?We Answered:You can take out stafford loans. Those are guaranteed for you because you are a college student. Private loans however, you will not qualify because that is based on credit.Scott Said:Can I get student loans if my co-signer had declared bankruptcy?We Answered:This question does not have a simple answer. However, there are things to consider here. How long ago was the bankruptcy? Was it a charge-off or did the person repay the lenders? What state was it in? What was the...

    Student Loans College

    Viola Said:How do student loans for college work?We Answered:There you go : http://index-go.com/student-loans-financ… Good luck !Gilbert Said:Does one need credit history to be able to get student loans for college?We Answered:If it is a first time government loan, not usually. Actually the student, providing he/she is over 18 can get a better deal than the parents.Charlotte Said:Will it be easier for me to get a loan for a house if i have no student loans from college?We Answered:It depends on your debt to income ratio. If the loans take up a large chunk of your income, then you will...

    Student Loans Comparison

    Ramon Said:Advice for a young student with credit card debt?We Answered:Pay off the one with the highest interest rate first. Interest can kill, sometimes that accounts for more than half of the debt in the end. Or, if you have one with a low balance that would be easier to pay off that would be good, too because it would stop all future interest on that card. We could recommend a more detailed plan if we knew how much was on each card and the APR for each. In order to rebuild your credit, I would cut up all but the...

    Student Loans Database

    Cindy Said:Should I contact foundations about funding for artists and writers if you have issues with student loans?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    Student Loans Default

    Mattie Said:Is is possible to get out of default on student loans?We Answered:Student loans are there forever. No matter what you do, you will have that on your credit, until you pay them. That is how the government gets their money. They put these loans on everyone's credit indefinitely, and anyone who cares about there credit and future will pay them. If not, I think they get the satisfaction of ruining people's credit. Try to set up a plan to start paying on them again. Maybe you could get financial aid again, after returning this account...

    Student Loans Direct

    Luis Said:Private student loans, direct-to-student?We Answered:Try looking up Monticello Student Loans...

    Student Loans England

    Marion Said:at what age are you no longer required to repay student loans in England?We Answered:I'm afraid you'll probably have to keep paying for the foreseeable future - outstanding loans are written off: * when you reach 65 (loans taken out before September 2006) * after 25 years (student loans taken out for the first time in September 2006 or later, even if you are already on a course) If you are not working or earn a low wage you may not have to make repayments either. Check the student finance website listed below.Frederick Said:Can...

    Student Loans Fafsa

    Corey Said:What are some available no cosign student loans without FAFSAWe Answered:I wouldn't recommend you to go and get student loans online. Why don't you go and talk to your school finanical aid's specalist. They can help you with the money for college. You might be able to get the free money for school by getting the federal pell grant :-) But really, I wouldn't recommend you to get student loans...if you really need to get the student loans....talk to your school's financial aid. They will help you come up with the money for school. Or you can get a...

    Student Loans Fast

    Misty Said:what institution give out fast student loans?We Answered:i would talk to the financial adviser at the school!!!!Mike Said:I have an unexpected tuition bill for 20k. Are there any easy and fast Privet student loans?We Answered:There are many lenders which offer private educational loans. I'd first check with your aid office to see if they have any suggestions. If not, you can look for 'private student loan lenders' under any search engine. Then, start checking them out to see what kind of deal (interest rate, fees) you can get. However, I would suggest applying for the...

    Student Loans Federal

    David Said:Can you buy stock if you still owe federal student loans?We Answered:I am a current student and owe Sallie Mae about 20k, and have a portfolio. Investing and Loans have nothing to do with each other. I could understand your confusion though, as if the government wont let you invest if you owe them money. But no it doesn't work like that, not in a free market. Just keep in mind, the stock market is not easy, and if you are not ready to do the grind then do not waste your time. Because ultimately your lose your money.Jonathan Said:what credentials...

    Student Loans Financial Aid

    Nina Said:Can I get student loans and financial aid during my bankruptcy?We Answered:As far as I know, federal student aid does not go by credit score, however, if you are in default on any FEDERAL loans, you will not be eligible for FEDERAL $$$$. If this is the case, check into state financial aid, they usually give grants and scholarships. If you are trying to get private loans, thenb youll have a problemShawn Said:do you need your parents help for doing student loans,financial aid, ect for college?We Answered:Well you should first of all try to make up with...

    Student Loans Fixed Rate

    Eva Said:All of my current student loans are at fixed rate, is consolidating with the MedLoans program my best bet?We Answered:Hmmm, I’m not sure, so let me try to point you somewhere with better information: http://www.tuitionbids.com/student-loan-… The company I represent, http://www.tuitionbids.com, also offers loan consolidation. You fill out one loan application and it gets reviewed by up to six different private lenders. The idea is that they compete for your business so you end up with a better rate. I don’t know much about MedLoans, but this is just another option to look into, since it saves you the time of researching...

    Student Loans Florida

    Cynthia Said:Will I ever be able to pay the student loans if I go to college in Florida for 8 years to become a nurse?We Answered:Check out Florida Career College’s www.careercollege.edu diplomas, associates and bachelors programs focused on career training in the following industries: Allied Health, Business, Information Technology, IT, Wellness (Massage & Clinical Skin Care), Cosmetology. Florida Career College’s mission is to successfully prepare our graduates for new career opportunities. Our objectives are to: • Offer graduates viable career options by providing quality educational programs based on employer-driven requirements. • Create a positive learning environment that recognizes individuality and enables students to...

    Student Loans For Bad Credit And No Cosigner

    Steven Said:Student Loans, Bad credit, No cosigner. What do I do?We Answered:Sometimes the best thing to do is the thing we don't want to do. If the difference between in-state and out-of-state is significant, which is normally true, it may be in your best interest to take a year to become a resident. In the scheme of things, taking one more year to get a degree won't make a significant difference in your life 20 years from now. This would also give you a chance to apply for federal student loans which do not take your credit history into account for...

    Student Loans For Bad Credit

    Michael Said:Does bad credit effect undergradute student loans?We Answered:Your credit should not affect recieveing a student loan from the SLC (or SAAS if you're in Scotland) - I also have a very poor credit history (I'm terrible with money) but I recieved the full student loan in September when I went into the 1st year of my BSc degree. They use different criteria to credit agencies and if you meet the criteria you should be eligible for a student loan, regardless of your credit history. The best thing to do would be to call them and speak to an advisor...

    Student Loans For College Students

    Deanna Said:does private student loans effect the future financial aid of students for college?We Answered:No. FAFSA and federal grants and loans are all based on your financial need for school help. They don't do credit checks, and have no idea what kind of money that you have borrowed. Hope this helps!Harold Said:Why would republican college students want to pay fees to banks for their student loans?We Answered:Because the paperwork is so much less. The govt makes you jump through hoops, and is slow and incapable of responding to individual needs. With private banks there is no politics concerned, only...

    Student Loans For College

    Eduardo Said:How do I get student loans for college?We Answered:First of all fill out the FAFSA, it is a summary of your and your parents 2009 tax returns. This is the application for grants, loans, and work-study. Do this right away as the priority deadline has passed. It does not cost anything, go to www.fafsa.ed.gov.Barry Said:How old do i have to be to get student loans for college?We Answered:You can get info about such college scholarships and grants online here - colleges.mywebcommunity.orgApril Said:Any one have any experience with getting personal loan for college, after student loans have run out?We Answered:It's...

    Student Loans For Community College

    Lena Said:student loans if parents are already paying for community college?We Answered:You would need to get a private loan. Private student loans can't be used on cars, nor would you want to use one on a car because a car loan has cheaper interest usually. Government loans can only be used for expenses directly related to school. You don't really need credit to get a private student loan (although it wouldn't hurt in this economy), you just need a co-signor with good credit. I get mine through Discover Student Loans, they're pretty good and they have some good...

    Student Loans For Education

    Melanie Said:Even if i have several student and education loans, can I still get an auto loan?We Answered:I don't understand why you have student loans if you are in the national guard. You need to check to see if you are getting all of the educational benefits that are available. You probably will be able to get a car loan. They will look at your credit score and your debt to income ratio, but usually student loans are not included in that. The problem is that they will approve you for a loan that you really...

    Student Loans For Graduate School

    Cory Said:What is considered half time for graduate school (in terms of student loans)?We Answered:Yes, 6 credits is considered half-time. Call your loan company and make sure this is what they consider half-time as well. However, if you are not in school when you six month period is up you will have to make a payment until you are enrolled again. It is very important that you do not miss a payment this could make is difficult for you to defer you loans in the future.Patricia Said:What happens to your undergraduate loans if you go to graduate...

    Student Loans For Graduate Students

    Lisa Said:Are there any graduate students who live primarily off of student loans???We Answered:This actually does happen quite a bit and is common - depending on the major you are studying. I do not recommend it, but in some instances it may be necessary. For instance, if you were a law student in your first year, the ABA discourages students from working in that first year. Unless you have saved a large sum of cash/savings for living expenses, or have family to help you subsidize living costs you will end up using a lot of loan money to...

    Student Loans For Housing

    Dianne Said:I need student loans! Housing?We Answered:48k for two years? Jesus, find somewhere else to live. Also, though your credit is good, do you have a job now? No bank is going to lend that much money without at least a glimpse that you can pay it back. Your best bet is to get a job. A loser job is better than no job.Carl Said:What are some helpful sites to find student loans for school & housing?We Answered:Hi, Ah yes, you're in a pretty common predicament - too much family income to qualify for some of the...

    Student Loans For International Students

    Enrique Said:Can International students apply for student loans?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Cody Said:Is there any private student loans available for international students enrolled in a Canadian university?We Answered:You can try for a bank loan (which i think is cheaper) or I know for Ontario we have OSAP (Ontario Student Assistance Program), i think all provinces have something like it. Heres a link for osap: http://osap.gov.on.ca/ Good luck! Oh yeah, you could also try calling your university, they often have assistance programs, or links to them =)Alex Said:Student loans for international...

    Student Loans For Living Expenses

    Kevin Said:Are student loans available for living expenses if I'm not able to work?We Answered:It generally depends on the type of loans you are getting and the college you are enrolled at. Most student loans, such as those from the government, are paid the the college or university that you are enrolled at and as such you cannot use them form personal living expenses. However, their are a number of private student loans on the market which can be paid to the student. In the case of these loans you will have to check details of the loan agreement to...

    Student Loans For Parents

    Lawrence Said:Is it smart to consolidate your student loans?We Answered:I don't see a reason to do it - at all. I wouldn't do it in case some time in the future you land a job at the goverment that offers to pay part or all of your student loans. /Penny Said:Question on student loans?We Answered:No - If your parents do not sign the PLUS loan, you will not get that money! The parent PLUS loan requires payments immediately, which is why they probably can't afford it if they're already struggling. The only way to get that amount of money now is to...

    Student Loans For Part Time Students

    Howard Said:what is the best private student loan for part time student?We Answered:If you can, get a student loan that you can pay the interest on during school. EX: I have one 6000 dollar loan from chase and interest is less than 40 dollars a month. As for where should you get your loan from, I had a loan from a smaller education loan company. That company failed and had to be taken on by another finance company. No loan is best, but perhaps get a loan from a bigger, stronger bank.Wade Said:Question about qualifying for student loans, grants for...

    Student Loans For People With Bad Credit

    Alvin Said:Does anyone know of any student loans out there for people with somewhat bad credit?We Answered:The Federal Stafford loan does not require a credit check and is the most widely used student loan out there. To get one, start by filling out your FAFSA www.fafsa.ed.gov and then also speak to your financial aid office of the school you're attending. You can find more info on Stafford and other types of student loans at Sallie Mae's website. http://www.salliemae.com/get_student_loa…Norman Said:Student loans for people with bad bad credit??We Answered:Apply through Student Loan Xpress or College Loan Corporation. They have a high...

    Student Loans For Poor Credit

    Toni Said:Need a student loan credit is poor?We Answered:The same thing happened to me. I thought I was gonna be able to rely on the Parent Plus Loan but my moms credit was bad making me inelgible for the loan. I couldn't find any cosigners but if your luckier than I was and can find one trusting person with good credit to take out PPL with you. Try that. The federal government offers you a subsidized loan 3500 for freshman 4500 for sophmore 5500 for junior and senior year per year and you can take this loan without a cosigner....

    Student Loans For School

    Gloria Said:how long does it take to process a schools student loans?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Brian Said:Is it harder for art school students to get student loans?We Answered:I can't say I know for sure, but I'm willing to bet that it is. Art isn't a stable job, especially today, so they would be concerned if you could pay it back or not. People in other fields that are more stable and make more money would be able to pay back the loan easier.Miriam Said:I was...

    Student Loans For Single Mothers

    Rita Said:What are some Student Loans I can receive to pay my bills while attending college?We Answered:You can always get a loan, just keep in mind that loans from banks typically have high interest rates.Amber Said:Do you know any group that helps with student loans after graduation for a single mother?We Answered:You may want to contact the Federal Student Aid site and do a search on "forbearance": http://studentaid.ed.gov/PORTALSWebApp/s… This will get you pointed in the right direction and possibly get your repayment schedule put on hold. Hope this helps!Misty Said:Does anyone know of any good places to apply for student loans or grants...

    Student Loans For Students With Bad Credit

    Harry Said:Are there any student loans out there for students with bad credit and their parents with bad credit also?We Answered:Look into Stafford Federal loans through your schools financial aid office.Leona Said:are there any student loans out there for students with bad credit and no credit check?We Answered:You should always start with federal loans first such as a Perkins or Stafford loan. Both of these are student loans that you can access by filing a FAFSA (Free Application for Federal Student Aid) at www.fafsa.ed.gov. Neither will require a credit check. The Perkins will only be available to...

    Student Loans For Students

    Christine Said:Best company for giving out student loans?We Answered:If you can not attend college on your federal student loans and you grants and scholarships, its not a very good school. You can attend plenty of schools for what you get in federal aid without resorting to the world of sub-prime private student loans which will be the death of the US economy in a few years when all those folks who were suppose to start paying them back, can't. Because they were stupid and borrowed 120K to be a kinder garden teacher. Teresa Said:What is a good place...

    Student Loans For Teachers

    Christian Said:Student loans for teachers?We Answered:I don't know what state you are in but this website: http://www.aft.org/teachers/jft/loanforg… breaks down opportunities by state.Nina Said:Student Loans?We Answered:hello, I have got two best answers for this so I'll try the trick again if you are ready to read and soak up all the info first here: http://credit-cards.ebookorama.com/... don't forget to check out the faq there and also perhaps here: http://finance.ebookorama.com/ good luck!Becky Said:Are student loans forgiven for teachers?We Answered:Here's the scoop: http://studentaid.ed.gov/PORTALSWebApp/s… For a list of eligible California schools: https://www.tcli.ed.gov/CBSWebApp/tcli/T… or to search the 6600 eligible schools yourself (select 2006 school year) https://www.tcli.ed.gov/CBSWebApp/tcli/T…Dustin Said:Student Loans for Teachers?We Answered:There is a Teach Grant....

    Student Loans For Veterans

    Alan Said:Direct-to-student loans?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students.Ronnie Said:student loans and disabled vets?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Dianne Said:How can I get my student loan debt paid for or forgiven?We Answered:You could be a prime candidate for loan forgiveness (or cancellation), depending on what types of loans you have and where/what/who you teach (and how long you have been teaching). See the link below under sources for the specific wording of the regulations that govern...

    Student Loans Forgiveness

    Stacey Said:Do many schools pay off student loans if you become a teacher there?We Answered:There is a federal loan forgiveness program by which percentages of your student loan can be written off if you teach in the same Title I school for at least five years. Title I schools have a certain percentage of "disadvantaged kids": those receiving free or reduced lunch. Check the documentation on your loan to see if it qualifies. My loan does, but I taught in one Title I school for two years, another for three years, and then went to work for the district. Oh...

    Student Loans From Banks

    Vickie Said:How hard is it to get student credit/loans from banks?We Answered:It is very east to get student loans. Most loans will allow you to sign off on it yourself.Bessie Said:Why am I no longer qualified for student loans from banks? what should I do?We Answered:I think it is a combination between you having too much debt and the economy tanking right now. I know other people who have applied for loans and been denied who also have really good credit. The banks are just not lending right now and are not taking any chances. If you have accrued a...

    Student Loans Government

    Allan Said:How did people pay for medical school before government student loans?We Answered:EIther they came from money or were sponsored by a rich patron. There were grants or scholarships for the very fortunate.Charlene Said:Why is it that the more the government subsidizes student loans and grants the higher college tuition grows?We Answered:Yes! The college just says ....... take out a loan. And off you go to college. Worse, you take out a loan 'per semester'. You can easily graduate with 8 student loans. Some can be consolidated into one. Others, you are stuck with. I know people with three loan...

    Student Loans Graduate School

    Duane Said:Can you defer paying your student loans while in graduate school ?We Answered:You are eligible for an in school deferment while you are attending school regardless of undergrad or grad. If there was a break in your attendance and your lender has informed you that you are in repayment, you will need to fill out the deferment form and submit it to the school to certify. Just take the aggregate loan limits into consideration. undergrad-57500 and grad is 138500<includes undergrad limit> Once you reach that limit you can no longer borrow federal Stafford student loans. BTW-...

    Student Loans Grants

    Mary Said:Do you claim student loans and grants as income at tax time?We Answered:Federal or private student loans and federal grants are NOT considered income. Therefore you do not have to report them as earnings. In fact you do not even have to file a tax return for 2007. You will need to complete a new 2008-2009 FAFSA form if you will be attending school after July 1 2008 so you will maintain your eligibility for Title IV loans and grants. The FAFSA will ask you about income which you will put $0.00; there is also...

    Student Loans Help

    Deanna Said:Student Loans?We Answered:Hello how are you? How-to-get-a-student-loan.com is a site that will give you free information and advice regarding student loans, applying for them, paying them back and other alternatives to student loans. Good Luck! to you I hope this helps you.Russell Said:What student loans will accept MMI as a school?We Answered:Hope this helps, http://free-college-information-usa.blogspot.com/ Free College information on financial aid for students, scholarship, student loans and more.Bobby Said:Student loans!?We Answered:I am not sure what is paying for your school, but by filing out the FAFSA(Free Application for Federal Student Aid) application, it will tell you if you are eligible for...

    Student Loans In Default

    Mattie Said:How to get help with student loans in default?We Answered:Except in extreme circumstances, even bankruptcy will not relieve you of those student loans. The only programs to pay off student debt are generally employer based--and taxable income too. Heather Said:Can a person lose my personal property because of default student loans?We Answered:No, unless they've somehow managed to obtain a lien on it through a court proceeding. The only way something can be repossessed is if there is some sort of security interest on it, usually from either the seller of the item (furniture, etc.) or the financier (which may or...

    Student Loans Information

    Timothy Said:Does anyone have any good information about student loans?We Answered:Federal Student loans Stafford and Perkins are the best. Here is a good publication about interest rates and the max amount you can borrow.Max Said:What is the best lender to get private student loans from? Contact information?We Answered:http://www.astrive.com I heard this institution will loan up to $40,000 a year for college....GOOD LUCK!...

    Student Loans Interest Rate

    Virginia Said:Consolidate Stafford Subsidized and Unsubsidized Loans if those are my only student loans? Interest rate?We Answered:By law, all lenders must use the same formula for federal consolidation loans. It will be the weighted average of your current loans. Your monthly payment will depend on how much you owe and which repayment option you choose. The longer the repayment term, the lower the monthly payment, but the more interest you pay over the life of the loan. Sallie Mae has a lot of good info on their site, including a calculator and a quick interactive tool that can show you...

    Student Loans Interest Rates

    Pedro Said:with these fincancial crises, is there any options to reduces the student loans interest rates?We Answered:When you file your taxed you can claim it somehow i was reading it on the irs website, and they will pay $4000 of it for you. I was just checking into thaty this morning and I came across it....

    Student Loans Low Interest

    Pauline Said:Wanting to go back to school. What is a good place to look for LOW INTEREST student loans?We Answered:Federal student loans have the lowest rates, the lowest origination fees, and the best terms (fixed interest rates). Apply at http://fafsa.ed.gov You will not have to have a cosigner, or pass a credit check. Also sometimes the government will pay the interest on these loans while you are in school. Here is a good book about all the different types of loans and the interest rates for each when you apply with the above link from the Dept of Education. Hope...

    Student Loans Nc

    Marie Said:Will I have a problem getting student loans?We Answered:It's very good its a 0. Congrats!! No one on here can tell you how much aid you will get. It's all up to your school. FAFSA works like this: Your EFC (Expected Family Contribution) is a number that FAFSA, when they process your application, they give to your school. That's all they handle is processing your application. Now, its all up to your school. After they process your FAFSA, they send your school of choice a Student Aid Report (SAR). On the student aid report will have all the aid that you qualify for...

    Student Loans Nd

    Dennis Said:im not being accepted for any student loans r there any other options?We Answered:Talk to your school's financial aid office. They may be able to help. Students aren't expected to have credit yet, and hopefully your parents' bad credit won't be held against you. Try applying for scholarships, grants, etc. Good luck!Adrian Said:Can you get 2 student loans for 2 different schools?We Answered:Yes you can get two student loans from two different schools, just not for the same semester. No you won't have to start all over for nursing, many of the classes will prob count towards your...

    Student Loans No Cosigner

    Calvin Said:How can I get a student loan without a cosigner?We Answered:I would present your problem to the financial aid office. They will be able to tell you if you can still get the typical loans, or if you would need to use private companies, etc. I have been to two different colleges, and both financial aid offices were very helpful with any question. (I find it is best to stop in and talk to someone face to face too!)...

    Student Loans No Credit Check

    Megan Said:Best student loans that don't require credit check?We Answered:If a loan company is willing to give you a loan without a credit check be careful because more times then not the interest rates will be sky high. There are plenty of loans you can get with a co-signer. Many loans you can get and not start paying on them until you graduate. There are so many options you just have to look wisely. Stratford Loans are good, and always apply for a Pell Grant it is not worth much but every little bit helps. ...

    Student Loans No Credit

    Dawn Said:What private company offere student loans no credit require?We Answered:To be honest with you, I don't think there is ANY private lender that will loan anybody money without doing a credit check. Like the above poster said, that is the only way they can protect themselves from people who have a history of not paying back debt that they owe. With a stafford or perkins loan, the government will back the lender up in the event that you do not pay, BUT if you think that the goverment will not get their money back, you are wrong. They will...

    Student Loans No School Certification

    Kirk Said:I'm graduating with my Bachelor's Degree in Psychology..how can I get hired?We Answered:<--- graduated last yr and STEEEEEL cant find a job its economy best advice stay in school until the economy is betterEmily Said:How long can I use student loans?We Answered:That you are 24 years of age does not matter at all to a lender; your age is wholly inconsequential to the education-loan mechanisms. It means something only to you and those who make judgements about what you do! Bear this no attention. What do they know? They are just as confused as you...

    Student Loans Now

    Jaime Said:Should I consolidate my student loans now although I plan to go to grad school next yr?We Answered:Student loan consolidation can be done for both the private and federal loans. The consolidation is a great tool for simplifying the monthly bills providing an immediate payment relief and the long term benefits. However, it is important to note, that the federal loans must be consolidated as one separate group and so must the private debts too. You cannot mixed them. As to the federal loans, which you can consolidate only once, the interest rate will be fixed during the rest life...

    Student Loans Nz

    April Said:new zealand student loans?We Answered:So you studied in their country, took out a loan and then skipped out on it. Not a very honest thing to do is it. I wouldn't blame them if they didn't let you in. Just pay back the debts.Valerie Said:Can Kiwi's get HEX loans to study in Australia?We Answered:A NZener cannot use the HECS system of loans in Australia but you are only charge the Australian rate for university education (although the fees for each term must be paid up front)....

    Student Loans Of North Dakota

    Glenda Said:How much will I take home on a teacher's salary?We Answered:I'm a teacher and my salary is about 29,300. They pay my insurance, but then I pay retirement, my organization dues, and taxes. So...it's tough to say exactly, but just to give you an idea...I take home about $1700 a month (spread over 12 months). Hope this helps a little.Vernon Said:Is the University of North Dakota Aviation Program Affordable?We Answered:Unfortunately, if you want to fly, you can't even come close to paying for the academics and flight courses, not to mention room and board and books,...

    Student Loans Online

    Joseph Said:How do you check what student loans you have online?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.Suzanne Said:Where can I find a list of all my student loans online?We Answered:The National Student Loan Database (nslds.ed.gov) will show you all your federal student loans - but there's no one place that can show you all of your private student loans - except maybe if you get a copy of your credit report. Equifax (800-685-1111) Experian (888-397-3742) TransUnion (800-916-8800)Joshua Said:Question about Canada Student Loans and online courses?We Answered:Yes, in certain circumstances. First...

    Student Loans Ontario

    Stephanie Said:How can I contribute to paying a portion of my 2 daughters' Ontario student loans which will best benefit them?We Answered:Contact OSAP directly or check the website for the information you require - check the link below. It might be better to put the money in a income earning account of some sort until their OSAP loans come due and payable, are consolidated and a payment schedule is put in place. THEN the income bearing accounts can be dissolved and the funds applied directly to the principal of the loan.Evelyn Said:Aside from National Student Loans and OSAP, is...

    Student Loans Poor Credit

    Tiffany Said:Alternative student loans for poor credit --?We Answered:Contact the financial aid office of the school you wish to attend. They could give you advise. Worst case senario, you may have to pay your debt down and get in better financial shape before you go back to schoolJames Said:Are there non geverment student loans for students with poor credit with out having a co-signer?We Answered:If you are in a financial status of low income you can apply and qualify for a PELL Grant (FAFSA). I would apply for one regardless of my income. You can receive a grant based...

    Student Loans Private

    Diana Said:Should I get a house, pay off credit debt or pay off private student loans?We Answered:Pay off your credit card debt first. Pay off your student loans next (maybe about $15k of it), leaving enough of an emergency fund for when **** happens (because it will). Housing prices WILL continue to come down over the next year or so, I wouldn't rush into home ownership just to have property. It could take that long to find something you like as well....

    Student Loans Rate

    Rosa Said:What are the risks involved with variable rate student loans?We Answered:LIBOR is an index that the loan is pegged on. Now be very careful with variable interest rates. In your case, it can go up to 11.875%. Go with a fixed rate.Armando Said:Is a student loan rate set in stone? Is it possible to negotiate a lower rate on old student loans?We Answered:No, these rates are set by the government. There are somethings though to watch out for. Student loan rates are variable, so they are subject to change every year. That's good if the rate goes lower, and...

    Student Loans Rates

    Raymond Said:How do they calculate the annual interest rates for student loans?We Answered:Student loan interest rates and fees really depend on the type of loan you're taking out. It also depends on your credit rating. Generally speaking, a fixed interest rate for Stafford Loan is at 6.8%. A PLUS loan is currently at 8.5%. A Student Signature loan's rate is based on the prime rate (and rates can be +/- 1%) Everything I've seen right now seems kind of high, so you'll probably want to consolidate all of your student loans at some point. Right now, loan...

    Student Loans Refinancing

    Beverly Said:Will refinancing my student loans affect my credit rating? I owe $1,900 to Nelnet.?We Answered:Consolidating your loans will have no bearing on your credit rating - as long as you continue to pay on a timely basis. If you've missed the lower rates over the last several years, act quickly and lock in a good rate if you can. By the way, I would recommend if you can get away from Numb Nuts, I mean Nelnet, do so. They are a big pain to work with. I have found the Department of Education actually much easiler...

    Student Loans Repayment

    Roy Said:I just joined the army and got Student Loan Repayment on the contract. It is feasible to take out the loans...We Answered:SLRP only covers existing loans when you contracted, not anything you acquire afterwards. Once you ship out, your only option would be tuition assistance and the GI Bill once you are eligible to use it( paying into it for 12 months first)Darlene Said:Do Army OCS candidates now get student loan repayment benefits upon being commissioned?We Answered:its true. i talked to a recruiter recently and they mentioned this. I was surprised. They also give a $8000 bonus.Julia Said:How...

    Student Loans Saskatchewan

    Joy Said:Student Loans and Getting Married?We Answered:You are smart to think about this...A couple things to mention..I am married, attending grad school and our household income last year was over $300,000. I just quit my job in January and wasn't sure how I was going to cover the reminder of my tuition (now that I'm not working). I went ahead and applied for a loan thinking there was no way we would qualify - but they gave me every penny I asked for and then some. The major difference is that I did not qualify for the subsidized loan (where...

    Student Loans Scholarships

    Dana Said:How do I go about finding and applying to grants/scholarships/student loans?We Answered:colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students....

    Student Loans Scotland

    Christopher Said:Student Loans in Scotland question?We Answered:You should be able to apply to SAAS for a student loan, the amount given will depend on a number of factors such as do you live with parents,your age etc.You should be able to get all this info from your college. Hope this helps.Kay Said:Student loans/bursaries in the UK (Scotland)?We Answered:Student loans are normally paid by the term.Stanley Said:student loans (Scotland) question ? when is a loan written off?We Answered:I had a bloody nightmare with SLC.. they didn't accept my proof of earnings as it did not state dates, just the fiscal week...

    Student Loans Sent Directly To Student

    Kimberly Said:I need a student loan sent directly to me?We Answered:With the economy the way it is, pretty much no one is going to send you a check. Look for loans that cover personal expenses, they'll still send the money to the school but the school should cut you a check for what's left over. Try Discover Student Loans. The only place I've seen that cuts a check directly the the student is Think Student Loans but they are no longer taking applications due to the economy.Alan Said:how and where can i get a student loan sent...

    Student Loans That Go Directly To The Student

    Alfred Said:Does anyone know of a bank that gives student loans directly to students?We Answered:All legit student loan companies will send the money directly to your school. If your tuition and fees are already paid, then the school will issue you the loan money to you to do as you wish. To apply for federal student loans go to http://fafsa.ed.govMonica Said:What loaning company is the best to go through for direct to student loans?We Answered:Wells Fargo is the only bank out there doing that type of loan right now.Ben Said:Where can you get PRIVATE student loans that are...

    Student Loans Uk

    Barry Said:Paying my student loans (UK) and New Tax Year Deductions?We Answered:Student Loans company let HM revenue know when you have paid the loan off. You will still have the money deducted until HM revenue receive the correct form from the student loans company. They are slow at letting HM revenue know, but any overpayments will be refunded. You will need to keep nagging both the SLC and HMR&C as they are both crap and slow as dead sloths.Angela Said:What happens to student loan deductions (UK) while you are on maternity leave (for loans deducted at source)?We Answered:as far as I'm...

    Student Loans Undergraduate

    Aaron Said:can I have a list of places to get undergraduate student loans?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.Howard Said:What happens to the status of student loans if I transfer undergraduate schools?We Answered:Although most lenders find out if you transfer schools, it's best not to wait to hear from them, as they may have you in repayment status, and if you go too long without making a payment, you'll default which will ruin your chances of federal aid in the future. Best thing to do is call each loan...

    Student Loans Wales

    Darlene Said:Student loan for UK student studying abroad?We Answered:I could see from HSBC, England the "Professional Studies Loan" they can support you financially up to UK Pounds Sterling 25,000/= and you can check the following website: http://www.hsbc.co.uk/1/2/personal/loans… You need to talk to them on your confirmed admission in Canada and all other things that they may demand as per their procedure, to get the loan you need.Best of luck to you!Dwayne Said:Where can my daughter get a student loan from?We Answered:In Wales you still go through your Local Authority. You need to contact the Authority to where you pay your Council Tax....

    Student Loans With Bad Credit And No Cosigner

    Dolores Said:What are some student loan companies that give loans with no cosigner and no credit history?We Answered:Hello; stay away from private internet lenders wanting $ up front for there so-called fees.Stay away from these scam artists. You will never see your loan or money.Report these frauds th the IC3 division of the FBI and your states atty. generals office.Please don't fall for this scam.If they want money up front they are SCAMS,Report them to authorities.Angel Said:Student loan with no cosigner and parents have bad credit history, help any suggestions?We Answered:When I applied for FAFSA there was no need for...

    Student Loans With Bad Credit

    Marian Said:bad credit student loans?We Answered:freecreditreport.hotusa.org - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.Bob Said:I need a website or company that deals with bad credit student loans.?We Answered:your right, most are scams. if you have gov loans, you have more options. LIST http://www.lifebridge.org/gran-list-alph… http://www.angelfire.com/nj4/njcomputerc… MORE: http://college-scholarships.com/ http://www.statefarm.com/about/part_spos… http://www.gmsp.org http://www.gmsp.org/gmsp_web/(nb5ctd55ga… http://www.sfa.ufl.edu:16080/scholarship… http://www.fafsaonline.com/ http://www.fafsa.ed.gov/ http://12.46.245.173/cfda/cfda.html http://www.salliemae.com/ http://www.ed.gov/finaid/landing.jhtml http://www.scholarshipexperts.com/ http://www.studentawards.com/ http://www.collegeanswer.com/index.jsp http://www.studentscholarshipsearch.com/ http://www.studentscholarshipsearch.com/… http://www.discovernursing.com/nursing-s… http://bhpr.hrsa.gov/DSA/nsl.htm http://www.nsna.org/foundation/ http://www.4cnas.com http://www.schoolsoup.com/ http://www.blackexcel.org/link4.htm http://www.jackierobinson.org/ http://www.siemens-foundation.org/Teache… http://www.childcareservices.org/ps/teac… http://www.act.org/goldwater/yybull.html http://www.uncf.org/ http://www.vfw.org/index.cfm <-do search for ‘scholarships’ http://www.finaid.org/ http://studentaid.ed.gov/PORTALSWebApp/s… http://www.actstudent.org/finaid/scholar… http://www.act.org/recognition/clients.h… http://www.act.org/kfcscholars/index.htm… http://www.kfcscholars.org/ http://www.rhodesscholar.org/ http://www.collegedata.com/ http://www.fastweb.com/ http://www.getreadyforcollege.org/gPg.cf… http://www.policylink.org/EDTK/AH101/Fin… http://www.hud.gov/grants/index.cfm BECOMING A TEACHER http://www.aft.org/teachers/jft/becoming… http://www.fseog.com/ INTERNSHIPS, http://www.fasttrackinternships.com/ http://www.internprograms.com/ http://www.brillstreet.com/ http://ceri.msu.edu/ DEPENDENCY or NOT http://www.salliemae.com/get_student_loa… LOAN FORGIVENESS (nurses/teachers) http://www.pheaa.org/loanforgiveness/hea… http://www.aft.org/teachers/jft/loanforg… http://studentaid.ed.gov/PORTALSWebApp/s… STATUS of your student gov loan or aid: http://www.nslds.ed.gov/nslds_SA/ if you don’t have a PIN yet (for your loan / aid status) apply for one: http://www.pin.ed.gov/PINWebApp/pinindex… ESSAY HELP http://www.scholarshiphelp.org/ http://www.gradesaver.com/resources/scho… http://www.collegeadmissionsessays.com/ http://www.nataviguides.com/broke_essay.… http://www.princetonreview.com/college/a… http://www.scholarshipessay.us/ http://www.freschinfo.com/tips-brainstor… http://www.freschinfo.com/tips-topic.php http://essayedge.com/ http://www.korepetycje.com/Essays_Articl… GRANT SCHOLARSHIP SCAM LIST (if you find a...

    Student Loans With Cosigner

    Audrey Said:If you have a Cosigner for Student Loans and you cant pay, can they garnish your COSIGNERS wages too?We Answered:Absolutely. If/when you got the loan you were considered a poor credit risk so they ask you for a co-signer. A co-signer is someone who would be responsible should you not pay on the loan for whatever reason. Debt collection most certainly can include garnishment (up to 25% of the paycheck) until the debt is satisfied. They will go after anyone whose name is on the loan, meaning, both you and the co-signer if necessary.Roger Said:What makes you eligible to...

    Student Loans With Low Interest Rates

    Lynn Said:Where is the best place to get student loans with low interest rates for people with no credit?We Answered:student loans unless private don't look at credit or income.. The interest rates are usually low (4%),.. once they go into repayment they usually go up to 8 1/2 %.. if u consolidate they are usually cheaper at repayment. Go to the Fafsa website and fill out the papers...this gets the ball rolling.. U might also consider researching scholarships and private loans online..Darrell Said:Help for student loans? Why aren't student loan interest rates going down?We Answered:I'm convinced student loans...

    Student Loans With No Cosigner

    Erika Said:Are there any student loans with no cosigner?We Answered:www.studentloanassistance.net The site has a large amount of free information about student loans that may help you Good luckMario Said:student loans- no cosigner?We Answered:Some private lenders would approve you if you have no bad credit. so you should at least try one. you could also get a student credit card and a few months later after you've build credit history, you could a get a private loan. talk to your school financial aid advisor, many schools also have student work programs, you should get at lest one part time job.Freddie Said:I have a sallie...

    Student Loans With No Credit Check

    Jim Said:Student Loans With No Credit Check Or Co-signer??/?We Answered:Sorry, but this is not even a realistic expectation in the current economy. Your chances of getting a loan for ANY reason without a credit check would be sub-zero unless the lender is a rich relative....

    Student Loans With No Credit

    Carmen Said:I am having trouble getting student loans because of a lack of credit history.?We Answered:Federally insured student loans do not require any credit history. You should be looking for a Stafford Loan or a Perkins Loan. http://www.bankrate.com/brm/news/pf/2001…Jill Said:Will the bankrupt or people that default on student loans/credit cards go to hell?We Answered:when you sin, you must ask for forgiveness and repent and make good on the sin, in other words you can't just sin and say all I have to do is ask for forgiveness it would not be sincere, you also have to ask for forgiveness and pay back...

    Student Loans Without A Cosigner

    Regina Said:Which loan companies give out student loans without requiring any income without a cosigner?We Answered:universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students....

    Student Loans Without Cosigner And Bad Credit

    Bradley Said:I have bad credit. Where can I obtain a student loan without a cosigner?We Answered:Go to your school's Financial Aid Office, they'll tell you the est solution. Good luck !Kimberly Said:anyone know where i can apply for a small student loan without a cosigner and having bad credit?We Answered:If it is thru a College/University work with the financial people there, they are knowledgable and honestly want to help. if not contact your local bank or america they may not be as much wanting to help. But i bet they want your money and will help. Also sallie may online has lists...

    Student Loans Without Cosigner And No Credit

    Elizabeth Said:Student loans... any without a credit check or cosigner?We Answered:The federal student loan program does not turn people down for poor credit, and as far as I know, no cosigner is needed in any situation. Your federal student loans are entirely your own responsibility. If your federal/state aid is not enough to cover the cost of attending school, you should meet with the financial aid department at your own school. They are the people who are in charge of determining your cost of attendance, taking into consideration things such as transportation, rent, and supplies, not just tuition. So in a nutshell,...

    Student Loans Without Cosigner

    Danny Said:where can i get a student loan without a cosigner?We Answered:You can't get a private student loan without a co-signer anywhere, unless you have good income and a good credit score yourself.Tony Said:student loans without cosigner?We Answered:She needs to do a fafsa. She can take out a federal student loan (no cosigner needed) for up to 7,500 a year. If I were her, i'd be concerned about being expelled. Most schools take a bit to get the paperwork out, but she could find herself out the door for violating the schools "Student Code of Conduct" policy.Alice Said:Student...

    Student Loans Without Cosigners

    Misty Said:Student Loans without cosigner?We Answered:You can only get a student loan without a co-signer if you have good established credit, even then some lenders want a co-signer if your credit record does not go back far enough. But if you do not have credit, or have bad credit you are not going to get a loan without a co-signer. You have to stop and think, a bank or other lender should under no circumstances lend money to someone who has not proven that they have paid off credit before. Especially now with so many people not re-paying their loans,...

    Student Loans Without Credit Check

    Dave Said:Can i get a student loan without a credit check?We Answered:Boy, are you in luck! First of all, you need to fill out and submit a FAFSA form. Every institution of higher learning will require it. In your case, they will also want your parents to fill out an application for a federal PLUS loan. The deal is, if your parents are turned down for this loan - and I assume they will be, then you will personally qualify for a larger amount of loan yourself! Sounds dumb, but that's how it works. ...

    Student Payday Loans

    Steven Said:Why don't Free Market Principles work when creditors give out loans for students and payday loans?We Answered:1, Because there's no such thing as a rational market. 2,Payday loans are generally sought by people with a poor credit history who would be turned down by major lenders. They therefore have no option but pay the exorbitant interest, which covers the lender's risk. 3, People are also swayed by sales pitches (the notorious SAPNAP system - sell a payment not a price), familiarity and ease of use. The example of the latter two is store credit cards. They are familiar and convenient. Student...

    Student Plus Loan

    Tiffany Said:Does anyone have a suggestion who to contact for a Student Plus Loan?We Answered:Kibo: I can't imagine why you are applying to the likes of MoneynowUSA for a Graduate PLUS loan. The Graduate PLUS loan is a federally-guaranteed student loan product, and your best source will be a major lender like Bank of America or Citibank. Having said that, I will tell you this: Your Stafford loan is not based on anything that appears on your credit report - UNLESS - that "thing" is a default on a previous federal student loan. Stafford lenders do not review your credit history, the Department...

    Student Plus Loans

    Dianne Said:Student plus loans where can I get one?We Answered:Jamie: I think you're confusing two types of loans. The loan known as the PLUS loan is a government-backed loan that is offered to supplement the Stafford. PLUS stands for Parents' Loan for Undergraduate Students, and, as the name implies, it's a loan that only parents can apply for, and a loan program that only parents can borrow from. If your parents are looking for a PLUS loan, start with your school - they'll have a list of "preferred" lenders, which is useful, because those are lenders that already have an established...

    Student Private Loan

    Anne Said:Can a Green Card holder be a co-signer for a student private loan?We Answered:careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.John Said:How long will it take to get my school-certified private student loan check?We Answered:You actually won't see a check, they send it straight to your school's financial aid office. Any money that is left over will be reimbursed to you through your school's bursar office. (You might have to fill out a form asking for your signature to get your money back)Clayton Said:Is it possible to get a private...

    Student Private Loans

    Beatrice Said:Where is the best place to go to get private student loans?We Answered:Sallie Mae...

    Student School Loans

    Marian Said:Can i get student loans before school actually starts?We Answered:Your student loan won't be disbursed until just before school starts. I got my laptop last fall, about a month before school started. After I received the excess amount from the loan, I paid off the credit card that I used to buy the laptop with. I also put any excess from my loans into a separate account. It's to be used for school expenses and loan repayment only.Ronnie Said:Any way I can pay off school without student loans?We Answered:Have you looked at scholarships based on...

    Student Subsidized Loans

    Russell Said:Subsidized and unsubsidized student loans?We Answered:Subsidized loan is a loan where the gov't pays off your interest. You pay the original amount six months after you graduate. Unsubsidized is where you have to pay off the interest. The rate is around 6.8% I think. So you're gonna have to pay both amount in the future (spread into a period of 10 years I think). They are loans, not grants.Diane Said:Can i pay back student loans (subsidized) in full to avoid paying interest?We Answered:yes.Hugh Said:Subsidized student loans: Interest rate?We Answered:Subsidized loans are not interest free. They are "subsidized" by the government....

    Student Tuition Loans

    Corey Said:Will my student loans cover previous tuition?We Answered:No, but you have until June 30, 2010 to apply for the 2009-2010 fafsa - which would cover the previous year if that's when you went to school (that you're still paying for). Otherwise, no, financial aid does not cover previous educational costs. However, if you receive a refund from loans, then you can use that money to pay on your previous debt from the other school. You have to fill out the fasfa and an mpn for stafford loans... and you'll choose a lender (unless your school only...

    Students Loan Company

    Byron Said:Where can I find a company which will give loans to students?We Answered:I know this wont be what you want to hear but you cant have a loan if you are a student, unless you score for the loan, ie if you are earning enough. To qualify for a loan you have to be able to afford the payments along with rent and so on. Which is why as a student you wont qualify. You may be able to get a loan when you have a job confirmation letter to show your full time position after...

    Students Loans For College

    Darryl Said:Can college students who graduated get help to pay off loans?We Answered:The only programs that I'm aware of are the military and the Peace Corps (both of which require a commitment). There are different payment options that you may qualify for. The income-based repayment plan is an option on federal loans, but this plan (if you qualify) will spread your payments over 25 years... and you'll accrue a lot more interest this way (so it should only be used if absolutely necessary). However, I believe that if you work for a non-profit, public service firm for...

    Students Loans With Bad Credit

    Earl Said:where can i find some students loans with bad credit?We Answered:great place to check http://www.wesayes.com...

    Students Loans Without A Cosigner

    Heather Said:are there any loans available for students without a cosigner?We Answered:The big problem is you can't pay any % rate , high or low because you Don't have income . Time to look at work study , part time jobs and other things that bring in $$$$ instead of borrowing it . You should have noted the consequences of...

    Subsidized Student Loan

    Rene Said:How does subsidized student loan interest work?We Answered:A subsidized loan means that the government pays your interest while you are in school. If you pay the loan while you are still in school then you would just be responsible for the principle.Viola Said:How do I report a subsidized student loan I received in my taxes?We Answered:You don't report this on your tax return. Loans are never reported as they have no tax implications. If you actually PAID interest on this loan in 2007 then you will get a Form 1098-E from the lender. This can...

    Subsidized Student Loans

    Corey Said:If Canada, has Universal Healthcare, subsidized student loans, and an innumerable other government policies?We Answered:I don't think the people in these articles would agree on the quality of health care in Canada. N.L. Premier Williams set to have heart surgery in U.S. http://www.nationalpost.com/news/story.h… Surgery postponed indefinitely for 1,000 Kelowna patients http://www.theglobeandmail.com/servlet/P… Cancer patients question why PET scan not covered http://www.cbc.ca/health/story/2007/05/2… Will Socialized Health Care in the US Kill Canadians? http://blog.acton.org/archives/2220-Will… Wait times for surgery, medical treatments at all-time high: report http://www.cbc.ca/health/story/2007/10/1… The Trutha About Canada's Ailing Health Care System http://seattletimes.nwsource.com/html/op… Also, here's a Canadian website where you can check your wait times depending on your condition: http://www.health.gov.on.ca/transformati… The knee-jerk reaction to all...

    Summer Student Loans

    Vicki Said:Summer Direct Student Loans 2010-2011 are LATE!?We Answered:Obama's new plan went into effect after the vast majority of loans were taken out. This is the first report of late Summer loans that I have heard, mine were most certainly on time. This sounds like your financial aid office is to blame, if they admit that they have trouble understanding their new system. No one at my school's financial aid office has problems, and all aid has been delivered on time. So you need to keep going back to the school and find out what the real problem is, we...

    Suntrust Student Loans

    Kelly Said:I need help choosing a student loan between Wells Fargo/Chase/Suntrust... Can anyone help me out?We Answered:uscolleges.undonet.com - try this site. It has info about different US student loans and scholarships.Suzanne Said:What is the interest on an astrive student loan, are they any good?We Answered:WARNING: PRIVATE STUDENT LOANS INTEREST RATES CAN BE CHANGED AT A WHIM OF THE COMPANY AND AS WITH TAXES, YOU CANNOT DECLARE BANKRUPTCY http://www.finaid.org/Jamie Said:Does anyone know of any private student loans that are not affilated with campusdoor, suntrust or chase?We Answered:sallie maeErica Said:Why am I having problems with Astrive student loans? Also known as Suntrust loans.?We...

    Td Student Loans

    Laura Said:What is the Best Canadian Student Loan?We Answered:http://www.salliemae.com ( For student loans)!!!! http://www.iefa.org -------> International Students on the web <---- http://www.about.com --->Great search engine and information site for everything <--- http://www.ed.gov/index.jhtml --> Dept. of Education for any questions<-- http://www.fastweb.com http://www.gocollege.com http://www.collegeboard.com http://www.scholarships.com http://www.walmartfoundation.org... Please go to the Department of Education for more help and a list of student loan foundations.Dora Said:How long does it take for a student loan to get approved?We Answered:That is all up to them, how many people they have, how many other applications there are, etc, so there is really no telling. Just keep calling until you get answers.Lonnie Said:i am 23 years old...

    Teacher Student Loan Forgiveness

    Gina Said:Teacher total student loan forgiveness?We Answered:its worth a try.... so i say try to have any part of it forgiven. i'll just post all info i have, maybe an org will know of programs i have not found yet. YOU MAY NEED ADOBE READER: (yes, its free) http://www.adobe.com/products/acrobat/re… TESTING & PRACTICE TESTS (SATs, PSATs, ACT, GRE LSAT, MCAT, GMAT,TOEFL, etc) http://www.kaptest.com/college http://collegeboard.com/splash/ http://act.org/ http://lsac.org http://toefl.org http://www.ets.org http://www.gre.org http://www.aamc.org/students/mcat http://www.gmac.org TURNITIN (don’t copy papers, teachers/professors DO check your papers with this) http://turnitin.com/static/home.html http://plagiarism.org/ INFO NACAC & COMMONAPP http://www.nacacnet.org/MemberPortal/ http://commonapp.org/ http://nsse.iub.edu/index.cfm DVD TOURS OF COLLEGES http://collegiatechoice.com/ CRIME STATS, DATA OF COLLEGES http://ope.ed.gov/security/search.asp SCHOLARSHIP LIST http://scholarshipamerica.org/ http://www.lifebridge.org/gran-list-alph… http://www.angelfire.com/nj4/njcomputerc… http://www.chrome.org/scholarshiplist.ht… MORE SCHOLARSHIPS, HELP & INFO: http://apps.collegeboard.com/cbsearch_ss… https://www.collegedata.com/cs/search/sc… http://studentaid.ed.gov/PORTALSWebApp/s… http://www.ftc.gov/bcp/menu-jobs.htm http://www.finaid.org/scholarships/other… http://www.finaid.org/otheraid/ http://www.back2college.com/library/scho… http://www.scholarshipexperts.com/ http://www.scholarshiphelp.org/ http://www.findtuition.com/scholarships/ http://www.collegeconfidential.com/ http://college-scholarships.com/ http://www.statefarm.com/about/part_spos… http://www.gmsp.org http://www.gmsp.org/gmsp_web/(nb5ctd55ga… http://www.sfa.ufl.edu:16080/scholarship… http://www.edsf.org/scholarshipAwards.cf… http://www.fafsaonline.com/ http://www.fafsa.ed.gov/ http://www.feea.org/ http://www.greenzone.org/ http://www.salliemae.com/ http://www.ed.gov/finaid/landing.jhtml http://www.scholarshipexperts.com/ http://www.educationplanner.com/ss/code/… http://www.studentawards.com/ http://www.collegeanswer.com/index.jsp http://www.studentscholarshipsearch.com/ http://www.studentscholarshipsearch.com/… http://www.akaeaf.org/programsandinitiat… http://www.schoolsoup.com/ http://www.blackexcel.org/link4.htm http://www.dellscholars.org/ http://www.thurgoodmarshallfund.org/ http://www.jackierobinson.org/ http://www.bpwusa.org/i4a/pages/index.cf… http://www.wilsonfund.org/scholarships/s… http://www.uncf.org/ http://www.socxfbi.org/login.asp?reason=… http://www.finaid.org/ http://studentaid.ed.gov/PORTALSWebApp/s… http://www.act.org/recognition/clients.h… http://www.act.org/kfcscholars/index.htm… http://www.kfcscholars.org/ http://www.rhodesscholar.org/ http://www.collegedata.com/ http://www.fastweb.com/ http://www.getreadyforcollege.org/gPg.cf… http://www.policylink.org/EDTK/AH101/Fin… http://www.hud.gov/grants/index.cfm MISC FIELDS OF STUDY http://www.arts.ucla.edu/support_ucla/pr… http://www.act.org/goldwater/yybull.html http://www.act.org/recognition/clients.h… http://whereyouheaded.com/ http://luth.org/schools.htm http://www.nwboatschool.org/ http://soloschools.com/ http://www.nols.edu/wmi/ http://etruscanfoundation.org/ NURSING / CNA http://www.scholarships-ar-us.org/grants… http://www.dar.org/natsociety/edout_scho… http://nursingworld.org/nursecareer/edfu… http://www.medi-smart.com/finaid.htm http://www.discovernursing.com/nursing-s… http://www.ncaa.org/about/scholarships.h… http://bhpr.hrsa.gov/DSA/nsl.htm http://www.nsna.org/foundation/ http://www.4cnas.com http://www.choosenursing.com/ http://www.minoritynurse.com/ http://www.tylenol.com/page.jhtml?id=tyl… http://www.straightforwardmedia.com/nurs… http://bhpr.hrsa.gov/nursing/scholarship… BECOMING A TEACHER http://www.siemens-foundation.org/Teache… http://www.aft.org/teachers/jft/becoming… http://www.fseog.com/ http://www.childcareservices.org/ps/teac… http://www.act.org/recognition/clients.h… CHILDREN OF MILITARY http://www.militaryscholar.org/about/abo… http://www.mcsf.com/site/c.ivKVLaMTIuG/b… http://www.vfw.org/index.cfm <-do search for ‘scholarships’ http://www.milspouse.org/Educ/Fund/MilFS… http://www.aerhq.org/education_dependent… INTERNSHIPS http://www.fasttrackinternships.com/ http://www.internprograms.com/ http://www.brillstreet.com/ http://ceri.msu.edu/ DEPENDENCY or NOT http://www.salliemae.com/get_student_loa… LOAN FORGIVENESS http://www.pheaa.org/loanforgiveness/hea… http://www.aft.org/teachers/jft/loanforg… http://studentaid.ed.gov/PORTALSWebApp/s… http://www.finaid.org/loans/forgiveness.… http://www.aessuccess.org/manage/cant_ma… http://www.staffordloan.com/repayment/fo… http://www.educationplanner.com/ss/code/… STATUS OF LOAN...

    Texas Student Loans

    Jerome Said:Is it possible to Prevent Wage Ganishment in TEXAS on a Private Student Loan?We Answered:Although this is a private loan, it falls under the same guidelines as other Federal loans. So yes, they can attach your wages and any income tax refund (man I miss those) you may be eligible for. Plus, your co-signer is just a responsible for the loan as you, so their wages may be garnished and tax refunds withheld until the loan is paid in full. Plus negative marks on you and the co-signers credit will prevent any credit, mortgages and may...

    Tg Student Loans

    Derek Said:Federal STudent loan limit, TG limits?We Answered:the lender's website would be the best place to find the info. but here is a website to federal student aide. i hope this answers your question! http://studentaid.ed.gov/PORTALSWebApp/s… i also know it varies depending on what year you are in school and if you are dependent or independent, subsidized or unsubsidized.Brenda Said:As the world turn paul and josie spoiler.?We Answered:Whoo, I didn't see this coming, but Paul just proves once again that he is his father's boy. This does however serve Dusty right seeing how he let Barbara pay him to seduce Paul's fiance Rose...

    The Best Student Loans

    Tom Said:Who offers the best student loans?We Answered:Did you fill out your FAFSA? That is the 1st step.Kelly Said:What company has the best student loans right now?We Answered:universities.atwebpages.com - try this site. It has info about different US student loans and scholarships.Ramona Said:What are the best student loans to get prior to joining the Peace Corps?We Answered:The best student loans are Subsidized Stafford Loans which are given out by your school. They usually have an interest rate between 2-5 percent. So aim for those, Next is Unsubsidized Stafford Loans which have higher interest rates. Talk to a financial aid counselor...

    The Student Loan Corporation

    Jesse Said:Sallie Mae versus College Loan Corporation?We Answered:We need more info. Is this a federal loan? If so, the interest rate will be the same no matter who you choose to go with. All federal loans are taken out at the same interest rate. The only difference here is probably 2 things. 1. Different lenders offer different types of benefits if you choose them as your lender (i.e. a 1% reduction off your interest rate after making 36 on-time payments) 2. Customer Service. I work for a student loan servicer, and while I have...

    The Student Loan People

    Lloyd Said:how long before the student loan people wait before reporting it to the irs?We Answered:I don't understand the question, I have student loans, are you asking default student loans?Phillip Said:can your ssi stimulus check be taken if you owe on a student loan?We Answered:/Yep! Need money? Take easy online yes/no surveys to make money at home. Really simple. You WILL get a check in the mail. Great for young teens and stay at home moms. NOT A SCAM! http://sites.google.com/site/teensandmomsmoneysiteLouise Said:What is the legal limit The Student loan people can garnish from your income tax refund?We Answered:Of course they can. That is...

    The Student Loan

    Crystal Said:What year was the student loan introduced?We Answered:1990 was the year the company was set up and it lent around 160 million in it's first year.Joyce Said:Can student loan interest be used as a tax deduction if the loans are in deferment/forbearance?We Answered:No, you can only deduct the interest when you actually pay it, not when it accrues...

    Top Student Loans

    Claudia Said:What would the top financial experts do if they had huge student loans in an economic slump with few jobs?We Answered:i know a lot of people whose parents don't pay for their education in college and higher. there is always financial aid. plus.....most students work while in college. if you use your money wisely through college....then it won't be long after college that you can pay off your loans. if you really want a job right away....go for a major that has a lot of job options such as accounting or business. as for me.....i believe in enjoying my...

    Trufit Student Loan

    Alma Said:I am an International Student in US, and looking for student loan?We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.Douglas Said:I am an International Student in US, and looking for student loan?We Answered:education.mypressonline.com - it provides some tips about applying to US federal and state grants for college students....

    Types Of Student Loans

    Stephanie Said:What are student loans? How do you get one and are there different types of student loans?We Answered:Student Loans are a low interest loan to help students pay for their college education. There are two different types of student loans: Direct Subsidized Loans- These loans are subsidized by the Federal Government and do not accrue interest until 6 months after your graduate or drop below half-time status. These loans are needs based and use the information from your FAFSA form to determine your eligibility. Direct Unsubsidized Loans- These loans DO accrue the interest on your loan from day one of receiving...

    Ubc Student Loans

    Vanessa Said:Residence or stay at home?We Answered:it definitely is in my opinion for one, it saves a lot of time, and remember that you're still spending a lot of money just by living at home (electricity, food, water, supplies etc.), so it's not quite as large an amount as you might think (although still pretty large) it also just makes the experience so much easier and bearable, and you feel much more part of the university this way don't forget that most universities only have room for you in residence in u0 (first year), and you'll have to find somewhere else after that...

    Uheaa Student Loans

    Brent Said:If I receive Financial Aid.. Will I be able to open up an account with UHEAA even though my credit is bad?We Answered:It depends on what kind of loan you want for your school in Utah- if its a federal subsidized loan, then anyone qualifies for that if your school approves you- it goes by income not credit. If your wanting to apply for a private loan with them (which I suspect is the case), then you can apply- but you will need a cosigner that has decent credit (such as your parents). You will need there social security...

    Uk Student Loans

    Melissa Said:How much monthly interest is currently going onto UK student loans?We Answered:Hi, I have found this site to be use full. Check it out……..Leslie Said:@ what income do student loan repayments begin for uk student taking loans out in 1996 to 1999?We Answered:Under the terms of your student loan credit agreement, you are expected either to make regular repayments, or to defer repayment if your income falls under a certain level. For loans taken prior to 1998, you can apply to the Student Loans Company to defer your student loan repayments if your gross monthly income falls below the...

    Uncertified Student Loans

    Wanda Said:are there any uncertified student loan lenders?We Answered:Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more. http://student-loans-info.50webs.org/ Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. http://loan-house.we.bs/studentloan.html Some of the...

    Undergraduate Student Loan

    Alberto Said:Can I consolidate undergraduate student loans and get them deferred while in graduate school?We Answered:Yes, you can do that. Consolodate them whenever you need to. Then they're automatically deferred while you're in school if you consolodate with sallie mae and you're going to school that reports your status. If you consolodate with Sallie mae, you can go to their website and find out if your school participates. Even if they don't it's a simple application for deferrment and you'll definitely get approved if you're still in school Jennie Said:Undergraduate student loan deferment for grad school?We Answered:Yes....

    Undergraduate Student Loans

    Darrell Said:Who provides the *BEST* Private Undergraduate Student Loans?We Answered:They are all different and will all give you a different rate depending on your credit history and/or that of your co-signer. But a good bet is your bank, they usually have lower rates because they require you to have established yourself there for some time before you can get one.Carlos Said:Citi Undergraduate Student Loans?We Answered:Student loans go directly to your school to pay for your tuition and fees and if you have any money left over the money is given to you. But you will not get the excess until...

    Unemployed Student Loans

    Steve Said:where can an unemployed student get education loans?We Answered:You should be able to increase your financial aid. Other than that , you probably have to have a cosigner.Carole Said:Is it better to be employed when applying for student loans or unemployed?We Answered:For stafford loans, it doesn't matter. You can get that just because you a student. For private loans, Yes, it does matter. You have to be full time or have a great co signer to qualify.Leslie Said:What is the best way to pay back a defaulted student loan when I am unemployed?We Answered:here's an idea: get a job. ...

    University Student Loans

    Jo Said:Can university students pay rent with student loans?We Answered:yeah you can spend it anyway you like but don't forget about your books, dues and all that other stuff they gave you the loan for in the first place. and make sure you read the fine print about paying back the loans. those loans can add up fast.Javier Said:is it true that if you become a university or state university professor, you get student loans paid off?We Answered:Not in general. Sometimes you can get reductions at some teaching institutions in high-need areas such as nursing, but not overall. There are...

    Unsecured Student Loan

    Tina Said:Can I qualify for 50K unsecured loan with fico 698?We Answered:You might qualify if your job is secure and you have a GOOD reason for use of the $50K. Otherwise, I doubt if a bank would take the chance on you unless you can back the loan with at least 50% ccollateral.Sam Said:How does the debt collection process work on an unsecured loan?We Answered:The debt collection process When you default on a loan or pay less than your contractual agreement – for instance, you have to pay a set percentage of the amount owing on...

    Unsecured Student Loans

    Melinda Said:Credit Score of 531 - Delinquent Accounts - $25,000 unsecured debt - $12,000 Student Loans - Bankruptcy?We Answered:You did ask this question already but did add some Additional important details in your income and debts. You may already know this but Student loans are not dischargable in Bankruptcy so it would only be for your Credit Card debts. In order to declare a Chapter 7 Bankruptcy you first have to pass two means tests. The first is if you earn more than the average for your state. The second is if it is determined if you...

    Unsubsidized Student Loan

    Yolanda Said:Is it better to pay off an unsubsidized student loan first and then the subsidized loan?We Answered:Your Unsubsidized Stafford Loan accrues interest from the day it is disbursed. While you are in school, and during any deferment periods, your Subsidized Stafford Loan won't accrue any interest. However, once you enter repayment, both loans will accrue interest and they will do so *at the same rate*. In this sense, once a Subsidized Stafford loan enters repayment, it too becomes "unsubsidized." So, to answer your question: as long as your loans will both remain in repayment, you...

    Unsubsidized Student Loans

    Ella Said:If I made $25,000 last year, can I still get Subsidized & Unsubsidized Federal Student loans?We Answered:Everyone qualifies for the full amount of unsubsidized federal student loans if they complete the fafsa. However, subsidized are given to those students with financial need. There's no way to determine what you will qualify for because the formula to determine the EFC is based on a number of factors.Larry Said:Subsidized and unsubsidized student loans?We Answered:Subsidized loans have a lower interest rate, and the government pays the interest while you're in school. Unsubsidized loans start accruing interest immediately, and you can either...

    Usbank Student Loans

    Tammy Said:How can I get out of debt quick?We Answered:If you just get $300 a month, getting a $250 insurance wasn't a very smart move and getting AT&T phone lines with multiple lines was.. ahem not that smart either. What to say.. it is a tought world out there, some go ahead, some stay behind.. BUT we are all worthy, don't you forget it.Steve Said:Student Loans?We Answered:Have you filled out the FAFSA? Already been to your school's financial aid office? Try those things first. If you're beyond that and are "on your own" I would try Sallie Mae. They offer educational...

    Utah Student Loans

    Amanda Said:My school closed down and I still have to pay my student loan!?We Answered:Specific Loans are eligible for discharge if the school closed before you were able to finish your program. I've attached the Department of Educations discharge loan forms.Rodney Said:Can I apply for a student loan if I want to go to college out of state?We Answered:yes, you fill out the FAFSA and list the school you want to attend. http://www.fafsa.ed.gov/FOTWWebApp/compl…Angela Said:CAN A STUDENT LOAN THAT IS 13 yrs. OLD BE A VALID WAGE GARNISMENT?We Answered:The student loan is valid. There is probably nothing you can do to...

    Va Student Loans

    Mitchell Said:Does the army have a program to help pay off existing student loans?We Answered:Just the GI BillBrian Said:Applying for a Va loan with a default Student loan but it's not on my credit report will it be a problem?We Answered:Even though the debt is no longer showing on your credit report, the VA might catch it when they issue your VA certificate of eligibility. If you already have your VA certificate, then you will not know for sure until you apply for the mortgage. Remember, obtaining a VA backed mortgage is not that easy. You...

    View Student Loans

    Virginia Said:I am about to graduate from college soon and I am wondering where can I view all of my student loans at?We Answered:You can view exact detailed data about each of your loans by accessing NSLDS at www.nslds.ed.gov. Use your federal PIN to access NSLDS. The detailed data will provide you with information regarding your lender, outstanding loan balances, loan status, and disbursements for all federal loans. NSLDS does not report information about private loans. You must contact your lender to obtain that information. So your Sallie Mae info may not be there.Micheal Said:Do lenders view student...

    Ways To Pay Off Student Loans

    Evelyn Said:how to pay student loans off, when you cannot find a job?We Answered:You can apply for a deferment or forbearance. Check with AES or whichever company you used.Sandra Said:What is the best way to pay off student loans more quickly?We Answered:If you pay an extra amount with your monthly payment, it should go toward principal. If you just pay a couple days early, it would basically count as your next payment but might save a very small amount in interest.Sidney Said:is it smart to pay off student loans with a credit card?We Answered:That is one of the worst...

    What Is A Student Loan

    Irma Said:is there a web site where i can check the status of my pell grant or student loan payments? if so, what is it?We Answered:your colleges website (the good schools) will usually have a LOGIN option where you can get to your financial aid and student payment information. There is no federal website that will tell you how much you will get because its the SCHOOL that determines what kinds and how much aid you get....

    Where Can I Get A Student Loan

    Jim Said:Where can i get a student loan for a new laptop for college?We Answered:You could apply for grants and other scholarship monies. Try searching for some scholarships, www.grants.gov might find you something.Everett Said:Student loan where the money is sent directly to you.?We Answered:Financial Aid Pell grants but you need to start the process about one term ahead of when you want to start. Get the papers from your FA office on campus. They will figure how much you can contribute and how much your parents can contribute you may need to get a work study job working...

    Where To Get A Student Loan

    Ryan Said:CAN I GET A STUDENT LOAN WHERE THE MONEY GOES STRAIGHT TO ME?We Answered:There are private student loans that send the money directly to you, but you have to provide proof that you are going to school. So unless you have school certification then the answer is no.Roy Said:Where can I get a student loan where I don't have to start paying it back until after I graduate?We Answered:The only way to get part of that accomplished is through FAFSA go to fafsa.ed.gov and fill out the application. You'll have to accrue interest on a portion of the loan,...

    Where To Get Student Loans

    Gordon Said:Where does a grad student who wants to study in Canada go for student loans?We Answered:It is nearly impossible to obtain student loans for study abroad. You aren't eligible to borrow in Canada if you go to school there, and in the US, you would be going overseas, therefore ineligible for most types of student loans. Your parents, however, might be able to obtain parent loans. Remember, you have to prove you have sufficient funds for all of your school expenses, plus all of your living expenses, plus transportation back to your own country. If you are...

    Xls Student Loans

    Megan Said:how do you decrease student loan interest rate?We Answered:You need to consolidate. Stafford loans and PLUS loans are not variable rates. Rates are not negotiable. Consolidate, since stafford and PLUS are under Title IV and get a new interest rate. I hope this helps you...

    Xpress Student Loans

    Tony Said:What can be done about predatory lending practices in the student loan industry?We Answered:The government has to regulate these debtors to within a certain percentage (example: canada government student loans will do prime + 1% - always.) it is harder in the us because all the statutes that make america what it is say that government regulation is wrong. this way the rich get richer and the poor get worse. a free market is a free market and to regulate would change the entire american way of life. if you've already got your education, claim bankruptcy and screw those guys.Bruce Said:Stafford,...