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Additional Student Loans

Phillip Said:

I need extra cash, is it possible to take out an additional student loan?

We Answered:

careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.

Elmer Said:

if i take an additional student loan will it subtract from my federal financial aid?

We Answered:

It is true you can't receive more fin aid than the cost of attendance at your school. So if the additional loan will go OVER that amount (and in my experience it very rarely does because when they consider the cost of attendance they are also considering living expenses and such) then yes it COULD reduce the amount of other aid.

If you are considering taking out a private student loan - DON'T DO IT. Those substandard loans have higher fees, higher interest rates and substandard terms. See if you are taking out the max of Stafford loans from your fin aid office. If you are, then consider transferring to a cheaper school. Most do go to college without having to take out private loans. Here is a good publication about loans.

Leo Said:

Should I take out additional student loans to reduce my credit card debt?

We Answered:

universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.

Lester Said:

additional student loans?

We Answered:

Depending on how small the loan will be, you could try applying for a private student loan. Most lenders require a minimum of $5,000 although a hand full may go down to $2,000. You most likely will need to have a co-signor unless you have an established positive credit and employment history.

You already know this, but I feel compelled to mention it. Private student loans have a higher interest rate than federal student loans. It's very easy to get in debt too deep using them. Borrow smart and ask for only the amount you absolutely need.

Also since private loans are offered by private lenders, be sure to compare rates and fees among several different companies at sties like http://www.studentloanconsultants.com to be sure you find the best loan available for you.

Perry Said:

How do I get the additional student loans I need if I don't have a cosigner but may need one?

We Answered:

Money is the prior requirement for education especially higher education. Today, education plays a vital role in the modern life so if you are interested for your further studies and eager to turn your directions; finance acts an obstacle then avail loans for students.

Loans for students are designed keeping in mind student’s precious studies which entail lot of money to build the career of the person. Loans for students help the students from various age groups to support their education. Though, student belonging to various sections of society feels secure to opt for the student loan. Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more.

Loans for students are opened for various courses like regular, part-time, distance education etc. Therefore, depending upon the cash need borrower can avail secured or unsecured options. In secured loans for students lender favors him lower interest rate and greater amount which is borrowed for larger repaying duration. Apart from that in unsecured loans for students borrower is accountable to smaller amount and it comes at higher interest rate. Therefore, if you are searching for the student loans then you can avail many options that are suitable to your requirement.

Before raising loans for students borrower must look into the amount that a course require so that on basis of the amount borrower can raise the loan amount. This amount is depended upon the fees and other expenses that the borrowers want to cover under student loans. Student with bad credit can also avail loans for students as for that student have to take the loan along with a co-signer who has a good credit history. This way interest rate is also lowered otherwise they may charged little higher interest rate.


Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. Some of the most crucial are computer expense, hostel charges, books and so on. The best college student loans are one which comprises all such expenses. But, to qualify for any such one, you have to give it your best shot as far search is concerned. Such purpose can be accomplished by exploring World Wide Web. You will find an innumerable number of lenders offering college student loans.

College student loans are the most lenient, as well as, flexible one. The interest rates of college student loans are nominal enough and above all, you will have ample time to carry out the repayment of the loan amount. It is usually after you have finished with your education and taken up some job.

http://loan-house.we.bs/studentloan.html
http://loan--house.blogspot.com/2008/03/private-student-loans.html

David Said:

Can I get student loans while enrolled in a Chapter 13 bankruptcy?

We Answered:

You will probably not be able to qualify for private student loans, but you cannot be denied Federal student loans on account of your bankruptcy. You CAN be declined for Federal student loans if you are currently in default on other student loans you already have (but it sounds like you are not).

You will need the advance permission of the Ch 13 trustee before incurring new debt (including student loans). Most Ch 13 trustees will approve reasonable and necessary student loan borrowing.

Talk to your bankruptcy attorney about the details of getting permission from the trustee before taking out the new loan(s).

Melissa Said:

how to get additional student loans if max is $9500 for the year?

We Answered:

you could see if your parents will get a parent plus loan... or you could get a private loan-- private loans arent the best they they have changing and usally high intrest rates ...it's too unpredictable but those are your only options except for looking for scholarships!!! there is plenty of money out there you just have to find it.... best option

Hope this helps ?

Discuss It!

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Student loan is helping the students to continue their study beside their work permit for some hours per week. But in case of additional cash for the students, they should apply to the US federal and it must be paid in time.

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In order to get additional cash from the US federal for continuing the study, the students should follow some rules. But they must show some strong causes and make convinced to pay all the additional cash in the future.

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In order to get additional cash from the US federal for continuing the study, the students should follow some rules. But they must show some strong causes and make convinced to pay all the additional cash in the future.

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