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Alternative Student Loan

Stacey Said:

Bad Credit w/ perfect credit cosigner - - need alternative student loan!?

We Answered:

There are some personal loans available that could help you, but the interest rates are pretty high for people with bad credit. Check out this website for some options:
http://www.credit-card-loans-debt.com/

Ben Said:

I have a alternative student loan. The interest rate is ridiculous. For every payment I make it takes only?

We Answered:

Danetteed has the right idea. These loans will suck the life out of you, and if you think it is bad now, wait till the interest rates start to go up.

There are usually no good consolidations for private loans. You usually end up on the losing end of those as well. Your two options are, increase your income, and decrease your expenses - then use the extra money to pay off these high interest rate loans first.

Make your normal monthly payment, then make a 2nd payment and instruct the lender to place the payment toward principle owed on the loan. If this is an education loan this should not be a problem to have this done.

Ruben Said:

Where can I find an alternative student loan for studying abroad?

We Answered:

try your embassy in Hungaria

Nelson Said:

Where to look for ALTERNATIVE student loan for person who's only cosigner has bad credit?

We Answered:

That's the trick of the trade, unfortunately too many people are defaulting on their student loans this time in age. If you don't have a credit score yourself, you'll have to find someone who is willing to sign their financial liability over to you. There are quite a few lenders out there; eg: Sallie Mae, Wachovia Educaid, Nellie Mae; some specialize in dealing with situations like your's. You'll have to look around at lenders, of course you will find one, but don't be surprised if your interest rate is through the roof!

Frank Said:

I need an alternative student loan to pay for what the federal, perkins, and standford loans didn't cover?

We Answered:

try to apply for a PEL grant. its a federal grant , Im not sure how much you will be able to get but you dont have to pay it back. they are very easy to obtain.

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It has become very difficult to acquire student loans now. There are so many students and the mere population makes the banks reject many applications. So, having a good grade or the right cause can help get a loan.

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