Carolyn Said:

Do you have to apply for federal student loans thru your school or can you go thru the bank yourself?

We Answered:

You can apply for a loan through your bank, however, your credit rating will be taken into account. If it's not so great, you probably won't qualify. Student loans (through the school)don't require a credit check and have a very low interest rate. Personally, I would wait and try to get the loans through your school.

Franklin Said:

Does anyone know where to find the lowest interest rates on private bank student loans?

We Answered:

Check http://bankrate.com . They may have a rate comparison of student loans.

You can also try http://finfo.com . You can get up to four competing offers to compare with no obligation.

Lastly, http://financialaid.com might be a good place to check out too. They offer federal and private loans.

Good luck!