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Best Private Student Loan

Larry Said:

What's the best Private Student Loan for a reaaaally low income home?

We Answered:

Private loans are evil and should be avoided at all costs. If you can't afford a school without resorting to the evil, sub-prime, private student loans than you can't afford a school. And any school which requires its students to take out a loan in order to afford it is not a very good school.

Your interest rates will be double that of federal loans, you'll need a really good co signer with a high and stable income and if you were to die or become disabled your cosgner will be required to pay off your loan anyway. Would you want to pay of a loan for someone who died? That is horrible!!!

Reginald Said:

Who offers the best private student loan?

We Answered:

Private students are evil and should be avoided at all costs. You can attend many perfectly good schools for well under the limits in federal loans. If you can't then you really can't afford that school. Private student loans will require you to have a cosigner with outstanding credit, a long stable employment history with an income high enough to make the payments on that loan when you don't.
About the only companies right now even doing private student loans are Sallie Mae and Wells Fargo. Good luck.

Willard Said:

What is the best Private Student Loan?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Salvador Said:

What is the best private student loan company?

We Answered:

Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.

Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.
Please be aware. You have been warned!

Duane Said:

What is the best private student loan for someone with good credit? Chase, Citibank,Bank of America, Wachovia?

We Answered:

When I researched the private loans in June 2007, the interest rates and fees were higher than the state student loans. I'm not referring to Perkins or Stafford, rather some states offer their own low interest student loan paid directly to the college. We put the loan in our name with my son listed second, and saved another 2% and it is deferred till after graduation.

Check out the FASFA site to see if your state or the state in which you are going to college offers their own loan program.

Good luck.

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