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Best Student Loan Consolidation Companies

Eva Said:

Which company has the best student loan consolidation rates?

We Answered:

The federal consolidation loan has a fixed interest rate, based on the weighted average of the interest rates of the student loans being consolidated, excluding Health Education Assistance Loans (HEALs), rounded up to the nearest 0.125% or 8.25%, whichever is less.

The weighted-average interest rate calculation is based on the official interest rates for the student loans being consolidated, exclusive of any borrower benefit or other special rate discounts.

By law, all lenders are required to use the same interest rate formula for federal consolidation loans. Instead, you should consider customer service, flexible repayment options, online account access and applications, reputation and industry experience when selecting a lender.

Nelson Said:

Best company for student loan consolidation?

We Answered:

Before u getting your 1st student loan...

KNOW YOUR LOANS: FEDERAL VS. PRIVATE


Though federal and private loans are both eligible for consolidation, federal loans have superior rates and terms, which are set by the government. However, federal and private loans must be consolidated separately.

Federal Loans Have Favorable Terms

There are several types of federal loans that can be consolidated. These include:

* Stafford loan
* Perkins
* Parent PLUS
* Supplemental Loans for Students (SLSs)
* Health Professions Student Loans (HPSLs)
* Loans for Disadvantaged Students (LDSs)
* Nursing Student Loans (NSLs)
* Health Education Assistance Loans (HEALs)

Different loans carry different interest rates. Some are fixed, some are variable. While it's possible to consolidate fixed--and variable-rate loans, the primary advantage of consolidation is shifting your variable-rate loans to a fixed rate.
http://student-loan-consolidationrebate.…
http://low-intereststudentloan-consolida…

Norman Said:

What student loan consolidation company do you recommend?

We Answered:

I"ve put mine through Sallie Mae and have had no problems so far. They also let you register online which is nice because then you can see payments/make payments/see where interest is accumulating etc.

Tonya Said:

What is the best student loan consolidation company?

We Answered:

When you consolidate your loans and extend the repayment period to 25 yrs (instead of the standard 10 yrs on federal loans) this increases the total amount of interest you pay over the life of the loan. Credit cards and other loans work the same way. Remember, the monthly payment is just the *minimum* you need to pay. Paying more than that each month will reduce the total interest you pay on the loan.

You federal loans can't be "reconsolidated" unless you have a new (unconsolidated) loan to add to the amount.

Sallie Mae is the largest lender and consolidator of student loans and they offer a lot of great info on their site, including an FAQ and a calculator so you can see what your payments will be.
student loan consolidation information:

http://www.salliemae.com/after_graduatio…

reconsolidating student loans: http://www.salliemae.com/after_graduatio…

Harry Said:

Which are the best student loan consolidation companies?

We Answered:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.

http://loan-house.we.bs/loanconsolidatio…

Sean Said:

Student loan debt consolidation, Can any tell me the best Student consolidation companies ?

We Answered:

You can Go to

http://www.dixiloan.com/student-loan-con…

Here you will get list of Student Loan Consolidation agencies With lowest Fees .
Check and Compare before making any Final Decision.

Discuss It!

college essay writing services review said:

Student loan could be federal and private, but most of the people like to take the federal students loan for their future study loan. The federal loan is a fixed rate interest. The students should be aware of taking the study loan so that they can pay the interest rate in due time.

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