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Best Student Loan Rates

Jeffery Said:

I need a student loan... where should I go for the best rates/terms?

We Answered:

Well that depends on a great number of things, especially your credit history. The better condition you are in, say if you have long, great established credit, you are likely to get better terms, they are more harsh on risky borrowers. So start with your bank and shop around, get a fixed rate though. The financial aid office will have to most up to date information about different borrowers and terms, they will also have past experience dealing with these lenders, and are thus the best resource for you now.

Brad Said:

Best ways to lower Student Loan interest rates?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Greg Said:

What's the best database to find a list of student loan rates?

We Answered:

Hello. How are you? Many students have had good results using the information provided at They have information concerning every aspect of student loans. I hope this helps you. Good Luck!

Ella Said:

Who has the best PRIVATE student loan rates right now for someone with good credit.?

We Answered:

Wachovia has one of the few no fee private loans. Citibank now has fees with CitiAssist, and Chase Select may have fees depending on your credit history. Sallie Mae loans have some of the highest fees in the industry. The interest rate for the Wachovia can be as low as prime minus 1%.

Try If your credit is good you should be good to go.

Margie Said:

Where can i find the best intrest rates for a student loan?

We Answered:

The federal government has the best rates for student loans. The best is the Perkins loan at a fixed 5%. However, this is a need based loan that not all schools provide or have money for. The second best is the Subsidized Stafford loan. This is a great loan to have because the government "Subsidized" the interest (pay it for you) while you are in school so the amount you owe isn't increasing. The interest rate on that loan is also fixed and only 6% interest. Un subsidized Stafford loans are the next best at 6.8% interest. The beginning process to apply for fed government student loans is to fill out the fafsa at

Here is a great book about federal fin aid look at page 2 and esp page 19 for the tables comparing the different types of loans/aid.

Good luck.…

Courtney Said:

Who has the best student loan interest rates right now?

We Answered:

If you want to know more about the Private Loans, you can check out… This is a reputable source for comparison information.

But you should also look into federal loans. You may not qualify for an Subsidized Stafford or Direct Loan because your income level is too high, but income is not considered for the Unsubsidized Loans. You could also look into a Parent PLUS loan or a Graduate PLUS loan (if you are in grad or professional school). All of these rates will be significantly lower than the private loans you will find.

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You will be done in just paying only the interest than actual money for good if you ever try to go and get any kind of loan whatsoever. Who ever is drawn attention to it's never hunt for this it's a trap you will be destroyed