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Canada Student Loan

Robin Said:

(Canadians Please) Is it possible for my old Canada Student Loan to vanish of the face of the earth?

We Answered:

It will eventually show up on your credit report, as soon as it is sold to a collection agency, which is inevitable.

Canadian law changed in 2002, and student loans are now permanent - they never drop off the credit report even after the old 7 year statute period. They also survive bankruptcy.

If you call 1-800-387-5604 and give your SIN they can tell you if you have any outstanding provincial debts.

Kind regards.

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