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Cheap Student Loans

Neil Said:

What California Community college is right for me? I am under student loans. Low crime, high education?

We Answered:

You can get info about such college scholarships and grants online here - colleges.mywebcommunity.org

Christina Said:

Can anybody suggest a reliable source to refinance a cheaper student loan?

We Answered:

citi bank

Susan Said:

What is the best/ cheapest student loan company for graduate and undergraduate schools?

We Answered:

You can go to :
http://www.studentloanchoice.biz
http://www.estudentloans.biz
http://www.about-student-loans.net
http://www.student-loans-choices.com
it's about student loans information where you can make a comparison.
Good luck

Billie Said:

How expensive are student loans?

We Answered:

I just graduated and have a bit over 20k in loans.
they give you a couple different options
my regular payment plan would have me paying just under 200/month for 10 years to pay it back.
There is also a graduated plan where the interest rate/monthly payments are lower at first, and get higher at the end. Overall if you took the whole 10 years to pay back the loans this would be more expensive. If you plan to pay em back within 5 this saves you money.
The first two years are as low 125/month. it goes up over time to be the same as the regular plan after 5 years, and 300/month towards the end.

So ya, there are cheapish options out there. The graduated plan is great if you think you will earn a lot more after 5 years.

Stella Said:

Getting a cheap student car without getting ripped off?

We Answered:

go to Autotrader.com

they have the most in depth choices for searching for cars ( i think it's better than cars.com)

definitely just search in your price range everyday ull never know what ull find...

carfax - don't forget that - a lot of them are offered online for free but some aren't - if u see a car u like online and the carfax isnt available for free ask whoever is sellin it to pull it up for you.

i bet you can find a car in 2000 - 2002 range that will be in decent shape and cheap.

stick with a 4 cylinder!!

hope this helps a little.

Vernon Said:

Where can I get an american student loan for the uk?

We Answered:

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Jim Said:

Are there any student loans with good interest rates that anyone can share with me?

We Answered:

To answer this question correctly it all depends if you are talking about Federal Student Loans or Private Student Loans. Federal Student Loans have some of the best interest rates out there along with Federal Benefits because they are backed by the Federal Government. You would need to fill out your FAFSA form if you have not already and submit that as soon as possible.

Right now Federal Stafford Loans are being issued with a fixed interest rate of 6.80%. Federal Perkins Loans are being issued with a fixed interest rate of 5.00%. Direct PLUS Loans are being issued with a fixed interest rate of 7.90%. Federal PLUS Loans are being issued with a fixed interest rate of 8.50%. Graduate PLUS Loans are being issued with a fixed rate of 8.50%.

When dealing with Private Student Loans, those loans are not need based like Federal Student Loans they are credit based, so your interest rate will be determined by what kind of credit you have. Private Loans normally carry with them a higher interest rate than Federal Student Loans also.

If you have Federal Student Loans issued before July 1st, 2006, than those Student Loans would have a variable interest rate; which changes every July 1st. The only loans issued before July 1st, 2006 with a fixed interest rate are the Federal Perkins Loans. For more information on current Federal Student Loan interest rates please visit the source below.

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