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Community College Student Loans

Carmen Said:

Worth it to get student loans for community college in San Diego?

We Answered:

Apply for federal financial aid at You CAN get aid to go to a community college!!!

Lucy Said:

is it advisable to take student loans in community college?

We Answered:

It's advisable to take student loans to any college. It's all based upon your tuition. If you don't have enough money to get into that college than yes, you need a student loan(s).

Chad Said:

Possible to get enough student loans/financial aid to go to Community College full time?

We Answered:

You can get info about such college scholarships and grants online here -

Ashley Said:

How can i get into a community college with student loans in default?

We Answered:

start paying your loans off.

Jeffery Said:

Community college and student loans questions?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Caroline Said:

Would taking classes at a community college defer student loans?

We Answered:

If you enroll in school at least half-time, this would allow you to defer repayment of your student loans. If you're taking on more student loan debt to defer payment of the principle, you might consider other ways of deferment.

Unemployment. You can get a deferment on most loans if you are unemployed but looking for work.

Economic hardship. You can defer payments on federal loans obtained after June 30, 1993 (though Perkins loans can be from any time period) for up to three years if you are suffering an economic hardship.

* You are automatically entitled to this deferment if you receive public assistance, such as welfare or SSI.
* If you don't receive public benefits, qualifying is based on a complex formula that's a mix of your income, the federal minimum wage, the federal poverty level, and your monthly or annual federal student loan payments. You will have to provide documentation of your income, such as pay stubs.
Membership in a uniformed service. If you serve in the U.S. Military, the National Oceanic and Atmospheric Corps, or the U.S. Public Health Service, there are several situations in which you may cancel or defer your loans. Check with your supervisor or commanding officer.

Teaching needy populations. Teachers who serve certain needy populations -- including low-income or disabled students -- may be able to cancel student loans or defer payments.

Providing other services to needy populations. People who serve needy populations (other than teachers) may be able to cancel student loans.

Performing community service. In many situations, you can partially cancel your student loans or defer your payments in exchange for performing community service. Opportunities range from serving in the Peace Corps to volunteering your time with an organization that assists low-income people in your community.

Working in the health care professions. Health care professionals, including nurses and physicians in their residency, sometimes can cancel their student loans or defer their loan payments.

Working in law enforcement. Full-time law enforcement and corrections officers can cancel some older Perkins loans.

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