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Darlene Said:Can I start paying off my direct student loans before the grace period?
We Answered:There is no prepayment penalty on federal student loans. Ever.
If you don't believe me, read this: http://www.finaid.org/loans/prepayment.p…
You will make the decision as to a repayment plan when you start repaying the loans, not when you take them out, but I'm glad you're thinking about this now. Early repayment, if it's possible for you, is the best way to pay off your loans.
Here's to graduating without debt! I hope it works for you!
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