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Direct To Consumer Student Loans

Samuel Said:

How do student loans work, and what are my options for applying for graduate student loans?

We Answered:

To get a student loan, your first step is to fill out the Free Application for Federal Student Aid (FAFSA). You should submit your FAFSA as soon as possible – you can make estimates and correct the details later.

Once you’ve completed your FAFSA, you’ll want to visit your school’s student aid office. Ask what kind of aid you might expect.

Vernon Said:

Is there any student loan, that will be sent directly to me?

We Answered:

hey man, i tried looking for a direct to consumer loan as well. apparently no one offers these types of loans anymore. the closest you can get is a wells fargo education connection loan. this loan goes directly to your account, but it has to be approved by your school first.

Rebecca Said:

Do you think the 0bama has any idea what this holiday is about at all?

We Answered:

The Bamster thinks he knows everything.

Jack Said:

What is the fastest way to get a private, direct-to-consumer, student loan?

We Answered:

A large number of college students receive financial assistance from a grant, work-study program, or Federal student loan. However, due to rising college tuition, traditional financial aid doesnt always the expense. When there is a difference between the education costs and financial aid received, students must find a way to pay the excess. Some people choose to use personal savings or a credit card when neither option is available, a private student loan from a private bank can fill in the gap.

http://www.worldbestloans.com/student-loans.htm

Federal student loans place limits on how disbursed money is used. However, a private student loan can pay for a variety of education-related expenses such as a laptop, rent, transportation, etc. While private student loans offer flexibility and quick processing, getting approved for such loans is no easy task.

Samuel Said:

I need help finding student loan with bad credit...financial aid not an option?

We Answered:

go to your local workforce center (unemployment office) and ask to talk to a WIA counselor (Workforce Investment Act). This is a gov funded prog to help those who are in high demand occupations like nursing and truck driving pay for their tuition and fees and such. (free money, not a loan)
Good luck.

Jessie Said:

I need a loan but my college does not do loan programs?

We Answered:

If your school doesn't participate in the federal aid programs - then I'd be quite wary of going there. They quite likely aren't appropriately accredited, and there's a danger that your degree won't be recognized by employers and other schools.

Now, there are some exceptions. There are a few schools out there which choose not to participate in the federal aid program due to philosophical or religious regions. Grove City College is an example. There's nothing wrong with them, academically, at all. But they'd usually try to help you out with student aid themselves.

So I am wary of this school you're going to. Be cautious. Do more research.

Speak to someone at your local credit union. They do offer a variety of types of loans, and they often offer good rates. You don't have to become a member of the credit union in order to talk to them. And they're reputable.

Discuss It!

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