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Federal Student Loan Forgiveness

Armando Said:

Why don't student loans get as much federal forgiveness as mortgage owners?

We Answered:

you really should fully understand the facts before you start this. they are absolutely not getting forgiveness for those home loans, they are getting a bit of a tax break and refinancing if they meet certain criteria. if you think they are getting free houses, you are way off. government student loans are the greatest deal around - low interest and deferred payments during school. if you have a bunch of private student loans, then you made a bad decision taking them out

Jesus Said:

Would 5-10% per year Federal Student Loan Forgiveness be a good economic Stimulus for those in good standing?

We Answered:

Government subsidy on this already exists. It's the student loan interest rate that you can claim as a deduction on your income taxes. This amounts to a reduction in your loan costs that may be around 20% during your first 10 years, when your student loan interest payments are highest, and the overall savings decreases as you continue to pay off your loan balance.

Ella Said:

Student Loans forgiveness or solution, help!?

We Answered:

The odds of getting loan forgiveness is slim to none unless you have died or was permanently disabled or something like that. (Loan forgiveness is given to special workers like teachers of children with disabilities and Peace Corp members.) If you are having trouble paying your loans off, you should try putting them in deferment of forebearance. Deferment/forebearance is a grace period given to you where you don't have to pay your loans for 6 months. As long as you keep up with the paperwork (fill out the form every 6 months), you can defer payments for as long as you need to until your situation changes. There are deferments for economic hardship, additional college enrollment, and unemployment.

I hope this helps.

Dave Said:

best student loan consolidation?

We Answered:

careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.

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