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Georgia Student Loans

Sara Said:

does the state of georgia offer to forgive your student loans if you become a teacher?

We Answered:

They had a program offering that in 1995. Only if you agreed to live and work in a blighted area where no teachers ever applied. And you had to fulfill your contract, too. No leaving early..

Lori Said:

Student loans? money for school?

We Answered:

Loans for students help the student to deal with all the expenses that are to be incurred during his education phase like it includes entire cost of the student’s education from tuition fees, accommodation, books, and computers to transportation and many more.…

Many Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees.

Some of the most crucial are computer expense, hostel charges, and books and so on. The best college student loans are one which comprises all such expenses. But, to qualify for any such one, you have to give it your best shot as far search is concerned. Such purpose can be accomplished by exploring World Wide Web. You will find an innumerable number of lenders offering college student loans.

Julia Said:

Student loans?

We Answered:

You are eligible for an unsubsidized Stafford loan even if you are not eligible for any other financial aid. You will still need to complete all financial aid application requirements that your school has, but you will at least get a Stafford loan. It's only $2650 your first year, but it's something. You will probably also want to at least find someone over the age of 18 to be your cosigner in case you need one since it's very difficult for young people with no credit or bad credit to get loans without a cosigner.

Good luck!

Deanna Said:

What am I allowed to spend student loans on?

We Answered:

just not that is wrong about you getting loans 4 weeks after the semester started. That might be right at their college, but not at GA Tech. GA Tech will apply student loans to your student account three days before classes start. You'll get to choose how you wish to receive those funds - most students like to have it direct-deposited over to their own bank accounts, so you'll get those funds within a few days after GA Tech puts it in your account.

So if you got offered a $4,000 loan, you'll get $2,000 (minus loan fees) 3 days before Fall semester, and then $2,000 (minus loan fees) 3 days before Spring semester. If you're in need of funds sooner, talk to GA Tech's financial aid office. You can often get advance payment on certain things, OR if you live on campus, they'll allow you to hold off on paying the housing payments until you receive financial aid for the semester.

And yes, you can use student loan funds for anything you want to. Keep in mind that only directly school-related expenses are tax-free, however. If you use student loan funds to pay for housing, food, car payment, insurance, etc., you'll need to report those expenses on your taxes each year.

Marsha Said:

If I owe student loans can I collect lottery winnings?

We Answered:

If you get a job, is the federal government going to take your money from your paycheck? (I mean besides taxes.) Of course not. Money you receive is your money. You're only responsible to pay your taxes from those winnings.

Do yourself a HUGE favor - DON'T buy any more scratch tickets! You could be one of the very few people in the whole world who could say they've actually MADE money from the lottery if you stop now. Here's something you should know:

Lottery companies keep 50% of all money they take in! In other words, for every $100,000 the make from sales, they only pay out around $50,000 to winning tickets. (Like to lucky people like you who occasionally win something.)

This 50% number WILL hold up in the long run. If you continue to play, you will eventually give back all that money. If you don't believe me, KEEP TRACK! On one side of a piece of paper write "spent", and on the other side write "won". You can start the "won" column with a nice big number - probably about $1,100 after taxes that you'll actually get. Every time you win more, add that to the $1,100. Every time you buy a ticket put that amount in the "spent" column. Eventually, you will see that your profit has disappeared.

I really hope that you take my advice of NOT playing any more. If you don't, then at the very least keep track so that someday you'll see I was right about this.

Congratulations on your win! Don't worry about the feds getting any of this money because of your student loans.

Rita Said:

How can I find a school where I can teach in Atlanta, Georgia that will forgive a portion of my student loan?

We Answered:

Just keep applying and see what they offer.

Daryl Said:

What are some good student loans?

We Answered:

The Good Student loans available are through the federal government. If you haven't applied for the Free Application for Federal Student Aid (FAFSA), that should be your next step. The FAFSA will determine will give you and your family the ability to qualify for federal student loans. The best loans are usually the federally subsidized stafford loans that carry a fixed interest rate and do not accrue interest during your time in college.

1) - Go to, complete the FAFSA online. Step two, call your college or university's financial aid office. They will be happy to help, and will guide you in the right direction.

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:


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