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Graduate School Student Loans

Margie Said:

Is it true that financial aid in most graduate schools consists of student loans?

We Answered:

If you are attending a US university, the answer is yes. In most cases the majority of financial aid provided to graduate students will come in the form of loans. There are a couple of reasons for this--(1) the federal government and most state governments limit grant funding to those students with the least ability to pay (undergrads--once you've got the degree you have the option to work); and (2) even if the parameters for the grant funding don't restrict the awarding process, there's only so much grant money to go around and undergrads typically have the highest priority in funding. Such is life.

Now, that doesn't mean there isn't any grant funding or other aid at all; its just that its limited (statistically proven through studies done by U.S. Department of Ed. and other agencies). At most colleges and universities, graduate assitantships/fellowships are available to help out with costs; and your graduate school/department may actually have information on scholarship programs that offer funds for graduate students. So, don't lose hope. You're just going to have to do a bit more work to obtain funding other than loans--which you KNOW you'll have access to.

Best of luck!

Glenn Said:

Law School Housing and Graduate Loans?

We Answered:

Yes - law schools offer you loans for tuition, books, and cost of living. They're not technically included in the tuition fees, but they're part of the law school's budget for you and part of the loan package. If you need more than the school's cost of living estimates, then you'll have to take out private loans. Law schools usually offer a combination of Stafford loans and GradPLUS loans, in addition to whatever scholarship you receive, if any.

Ida Said:

How does a non-matriculated student gets loans to pay for graduate school?

We Answered:

You need to be at least a part time student..Check with your education counselors office..they will lead you to the office where this question as well as lots of info can be obtained ..
Good Luck

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