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How To Apply For Student Loans

Victoria Said:

When do I apply for student loans?

We Answered:

you heard correctly. different schools have different policies and procedures for applying for loans. before you do anything, just wait until you receive your financial aid award letter. some schools do all of their loan stuff online, some need you to complete paperwork.

good luck!

Tara Said:

How can i apply for student loans if my credit is bad? I owe back taxes to the IRS, what can i do about this?

We Answered:

Many student loans are federally backed loans -- which means that you do not have to undergo a credit check. This includes stafford, perkins, and I believe plus loans.

You have a number of opitions for addressing back IRS taxes. You can find out more about that on my website --> http://www.irstaxtrouble.com. There is a section on the right that sets out many of the common options for resolving IRS debts.

Kreig
http://www.irstaxtrouble.com/category/tax-blog/

Bertha Said:

How does one apply for student loans & how does it work?

We Answered:

before you apply for a student loan check out some other avenues out there, because there are many. For example, it does hurt to apply for the pell grant which is free money just go to http://www.fafsa.ed.gov/
fill out an application and see if you are qualified. Fill it out and middlesex comm. col. will send you a letter saying that you're qualify or you can go back to that site and check the status of your application. and when you get an EFC code (the lower the better) call your comm. col and tell them - better yet go to your college's financial aid department and inquire about it. Also ask financial aid department in your college if they are offering any scholarships most of the time colleges would have in house scholarships. good luck.

Joseph Said:

Why doesn't the government allow students to apply for student loans if they are taking less than 6 credits?

We Answered:

It made a decision to consider 6 credits to be "half time" and not to fund guaranteed loans for students attending school less than half time. That's just the cut off that was decided upon.

If you need to take a 5 credit class each quarter and you need financial assistance to do so, why not register for an additional 1-credit class each quarter so you will have 6 credits and be eligible for loans?

Usually you can find 1-credit classes somewhere in the curriculum: physical education, art appreciation, career exploration, remedial math classes, singing in the choir or playing in the band, something...

Elizabeth Said:

Which bank/company to apply for student loans?

We Answered:

colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.

Shawn Said:

when applying for student loans for college, do you apply to only one and hope you get accepted?

We Answered:

colleges.mywebcommunity.org - it provides some tips about applying to US federal and state grants for college students.

Jackie Said:

When should I apply for student loans?

We Answered:

You may apply for the same in August/ September.

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