Are you looking for ways to improve your study habits? Do you want better grades? StudyUp can help you study smarter. You get unlimited space to upload your notes. You can use StudyUp to search for, invite, and network with your Study Buddies. Live feeds give you instant updates when Buddies add notes! Best of - it's all FREE! Sign Up Today!
- Careers in Science
- Careers in Medicine
- Careers In Nursing
- Careers in Engineering
- Careers in Accounting
- Math Online
- Math Lessons
- Student Jobs
- Student Loans
- Student Accommodation
- Student Finance
- College Students
- High School Students
- International Students
- Student Houses
Join StudyUp.com Today
It's always free and anyone can join!Watch StudyUp Demo Video Now
How To Refinance Student Loans
Need How To Refinance Student Loans Study Help?
StudyUp can help improve your grades by enabling you to store all of your notes online, and network with other students - all for FREE!
Loretta Said:How do I refinance a student loan into a different name?
We Answered:It is impossible for your mom to get a loan in your name. Either she signed it with her name and ssn, making the loan HERS, or you and grandmother signed it making it now yours.
In short, it sounds like this loan you took out, not your mom.
If you don't know who's loan it is for sure, my advice is to look at the bills and statements she is receiving. If your moms name is listed and not yours.. this is not your problem.
If your mom and grandmothers name is listed, you are obligated to repay it and and the only way to legally make HER responsible for this debt is for HER to go to a bank and take out a new loan and pay off your and your deceased grandmothers loan. Then she would be the one responsible for making payments.
Always remember, don't sign any paperwork without reading it carefully.
Ralph Said:Refinancing consolidated federal student loans?
We Answered:schools.medianewsonline.com - it provides some tips about applying to US federal and state grants for college students.
Sam Said:Is there any way to refinance student loans into someone else's name?
We Answered:scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.
Alice Said:Thinking to refinance my federal student loans. What would be the process like?
We Answered:I decided which lender I wanted to refinance with and then filled out an application online. I had to give them references - these were not co-signers, they just want to make sure that they will be able to find you, my employment information, and the lenders and principle amount for each loan. There was a list on the website of what to have available before starting the process, but there was also a option to save my work and come back to it later if I found that I was missing a piece of information. It was really easy.
I combined Stafford loans, both subsidized and unsubsidized, and Perkins loans. I think that you can combine them as long as they are all student loans. The company contacted the lenders and got the exact payoffs on my loans, originated my loan, and paid off my initial loans. They then sent me the paperwork telling me how much my payments would be (they gave me an estimate when I filled out the application) and when payments were due. I also got paperwork from my lenders telling me that my obligations to them were paid in full. I doubt that paper applications are much more complicated than that.
My payments would have totalled about $400 per month and instead are about $280. There is no penalty for repaying early - an option that you want to make sure you have. The company that I went with (AES) can set up an automatic debit or take payments via their website as well as taking checks. Good luck!
Pulau Pramuka said:
carrying out work in the field related to tourism is in desperate desire excellent abilities. working function site is extremely appropriate in my opinion that an professional in the field of travel and leisure time.
Pulau Pramuka said:
doing work in the field connected with tourism reaches desperate would like excellent skills. working work site is incredibly appropriate i think that an specialist in the field of take a trip.
Student loan cannot be refinanced as because it was on your name and signed by your parents. So, it is impossible thing to do like that. If you want you can take another loan and then add that money into this student loan and pay complete amount and close that account.