Nelson Said:

Are instant approval payday loans okay for working students?

We Answered:

I tried this myself and it worked the same way you needed - I work in a bakery and needed a bridge myself to move to a different apartment - go to http://instantapprovalpaydayloansnow.com and check the students section, you'll get it sorted quickly.

Billy Said:

What's the big deal with credit?

We Answered:

You are right credit doesn't kill people debt kills people. if you manage credit properly you and your score will be fine. Rules to follow

1. Don't use more than 25% of the credit limit (eg on a card with a $1,000 limit you don't want to go higher than $250 balance
2. Don't pay off bill every month - credit card company don't like "deadbeats" they need to earn money off of you and if they do they will reward you with higher limits
3. never miss a payment, even a small one. Being late on a $1.00 balance will cause your score to drop 100+ points
4. Don't go over your limit, even if they let you. This will cause extra fees plus a large hit to your credit score