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Low Rate Student Loans

Eleanor Said:

Can I re-consolidate my student loans at a lower rate?

We Answered:

I once worked at a student loan consolidation company, if I remember right you could re consolidatee if you had for some reason taken out anAdditional student loan since the original consolidation, im not 100% sure though, good luck

Warren Said:

Where can I find a good low intrest rate student loan, with low or no credit?

We Answered:

The best type of student loan to get is not a private bank loan but a federal government loan. Here's what you need to do to get a federal loan:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
http://www.studentfinancedomain.com/stud…

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
http://www.studentfinancedomain.com/stud…

4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. You can read about them here:
http://www.studentfinancedomain.com/fina…
And here are some good sites to check out:
http://www.fedmoney.org/
http://www.findtuition.com/scholarships/
http://apps.collegeboard.com/cbsearch_ss…
http://www.freegovmoney.net/
http://www.educationplanner.com/educatio…
http://www.studentawards.com/
http://www.college-scholarships.com/

Good luck!

Gordon Said:

Where can I find the lowest rate to consolidate my student loans.?

We Answered:

collegefinder.yoll.net - try this site. It has info about different US student loans and scholarships.

Terrance Said:

Where can i get a low fixed rate student loan from a well known company?

We Answered:

Good luck getting a fixed rate in this economy. If you want any shot you'll need a co-signer with great credit.

I went with loans from Huntington and I they've been good so far, decent interest rates (I think I was able to get 2/5 fixed), 6 month grace period, lots of options if I can't make my payments, ect.

Douglas Said:

How can I get a better rate on my student loans?

We Answered:

Are the loan holders private institutions or the education department? If they're FFEL loans, there are set interest rates. You should try to consolidate your loans. Most people do.

The interest rate for FFEL and Direct Consolidation Loans is set according to a formula established by federal statute. The fixed rate is based on the weighted average of the interest rates on the loans at the time you consolidate, rounded up to the nearest one-eighth of a percent. The interest rate does not exceed 8.25 percent. The consolidation rate is fixed for the life of the loan, which protects you from future increases in variable rate loans but prevents you from benefiting from future decreases in variable rates.

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