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Obama Student Loan Forgiveness

Alicia Said:

Who do I write to about passing a bill on student loan forgiveness?

We Answered:

You should write to three different people-the Congressional representative for your district and the two senators for your state. Explain that you are one of their constituents and that you support HR 988 and your reasons for doing so. Constituent mail is read generally by a staffer who may or may not pass along a specific letter to their representative or senator. Every time I have written to those from my state, I have gotten a cookie cutter response letter. Sometimes they vote the way I want, sometimes they don't. But if you choose to contact them, you have more voice than any of the thousands in your area who stay silent. Good luck!

Maurice Said:

Should Obama reach out to those with overwhelming student loans?

We Answered:

Sure why not. He's taking over everything else.

Sheila Said:

Confused about the military and college?

We Answered:

Each service is different, when it comes you paying off student loans.

1. They only pay federaly backed student loans, not private student loans.
2. The Air Force only offers loan repayment of $10,000, you have to go to the Army if you want the $65,000 loan repayment.

3. If you choose loan repayment, you do NOT qualify for the GI Bill. You have to choose one or the other.

4. The Air Force only offers bonus's for the following AFSC's:

Combat control

5, Student loans are NOT automaticly defered because you enlisted, but some banks will defer them.

6, Loan repayment is taxed at a 28% tax rate.

Danny Said:

What is the Obama Student Loan Forgiveness?

We Answered:

There's no Obama student loan forgiveness program, but he did improve income-based repayment (IBR) for student loans:

This allows you to make payments based on the money you earn. It CAN be a forgiveness program if it takes more than 25 years to pay off the loans, then you get to stop paying under IBR. Please note this only works for FEDERAL student loans.

There are very few ways to get your student loan forgiven without working very hard for it. If you're a teacher or a medical worker, you can get part of your loans forgiven for working in a specific low-income area. You can do volunteer work at an organization that pays off part of the loan for you, like AmeriCorps. There's not many ways to do this, and they're all very specific. More information on student loan forgiveness here:…

Your best bet is to look into income-based repayment to make your monthly payments more affordable.

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