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Part Time Student Loans

Francisco Said:

Question about student loans and full-time-part-time schedules ...?

We Answered:

I don't know the Canada rules on student loans but in the US usually you will be found out if you drop classes. At my school if a student drops below half time (our eligiblity for student loans) after the loans have been disbursed they are still eligible for it but if they drop before the loans have come in they do not recieve the loans so I would ask your lender or financial aid office.

Johnny Said:

Can a PART TIME student RECEIVE federal subsidized LOANS?

We Answered:

Yes, part time students can receive student loans. You must attend at least half-time (6 hours at most schools). It will reduce the amount of your loan, because your tuition and books costs will go down.

If you were originally taking more than what is considered full time and drop down to full time status. (going from 15 hours to 12 hours) it would not affect your loans because you would still be considered full time.

Benjamin Said:

Do I have to pay back my student loans if I am a part time student?

We Answered:

no as long as you dont go under 6 units you will be okay. As long as your loans are government issued. If they are through a private lender then you will have to ask them.

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