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Paying Back Student Loans

Joshua Said:

Why dont they give students a break on paying back student loans?

We Answered:

There is someone in congress you can write and make a request that the law be changed to give you some benefits.

Darren Said:

How long can I stay in school and not start paying back student loans?

We Answered:

universities.atwebpages.com - it provides some tips about applying to US federal and state grants for college students.

Annette Said:

What are my options for paying back student loans?

We Answered:

when you attend college for at least 6 credits ( half time status) your loans go into deferment. Call your lender to let them know you are in college but you have to be taking at least 6 credits. If not ask if you can get an extensions. Lenders are understanding when you let them know a head of time if you have a valid reason.

Joseph Said:

Question about paying back student loans?

We Answered:

As long as you're still enrolled in school, you don't have to pay back until you graduate. As far as I'm concerned, you need to be enrolled at least part time to continue getting loans or a semester off would be okay. The rule is, you get 6 months after you graduate to start paying or you can start right after. Use that 6 months to find a job with your degree. You're gonna need the money to pay back your loans, place, car, etc.

I'm only talking about federal loans. Private loans abide by their owns rules, so you'll need to check with that company if that's what you're using. If you're applying for a federal loan, don't worry about this now. Once you apply it's mandatory that you go over the rules and regulations about government loans. They tell you everything from A-Z.

Mildred Said:

Can you start paying back student loans while in school?

We Answered:

Yes, most even suggest that you do start paying back early on at least the interests portions so that they do not capitalize and get turned over to principal. I have paid the interest portions every quarter (every 4 months) on all of my loans and it has helped me immensely. If you pay above the interests amounts, it will be dropped off of your principal amount and will lower the total you owe when you graduate. You most certainly can do this; there are no penalties for doing so, and it looks great on your credit report.

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