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Pei Student Loan

Leroy Said:

student loan whether to pay off or keep for tax deduction?

We Answered:

If your adjusted gross income is under $55,000 then you can get a further adjustment to your income up to $4,000 from your payment of student loan interest. When your income goes over $70,000 you lose the deduction entirely, in between it is $2,000.

So if you can benefit from the deduction, might as well keep some of the loan. But when you get over the income limit, there is no point keeping the loan for the tax benefits.

Allen Said:

How Much will my tax refund be?

We Answered:

From the information you gave you should get a refund of $1,287.21. That could change if you have any other deduction or credits.

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