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Private Student Loans

Christy Said:

Maximum amount of private student loans you can borrow a year?

We Answered:

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Norma Said:

How does the current financial crisis affect private student loans?

We Answered:

no credit market ie. no money to loan on credit =no loans
Ford and Toyota already showing sings of sales drop account tight credit10/1/08 yahoo news.
perhaps credit will be available but the interest maybe high have to pay more when something is scarce,work hard on those grades an go for the scholarships-good luck

Anita Said:

What are the credit factors for private student loans?

We Answered:

Each bank uses its own criteria. They also can come up with their own method of calculating the credit score. They don't all use FICO. Debt to income ratio could be a factor, and the loan you took out is now showing on your cosigner's credit as a new debt. (Since she is equally liable on the loan, it shows on her credit as if she were the borrower.) All of the banks have an appeal process. Work specifically with the bank that gave you the loan last year (if the rate and service are good) and have your cosigner contact them regarding the credit denial reason and the appeal process.

Robert Said:

How do I get private student loans?

We Answered:

collegefinder.yoll.net - try this site. It has info about different US student loans and scholarships.

Marie Said:

Why are private student loans not allowed to be written off?

We Answered:

Laws changed because people took out huge student loans. Then upon graduation, file bankruptcy. Since they had the fancy degrees but no jobs or other income, all the student loans were written off. It happened so often, that lenders didn't want to give out student loans anymore.

Wayne Said:

What should I know about private student loans?

We Answered:

private student loans are evil and should NEVER be taken out. Which is why they constantly SPAM this message board. Do whatever you have to do to pay without private student loans or make yourself eligible for federal loans again.

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