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Harry Said:Are private students loans a pain in the butt?
We Answered:You and the first respondent may want to think twice about schools that don't qualify to participate in federal aid funds, these schools are often not accredited and you may not be able to transfer the coursework you take elsewhere. That can make them doubly expensive in the long run. Aside from this private educational loans follow the normal credit granting process and may require you to prove you have the ability to repay them (many are not deferred until after you leave school) and may require you not only to have a good credit rating (no credit is not good credit) and/or have a co-signer. Their terms and conditions of repayment are often very different than federal loan terms and conditions.
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