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Standard Bank Student Loans

Arthur Said:

Private Student loan question. help please?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Mathew Said:

Consolidating debt as a student?

We Answered:

Student Loans do not consider credit history. I have awful credit and have just finished my first year at NTU. I'm not sure how nursing courses differ from other courses but I received £3229 for my tuition fees, £3500 per year maintenance loan (have to pay this back) and another £3500 grant and bursary ( I don't have to pay this back).

Im not sure what happens with medical courses but it is well worth looking into. There is a lot of money out there for students.

Dale Said:

Want to study in Australia but finance problem?

We Answered:


The 2 answerers above really sounds fishy. Please DO NOT give your personal details to them AT ALL thru the internet, unless you trust the person very well. If you do, and it turns out that they are criminals, they can use your personal information to do something terrible. Trust me, lots of that already happened all over the world.

If you want to apply for scholarship, you can visit for Australian Government scholarship programs.

If your parents can apply for the loan, it may be easier. Ask your teachers abt the loans that they get and how to apply. No banks in Australia offers loan to international students.

Also consider this...
1. You will have to pay the fees in advance and have to budget yourself very-very-very well. You can apply for a work permit once you have arrived in Australia, but you can only work 20hrs/week during study period, and full-time only during holiday period, so as you can see, you cannot rely on the income in Australia to support yourself. Please be careful since I have seen alot of fellow international students going back home halfway due to running out of funds.
2. As you are under 18yrs of age, you will need a legal guardian/carer when you are in Australia, as part of the Australian student visa regulation. It can be quite costly. You can see one of the ppl doing the legal carer job at to get the idea abt the fees.
3. Sydney is the most expensive city in Australia, compared to Melbourne. So you might want to put that into consideration when choosing the uni.

Hope that helps. Good luck for your study and welcome to Australia.

Vanessa Said:

Does it occur to anyone else how odd it is that companies can sell your personal debt to other companies?

We Answered:

I've been buying bad debt for years, first borrowing money from my family to do so.

If you can research each account, individuals credit report, and new/current situation, you can make a load of money, and save THEM money at the same time.

Another new business venture is buying out debtors partial principal offers. For example, if Jane Doe gets a letter from Wells Fargo stating she owes $10,000, but they're willing to settle for $5,000, I can call the bank and offer them $3000 cash today. They will usually accept, and I'll hold Jane Doe accountable for $5,000. In this, she gets the deal without any added interest, and I make $2000 eventually.

Just look at these things from a business standpoint. There is money to be made.

Douglas Said:

what is the statute of limitations on a bank overdraft in texas?

We Answered:

There is no STANDARD statute of limitations on ANY type of debt. The 7 years you mention is for REPORTING bad debts on your credit report. It is NOT the statute of limitations for SUING over ANY type of debt in ANY state. In addition, if the statute of limitations expires, that ONLY prevents suing over the debt. It does NOT mean you no longer owe the money, or that they can't attempt to collect by other means.

Natalie Said:

Credit Union vs. Bank?

We Answered:

Credit unions are financial institutions, like banks. They offer many of the same products and services -- savings accounts, checking accounts, ATM/debit cards, credit cards, auto loans, mortgages, home equity loans, etc. The main difference from your viewpoint as a consumer is that you can become a customer of any bank, while credit unions can only serve people who fit in their "Field of Membership." Some credit unions are sponsored by a company and only the employees can join. There are numerous credit unions that have "community charters" which allow them to serve people who live within a defined geographic region (i.e. city, county, zip codes, etc.).

The best place to find a credit union that you can join is using the following website:…

Hope this helps. Good luck!

Jim Said:

Is there a way to consolidate Direct Loans student loans at a lower rate than the standard 6.8%?

We Answered:

If you want info on any type of student loans means then just visit

For latest info on student loans just visit

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