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Stanford Student Loans

Sidney Said:

Are my student loans too much?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Fernando Said:

Can I get $8,000 in unsubsidized federal stanford student loans?

We Answered: - it provides some tips about applying to US federal and state grants for college students.

Beverly Said:

Is is it a good idea to consolidate student loans stanford and perkins if i plan on going to grad school?

We Answered:

NEVER EVER consolidate a Perkins loan with your other Stafford Loans. If you do, you definitely lose all of your Perkins deferment and forgiveness provisions. Additionally, doing so will convert the loan to an unsubsidized loan.

Jeff Said:

What Happens to my Student Loans and Pell Grants!?

We Answered:


PELL grants ALWAYS go to the school first. ALWAYS. No you can't change that.

Financial aid (including Pell grants and student loans) has to be "earned". You earn your financial aid by attending classes... well, for online classes by virtually-attending classes. If you drop before a certain time (as defined in your schools financial aid policy handbook) then you didn't "earn" all the financial aid you were awarded and it will be send back to whoever awarded it to you. Now, this poses several problems. Because you now have a balance at the school (that you will need to pay) again, because your aid was sent back, and you also owe on the financial aid you did get.

SO, if you do the math, you now owe TWO possibly THREE places (your school, the Dept of Education, and your lender) for a semester you don't even get credit for. Wow, Kinda stinks!!

So, to answer your question, you will not get any refund from PELL because you didn't earn it.

I repeat, you won't get any refund, because you didn't earn it. You must be a college student to get federal aid, if you drop, you aren't a college student any longer and won't get a dime.

What you'll get is a bill from the school asking for payment that will have to be paid before you are allowed to return to college AND before you'll be allowed to get financial aid again. You won't even be allowed to transfer to another school until you get that bill taken care off.

Hope that helps.

Billie Said:

Where else can a student apply for a loan besides school that he/she wont have to pay back until graduating?

We Answered:

Check the sites thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.…

Darrell Said:

Can you get $7,500 in just unsubsidized student loans?

We Answered:

The max you can get as a DEPENDENT freshman in unsubsidized loans is 5,500 a year. If you are an INDEPENDENT freshman, you can get up to 9,500 a year.

Dependent students are generally those who are under 24 years old and not married and don't have kids.

Sue Said:

I make a good income, but I want to go back to school, what kind of loans will I qualify for?

We Answered:

The government loves to give people loans, so you shouldn't have any problem. The first year, you may not get very much because you made so much last year (that is what they look at). Plus if you are getting your masters, the school will probably have an assistantship or fellowship for you, check into that!

The second year of grad school you should get more money, since your income would have been zero.

It makes a big difference if you live with your parents, you'll have to include their tax information (even if they are not contributing to your tuition)... but if you are over 25, you don't have to use your parents information!

Go to the Fafsa website, there's lots of info there. That is who I have all of my loans with.. and I have a lot!
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