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Norma Said:Can I get a cash loan with income from student loans and grant money of $500.00?
We Answered:Student loans ans grant money ARE NOT income.
Judith Said:Can i get the 2009 student tax credit if i am paying for college with student loans and not cash out of pocket?
We Answered:Loans, yes, but not with grants.
Lucy Said:Is it better to take out student loans or pay in cash?
We Answered:If you can't afford school, you shouldn't go.
Look around you and see the people who went to school, are currently unemployed, and can't pay their student debt.
At least pay a portion in cash, and only borrow what you can pay back.
Hint : $100,000 is not easy to manage. I wouldn't go to school if it meant owing that much.
Unless you have a good reason to believe you'll make $20K more a year, you'll have a problem paying back even $10K a year for your student loan, which means it'll take minimum 10 years if you're lucky. 15-20 years is realistic.
$40k a year, is $160k in 4 years. Good luck paying that much back.
Travis Said:sister bought home/cash. she is cosigned on daughters defaulted student loans. Can they take her home?
We Answered:Try filing for the homestead. As a co-signer they will come after your sister for the payment. I doubt if they'd take the house but I'm sure they'd syphon her paycheck.
Ramon Said:if I cash in savings bonds can I pay my wife's student loans off and get a tax credit?
We Answered:You will have $2000 of taxable interest income.
Only the interest on those student loans is deductible.
Too bad you didn't cash them in during 2004--assuming the bonds met the very strict education exclusion requirements.
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