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Student Direct Loans

Joan Said:

what is the web site address for information about direct student loans?

We Answered:

www.dl.ed.gov

studentaid.ed.gov

www.dlenote.ed.gov

Connie Said:

Do extra payments on government Direct Loans for students go straight to the principal?

We Answered:

The extra payment goes directly to principle and pays the loan down faster (obviously).
Student loan interest is tax deductible. If you put the money into an IRA, you can not touch it until retirement. You also have a limit on the amount you can contribute to an IRA, so you need to determine how much "extra" you are considering.

I changed my minimum payment from just under $150 to $250 and I'm paying my loan off in 6 years vs. 10 years which for me is a better choice (I can still make additional or higher payments).

Good luck

Pearl Said:

Are there any more direct to student loans out there?

We Answered:

Personal loans direct serves a borrower who is financially strained and needs significant reduction on his debt balance. He can even opt for refinancing his existing loan with an instant unsecured personal loan or revamp his old home or purchase a new one.

Darren Said:

any info on direct student loans?

We Answered:

careers.scienceontheweb.net - it provides some tips about applying to US federal and state grants for college students.

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