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Student Loan Consolidate

Floyd Said:

What is an ALPLN Student Loan and can you consolidate those?

We Answered:

i believe that would be a private/alternative loan. you can consolidate it, but it is based on your credit (like refinancing).

sorry, i dont know what it stands for, as each company has their own name for their loans...

what kinds of rate are you paying on it?

if it is very high (13%+) then you should definately try to refinance it.

nelnet's private loan consolidation #: 877.303.0523

Leslie Said:

I have a private student loan with a high interest rate of 11 percent. Where can I consolidate?

We Answered:

CFI

Rafael Said:

Can I take out a student loan with a co-signer and then consolidate the loan on my name alone?

We Answered:

As long as you qualify for the second loan, yes.

The second loan will pay out the first loan and therefore terminate any liability from anyone that signed the first loan.

Stephen Said:

How can I consolidate my student loan?

We Answered:

They only consolidate governmental loans. The private loans don't count.

Kurt Said:

What will happen to my credit score if I will consolidate my student loan?

We Answered:

I don't understand why people are so concerned about their credit scores. First priority should be to get the lowest possible interest rate, and to keep one's finances organized and under control. If you arrange for low interest rates, pay your bills, and control your expenses, you'll end up with a good credit rating.

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