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David Said:What is the benefit of consolidating a federal student loan?
We Answered:You lower your monthly payments, you can combine loans from multiple lenders into one loan, and more importantly you lock in a lower interest rate for the life of your loan.
You generally consolidate once your in-school deferment status expires. You can consolidate earlier if the interest rates are increasing (around May) and then reapply for in-school deferment once the consolidation process has been completed.
Sidney Said:What happens after you consolidate a federal student loan?
We Answered:After you consolidation your loan then you should start to make payments soon.
You can read more about loan consolidation here:
Marcus Said:Could I get a federal student loan for an associates degree if I already have a bachelors degree?
We Answered:Before getting your 1st student loan..KNOW YOUR LOANS: FEDERAL VS. PRIVATE
Though federal and private loans are both eligible for consolidation, federal loans have superior rates and terms, which are set by the government. However, federal and private loans must be consolidated separately.
Federal Loans Have Favorable Terms
There are several types of federal loans that can be consolidated. These include:
* Stafford loan
* Parent PLUS
* Supplemental Loans for Students (SLSs)
* Health Professions Student Loans (HPSLs)
* Loans for Disadvantaged Students (LDSs)
* Nursing Student Loans (NSLs)
* Health Education Assistance Loans (HEALs)
Find http://student-loan-consolidationrebate.… about your student loan
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