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Student Loan Government

Brad Said:

Who should I contact if I believe a school is defrauding government student loan programs?

We Answered:

They're defrauding the student loan programs? That's kind of vague. What are they doing, not offering loans that should be offered, or offering too many? Giving loan funds to students not taking classes? What is it?

Federal loan fraud would be investigated by either the U.S. Department of Education or the U.S. Attorney General.

U.S. Department of Education fraud contact info:
http://www2.ed.gov/about/offices/list/oi…

U.S. Office of Attorney General contract info:
http://www.justice.gov/contact-us.html

Arthur Said:

do i need permanent residence status from a particular province to apply for a government student loan?

We Answered:

there are so many private organization available where you can get a student loan without a cosigner. how much time they take to disburse your loan, is up to the work they do and how many paper you can provide to them.
i can tell you who get me my student loan,which they provide me when my score is also not good.

http://badcreditloans.50webs.org/student…

they can help you as well to get approved your loan, and if they cant then don't worry at all there are so many others also who can help you as well. good luck dear.

Doris Said:

Need help with a government student loan problem?

We Answered:

Nope.

When you set up your loans they ask you when you will be done with college and set up your repayment schedule to begin 6 months after that. (at least that's what happened with mine.) In my personal experience. I was supposed to start repaying and I went back to school. I notified my loan company that I was still in school and they extended the term for my deferment until I was done with my degree. You may have to send them in something from your school saying you are still in school. Call your loan company and find out for sure. Thats your best bet.

Victor Said:

Is a government student loan better than a private student loan?

We Answered:

Government loans generally have much lower interest rates and some don't require repayment until you're finished school. The downside is the amount they make available is set in stone and can often be not enough.

Private or Bank Student loans have much higher interest rates and do require a monthly payment even while going to school. So they lend you money but demand immediate repayment installments. An upside is that should you need the amount increased at some point during the school year, they will gladly extend the limit assuming your credit rating is sufficient.

Personally I'd go for the government loan and just live as thrifty as you can. You don't want bank debt... trust me.

Lorraine Said:

Can you get a second government student loan if the first is being paid for by government interest relief?

We Answered:

Yes, your friend should be able to get it as long as your friend has the grades and applies properly.

Check with the financial aid officer at your school.

Stephen Said:

Is it true after 20 years you can have Government student loan wiped out?

We Answered:

Your federal student loans can be forgiven after 25 years under the income-based repayment plan. However, this is only if you qualify for this plan, and if you make on-time payments for the full 25 years (you cannot default on the loans ever). If you work in specific, public-service jobs, your loans may be forgiven after 10 years of payments with the IBR plan.

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