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Willie Said:How does Student Welfare in Canada work? Can I apply if I get government student loans?
Lucy Said:Alberta & Canada student loans, Statute of limitations?
We Answered:The statute of limitations on provincial or student loans are supposedly 10 years minimum but some say they are forever collectable. I learned this the hard way.
Once they go into collections at HRSDC they will start sending you monthly statements with fields that show the total existing debt, minimum monthly payment and interest rate and amount.
If the minimum is too much for you to pay, call the number on the statement, I believe it's in Edmonton and make arrangements to pay.
If you do not pay it, all things taxable will have a lien on it. GST rebates, tax refunds, you name it. They'll get first pick.
It cannot be included in a bankruptcy.
Ida Said:Can we apply for student loans in multiple provinces if we qualify?
We Answered:Students and parents who must deal with the high cost of a college education have available to them a wide range of student loans. This article offers details on three general types of student loans. Unlike other student loans, application for a specific Stafford Loan should be preceded by the filing of a Free Application for Federal Student Aid (FAFSA). The FAFSA application should be made in the name of the aspiring student.
Like some other student loans, application for the Signature Loan permits the use of a co-signer. In fact, there is a real advantage to applying for a Signature Loan with a co-signer.
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