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Student Loans College

Viola Said:

How do student loans for college work?

We Answered:

There you go :…

Good luck !

Gilbert Said:

Does one need credit history to be able to get student loans for college?

We Answered:

If it is a first time government loan, not usually. Actually the student, providing he/she is over 18 can get a better deal than the parents.

Charlotte Said:

Will it be easier for me to get a loan for a house if i have no student loans from college?

We Answered:

It depends on your debt to income ratio. If the loans take up a large chunk of your income, then you will not be able to get a loan. If you make enough that the loans are only a small amount of money, then income/debt wise, you should qualify for a loan.

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Federal student loans are not priced along these lines - the interest cost is the equivalent paying little respect to loan term. So for long-term borrowers, federal loans will frequently be a superior choice, yet for momentary borrowers, there might be some private loans that are less expensive.

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