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Student Loans For Community College

Lena Said:

student loans if parents are already paying for community college?

We Answered:

You would need to get a private loan. Private student loans can't be used on cars, nor would you want to use one on a car because a car loan has cheaper interest usually. Government loans can only be used for expenses directly related to school. You don't really need credit to get a private student loan (although it wouldn't hurt in this economy), you just need a co-signor with good credit.

I get mine through Discover Student Loans, they're pretty good and they have some good incentives and bonuses for paying on time, etc...

Jonathan Said:

can u get student loans while in community college?

We Answered:

You may get student loans at community college, yes. You may receive federal student aid as long as you are eligible and attending college.

Apply for federal financial aid using the FAFSA (Free Application for Federal Student Aid) online at http://fafsa.ed.gov

You may qualify for grants and/or loans to help you pay for college tuition costs. There are many grant and loan programs, so you should check with your school's financial aid office for more information.

The most popular and common grant is the Federal Pell Grant, if you are eligible, you may receive up to $5,550 per academic year.

How much you are eligible to receive and which grant/loan program you may receive depends on your financial need, family income, enrollment status and tuition cost. Everything will be considered and calculated through the application. Your school will be the one deciding how much you can get.

So talk to someone from the financial aid office at your school. There are help out there to go to college, you just have to look.

Reginald Said:

Can I/my parents apply for a student loan for a community college?

We Answered:

You can absolutely apply for a student loan for community college.

Here's a great website where you can get all of your information for student loans:
http://www.studentfinancedomain.com/stud…

Alfred Said:

How can I get a student loan for community college?

We Answered:

You will need to complete the Free Application for Federal Student Aid (FAFSA) first to determine your eligibility for a loan. If you are under 22 years of age your parents' income will need to be reported - regardless of whether you live with them or not, it is expected that they will contribute to your payment for school.

Contact the school's Financial Aid office - they will help you with every step. You should also get a job iof you don't already have one.

Randall Said:

student loan/community college?

We Answered:

Absolutely.
How much you receive is based on your income (if independent) and parent's income if not.
Your first step is to fill out a FAFSA - http://www.fafsa.ed.gov/ - you have to set up a PIN which takes a couple days to get. Then you fill out the form which can take several weeks to process.
The FAFSA will determine how much you are eligible for pell grant wise, will set you up for student loan eligibility, and work study information.
When the financial aid department reviews your paper work, they figure in cost of living (housing, transportation, supplies) along with tuition and books - to figure out how much money you can get.
At my university, you could receive up to $19,000 a year in financial aid - based on qualification (need).
Good luck - fill out the FAFSA as soon as possible, it can always be changed later. And - set up an appointment with a financial aid adviser at the college you intend to attend - they can give you a ton of information.

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engineeringbookmonster said:

A student doesn't need to take any loan because they already have enough money from parents for education. Take it if you have necessary and you can't survive without it.