Mattie Said:

How to get help with student loans in default?

We Answered:

Except in extreme circumstances, even bankruptcy will not relieve you of those student loans.

The only programs to pay off student debt are generally employer based--and taxable income too.

Heather Said:

Can a person lose my personal property because of default student loans?

We Answered:

No, unless they've somehow managed to obtain a lien on it through a court proceeding. The only way something can be repossessed is if there is some sort of security interest on it, usually from either the seller of the item (furniture, etc.) or the financier (which may or may not be the seller in the case of a car). If the person has no other assets and no income, it's possible, though unlikely, that they could obtain a judgment lien on the car, but this would require a court proceeding; they can't just up and take the car away, and I doubt they'd be able to get a lien anyway. Laws vary by state, of course, but I don't know of any where this would not be the case.